2005 Annual Report / Crédit Agricole (Suisse) SA

Crédit Agricole, a unified and decentralised groupCrédit Agricole is the largest banking organisation in France with apresence across the entire spectrum of banking and finance activities.It is the European leader in terms of domestic market position andranks number two in Europe and fifth in the world in terms of capital.Crédit Agricole S.A. is responsible for ensuring a consistent developmentstrategy and financial unity throughout the Crédit Agricole group.Crédit Agricole pursues a strategy of sustainable, profitable growththrough a unified approach between the Regional Banks and theGroup’s specialist business line subsidiaries.The Crédit Agricole groupAt 31/12/2005The Crédit Agricole groupcomprises Crédit Agricole S.A.and all the Regional and LocalBanks.FédérationNationale duCrédit AgricoleThe Crédit Agricole group2583 Local Banks5.7 millionmembers41 Regional Banks Float **25 % *54,7 %via SAS Rue La Boétie45,3 %** includingtreasurysharesCrédit Agricole S.A.Crédit Agricole S.A. S holds 25% of each of the*Regional Banks* and 100% of its subsidiaries.It has six core business lines:French retailbanking –RegionalBanks*French retailbanking – LCLSpecialisedfinancialservicesSofinco, Finaref,Crédit AgricoleLeasing, EurofactorAsset management,insuranceand privatebankingCAAM, Predica,Pacifica, BGPI,CA (Suisse) S.A.Corporateand investmentbankingCalyonInternationalretail banking* Except for Caisse régionale de la Corse