Index of EWU Authors - East West University

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Abstract of Published Papers 2008Business and EconomicsInternational Journal of Business and Management, Vol. 3, No. 8, pp. 169-180, Australia,August, 2008, (ISSN 1833-3850)A Multivariate Model of Micro Credit and Rural Women EntrepreneurshipDevelopment in BangladeshSharmina Afrin*, Nazrul Islam**, Shahid Uddin Ahmed***AbstractIn Bangladesh, micro credit programs have positive socioeconomic impact on the ruralwomen borrowers. However, it is perceived that the micro credit programs help the ruralwomen borrowers to survive only and do not help them to develop entrepreneurialcapabilities. Hence, this study aims at identifying the factors related to the development ofentrepreneurship among the rural women borrowers through micro credit programs. Amultivariate analysis technique like Factor Analysis was conducted to identify theentrepreneurship development related factors. Structural Equation Modeling (SEM) was usedto develop a model of micro credit program and the development of rural womenentrepreneurship in Bangladesh. Results show that the financial management skills and thegroup identity of the women borrowers have significant relationship with the development ofrural women entrepreneurship in Bangladesh. The experience from the parent’s family of theborrowers and the option limit may also lead to the rural women borrowers to beentrepreneurial.Keywords: Micro credit programs, Rural women borrowers, Entrepreneurship development,Financial management skills, and Group identity.* Department of Business Administration (Adjunct Faculty), East West University, 43Mohakhali, Dhaka-1212.** Graduate Studies (MBA, EMBA & MBM), Department of Business Administration, EastWest University, 43 Mohakhali Dhaka-1212. E-mail address: nazrulislam@ewubd.edu*** Department of Management Studies, University of Dhaka, Bangladesh.3
Abstract of Published Papers 2008Business and EconomicsPertanika Journal of Social Sciences and Humanities (JSSH), Universiti Putra Malaysia(Faculty of Economics and Management), Malaysia, 2008Opinion of Fishermen Towards their Well-being under AgriculturalDiversification and Intensification Program (ADIP) in BangladeshKazi Tarvir Mahmud*, Zinal Abidin Mohammed**, Murali Simvasavan***, SardanaIslam Khan****, Shahnawaz Mohammad Rafi*****AbstractAgricultural Diversification and intensification Project (ADIP) was the collaborative programof the Government of Bangladesh (GOB) and donor agencies. The program was implementedin four districts of Bangladesh in order to upgrade the living-standard of the poor people whowere engaged in agricultural activities. This study took the initiative to assess the borrowers’opinion towards their well-being under ADIP’s fishery program. Primary data was collectedfrom landless and marginal borrowers through a simple random sampling technique from theproject areas who took loan for the first time for fisheries activities. Logit model was used toexamine the influence of socioeconomic variables on the dichotomous dependent variable“Economic well-being”. The borrowers had a positive opinion towards the project forimproving their socioeconomic plight. The study shows that five variables such as familylabor, area of land leased-in by household, distance of NGO branch office and rural marketfrom borrowers’ dwelling place and mobility were significantly related to their well-being.The study also indicates amount of fishery credit did not have any significant influence onborrowers’ well-being.Keywords: ADIP, Microcredit, Borrowers, Well-being.* Department of Economics, American International University-Bangladesh (AIUB)Bangladesh. Corresponding Email address: aushim@gmail.com** Department of Agribusiness and Information System, Agriculture, UPM*** Department of Statistics, UPM**** Department of Business Administration, East West University, 43 Mohakhali Dhaka-1212 Bangladesh. E-mail address: sardana@ewubd.edu***** Department of Economics, American International University-Bangladesh (AIUB)Bangladesh. E-mail address: rafi1761@gmail.com4
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