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November 2010 - Central Florida Chapter Associated Builders and ...

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Everything goes through your mind again.<br />

How will this affect the future of your business?<br />

Your attorney says you probably need<br />

to contest the citations because the Willful<br />

designation weakens workers compensation<br />

protections. Your carrier also informs you that<br />

they plan to drop your coverage <strong>and</strong> might<br />

not even cover your claim because the injured<br />

was an undocumented worker. You now<br />

remember that an officer from ICE was at the<br />

hospital when you visited the injured worker<br />

<strong>and</strong> briefly spoke with you.<br />

Can we quantify the costs incurred <strong>and</strong> those<br />

not yet known? Because there were Willful<br />

citations, you opened the door to being sued<br />

<strong>and</strong>, if the worker dies, you <strong>and</strong> your foreman<br />

could be criminally charged. On top of that,<br />

your mod/rate changes, the project delays represent<br />

additional costs, you are turned down<br />

at other sites you were bidding, ICE is investigating<br />

you, legal costs are quickly adding up,<br />

<strong>and</strong> I could go on <strong>and</strong> on. Your liability is now<br />

in the millions of dollars. Do your own math.<br />

Was it worth taking chances?<br />

If you would have implemented <strong>and</strong> enforced<br />

an effective onsite safety program, workers<br />

would have been safe <strong>and</strong> the accident would<br />

not have happened. Work would have been<br />

on schedule at both sites. Your company<br />

would continue to thrive.<br />

Can this happen to you? It did! The owner is<br />

now employed elsewhere.<br />

Luis Santiago<br />

VP, Luis Santiago & Associates, Inc.<br />

407-593-2206<br />

Lsantiagoassoc@aol.com<br />

Luis Santiago provides safety <strong>and</strong> health consultation<br />

to organizations striving to reduce<br />

losses <strong>and</strong> increase profits<br />

DID YOU KNOW?<br />

ABC hosted<br />

over 20 free<br />

events in <strong>2010</strong>!<br />

32 BUILDING CENTRAL FLORIDA NOVEMBER <strong>2010</strong><br />

Kirwin Norris is proud to represent<br />

more than 25 members of the<br />

<strong>Central</strong> <strong>Florida</strong> ABC <strong>Chapter</strong>.<br />

200 S Orange Ave, Suite 1950 | Orl<strong>and</strong>o, FL 32801 | T 407-740-6600 | F 407-740-6363<br />

110 E Broward Blvd, Suite 1570 | Ft. Lauderdale, FL 33301 | T 954-759-0026 | F 954-759-0028<br />

www.kirwinnorris.com

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