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BULLETIN HIGHLIGHTS AND TABLESTABLE 1. INSTITUTIONAL CHARACTERISTICS AND OUTREACH INDICATORSPEER GROUP44 MICROBANKING BULLETIN, APRIL 2001AGE(years)OFFICES(no.)TOTALSTAFFtotal numberof employees(no.)TOTALASSETS(US$)CAPITAL/ASSET RATIOadj. total equity /adj. total assets(%)ALL MFIs (n=124) avg 8 13 94 5,512,452 49.5stdv 4 11 69 5,375,638 23.1Financially self-Sufficient MFIs (n=64) avg 10* 91* 367 14,498,853* 49.3stdv 5 304 1,219 27,453,324 24.21. Africa – Medium – Low (n=10) avg 6 14 87 2,560,405 49.0Citi Savings & Loans, FINCA Uganda, KWFT, Nsoatreman Rural Bank, PAMÉCAS, PRIDE stdv 2 10 30 1,187,845 29.7Tanzania, PRIDE Uganda, PRIDE Vita Guinea, SEF, WAGES2. Africa – Small – Low (n=11) avg 6 40* 43 997,697* 64.6Assawinso Rural Bank, Faulu, FINCA Malawi, FINCA Tanzania, FOCCAS, Manya Krobo stdv 6 91 12 300,489 23.0Rural Bank, Piyeli, SEDA, Sinapi Aba Trust, UWFT, Vital-Finance3. Africa/MENA – Large/Medium – Broad (n=5) avg 9 23 87 11,458,592 50.0ABA, Kafo Jiginew, Nyésigiso, PADME, UNRWA stdv 1 25 32 3,693,186 19.74. Asia (Central)/MENA – Medium/Small – Low (n=6) avg 4 23 81 2,823,233 96.9*Al Amana, Al Majmoua, Constanta, Faten, FINCA Kyrgyzstan, stdv 1 17 62 1,463,529 4.0Microfund for Women5. Asia – Large – Low/Broad (n=5) avg 20* 700* 8,711* 1,079,413,652* 27.6ACLEDA, ASA, BAAC, BRAC, BRI stdv 5 168 4,099 1,648,849,794 17.56. Asia (Pacific) – Medium/Small – Low/Broad (n=6) avg 11 12 128 2,125,785 52.2CARD Bank, EMT, Hatta Kaksekar, Hublag, RSPI, TSPI stdv 2 7 66 1,456,672 12.87. Asia (South) – Medium/Small – Low/Broad (n=9) avg 8 23 152 3,829,019 50.9AKRSP, Basix, BURO Tangail, CDS, FWWB India, Kash Foundation, Nirdhan, stdv 5 18 147 2,217,533 26.5SEEDS, SHARE8. Eastern Europe – High Size: All (n=5) avg 2* 4 23 2,913,938 42.9AMK, LOK, Moznosti, Sunrise, WVB stdv 1 2 6 357,400 38.19. Eastern Europe – Broad Size: All (n=7) avg 3 9 30 2,585,284 71.4Bospo, Fundusz Mikro, Inicjatywa Mikro, Mercy Corps, Mikrofin, Nachala, NOA stdv 1 7 19 1,362,189 30.210. Latin America – Large – Broad/High (n=9) avg 11 22 245* 34,108,155* 22.3*Banco Ademi, BancoSol, Caja de Los Andes, Calpiá, CM Arequipa, FIE, Finamérica, stdv 3 13 64 11,038,053 12.6Mibanco, PRODEM11. Latin America – Medium – Broad (n=11) avg 9 8 72 4,326,750 41.4ACODEP, Actuar, ADOPEM, ADRI, Banco de la Pequena Empresa, Chispa, FAMA, stdv 4 5 49 1,601,429 13.2Finsol, FONDECO, ProEmpresa, Sartawi12. Latin America – Medium/Small – Low – Upper Income (n=6) avg 3* 5 26 1,974,452 39.6Banco do Povo de Juiz de Fora, CEAPE/ Pernambuco, Contigo, Emprender, Portsol, stdv 2 1 9 760,126 17.6Vivacred13. Latin America – Medium – Low – Lower Income (n=9) avg 10 7 116 5,165,496 62.0CAM, CMM Medellín, Compartamos, Crecer, Enlace, FINCA Honduras, stdv 3 3 49 2,103,809 18.2FMM Popayán, FWWB Cali, ProMujer14. Latin America – Small – Low – Lower Income (n=7) avg 11 7 73 1,424,668 75.7*AGAPE, FED, FINCA Ecuador, FINCA Mexico, FINCA Nicaragua, FINCA Peru, stdv 5 6 32 877,098 10.9World Relief Honduras15. Latin America – Credit Unions – Broad Size: All (n=11) avg 8 3 53 6,153,016 34.415 de Abril, 23 de Julio, Acredicom, Chuimequená, COOSAJO, Ecosaba, Moyután, stdv 4 1 11 1,752,518 7.7Oscus, Sagrario, Tonantel, Tulcán16. Worldwide – Large/Medium – Small Business (n=7) avg 7 12 134 18,331,933* 30.8ACEP, Agrocapital, Bank Dagang Bali, CERUDEB, FEFAD, MEB, NLC stdv 4 9 153 8,580,116 18.8Note: Standard deviations are listed below the peer group averages. The averages are calculated on the basis of the values between the ninth and seconddeciles for all MFIs and between second and the 99th percentiles for each peer group. Group averages different from average for all MFIs at 1 percentsignificance level are marked with an asterisk (*). “n” refers to the total number of institutions in the peer group, before dropping the percentiles for averages.Additional statistical information is available at www.microbanking-mbb.org. Abbreviation: MENA=Middle East/North Africa.