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With everyone getting in a panic about the credit crunch, the rising cost of living, and imminent global economic disaster, it seems ever more important to make your salary stretch as far as possible. When nearly everyone will one day be earning a regular wage, it seems truly astonishing that schools do not teach useful skills such as budgeting, and that many parents fail to teach a sense of economy to their children. But worry not, it’s never too late to learn a new skill, and here are some tips on how to manage your salary wisely. The first step – and yes, this may be boring, but it’s necessary – is to sit down and work out your income and outgoings. If the expenditure is greater than the income, you’re in trouble, and it’s time to take control before things get any worse. If you don’t spend more than you earn, it’s still worth taking a look at how you can make better use of your money, as there are always ways of making cutbacks. Even if you have plenty of disposable income, why throw it away? It’s far better to save as much as you can, and use it for something worthwhile, or leave it earning you lots of lovely investment incomes (okay, maybe not that much income, but it’s better than nothing, or worse, spending everything). 24 HOW TO MANAGE YOUR SALARY Most people know how much their take home pay will be every PR UPDATE month, which makes it easier to budget. Having worked out how much your outgoings are, you can then look at where they can be reduced. Grit your teeth, and spend an evening looking at ways of reducing your expenses. Some things can’t be cut out, but they can be reduced. Look at how you can reduce your energy consumption, by keeping the switching off lights, for example, and research cheaper energy providers. Try car-sharing, or cycling to work, if possible. Now look at non-essentials. This is the easiest way to make savings. Try going out less, cooking budget meals instead of eating in restaurants, waiting for a film to come out on DVD rather than going to the cinema, and buying clothes in the sale. Set realistic budgets for everything, that means not denying yourself any fun, while acknowledging that you don’t have unlimited funds. Buy clothes in the sales and plan your wardrobe. Avoid impulse purchases, and think about whether you really need something. Change your mobile phone plan according to your need and use your land line for local calls. Keep your credit cards for emergencies. Follow this advice, and more of your income will stay in your bank account! Mohamed Shameer, ASP Gulf As part of new scheme presented at first in October 2011 issue, AE Connect Magazine met our PR Coordinator Riman Jihoad Bou Hussein and got some beneficial guidelines for Emirates ID deadlines Vs. delay fees and other related PR updates: REGISTRATION DELAY FEES FOR ALL PEOPLE IN THE UAE Delay in registration or issuance of the ID Card AED 20 per day, Maximum AED 1000 Delay in renewing the ID Card (30 days after expiry date) AED 20 per day, Maximum AED 1000 Delay in reporting any change in the details (30 days after the change date) AED 20 per day, Maximum AED 1000 DATES OF APPLYING DELAY FEES November 1, 2011 UAE Nationals December 1, 2011 Government and semi-government employees (Federal and Local) December 1, 2011 Residents of the following Northern Emirates (Umm Al-Quaint, Al-Fujairah, Rasa Al-Kamiah and Ajman). February 1, 2012 Sharjah Residents April 1, 2012 Abu Dhabi Residents June 1, 2012 Dubai Residents On the other hand, our PR has shared with us some of new regulations related to mission visas, transit visas i.e. degree certificate scanned copy is required when submitting mission and transit visas. In case of applying without degree for mission visa, application will be processed with an “Archive Clerk” position. Riman Jihoad Bou Hussein
DO YOU REMEMBER YOUR NEW YEAR’S RESO- LUTIONS? How are things going with those New Year’s resolutions? Are you well on your way to the new improved you? Or have all your good intentions been long forgotten? Studies show that most of us have given up on our resolutions well before the end of January. The question is, why? Each year, the most popular resolutions are more or less the same: save money, be healthier, lose weight, give up smoking, learn a new language ... All very sensible dreams. So, why is it so hard to make them come true? The key to success is simple: approach your New Year’s resolution as you would a work target or goal. You wouldn’t set an unrealistic business goal which you know in advance will be impossible to achieve, would you? So take the same attitude to this challenge. 1. Just choose one goal Very simple. Research shows that you’re much more likely to keep resolutions if you only make one, so you can really concentrate on it. 2. Be realistic You’ve got to be honest and ask yourself what you can change in your life that would make you happier. Most people choose resolutions which are far too vague and therefore overwhelming – like “enjoying life more” or “being a nicer person”. What you should do is set yourself a task and then take small steps to achieve it, regularly reviewing your progress. If you want to learn another language, just take the first step and sign up for a regular language class, rather than expecting yourself to speak it fluently in six months. The less daunting the task sounds, the more likely you are to manage it. 3. Why? Examine your reasons for wanting to achieve this one thing, because you’ve got to really want it if you’re going to stay committed when your self-discipline falters. One very helpful tip is to write a list of all the reasons why keeping this resolution will help you. For example, if you want to be more organised, consider how a more streamlined, less hectic attitude to life will not only reduce stress levels but will also boost your productivity at work, as well as improve the impression your 25 colleagues have of you. If you’re constantly late for meetings, and arrive unprepared and sweating, don’t you think this will have an impact on your standing in the company, in the long run? 4. Why not? Next, write a list of the reasons why you think you might not be able to keep this resolution. And then have a good look at them: you’ll find that most of the reasons you’ve come up with are just an excuse for failure. The reason most people give is “lack of time”. Well, the hard truth is, if you want to achieve something, you’ll have to be prepared to make time to do it – and write the time you need into your weekly schedule, so it’s there in black and white. Want to write a book? Set aside some regular blocks of time during the week, maybe two or three evenings, and don’t let anything interfere with your writing. If you want to do more exercise, you don’t need to do it every day – just once or twice a week is better than nothing at all. In short, if you can’t find a way to overcome your “Why not?” reasons, you’ll be doomed to failure before you even start. 5. Go public Tell your family and friends about what you intend to achieve. Their support will help when you start reaching for the chocolate. And keep a written record of how you’re getting on, so you can monitor your progress. Make sure you reward yourself, too, regularly (but not with the things you’ve given up!). 6. One day at a time Even if you have a bad day once in a while, it does not mean you’ve “broken” your resolution. See this as a longer-term project. If there’s one day where you spend too much money, smoke ten cigarettes or fail to go to the gym – don’t panic! It was just a temporary setback. One day really won’t make a difference. In short: it’s never too late to “re-make” your resolutions, and it doesn’t only have to be once a year! Deciding to make positive changes to your life will not only improve your self-esteem, it can also change your professional image. What’s more, the end result outweighs the effort of breaking a bad habit or two. You’ll see.
Page 1 and 2: www.ae.ae April 2012 Volume 7 Issue
Page 3 and 4: 3 MESSAGE FROM AE MD -Mansour Al Al
Page 5 and 6: 5 CITIZEN WATCHES ROAD SHOW AT DUBA
Page 7 and 8: ITQAN PRESENTS AWARDS TO ITS TOP HE
Page 9 and 10: 9 MARCAP ATTENDS ENVIRONMENTAL COUR
Page 11 and 12: The 2nd AE Fun Fun Olympics was hel
Page 13 and 14: AE-PR DEPARTMENT TEAM BUILDING ACTI
Page 15 and 16: 15 ENVIRONMENT MANAGEMENT SYSTEM En
Page 17 and 18: 17 ME AND MY FAMILY My wife is Shee
Page 19 and 20: ATTENTION DEFICIT HYPERACTIVITY DIS
Page 21 and 22: 21 BELIEVE IT OR NOT - IN PICTURES
Page 23: SAFETY WHILE EATING OUT Taking a br
Page 27 and 28: HR UPDATES MANAGING NON-PERFORMERS
Page 29 and 30: SIGHTS OF UAE - SHAHAMA ZOO The Fam
Page 31 and 32: EXPLORING NATIONS 31 We have covere
Page 33 and 34: NEW BABY ANNOUNCEMENT CONGRATULATIO

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