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Trust your clients to the teamwith a proven record of service.FPOThe team led by Tyler Bargiel — one of the top mortgage professionals in the country — has beendelivering the level of service you expect from Bank of America. Guided by our commitment to responsiblelending, we provide the information your clients need to make well-informed decisions and to becomesuccessful homeowners for years to come. We offer:• A wide range of home loans for qualified borrowers, including jumbo loan amounts and loanswith low down payment requirements• Personal and prompt service from an office right in your neighborhood• Our Clarity Commitment — an easy-to-understand one-page document that highlights key loaninformation in plain language 1The Bargiel Team will work closely with your clients to assure a home financing experience they will be gladto tell their friends and associates about. That is the kind of teamwork that can help your business grow.To put us to work for you and for your clients, contact:Tyler BargielHome Loans ManagerVice PresidentPlatinum Club888.949.2580tyler.bargiel@bankofamerica.com1The summary is provided as a convenience, does not serve as a substitute for a borrower’s actual loan documents and is not a commitment to lend.Borrowers should become fully informed by reviewing all of the loan and disclosure documentation provided.THIS INFORMATION IS INTENDED FOR MORTGAGE, REAL ESTATE AND/OR BUILDER PROFESSIONAL USE ONLY AND IS NOT AUTHORIZED FOR CONSUMER OR PUBLIC DISTRIBUTION.Bank of America, N.A., Member FDIC. Equal Housing Lender. © 2009 Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply.This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. AR95518 00-62-1685D 10-2009