Le Foyer S.A.

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Mr Ernest Hamélius(founder member),Director(1922-1937)Mr Charles Bech(founder member),Director(1922-1958)Mr Joseph Bach(founder member),1st Chief Executive,Managing Director(1922-1939)
Page 1: Le Foyer S.A.Annual Report 2003
Page 5: Tribute toMr Marc LambertMr Marc La
Page 9 and 10: 2003 consolidated financial highlig
Page 11 and 12: Board of DirectorsLe Foyer, Compagn
Page 13: ManagementGeneralManagement::Franç
Page 18 and 19: With economic and financial prospec
Page 20 and 21: 8 November 1941 - The Civil Adminis
Page 22 and 23: Consolidated net profit virtually d
Page 24 and 25: Le Foyer Assurances increased its s
Page 26 and 27: Asset ManagementThe group’s asset
Page 28 and 29: 1951-1981 Le Foyer head office (ont
Page 30 and 31: Premium income rose 4.7% in propert
Page 32 and 33: Financial positionThe table below s
Page 34 and 35: 1924 - Foundation ofLe Foyer’s Fr
Page 36 and 37: ReinsuranceHigher reinsurance costs
Page 38 and 39: Life insuranceConsolidated revenues
Page 40 and 41: Foyer International sells life insu
Page 42 and 43: The combination of an increased hea
Page 45 and 46: Consolidated reportfrom the statuto
Page 47 and 48: 45Consolidated balance sheetASSETSc
Page 49 and 50: 47Consolidated balance sheetLIABILI
Page 51 and 52: 49Consolidated profit and loss acco
Page 57 and 58: Upon first consolidation, the divid
Page 59 and 60: Valuation rules7 The valuation rule
Page 61 and 62: 11 (e) Other financial investmentsO
Page 63 and 64: The present value of commitments is
Page 65 and 66: Intangible assets12 Movements in in
Page 67 and 68:
Investments in associated undertaki
Page 69 and 70:
At 31 December 2003, subscribed cap
Page 71 and 72:
By branch of direct insurance these
Page 73 and 74:
Personnel expenses for the year bre
Page 75 and 76:
Management reportManagement report
Page 77 and 78:
Report from the statutory auditorRe
Page 79 and 80:
77Balance sheetLIABILITIESNotes 31.
Page 81 and 82:
Notes to the annual accountsat 31 D
Page 83 and 84:
3 (f) Accounts payableAccounts paya
Page 85 and 86:
Reserves for “wealth tax deductio
Page 87 and 88:
1922-1928 - Le Foyer offices, Maiso
Page 89:
Raiffeisen Viefax: +352 26 68 36 22
Page 93:
Design and Artwork:Ertle Design & A
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Le Foyer S.A.

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