Le Foyer S.A.
Le Foyer S.A.
Le Foyer S.A.
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Geographical breakdown of life premiums written26 By geographical area (based on where the premium was written), thetotal sum of gross premiums written in direct insurance (€ 228,354,766.83in 2003) breaks down as shown in the table below.(in €) 2003 2002Subscriptions in the Grand Duchy of Luxembourg 55 922 472.89 46 572 646.87Subscriptions in other EU member states 171 584 122.64 156 643 031.83Subscriptions in non-EU countries 848 171.30 2 410 354.53Total 228 354 766.83 205 626 033.23Commissions7027 Commissions paid to insurance brokers by fully or proportionally consolidatedcompanies totalled € 28,068,689.96 (2002: € 26,306,601.46) andbreaks down into acquisition expenses and administrative expenses by companyas follows:(in €) 2003 2002<strong>Le</strong> <strong>Foyer</strong> Assurances 22 731 908.65 21 009 472.44<strong>Le</strong> <strong>Foyer</strong> Santé 149 710.26 133 889.30<strong>Le</strong> <strong>Foyer</strong>-ARAG 37 928.12 32 480.56Europ Assistance 64 492.51 62 510.32<strong>Le</strong> <strong>Foyer</strong> Vie 4 188 949.18 3 993 429.59<strong>Foyer</strong> International 807 998.57 1 074 819.26Raiffeisen Vie 87 702.67 -xxxTotal 28 068 689.96 26 306 601.46Employees28 The average headcount in 2003 was 386.5, broken down by categoryas shown in the table below:Number of employeesCategories 2003 2002Management 20.5 20.5Executives 42.0 37.0Administrative 320.0 321.4Manual 4.0 4.0Total 386.5 382.9
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