Le Foyer S.A.

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AgentsAgents and Employees of Le FoyerEmployees1922 - 6 employees1972 - 180 employees2003 - 409 employees
1922-1928 - Le Foyer offices, Maison Moll1951-1981 - Le Foyer head office, Avenue Guillaume, LuxembourgSince 1981 - Le Foyer head office, Luxembourg-KirchbergFuture Le Foyer head office currently under construction at Leudelange.
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Le Foyer S.A.Annual Report 2003
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Tribute toMr Marc LambertMr Marc La
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2003 consolidated financial highlig
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Board of DirectorsLe Foyer, Compagn
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ManagementGeneralManagement::Franç
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Mr Ernest Hamélius(founder member)
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Mr Max Lambert(founder member),Vice
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Consolidated management reportConso
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Revenues grew 6.2% to € 203.58 mi
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In individual insurance, growth slo
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Thanks to the economic upturn and r
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Non-life insuranceStrong revenue gr
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Among Le Foyer Assurances’ subsid
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OutlookFollowing the sharp decline
Page 35 and 36: 1925 - Foundation ofLe Foyer’s Be
Page 37 and 38: Foyer Re reported a € 6.88 millio
Page 39 and 40: Following an 11.8% increase in 2002
Page 41 and 42: Asset ManagementProfits buoyed by r
Page 43: 1990 - Financial restructuring culm
Page 46 and 47: 44Consolidated balance sheetat 31.1
Page 48 and 49: 46Consolidated balance sheetat 31.1
Page 50 and 51: 48Consolidated profit and lossaccou
Page 56 and 57: Notes to the consolidated accountsa
Page 58 and 59: Companies included in the scope of
Page 60 and 61: 11 (a) Conversion of items denomina
Page 62 and 63: 11 (h) Accounts receivableAccounts
Page 64 and 65: 11 (l) Accounts payableAccounts pay
Page 66 and 67: Land, buildings and installations13
Page 68 and 69: Other financial investments15 The p
Page 70 and 71: Special items with a share in reser
Page 72 and 73: Geographical breakdown of life prem
Page 74 and 75: June 2000 - Stock market flotation
Page 76 and 77: Appropriation of profitAt the Annua
Page 78 and 79: 76Balance sheetat 31.12.2003ASSETSN
Page 80 and 81: 78Consolidated profit and loss acco
Page 82 and 83: In the event of lasting diminution
Page 84 and 85: Shareholders’ equity6 Movements i
Page 88 and 89: Le Foyer S.A.fax: +352 43 83 22www.
Page 91: An English version of the Le Foyer
Page 96: www.lefoyer.lu
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Le Foyer S.A.

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