Le Foyer S.A.

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1924 – Foundation ofLe Foyer’s French branch1970 – Le Foyer headquartersin Paris/Neuilly-sur-Seine(Avenue Charles de Gaulle)Mr Maurice Danion,Director of the Frenchbranch (1966-1977)1971 – Le Foyer headquarters atSavonnières, Domaine des Touches
1925 – Foundation ofLe Foyer’s Belgian subsidiary1955 – Le Foyer headquarters inBrussels (rue du Châtelain, on thecorner of Avenue Louise)Mr Jean Rasquin,Director of the Belgiansubsidiary (1940-1978),Member of the Board (1978-1984)1956 - Le Foyer headquarters in Brussels(Avenue Louise)
Page 1: Le Foyer S.A.Annual Report 2003
Page 5: Tribute toMr Marc LambertMr Marc La
Page 9 and 10: 2003 consolidated financial highlig
Page 11 and 12: Board of DirectorsLe Foyer, Compagn
Page 13: ManagementGeneralManagement::Franç
Page 16: Mr Ernest Hamélius(founder member)
Page 19 and 20: Mr Max Lambert(founder member),Vice
Page 21 and 22: Consolidated management reportConso
Page 23 and 24: Revenues grew 6.2% to € 203.58 mi
Page 25 and 26: In individual insurance, growth slo
Page 27 and 28: Thanks to the economic upturn and r
Page 29 and 30: Non-life insuranceStrong revenue gr
Page 31 and 32: Among Le Foyer Assurances’ subsid
Page 33: OutlookFollowing the sharp decline
Page 37 and 38: Foyer Re reported a € 6.88 millio
Page 39 and 40: Following an 11.8% increase in 2002
Page 41 and 42: Asset ManagementProfits buoyed by r
Page 43: 1990 - Financial restructuring culm
Page 46 and 47: 44Consolidated balance sheetat 31.1
Page 48 and 49: 46Consolidated balance sheetat 31.1
Page 50 and 51: 48Consolidated profit and lossaccou
Page 56 and 57: Notes to the consolidated accountsa
Page 58 and 59: Companies included in the scope of
Page 60 and 61: 11 (a) Conversion of items denomina
Page 62 and 63: 11 (h) Accounts receivableAccounts
Page 64 and 65: 11 (l) Accounts payableAccounts pay
Page 66 and 67: Land, buildings and installations13
Page 68 and 69: Other financial investments15 The p
Page 70 and 71: Special items with a share in reser
Page 72 and 73: Geographical breakdown of life prem
Page 74 and 75: June 2000 - Stock market flotation
Page 76 and 77: Appropriation of profitAt the Annua
Page 78 and 79: 76Balance sheetat 31.12.2003ASSETSN
Page 80 and 81: 78Consolidated profit and loss acco
Page 82 and 83: In the event of lasting diminution
Page 84 and 85:
Shareholders’ equity6 Movements i
Page 86 and 87:
AgentsAgents and Employees of Le Fo
Page 88 and 89:
Le Foyer S.A.fax: +352 43 83 22www.
Page 91:
An English version of the Le Foyer
Page 96:
www.lefoyer.lu
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Le Foyer S.A.

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