Le Foyer S.A.

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Le Foyer S.A.fax: +352 43 83 22www.lefoyer.luLe Foyer Assurancesfax: +352 437 43-257e-mail: contact@lefoyer.luLe Foyer Viefax: +352 42 21 44e-mail: contact@lefoyer.luFoyer Internationalfax: +352 42 88 84e-mail: foyerinternational@lefoyer.luFoyer Refax: +352 437 43-257e-mail: contact@lefoyer.luLe Foyer-ARAGfax: +352 42 15 27e-mail: arag@lefoyer-arag.luLe Foyer Santéfax: +352 437 43-9876e-mail: sante@lefoyer.luEurop Assistancefax: +352 42 15 27e-mail: contact@europassistance.lu
Raiffeisen Viefax: +352 26 68 36 22e-mail: mail@raiffeisen-vie.luFoyer Asset Managementfax: +352 42 22 23e-mail: fam@fam.luLe Foyer, Patrimonium & Associésfax: +352 26 44 03 07e-mail: lefoyer_patrimonium@lefoyer.luEsch-sur-Alzette Regional OfficeManager: Numa GLESENERfax +352 54 46 27e-mail: contact@lefoyer.luEttelbruck Regional OfficeManager: Jean-Paul LUCASfax +352 81 97 05e-mail: contact@lefoyer.lu
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Le Foyer S.A.Annual Report 2003
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Tribute toMr Marc LambertMr Marc La
Page 9 and 10:
2003 consolidated financial highlig
Page 11 and 12:
Board of DirectorsLe Foyer, Compagn
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ManagementGeneralManagement::Franç
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Mr Ernest Hamélius(founder member)
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Mr Max Lambert(founder member),Vice
Page 21 and 22:
Consolidated management reportConso
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Revenues grew 6.2% to € 203.58 mi
Page 25 and 26:
In individual insurance, growth slo
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Thanks to the economic upturn and r
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Non-life insuranceStrong revenue gr
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Among Le Foyer Assurances’ subsid
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OutlookFollowing the sharp decline
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1925 - Foundation ofLe Foyer’s Be
Page 37 and 38: Foyer Re reported a € 6.88 millio
Page 39 and 40: Following an 11.8% increase in 2002
Page 41 and 42: Asset ManagementProfits buoyed by r
Page 43: 1990 - Financial restructuring culm
Page 46 and 47: 44Consolidated balance sheetat 31.1
Page 48 and 49: 46Consolidated balance sheetat 31.1
Page 50 and 51: 48Consolidated profit and lossaccou
Page 56 and 57: Notes to the consolidated accountsa
Page 58 and 59: Companies included in the scope of
Page 60 and 61: 11 (a) Conversion of items denomina
Page 62 and 63: 11 (h) Accounts receivableAccounts
Page 64 and 65: 11 (l) Accounts payableAccounts pay
Page 66 and 67: Land, buildings and installations13
Page 68 and 69: Other financial investments15 The p
Page 70 and 71: Special items with a share in reser
Page 72 and 73: Geographical breakdown of life prem
Page 74 and 75: June 2000 - Stock market flotation
Page 76 and 77: Appropriation of profitAt the Annua
Page 78 and 79: 76Balance sheetat 31.12.2003ASSETSN
Page 80 and 81: 78Consolidated profit and loss acco
Page 82 and 83: In the event of lasting diminution
Page 84 and 85: Shareholders’ equity6 Movements i
Page 86 and 87: AgentsAgents and Employees of Le Fo
Page 91: An English version of the Le Foyer
Page 96: www.lefoyer.lu
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Le Foyer S.A.

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