Le Foyer S.A.

47Consolidated balance sheetLIABILITIEScontinuedNotes 31.12.2003 (€) 31.12.2002 (€)Provisions for other liabilities and charges11(k)Provisions for pensions and similar obligations 15 105 279.20 16 054 827.87Provisions for taxes 32 196 467.07 25 204 455.00Other provisions 2 334 171.77 2 013 202.65Total provisions for other liabilities and charges 49 635 918.04 43 272 485.52Deposits received from reinsurers 35 977 091.30 38 233 291.61Accounts payable11(l),22Due on direct insurance operations 15 535 079.99 11 725 061.40Due on reinsurance operations 4 519 823.15 5 573 242.46Due to credit institutions 14 932 274.81 18 072 855.77Due to tax authorities and social security 4 401 647.54 3 636 643.01Other accounts payable 137 516 045.32 89 590 376.67Total accounts payable 176 904 870.81 128 598 179.31Accrued expenses and prepayments 11(m) 664 087.92 4 685 249.39TOTAL LIABILITIES 2 062 846 810.08 1 813 895 191.81The notes included in the annex are an integral part of the consolidated accounts.