BBK annual report eng 21.5.5

Consolidated Balance Sheet31 December 20042004 2003Notes BD ’000 BD ’000ASSETSCashand balances with central banks435,682 42,146Treasury bills 5 25,435 72,967Trading investments 2 4,454Deposits and due from banks and other financial institutions 187,153 168,052Loansand advances to customers6764,689 659,167Non-tradinginvestment securities7376,131 332,390Investmentin associated company85,812 5,081Interestreceivable and other assets911,291 13,988Premises and equipment 14,580 15,373Total assets 1,420,775 1,313,618LIABILITIES AND SHAREHOLDERS’ EQUITYLiabilitiesDeposits and due to banks and other financial institutions 228,852 287,860Borrowingsunder repurchase agreements1072,176 3,477Term loans 11 - 37,700Medium term deposits from banks1294,250 47,125Customers' current, savings and other deposits 844,502 772,175Interestpayable and other liabilities1323,217 23,029Total liabilities 1,262,997 1,171,366Shareholders’ equityShare capital 14 56,906 56,906Treasury stock 14 (1,053) (1,053)Statutory reserve 15 23,574 21,006General reserve 15 20,000 20,000Cumulativechanges in fair values1613,446 3,986Foreign currency translation adjustments (508) (832)Retained earnings 24,789 24,438Proposedappropriations1720,624 17,801Total shareholders’ equity 157,778 142,252Totalliabilities and shareholders’ equity1,420,7751,313,618The consolidated financial statements were authorised for issue in accordance with a resolution of the directors on 6 February 2005.Murad Ali MuradChairmanJassem Hasan Ali ZainalDeputy ChairmanDr Farid Ahmed Al MullaGeneral ManagerChief Executive OfficerThe attached notes 1 to 40 form part of these consolidated financial statements.