Debtfree DIGI October 2015

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SECURE CONSUMER PAYMENTS OVER THE FESTIVE SEASON DECEMBER / JANUARY Debt Counsellors know that South African consumers will not necessarily cut back on expenditure and holiday buying trends just to maintain their required debt review installments over the festive season. The current hard-hitting economic circumstances demand that consumers should be more sensible in their spending habits at year end. In reality however, the pressure to relax, after a tough work year, is just too tempting for some. Past trends over the Festive Season show that spending on family, gifts and a vacation often takes priority over repaying debt, and this can lead to a breakdown of consumer’s debt review and even the loss of their assets. Here are some ways you can help your clients: • Sms / Whatsapp/ Email your clients to encourage paying debt review payments. • Make sure of salary pay dates in December to allow correct debit dates for NAEDO. • Initiate an in-house consumer paying campaign /competition, giving a potential prize if a consumer maintains their payments in December & January. • Email all your consumers and inform them about the risk of defaulting on payments, including probable creditor termination and new legal action. Gerhard Dyzel gerhard@dcpartner.co.za 082 828 7595 / 044 873 4532 (ext 110) Yolandi Meyer pda25@dcpartner.co.za 082 338 2680 / 012 348 7624 www.dcpartner.co.za
CONTENTS NEWS WHAT TO DO IF YOU LOSE YOUR JOB DEALING WITH DEBT AS A TEAM DC PROFILE CAPITEC BANK EXPLAINS DEBT REVIEW SERVICE DIRECTORY
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Page 40 and 41: DEBT REVIEW AWARDS 2014 WINNER DEBT
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Debtfree DIGI October 2015

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