UR IT Magazine February 2016

~ PASSWORDS AND CREDIT CARD
INFORMATION ~
It is a general rule to never share your passwords
with anyone. Additionally, you must ensure
that you use different passwords for different
sites and store this information in a secret
spot for reference. The logic behind this is the
fact that credit cards and online payments
services details are in some cases attached
to the vendor websites. Should you share your
password with anyone, they can use your
credit card information retrieved from your
account to make unauthorized purchases.
~ KEEP CHECKING ON BEST DISCOUNTS ~
Online shopping gives you the liberty to make
extensive price comparisons and ensure that
you only get the best deals. A wise shopper
always researches on different merchants selling
the target product at the best price. It should
be noted however, that the best deal is not only
reflected by price. There are other factors to
consider such as quality.
This rule also applies to your credit card
information, which must be kept as private
as possible and only reveal when necessary.
It is extremely prudent to always monitor your
credit card transaction details with your bank
in order to spot unauthorized use as soon as it
happens.
~ POLICIES ~
Online shoppers get disappointed especially
when a dispute is settled in an unexpected
manner. Most of the time, shoppers are at fault
for not reading merchant policies especially on
refunds and product returns. Some merchants
set a specific timeline for buyers to claim a
refund while others have a no-return policy on
already sold items.
~ SECURE WEBSITES ~
Money launders enjoy an open field of crime
via online shopping platforms. Shoppers are
advised to only use secured websites, whose
URLs start with https instead of http. Scammers
also post malicious adverts and circulate
them via emails which hackers use for their
phishing activities. You should ensure that
you only directly visit a merchant’s website,
update or fill in personal information within the
secure site and avoid clicking on emails from
unknown senders.
~ PLAY IT SAFE ~
Online transactions rely heavily on trusting an
unseen person as opposed to physically visiting
a shop. This means that chances of getting a
bad deal are higher than normal. There have
been cases of people who complained that
what they bought was not what they received.
Cash on Delivery (COD) option is therefore the
safest mode of payment because it allows you
to only pay for a product once you have seen it
and evaluated it.
Online shopping was established for your
convenience therefore you should make it
work for you. This however is not automatic and
requires you to put in effort in terms of research,
reading customer reviews and utilizing safe
practices that will make it effective for you.
Article By: Vivian Achieng
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HOW TO MAKE ONLINE FASHION SHOPPING PROMOEFFECTIVE FOR YOU
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