Debtfree DIGI July 2016

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UNDERSTANDING INDUSTRY JARGON CoB “We need to see what your CoBs say”. Short for Certificate of Balance. The Certificate of Balance is how credit providers like to send info about a consumers account to a Debt Counsellor. The information shows the balance of the account and what fees and services apply. For example, it will show if there is linked insurance on the account. It will also show the legal status of the collections process and should disclose the date of defualt (when you started to msiss payments). Debt Counsellors use this information to try make proposals regarding your debt to the credit providers and the courts.
All professionals have professional indemnity if the unforeseen happens. Do you as a professional Debt Counselor have professional indemnity as stipulated by the ethical code? contact us today for more information 086 111 2882 Telephone 0861 112 882 Facsimile 086 605 9751 Mobile 082 449 6856 EMAIL andre@in2insurance.co.za www.in2insurance.co.za MELIORLEAF WON’T LOAD YOUR PREMIUMS OR REPUDIATE A LEGITIMATE CLAIM Specialist insurance for people in debt review. Ask your debt counsellor. CALL US NOW 0861 635 467 www.meliorleaf.co.za
Page 1 and 2: South Africa’s debt counselling m
Page 3 and 4: henpda.co.za Don’t expect to hear
Page 5 and 6: CONTENTS NEWS DEBT REVIEW AWARDS Ub
Page 7 and 8: We are very proud of the achievemen
Page 9 and 10: INDUSTRY CONSUMER NEWS FLASH For da
Page 11 and 12: Switch to easy • Individual, dedi
Page 13: NEWS CONTINUED 20 Years of Insuranc
Page 16 and 17: RED CARPET It is true that Debt Cou
Page 18 and 19: Next Ms. Kedilatile Lagodi of the N
Page 20 and 21: The guests then had the opportunity
Page 22 and 23: Consumer Friend Scoop Two Awards Th
Page 24 and 25: The Payment Distribution categories
Page 26 and 27: Annual Debt R For more red carp
Page 28 and 29: Reckless Reckless Lending Lending A
Page 31 and 32: LIVIng on less Ubisoft Give Away FR
Page 33: It goes without saying then that lo
Page 37 and 38: Association of South Africa. We run
Page 39 and 40: Alan Manshon (The Money Clinic) Dis
Page 41 and 42: Maximus, the leading debt counselli
Page 43 and 44: South Africa’s leading Debt Couns
Page 45 and 46: The South African credit market nee
Page 48 and 49: Debt Counsellors Associations Annou
Page 50 and 51: click the c Service D Debt Counsell
Page 52 and 53: Debt CounsellORS Gauteng KwaZulu- N
Page 54 and 55: National Debt Advisors Fighting For
Page 64 and 65: WEBSITE | www.debt-therapy.co.za de
Page 66 and 67: Tel: 0861 123 644 Email: info@debtr
Page 68 and 69: Support services Akani Solutions In
Page 70 and 71: LEGAL Liddles & Associates “It al
Page 72 and 73: PAYMENT DISTRIBUTION AGENCIES DC Pa
Page 74 and 75: CAPITEC CONTACT DETAILS Form 17’s
Page 76: ABSA TASK SPECIFIC DEBT ABSA TASK S
Page 79: AFRICAN BANK CONTACT DETAILS 011 25

Debtfree DIGI July 2016

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