Debtfree DIGI July 2016

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Debt Counsellors Associations Announcement Board Upcoming Regional Meeting Dates: Free State 7 October 2016 KZN 26 August 2016 WESTERN Cape 1 November 2016 Gauteng 26 October 2016 DCASA Annual Conference The Annual Conference will be held in Gauteng on the 17th of August A couple lost both of their houses... because they didn’t pay for a photocopier machine. http://www.acts.co.za/news/blog/2016/06/joburgcouple-lose-two-houses-over-photocopier-machine www.dcasa.co.za www.newera.org.za Congratulations to all the winners at this years Debt Review Awards. Well Done. For more info about joining the BDCF please visit our webpage. We call on the industry to join our boycott of the CIF. We call on the NCR to step in and assist both consumers and Debt Counsellors by referring matters to the courts for clarity. For more info please see this month’s newsletter in Debtfree. www.bdcf.co.za www.allprodc.org
JULY NEWSLETTER ALLIANCE OF PROFESSIONAL DEBT COUNSELLORS (ALLPRODC) NOTICE OF WITHDRAWAL FROM THE NATIONAL CREDIT REGULATOR’S (NCR) CREDIT INDUSTRY FORUM (CIF) AND CREDIT INDUSTRY FORUM (CIF) SUB-COMMITTEES. At the CIF End-Balance subcommittee meeting dated 10 June 2016 Allprodc was prevented from tabling a presentation relating to the end balance problem in the industry. This was not the first time that Allprodc’s right to be heard was unconstitutionally refused. Allprodc subsequently wrote to Mrs Kedilatile Legodi, HOD of Debt Review at the NCR on 14 July 2016 declaring a dispute and on 21 July 2016 a letter was sent with the intention to suspend/withdraw participation at CIF. The letter pointed out that many of the problems in the credit market industry will be resolved if the correct “point of departure” in a debt review application is used and if debt counsellors adhere to the specific provisions in the NCA and Regulations. Allprodc referred to inter alia the following: 1. Place a moratorium on the training of prospective and registered debt counsellors until such time as the training manual has been corrected to be in line with the National Credit Act, 34 of 2005 and Regulations thereof; 2. That all circulars, guidelines and communiques issued not based on the National Credit Act, 34 of 2005 and Regulations be withdrawn with immediate effect; 3. That ALL practicing debt counsellors, credit providers and credit bureaux be brought in line with the debt review process as prescribed in the National Credit Act, 34 of 2005 and Regulations; 4. That Credit Industry Forum be dissolved with immediate effect; 5. That the unlawful referral of over-indebted consumers to the National Consumer Tribunal be stopped and those consumers’ applications be referred to Court to be declared over indebted. 6. A process be set in motion to rectify all incorrect, unlawful and subsequent null and void debt review orders brought to be in line with the specific provisions of the NCA. 7. All Magistrates Courts and the National Consumer Tribunal be informed of the revocation of the nonbinding guidelines and circulars. 8. The Van der Hoven and Rjikheer “declaratory orders” be set aside as they are in direct contravention of the Amendments to the Regulations of the NCA published by the Minister in the Gazette on 10 May 2012. 9. The NCR issue a media statement to all consumers in South Africa in accordance with S16 of the NCA to have their debt review reassessed and it to be brought in line with the specific provisions of Law. Pending the outcome of our dispute with the NCR, we have suspended any further participation at the Credit Industry Forum (CIF). The NCR has until the 28 of July 2016 to respond to our requests. www.allprodc.org FACEBOOK: www.facebook.com/AllProDC / TWITTER: www.twitter.com/AllProDC
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Page 74 and 75: CAPITEC CONTACT DETAILS Form 17’s
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Page 79: AFRICAN BANK CONTACT DETAILS 011 25

Debtfree DIGI July 2016

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