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Chapter Six<br />

Anytime you hear these words, “Low down payment. Easy<br />

monthly payments,” or “Don’t worry. The government will give you a<br />

tax break for those losses,” then you know someone is luring you into<br />

the game. If you want to be financially free, you’ve got to be smarter<br />

than that.<br />

Most people don’t have anyone who is indebted to them. They<br />

have no real assets (things that put money in their pocket), and they’re<br />

often indebted to everyone else. That’s why they cling to job security<br />

and struggle financially. If it weren’t for their job, they’d be broke in a<br />

flash. In fact, the average American is less than three paychecks away<br />

from bankruptcy. They seek a better life and get run over by the game<br />

because the deck is stacked against them. They still think their house,<br />

car, golf clubs, clothes, vacation home, and other doodads are assets.<br />

They believe what someone else tells them because they can’t read<br />

financial numbers to see the truth for themselves. Most people go to<br />

school and learn to be players in the game, but no one explains the<br />

rules to them. No one tells them that the name of the game is: “Who<br />

Is Indebted to Whom?” And because no one tells them that, they are<br />

the ones who become indebted to everyone else.<br />

Money Is an Idea<br />

I hope you now understand the basics of the <strong>CASHFLOW</strong><br />

<strong>Quadrant</strong> and know that money really is an idea that is more clearly<br />

seen with your mind than with your eyes. Learning the game of money<br />

and how it is played is an important part of your journey to financial<br />

freedom. Even more important is who you need to become to move<br />

to the right side of the <strong>CASHFLOW</strong> <strong>Quadrant</strong>. Part II of this<br />

book focuses on “Bringing Out the Best in You” and on analyzing<br />

the formula:<br />

Be<br />

Do<br />

Have<br />

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