Debtfree DIGI September 2016

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“ It always seems impossible until it is done” - Nelson Mandela Specialist Attorneys dealing with Debt Review matters Magistrates Court and High Court Matters Tel 021 913 2514 Fax 0866070940 Email info@liddles.co.za PHYSICAL ADDRESS 7 Chenin Blanc Street, Oude Westhof Postal address PO Box 3407, tygervalley, 7536
Things That Cause Us Stress Many people experience stress about a variety of different things from the small to the large. Each person is unique so what stresses you out can be unique as well but there are also many common sources of stress at home and at work. Work Stress For most people being stressed at work is very common. It might be that you are just unhappy at your job or it may be that you are working too long for too little pay. Maybe your boss is an idiot of note or you realise that there is no chance of you getting a raise any time soon or of moving up in the firm. Some people unfairly face discrimination or even harassment at the office which is a large cause of stress. Work stress can leave you desperate for Friday to come along and experiencing the ‘Monday Blues’. Stress At Home Stresses at home also abound. These are sometimes called ‘life stresses’ and can have a big impact on our happiness. The biggest causes of stress can relate to the death of a loved one, which is devastating or the progressive failure of one’s marriage leading to divorce. For many the loss of their job can places all sorts of strain on their relationships at home. In this economy the ever increasing financial obligations and all too common debt can weigh you down. Many also face chronic illness or injury with all that brings. When We Worry Excessively It is not only external things which cause stress. Sometimes stress comes from inside our own heads. You can stress yourself out just by worrying about things that have not happened or may never happen at all. Alternatively you may worry about things over which you have absolutely no control. For example, you may experience fear over possible violence to you or a loved one in a terror attack. Even though such things happening to you are typically not extremely likely, their vivid coverage in the media may make them seem as if they are much more likely to occur than they really are.
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Page 21 and 22: Tips For Reducing Stress If you are
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Page 25 and 26: Switch to easy • Individual, dedi
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Page 29 and 30: All professionals have professional
Page 31 and 32: Some debt collectors cunningly ask
Page 33 and 34: a consumers right to appear at cour
Page 35 and 36: Maximus, the leading debt counselli
Page 37 and 38: South Africa’s leading Debt Couns
Page 39 and 40: It is one thing to reminisce about
Page 42 and 43: Debt Counsellors Associations Annou
Page 44 and 45: DCASA Explain Why The NCR Task Team
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Page 48 and 49: Debt CounsellORS Gauteng KwaZulu- N
Page 50 and 51: National Debt Advisors Fighting For
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Page 62 and 63: Tel: 0861 123 644 Email: info@debtr
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CAPITEC CONTACT DETAILS Form 17’s
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ABSA TASK SPECIFIC DEBT ABSA TASK S
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AFRICAN BANK CONTACT DETAILS 011 25
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Debtfree DIGI September 2016

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