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178 ANATOMY OF A MONSTROSITY<br />

For millennials, with crippling debt burden, the possibility of ever<br />

having a stable middle-class lifestyle seemed nonexistent. Two-thirds<br />

of millennials had at least one source of outstanding long-term debt<br />

(car loans, student loans, mortgages), and 30% of them have more<br />

than one. 552 They worry about debt, and struggle to pay it.<br />

Overall, financial worries plagued the country. Credit card debt had<br />

reached its highest point since the recession, total average household debt<br />

had risen, and medical expenses had jumped significantly. 553 For many,<br />

income growth hadn’t matched growth in the cost of living, leading to the<br />

taking on of even more debt. 554 And as people took on debt, they took on<br />

the corresponding issues of anxiety and a sense of personal failure.<br />

Then there was the particular fate of the “white working class.”<br />

Not only had jobs disappeared (due to a mixture of globalization and<br />

technological change, but mostly technological change 555 ), and entire<br />

communities become ghost towns, 556 but poor white Americans were<br />

suffering from severe health issues. 557 Life expectancy for certain categories<br />

of white women was actually going down. 558 As doctor and<br />

health care commentator Adam Gaffney points out, there had been,<br />

for many whites:<br />

…a general deterioration of health status: more middle-aged<br />

whites reported “fair or poor health,” various<br />

chronic pains, and “serious psychological distress.” Rates<br />

of heavy drinking and abnormally high liver enzymes —<br />

a marker of liver injury — also rose. Much of the uptick<br />

in mortality was due to various “external causes,” such as<br />

poisoning (by alcohol or drugs), liver disease, and suicide.<br />

In sum: a demographic and social disaster has been quietly<br />

— almost invisibly — unfolding in America. 559<br />

Furthermore, a “50-state epidemic” of opiate use was causing massive<br />

increases in drug overdoses, 560 with heroin addiction a persistent

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