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Albemarle Tradewinds October 2016 Final

October 2016

JIM KAIGHN INSURANCE

JIM KAIGHN INSURANCE AGENCY- HOME OF THE “INSURANCE DOCTOR” by Jim Kaighn This is my first article about insurance. Here, you will get to know me better . People need to have confidence and trust in their advisor. My philosophy about my work is for my clients to understand what they are buying, to understand the terminology, to understand their views and wants, so I can better fit an idea that best suits them and their family and/or business. I have been in the insurance business for 47 years, longer than any other agent in this area specializing in Life and Health Insurance related policies. I also have degrees in Life and Health Insurance and in Financial Planning, but I specialize in Insurance planning!! I am not saying I am the smartest agent, just that I have the ability to do my work smarter for people and their business. I do not have a fancy office with 20 secretaries, I have worked out of my home since 1980. When speaking with folks, I come to their home or office, making it more convenient for you. I have written insurance articles for the DAILY AD- VANCE, given seminars with other professional people in law, accounting and investments to help people get more knowledge. I have a very good working knowledge on car, homeowners, and business insurance, for I use to have a license in Property and Casualty Insurance. I have taught insurance classes at the COLLEGE OF THE ALBEMARLE and insurance classes for Real Estate agents for them to better understand insurance and how it fits into their clientele’s insurance questions. The main difference between myself and other agents is that I work with many companies, not just one. Many times I am told that folks have their Life Insurance where they have their car and homeowners coverage because it is easier to have all their policies with one agent and one agency. This is good, but understand, that agent only has one company to choose from, they can not shop around for the best ideas, I CAN AND DO!!.. Also, that agency’s main business is car, homeowners, and business insurance, they are not 100% fixed on Life Ins. like my companies are. All I ask people to do is to give me a try, no promises, no scare tactics, just my best work THE FIRST TIME!!! I will be doing future articles on different topics and I will take ideas from the readers on topics they want info about. I can be reached at 335 5983 or 202 5983 or at my e-mail--www.insdr@roadrunner.com ..My web site is WWW.INSDRJIM.COM-- Until later -- HAPPY TRAILS TO YOU!!! JIM KAIGHN, CLU,CHFC,RHU,AABA,BSBA “ The Lamb Skin” By an unknown author, “ It is not ornamental, the cost is not great, There are other things far more useful, yet truly I state, Though of all my possessions, there’s none can compare, With that white leather apron, which all Masons wear….. That the spotless white lambskin all Masons revere Of worthily worn grows more precious each year That service to others brings blessings untold, That man may be poor though surrounded by gold. I learned that true brotherhood flourishes there, That enemies fade ‘neath the compass and square, That wealth and position are thrust aside, As there on the level men meet and abide….” With Fraternal Respect, R. W. Tom Aiken,PDDGM Did you know the Albemarle Tradewinds is located in more than 250 locations in NENC and Chesapeake? 10 Albemarle Tradewinds October 2016 albemarletradewinds.com

Dear Dr. Crime Michael P. Sanders Attorney at Law Serving the Albemarle Region and the Outer Banks since 1990. Criminal and Traffic Law, Catastrophic Personal Injury and Wrongful Death, General Practice. 406A-1 South Griffin Street Elizabeth City, North Carolina Office (252) 331-1628 Fax (252) 331-1657 msanders@michaelsanderslaw.com www.michaelsanderslaw.com Dr. Crime is a pseudonym for a social scientist holding a Ph.D. degree in sociology and in criminology. He has worked in all major parts of the criminal justice system. Drop him a note at the website www.keepkidshome.net If you or your child is in trouble, he may be able to help, give him a call (2523390000) or E-mail at reedadams@yahoo.com Dear Dr. Crime: What is community policing and does it cut crime? Pastor X Dear Pastor: Your questions are highly relevant to the current problems facing the community and the police profession. Anyone watching the news is aware of the need to address the issue of the relationship between the police and community residents in a number of jurisdictions. The journal Police Chief recently reviewed the elements of community policing as a strategy for building trust and cooperation between law enforcement agencies and the communities they serve. When I served as a criminologist for the Cornelius NC Police Department I researched the impact of the introduction of community policing into that community. Note that community policing is defined as a cooperative arrangement of the police and community to advance both public safety and quality of life. This is not the riot conditions caused by citizens with anger towards police as shown on TV. Rather, a collaborative partnership between police and community constituencies once created and built on trust and confidence in the ideals, policies, and practices of the police can build a good condition for all groups. The recent report in Police Chief reviewed evaluations of community policing practices and found them to be inconclusive. Yet they noted that both anecdotal and empirical evidence to date indicate that practices of police-community cooperation that is reflective of community policing principles do promote police-community partnerships. In the case of my research we found that elements of “Community Policing” we reviewed were lacking in clarity, and that difficulty continues. In our case, we found that our introduction of community policing, involving the increased interaction of police with citizens around non-criminal matters, was association with a reduction in crime, and the same was seen in other research studies. As the Police Chief report noted, the “future of community policing as a model for improving police-community cooperation will depend on its translation as a policing philosophy into well-developed strategies of police-community cooperative actions”. We must have a standard and clear concept of community policing and evaluations. We can provide a police culture of accountability along with accountability on the part of citizens. We can reduce crime but we must work together. Monday - Friday 10 to 5 Saturday 10 to 4 Clown ‘n’ Around 209 Charles St, Elizabeth City, NC 27909 Phone: (252) 331-2250 “Nothing truly valuable arises from ambition or from a mere sense of duty; it stems rather from love and devotion towards men and towards objective things.” -- Albert Einstein facebook.com/AlbemarleTradingPost Albemarle Tradewinds October 2016 11