South Carolina Agent & Broker Winter 2019

Insuring Condominiums — 2 hrs. P&C
There are three things agents must understand to adequately
write insurance for a condominium unit-owner. This webinar
addresses all three issues and reviews the coverages provided.
Personal Lines Claims that Cause Problems — 2 hrs. P&C
This course takes a detailed look at some common mistakes when
writing Personal Lines coverage and how the claims adjusters
responded. We will review topics such as: when kids should buy
their own insurance, pizza delivery, company cars and the PAP,
kids at college and extended non-owned coverage.
Personal Lines Myths, Part I — 1 hr. P&C
This class quickly looks at some of the myths about personal
lines issues. A sample of the subjects includes: kid’s cars, agreed
value vs. stated amount, Uber, UM stacking on one car, moving
trucks, additional insured vs. additional interest, college kids, selfstorage
facilities, named peril vs. agreed value, the “where you
reside” issue and more.
Rental Cars: More Than Meets the Eye — 2 hrs. P&C
This class examines various rental car contracts to point out what
renters are agreeing to when they rent, analyzes the “protection”
offered for sale by rental car firms and then analyzes the coverage
provided under the PAP and BAP.
Those Kids and Their Cars — 2 hrs. P&C
One of the most pressing personal lines agents get is “What
should I do with my kids?” This course deals with many subjects
but none more important than these: putting kids under their own
insurance policies, parents’ liability for their kids’ actions, and kids
away at college.
LIFE & HEALTH
Estate Planning Techniques Options & Opportunities — 2 hrs. L&H
This webcast focuses on written wills, trusts, estate tax
management and various areas that individuals can consider
for their estate planning needs. In addition to specific planning
techniques that require a competent attorney, the proper
issuance of life insurance (ownership, beneficiary, etc.) is also
discussed.
Innovations in Long Term Care Funding with Life Insurance —
3 hrs. L&H
This program reviews the cost, advantages and potential
problems concerning the three options for long-term care
(personal residence, Assisted Care Living facility or Skilled
Nursing Facility) as recent innovations regarding Living Benefits
Riders (or policy provisions) allowing certain insurance contracts
to provided advances against the death benefit to fund for the
Long-Term Care dilemma.
M. J. Kelly Company
North Carolina
Wholesale Insurance Brokerage
800.873.8374
www.mjkelly.com
32 South Carolina Agent & Broker • Winter 2019