South Carolina Agent & Broker Winter 2019

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ASHLEY BRADY, CIC National Director RESOURCES FROM THE NATIONAL ASSOCIATION Happy New Year from the IIABSC Board and staff! By renewing your membership each year you are setting yourself up for a prosperous year. On page 18, and you’ll find a list of the Top 5 member benefits of membership. Below are some additional risk management tools and resources available to member agencies from the national association. Big “I” Risk Management Website – E&O Happens This website contains comprehensive information and tools such as an overview of common mistakes that cause E&O claims; real-life case studies for learning; best practice tips; sample disclaimers, procedures and client letters; operational self-assessments; E&O-related articles, and more. Visit www.iiaba.net/EOhappens to log in. (FREE) Big “I’ Virtual Risk Consultant Powered by Rough Notes (VRC) The VRC is a web-based resource providing comprehensive tools such as industry specific client risk exposure checklists and questionnaires. VRC helps agents to better understand the coverage needs of customers and avoid E&O claims from failing to offer proper coverage and failing to identify customer exposure. Visit www.iiaba.net/VRC to learn more. (Fee-based) E&O Claims Advisor Newsletter Published monthly and emailed to agency staff, this newsletter provides valuable information on agency E&O trends and hot topics. (FREE) Risk Management Webinars These quarterly webinars address emerging E&O risk management topics. Less than an hour in length and perfect for all agency staff, the webinars include detailed discussion from industry leaders on reducing exposure to E&O claims. (FREE) Agency E&O Seminar Administered by IIABA state associations, E&O seminars are an excellent way to increase procedural and knowledge-based E&O risk management awareness to agency personnel. Agencies with the requisite number of staff attending may qualify for a 10 percent premium credit and may also qualify for CE credits, providing a double benefit. (Fee-based) Agency Operational Improvement Review A review of your agency operations is available. Voluntary completion of this review may qualify you for a 10 percent E&O premium credit good for five years on the next renewal. (Fee-based) Big “I” Virtual University VU is a web site with information on hundreds of insurance related business and technology articles, sample ISO forms, white papers and information affecting today’s insurance marketplace. It also provides a forum to answer questions that can’t otherwise be found in the research library through the “Ask an Expert” service. Visit www.iiaba.net/VU. (Free) Big “I” Agents Council for Technology (ACT) ACT brings agents, carriers, vendors, user groups and industry associations together in an effort to employ the best workflows and technologies available within the independent agency system in order to improve our competitive edge. Please visit the ACT website at www.iiaba.net/ACT and watch the short video briefing on the site to get a good overview of the high-quality information that we make available to agents and carriers. (Free) 8 South Carolina Agent & Broker • Winter 2019
DISCOVER THE ACCESS HOME DIFFERENCE. Access Home distinguishes itself from other carriers by offering innovative residential insurance options designed to meet each homeowner’s specific needs. >>The Access Difference
Page 1 and 2: WINTER 2019 SC Insurance Data Secur
Page 3 and 4: Expect big things in workers’ com
Page 5 and 6: Relax, South Carolina We’ve got y
Page 7: NOTICE OF COMMISSION INCREASE SEPTE
Page 11 and 12: No. 1: The law applies to ALL SC De
Page 13 and 14: People Pathways Purpose IIABSC Annu
Page 15 and 16: Winter 2019 • South Carolina Agen
Page 17 and 18: Whether it’s the voice in your he
Page 19 and 20: Save the date for these upcoming ev
Page 21 and 22: CISR ELITE Those with the CISR Elit
Page 23 and 24: “Excellence through Education”
Page 25 and 26: Coming in 2019 to Charleston Ultima
Page 27 and 28: COMMERCIAL COVERAGE GAPS & How to F
Page 29 and 30: COMMERCIAL LINES Agent Friendly End
Page 31 and 32: Insurance and the Property Lease
Page 33 and 34: THERE IS NO COMPARISON Assure Allia
Page 35 and 36: New Course Series: Commercial Agent
Page 37 and 38: Bankers Insurance Group Heritage Pr
Page 40: WE NEVER DEMAND YOU Give up carrier

South Carolina Agent & Broker Winter 2019

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