Ashburton Courier: October 24, 2019

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Page 24, Ashburton’s The Courier, Thursday 24 October 2019 Local news at www.starnews.co.nz LIVING LIFE IN YOUR GOLDENYEARS Tips for wellness in your senior years There are a number of myths regarding ageing. SENIORNET ASHBURTON INC. Computer/Tablet/iPad etc. forover50’s Contactusat: TrevorWilson Centre 215Tancred Street Ashburton7700 Phone: 03 2616907 The Sinclair Centre 74 Park Street Formoreinformation: John 308 6654 Robin 307 2753 2219431 Your total heating solution Ducted heatpump/air conditioning unit Major suppliers of Enliven PositiveAgeing Service www.enliven.org.nz Upper South Island -Mid Canterbury We offer the following free services: • SocialWork • Group Programmes • Counselling • Home Share • Volunteer Support 2219887 Some people may mistakenly believe that ageing inevitably involves getting sick or disabled, while others may think that all adults face memory loss in their later years. Even more people may think that once you reach acertain age there is less that you can contribute to society and that you are done learning. All of these beliefs are absolutely false. In fact, many people find that the years following retirement are filled with health, vitality, and meaning. Since we’re all going to get to those golden years eventually, here are a few tips to consider that may help to make that stage of life some of the best years you’ll ever have. Keep your brain active. In doing so, you’ll stave off memoryloss illnesses like Alzheimer’s and dementia and foster executive function. Try word games and recall exercises. For example, Whatever the shape of the room, ducted units ensure uniform temperatures throughout. Cool orwarm air is ducted into the room through diffusers, discreetly positioned in the walls or ceiling.Verylow sound levels. The use of ducts allows air outlets to be conveniently installed anywhereinthe ceiling,givingimproved room aesthetics,with its unobtrusivepresence. Phone 308 7182 On Call 021 597 517 211/D Alford Forest Rd, Ashburton Water exercises that build strength, improve flexibility and cardiovascular endurance are beneficial with helping overall balance. find five red objects during awalk in the neighbourhood and recall them when back home. Routine limits brain stimulation. Introduce new foods or new ways of eating the same food. For example, replace canned heatpumps 2218749 peaches with freshly sliced ones. Also, try taking a different route to the grocery store or shopping center. Maintain abalancing act. In addition to exercises that build strength and improve flexibility and cardiovascular endurance, make sure to add balance activities to the daily routine. Good balance requires maintaining a center of gravity over the base of support. Tai chi, yoga, walking on challenging surfaces and water exercises all enhance overall balance. Dance like there’s no tomorrow older adults getting regular physical exercise are 60 percent less likely to get dementia. Exercise increases oxygen to the brain and releases aprotein that strengthens cells and neurons. Dance involves all of the above plus the cerebral activity present in learning and memory. Fuel your body to remain strong and active. As you age, your digestive system tends to slow down, and as a result, foods that are high in fibre are of special importance. At the same time, older adults are more susceptible to dehydration, so it is important that you drink a lot of water every day. In addition, don’t let meal times become boring or lonely—make an effort to make your food look and taste good even if you are only cooking for one or two. Seek out other adults to spend meal time with so that you can enjoy social interaction while you are enjoying your food. Volunteer to give your life meaning and purpose. As you help others, you can feel a greater gratitude for the things that you have and a greater connection to the people around you. No matter where you live, there are sure to be boundless volunteer opportunities. Visit a local primary school for opportunities to reach out to the children in your community to help them to learn and succeed. Local government and nonprofit agencies are also often in great need of help. Contact organisations in your area for more ideas on how you can serve. Become an active player in your health care. Most of our health is not controlled by the health care system but by our own actions, our environment, our genes, and social factors. In addition, physicians are not perfect; medical errors do happen. The more patients participate in their own health care, the more satisfied they tend to be with the care they receive. Think about the ways your health can improve by changing your lifestyle, and make those changes. You are your own best advocate. Contact your primary care practitioner for an annual physical or whenever you have a concern about your health, and go to those appointments prepared. Bring alist of your current prescription and nonprescription medications, including herbal supplements; keep alist of your health concerns; and, most importantly, ask questions. The possibilities and adventures that await as you enter your golden years are endless. Seek out new experiences and enjoy the opportunities you never had time to pursue before. By doing so, you can make the later years of your life some of the most exciting, meaningful years of you have ever experienced. Rosebank Retirement Village Street FrontageVillanow available Kick off your shoes andrelax this year in aspacious newRosebankvilla. With 2bedrooms, spaciouslivingarea, agarageand avegegarden, themovehas neverbeeneasier. Ournew community centreand central location make Rosebank asocial hub, whilefull internet service means it’s easy to stay connected with family. To view this unitand learnmore about the village, please feel free to call SueProwse today. 2219736 CARE INDEPENDENCE SECURITY
Local news at www.starnews.co.nz Ashburton’s The Courier, Thursday 24 October 2019, Page 25 LIVING IN YOUR GOLDENYEARS LIFE Ageing population New Zealandhas an ageing population. NewZealandersare living longer, healthier and more active lives. The ageing of our populationisoften portrayed in termsof increased costs; includingcosts of health care, residentialcare andNew Zealand Superannuation. The positive contribution that is made by olderpeople to our public, families,employment,volunteeringand community, deserves much wider recognition andrespect. Older people work, volunteer, provide care and participatewidelyin community andfamily life. Manyfamilies,communitiesand organisations depend on olderpeople for their skills,knowledge and experience; olderpeople provide care andsupport to thousands of others who benefit from their assistance. Withone of thehighest ratesofover 65’s workforce participation, older New Zealanders are significant economic contributors through taxation, spending and saving. Olderpeople form an important, growing market forthe providers of goodsand services. Everyaspect of NewZealand life is greatlyenrichedbythe active involvement of thoseover 65. ValuingAge drawsonexisting research,including‘TheBusiness of Ageing’ and showsthe positive economicimpact andcontribution madebyolder NewZealanders.Let’s value ageing. ~Office forSenior Citizens SuperGold Card amust have for all New Zealand seniors Loans practice investigated The Government’swatchdog of the retirement village industry is investigating the extent of loans made to residents and intending residents by village operators. Some operators may offer financial assistance to cover shortfalls in entry payments to those wishing to buy into avillage, or to existing residents tocover accrued weekly fees. Troy Churton, the National Manager of Retirement Villages at the Commission for Financial Capability (CFFC), is looking into the practice for his annual Monitoring Report for the Minister who oversees the sector, Kris Faafoi. Mr Churton said Retirement Village General Regulations 2006 required operators to set out the nature of any financial assistance they offer and the terms on which residents may receive it. However,operators offering credit to consumers become financial service providers and also need to meet obligations under the Credit Contracts and Consumer Finance Act 2003. ‘‘CFFC is aware the Commerce Commission reminded retirement village operators in 2016 that they must follow lending requirements when offering credit to residents and that residents get all the information they need.’’ CFFC understands some operators reiterate the availability of loans at residents’ meetings for those experiencing financial difficulty. ‘‘The issue is particularly relevant in the current environment of falling interest rates and potential pressures on retirees’ income from savings,’’ Mr Churton said. The areas being monitored include: The types of financial assistance offered, credit terms, interest rates and how loans are charged and recouped. How operators advertise, represent or inform intending residents and residents about the availability of financial assistance. The approximate number of intending residents and residents receiving forms of financial assistance, and for loan situations the range of loan sizes. The processes operators follow in assessing, offering and administeringfinancial assistance to intending residents or residents, including compliance with the Credit Contracts and Consumer Finance Act. Dispute resolution schemes operators belong to for the purposesofcomplyingwith the Financial Service Providers Act. How statutory supervisors oversee the lawfulness of operator processes when providing financial assistance; and the protection of residents’ financial interests. Mr Churton said CFFC also wantedtounderstand operator compliance costs, and how well residents understood the arrangements of the financial assistance they signed up for. His report was expected to be delivered to Minister Faafoi in June, 2020. Photo: The retirement village industry isinvestigating the practice of loans made to residents and intending residents by village operators. The SuperGold Card givesdiscounts and concessions to seniors and veterans, in recognition of their contribution toNew Zealand society. Cardholders can access free offpeak public transport through the programme, and show their card at participating businesses to get discounts on their products or services. There are currently more than 750,000 SuperGold Card holders, more than 9,300 SuperGold Card business partners and over 14,000 outlets around New Zealand where cardholders can access savings. In Mid Canterbury there are a multitude of national and local businesses and suppliers on board, offering a variety of products and services at a cheaper rate. You can check them out online at SuperGold.govt.nz or downloadthe SuperGold mobile app.The app was designed after consultation with seniors last year revealed the biggest barrier to using the SuperGold Card was they were unaware ofwhat discounts were available and where. The mobile app was considered auseful tool for accessing the information and discounts while on the go. In 2017, around 350,000 SuperGold members used smartphones and about half a million used the internet. The majority of seniors are very reliant onNew Zealand Superannuation and other government transfers, with 40% having less than $100 per week from other sources. The SuperGold Card lets their dollar stretch further from week to week. GreyPower Ashburton Inc. The active organisation for those 50+ Monthly meetings every 3rd Monday with interesting topical speakers followed by afternoon tea Friendship -Fellowship -Discount Book -Fun Join today New members welcome contact: Natalie Blampied ph 308 4002 2219832 Making Beautiful Memories 2219280 18-22 MooreStreet, Ashburton Free Phone 0800 263 6679 Mobile 027 637 1229 www.memoryfunerals.cnz Jo Metcalf
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Ashburton Courier: October 24, 2019

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