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Options in Medicare Coverage<br />
by Christine Ross<br />
flhealthcaresolutions@gmail.com • www.myuhcagent.com/christine.ross<br />
Living Well | August 2021 | 7<br />
Kidney & Hypertension Specialists<br />
of Central Florida, P.A.<br />
Adnan Ahmed, MD, FACP<br />
Board Certified Internist<br />
and Nephrologist<br />
Specializing In:<br />
• High Blood Pressure<br />
• Acute & Chronic Kidney Disease<br />
• Fluid and Electrolytic Abnormalities<br />
• Proteinuria & Hematuria<br />
• Kidney Stone Disease<br />
• Cystic Kidney Disease<br />
• Hemodialysis, Peritoneal Dialysis<br />
& Kidney Transplantation<br />
Clermont<br />
352-394-1361<br />
306 Mohawk Road<br />
Ocoee<br />
407-296-1976<br />
10000 West Colonial Drive<br />
Suite 382<br />
NOCTURNAL HEMODIALYSIS<br />
Rizwan Khan, DO, FACOI<br />
Board Certified Internist<br />
and Nephrologist<br />
A Medicare supplement (Medigap)<br />
plan is an insurance policy that helps<br />
pay some of the remaining health care<br />
costs that original Medicare doesn’t<br />
cover. They are sold by private insurance<br />
companies and must follow federal<br />
and state laws designed to protect<br />
consumers.<br />
Each policy is standardized and must<br />
offer the same basic benefits no matter<br />
which insurance company sells it. Cost<br />
is typically the only difference between<br />
Medicare supplement policies with the<br />
same letter — plans A, B, G, F, etc.<br />
Medicare supplement plans offer<br />
the flexibility to see any provider that<br />
accepts Medicare without referrals. A<br />
monthly premium is paid in addition<br />
to the individual's Part B premium.<br />
Medicare supplements do not include<br />
prescription drug coverage, so it is<br />
recommended that a prescription drug<br />
plan be purchased to help avoid incurring<br />
a Part D late enrollment penalty.<br />
Medicare supplements are designed<br />
to fill in the gaps for Medicarecovered<br />
services and, therefore, only<br />
cover Medicare-eligible expenses.<br />
Things such as routine eye exams,<br />
glasses/contacts and routine dental<br />
care are not covered; however, some<br />
companies will offer discounts for<br />
those services.<br />
Using the services of a licensed sales<br />
agent to provide an overview of benefits<br />
and costs is encouraged. Stay tuned<br />
next month as we begin to prepare for<br />
the annual enrollment period. ª<br />
• Excellent blood pressure control with less medications<br />
• Decreased requirement of phosphorus binders<br />
• Liberalization of dietary restrictions<br />
• Improved heart function<br />
• Better quality Dialysis resulting in better quality of life<br />
• Availability of daytime for productivity pursuits.<br />
FMC Clermont East Dialysis Clinic<br />
17319 Pagonia Road<br />
Clermont, FL 34711<br />
(407) 877•0454<br />
401 Main Street, Suite A, Windermere, FL<br />
Windermere Center for<br />
DENTISTRY<br />
Nurse Practitioners:<br />
Esther Pelissier, ARPN-BC<br />
Irene Gan, PMHNP<br />
Raykha Crag-Chaderton, PMHNP-BC<br />
Rachael Pittala, ARPN-BC<br />
Therapists:<br />
Michael Kellogg, LMHC, ATR-BC<br />
Randie Morillo, LCSW, ACSW<br />
Amy Singleton, LMHC<br />
Brooke Parker, LMHC<br />
Cristal Daniel, LMHC<br />
Rachael Pittala<br />
Emilia Godoy-Rapport, D.M.D.<br />
Always Friendly & Gentle<br />
Cosmetic and family dentistry<br />
Esther Pelissier<br />
www.windermeresmiles.com<br />
(407) 909-1097
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