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RATE %%<br />
15.00<br />
14.00<br />
Mortgage<br />
rates are still<br />
historically low<br />
According to to Freddie Mac, rates hit hit their<br />
lowest level in in nearly 50 50 years.* However,<br />
this could change.<br />
Work with a a mortgage company that can offer<br />
low rates and a a fast, transparent process:<br />
• • In-house underwriting and closing<br />
• • 24-hour underwriting turn times*<br />
• • Jumbo financing experts<br />
13.00<br />
12.00<br />
11.00 11.00<br />
10.00<br />
9.00 9.00<br />
8.00 8.00<br />
7.00 7.00<br />
6.00 6.00<br />
5.00 5.00<br />
4.00 4.00<br />
HISTORIC<br />
LOW RATES<br />
2.94%2<br />
1980 1985 1990 1995 2000 2005 2019 2020 <strong>2021</strong><br />
Let’s keep the conversation going. Contact us us today.<br />
Donna Lewis<br />
Ken Neate<br />
Branch Manager & &<br />
SVP SVP of of Mortgage Lending<br />
SVP SVP of of Mortgage Lending<br />
O: O: (805) 335-8743<br />
O: O: (805) 706-8074<br />
C: C: (805) 235-0463<br />
C: C: (925) 963-1015<br />
donna.lewis@rate.com<br />
ken.neate@rate.com<br />
Maggie Koepsell<br />
VP VP of of Mortgage Lending<br />
O: O: (805) 335-8742<br />
C: C: (805) 674-6653<br />
maggie.koepsell@rate.com<br />
Ermina Karim<br />
VP VP of of Mortgage Lending<br />
Dylan Morrow<br />
VP VP of of Mortgage Lending<br />
Luana Geradis<br />
VP VP of of Mortgage Lending<br />
O: O: (805) 329-4095<br />
C: C: (805) 602-0248<br />
ermina.karim@rate.com<br />
Elieen Mackenzie<br />
VP VP of of Mortgage Lending<br />
O: O: (805) 335-8738<br />
C: C: (805) 550-9742<br />
dylan.morrow@rate.com<br />
Matthew Janetski<br />
VP VP of of Mortgage Lending<br />
O: O: (805) 329-4087<br />
C: C: (707) 227-9582<br />
luana.gerardis@rate.com<br />
Joe Hutson<br />
VP VP of of Mortgage Lending<br />
O: O: (805) 212-5204<br />
C: C: (831) 566-9908<br />
eileen.mackenzie@rate.com<br />
Lisa Renelle<br />
VP VP of of Mortgage Lending<br />
O: O: (805) 329-4092<br />
C: C: (619) 300-2651<br />
matt.janetski@rate.com<br />
Zoe Thompson<br />
Licensed Sales Assistant<br />
O: O: (831) 205-1582<br />
C: C: (831) 212-4138<br />
joe.hutson@rate.com<br />
O: O: (805) 456-5344<br />
C: C: (805) 674-2931<br />
O: O: (805) 335-8737<br />
lisa.renelle@rate.com<br />
zoe.thompson@rate.com<br />
Rate.com/SanLuisObispo<br />
1065 Higuera St., Suite 100, San Luis Obispo, CA 93401<br />
SOURCE: “Mortgage Rates Rates Hit Hit All-Time Low.” Low.” Freddie Mac, Mac, 5 Mar. 5 Mar. 2020, 2020, www.freddiemac.com/pmms/.<br />
Average yearly yearly interest rates rates illustrated in this in this graph graph are are based based on on annual averages as as listed listed on on www.freddiemac.com/pmms/pmms30.htm, based based on on rates rates for for 30-Year fixed-rate mortgages.<br />
Donna Donna Lewis Lewis NMLS NMLS #245945; CA CA - CA-DOC245945 - | | | Ken | Ken Neate Neate NMLS NMLS #373607; CA CA - CA-DBO373607 - | | | Maggie | Koepsell NMLS NMLS #704130; CA CA - CA-DBO704130 - | Dylan | Dylan Morrow NMLS NMLS<br />
#1461481; CA CA - CA-DBO1461481 - | Eileen | Eileen Mackenzie NMLS NMLS #282909 | Joe | Joe Hutson NMLS NMLS #447536; CA CA - CA-DOC447536 - | Luana | Luana Gerardis NMLS NMLS #1324563; CA CA - CA-DBO1324563 - | Matthew | Kanetski NMLS NMLS #1002317; CA CA<br />
- CA-DBO1002317 - | Lisa | Lisa Renelle NMLS NMLS #269785; CA-DOC269785<br />
Guaranteed Rate, Rate, Inc.; Inc.; NMLS NMLS #2611; For For licensing information visit visit nmlsconsumeraccess.org. • CA: • CA: Licensed by by the the Department of Business of Oversight under under the the California Residential Mortgage Lending Act Act<br />
AUG/SEP <strong>2021</strong> | <strong>SLO</strong> <strong>LIFE</strong> MAGAZINE | 69