23.12.2021 Views

Debtfree Magazine issue #12 of 2021

SA's Free Magazine about dealing with debt, debt counselling, debt review and more. This month we look both back and forward as we review 2021 and what we can learn from the tough year.

SA's Free Magazine about dealing with debt, debt counselling, debt review and more. This month we look both back and forward as we review 2021 and what we can learn from the tough year.

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DEBT REVIEW

LESSON #3

One of the biggest skills a person in debt

review has to learn is the ability to say

“No” to family and friends:

No, you cannot pay that bill for them;

No, you cannot sign surety for them;

No, you cannot afford to lend them money;

No, you won’t be spending money on

fancy gifts and eating out.

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