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The Big I Virginia Winter 2022-23

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WINTER <strong>2022</strong>-<strong>23</strong><br />

<strong>The</strong> <strong>Big</strong> I <strong>Virginia</strong> is a publication of the<br />

Independent Insurance Agents of <strong>Virginia</strong><br />

8600 Mayland Drive, Richmond, VA <strong>23</strong>294<br />

Phone: 804.747.9300 / Toll-free: 800.288.IIAV (4428)<br />

Fax: 804.747.6557 / E-mail: members@iiav.com / Website: iiav.com<br />

IIAV IS AN ORGANIZATION DEVOTED TO<br />

PROMOTING, ENHANCING, SERVING AND<br />

ASSISTING INDEPENDENT INSURANCE AGENTS.<br />

<strong>The</strong> <strong>Big</strong> “I” is a trademark owned by the Independent<br />

Insurance Agents & Brokers of America, Inc. (“IIABA”), and is<br />

being used with the permission of IIABA.<br />

INSIDE<br />

6 Message from the Chairman of the Board Mike Yergey<br />

8 Message from the President & CEO Robert N. Bradshaw Jr.<br />

11 Celebrating 125 Years<br />

12 Message from the State National Director Michael Funkhouser<br />

14 <strong>The</strong> Great Reshuffle and Workers Compensation Frequency<br />

24 IIAV Bids Farewell to Linda Loving<br />

25 Things You Should Know about the IIAV<br />

26 IRV Methodologies, Replacement Cost and Reconstruction Cost<br />

THANK YOU ADVERTISERS<br />

32 Applied Underwriters<br />

auw.com/MoreToLove<br />

8 Berkshire Hathaway<br />

GUARD Ins<br />

guard.com/apply<br />

3 Builders Mutual Insurance<br />

BuildersMutual.com<br />

7 Harford Mutual<br />

HarfordMutual.com<br />

5 Iroquois Group<br />

IroquoisGroup.com<br />

2 Jackson Sumner<br />

& Associates<br />

jsausa.com<br />

For more information on advertising, contact Eric Johnson<br />

Blue Water Publishers, LLC / 9406 N. 107th St., Milwaukee, WI 53224<br />

414-708-2059 / fax: 414-354-5317 / eric@bluewaterpublishers.com<br />

10 Penn National<br />

PennNationalInsurance.com<br />

9 SIAA<br />

31 Summit Holdings<br />

summitholdings.com<br />

IIAV Staff<br />

Robert N. Bradshaw, Jr., MAM<br />

President & CEO<br />

rbradshaw@iiav.com<br />

Cell (804) 929-4134<br />

Teri Chester<br />

Executive Secretary/<br />

Receptionist<br />

& Membership Coordinator<br />

tchester@iiav.com<br />

Joe Hudgins, CPCU<br />

Technical Consultant<br />

jhudgins@iiav.com<br />

Cell (804) 929-4138<br />

Bonnie Joyce<br />

Senior Insurance<br />

Administrative Assistant<br />

bjoyce@iiav.com<br />

Linda Loving, CIC, AISM, AIAO<br />

IIAV Chief Operating Officer<br />

& VFSC Executive Vice President<br />

lloving@iiav.com<br />

Cell (804) 929-4133<br />

Susan E. C. Perkins<br />

Membership/Education<br />

Coordinator<br />

sperkins@iiav.com<br />

Bonnie J. Warren,<br />

ACSR, CPIW, DAE, RPLU<br />

Insurance Account Executive<br />

bwarren@iiav.com<br />

Vera Wooden<br />

Insurance Account Executive<br />

vwooden@iiav.com<br />

Donald W. Bragg,<br />

CPCU, CIC, CPIA, MBA<br />

Director of Membership<br />

& Marketing<br />

dbragg@iiav.com<br />

Melanie DeCola<br />

Insurance Account Executive<br />

mdecola@iiav.com<br />

Debbi Little<br />

Director of Professional<br />

Development and Programs &<br />

Executive Director for VAIA<br />

(804)747-6557<br />

dlittle@iiav.com<br />

<strong>The</strong> <strong>Big</strong> I <strong>Virginia</strong> is a publication of the Independent Insurance Agents<br />

of <strong>Virginia</strong> and is published quarterly by Blue Water Publishers, LLC. <strong>The</strong><br />

Independent Insurance Agents of <strong>Virginia</strong>, Inc. reserves the right in its sole<br />

discretion to reject advertising that does not meet IIAV qualifications or which<br />

may detract from its business, professional or ethical standards. IIAV and Blue<br />

Water Publishers, LLC do not necessarily endorse any of the companies<br />

advertising in the publication or the views of its writers. <strong>The</strong> publisher cannot<br />

assume responsibility for claims made by advertisers, content provided by<br />

the editor, or for the opinions expressed by contributing authors.<br />

4 THE BIG I VIRGINIA WINTER <strong>2022</strong>-<strong>23</strong>

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