The Star: April 06, 2023

32 The Star Thursday April 6 2023
SENIORS’ LIVING LIFE
Winter sunshine
here we come!!
Join Supreme Tours and Travel on their
NEW Fiji Winter Escape. Depart 19th July
on Fiji Airways. The smell of Frangipani
greets us as we arrive in Nadi. We stay at
the stunning Hilton Resort and Spa three
nights including breakfasts and dinners.
Enjoy a sightseeing tour of Nadi including
the colourful Sr Siva Subramaniya Hindu
Temple, the handicraft markets and
marvel at the different array of produce
in the produce markets. We visit the
late Raymond Burr’s (of Perry Mason
and Ironside fame) Orchid garden -the
Garden of the Sleeping Giant. Over 8,000
species of orchids with a gentle wander
through the garden followed by cool drink
before we head back to our hotel. The
HIGHLIGHT – a three day Captain Cook
Cruise. We have ocean view staterooms
with private en suite, air con, hair dryer,
pure Fiji soaps, shampoos and towels.
Our staterooms open out onto the outside
deck and have two windows. Includes all
meals and 24 hour coffee and tea facilities.
Enjoy the swimming pool, spa, sun deck,
two bars, two lounges and a day spa. The
easy access hydraulic platform makes it
no problem to board and disembark on to
the Glass bottomed boat. Visit the famous
Mamanuca Islands, Monoriki where Tom
Hanks Castaway was filmed. Enjoy a
special village choral church service, visit
Sacred Island where legends tell of the great
war canoe “Rogoboka” which landed here
with the first Fijians. Enjoy views of the
spectacular coral gardens from the glass
bottom boat. Then a visit to Yasawa Islands
where we visit the local school, village and
shell market. A wistful song of “Isa Lei”
bids us farewell as we return to Nadi for
an overnight at our Denarau Hotel. We
include our FREE home pick up and return
anywhere within 25k of Christchurch
airport. Phone the office on 0800 809 300
for the full brochure.
Advertising Feature
Wills and Enduring
Powers of Attorney
People often confuse the term attorney
with the term executor. An attorney is
someone that you appoint to act for you
while you are alive. This may be a general
power of attorney, in one off situations, for
example, if you are going to be away when
a document is required to be signed. An
enduring power of attorney allows your
attorney or attorneys to act if you lose
mental capacity. This is important if you
have a health issue or accident that leaves
you lacking mental capacity and requiring
an attorney to make decisions for you.
Having enduring powers of attorney set up
to cover your personal care and welfare and
another to cover property is a key safeguard
to protect your wishes if you can no longer
make these decisions or communicate them
yourself.
An attorney’s power to act ends when
you die. This is commonly not understood,
and some attorneys believe that they
can continue to deal with the deceased’s
property including the bank accounts. It
is another common misconception that
money to cover the funeral expenses needs
to be withdrawn before the bank accounts
are frozen. Firstly, the attorney is no longer
authorised to act and secondly it is not
necessary as most banks have a process of
allowing the payment of funeral expenses
before probate is granted by application
from the executors or their lawyer.
When you die your latest Will becomes
effective and the person or persons you
have named as executors are able to start
their role of dealing with your estate. Your
executor’s first duty is to deal with your
funeral arrangements. If you have expressed
a wish in your Will for burial or cremation
or for a particular service or to not have a
funeral service at all, your executors can
take these into account. Your executors are
not bound to follow the wishes expressed
in your Will regarding your funeral
arrangements, so it is a good idea to discuss
these with the person or persons you are
appointing to check that they are agreeable
to carrying out your preference. It is also
helpful to let the persons you are appointing
know where your original Will is held and
where you keep a copy.
Setting up enduring powers of attorney
allows you to decide who you want to act
for you while you are alive and particularly
for when you cannot make decisions
yourself. Without these deeds someone
would need to apply to the court to be your
welfare guardian and/or property manager
if you lost mental capacity. And completing
a Will allows you to appoint the people you
trust to carry out your funeral wishes and to
state how your assets are to be distributed.
If you die without a Will someone needs to
apply to the High Court to administer your
estate and the distribution is set out in a
formula in the Administration Act 1969.
At Harmans we have a specialist seniors
team to help with any queries and to assist
you to set up the deeds that best meet your
needs. Give Phillipa Shaw a call on
379 7835 to arrange an appointment.
SUPREME TOURS & TRAVEL LTD
PH: 0800 809 300 Email: www.supremetoursandtravel.com
FULLY ESCORTED TOURS
Proudly New Zealand owned and operated.
TAANZ bonded for your protection and member of IATA
Fiji Winter Escape
Featuring 3 night Captain Cook Cruise
8 Days - $4399pp share twin - Depart 19 July 2023
Head to the Sunshine! Fly to Nadi (3 nights) Hilton hotel including full breakfast and dinner each night, visit
to the colourful Sri Siva Subramaniya Hindu Temple, Produce and Handicraft Markets, Garden of the Sleeping
Giants. Captain Cook three night cruise in Oceanview stateroom with all meals, sightseeing daily glass bottom
Boat viewing, entertainment including a choral service, Monoriki where Tom Hanks filmed Castaway. Back to the
Hilton for overnight before our flight home. Including return air from Auckland, Wellington or Christchurch
(ask about other centres), accommodation, cruise, Breakfasts & Dinners (all meals on cruise), Tour Manager
travelling from New Zealand, Free home pick up and return Auckland, Wellington or Christchurch
(within 25km of airport). LIMITED SEATS.
Auckland City of Sails
Featuring Hamilton the Musical
4 days - $2399pp share twin - Depart 6 June 2023
Auckland (3 nights Movenpick Hotel), breakfast each morning, one lunch and two dinners. Sightseeing including
Ponsonby, St Heliers, Auckland Museum and the Domain. Ferry crossing from Devonport back to Auckland
and some time to enjoy the shops. Tickets to the fabulous Broadway hit Hamilton at Spark Arena. Day trip
to Matakana including lunch. Includes full sized touring coach, Tour Manager throughout, return transfers
from Christchurch. Including airfares from Wellington or Christchurch. Free home pickup from Wellington or
Christchurch within 25km radius of airport.
Protecting you
through all stages
of life
Our friendly and experienced Seniors Law team offers specialised legal
advice so you have peace of mind and feel confident when it comes to
making decisions that are right for you and your family.
Our Seniors Law team can help with:
Wills
Trusts
Funeral Trusts
Occupation Right Agreements
Enduring Powers of Attorney
Rest Home Subsidies
Estate Planning
Asset Protection
Sale and Purchase of Property
Visit us in our new offices within the Central City, or we can come to you
with our home visit service and other alternative locations.
Contact Phillipa Shaw P (03) 379 7835 E phillipa.shaw@harmans.co.nz
A 79-81 Cashel Street, Central City, Christchurch 8011
www.harmans.co.nz