By-laws of the Deposit Protection Fund

14. The provisions of this Section 5a shall apply for the first time to the annual
contribution payable in 2018. They shall apply to the annual contribution
payable in 2018 and 2019, subject to the proviso that, in deviation from
subsection (3), sentence 1, the assessment basis shall be geared only to the
cut-off dates 31 March 2018 and 30 June 2018 and that the annual contribution
for 2018 shall be fixed and paid by 31 December 2018 at the latest. For newly
admitted banks, sentence 2 shall apply analogously provided the fourth
full business year falls within 2018 or 2019; in addition, subsection (7) shall
remain unaffected. Earlier periods shall be subject to the respective rules on
contributions and on surcharges to cover administrative costs contained in
the version of the By-laws of the Fund registered on 13 October 2016, which
thus form part of the present By-laws. The obligation to provide information
pursuant to subsection (4) shall remain unaffected and must be complied
with for the first time for the cut-off date 30 September 2017. In deviation
from subsection 3, sentence 1 and in deviation from sentences 1 to 4 of this
subsection 14, the assessment basis for the annual contribution payable in 2024
shall be based only on the cut-off dates 31 March 2023 and 30 June 2023.
Section 5b – Information on deposit protection and
advertising
1. From 1 January 2023 at the latest, every bank shall be obliged in accordance
with the annex “No. 20 of the General Business Conditions of Banks” attached
to these By-laws to inform its customers in the General Business Conditions for
its domestic business about the scope of the protection provided by the Deposit
Protection Fund and about the prerequisites for that protection. Customers shall
also be informed about the scope of the protection on entering into business
relations as well as about any changes thereto. In addition, provision of the
24 By-laws Section 5b