2005 Annual Report - Banque PSA Finance
2005 Annual Report - Banque PSA Finance
2005 Annual Report - Banque PSA Finance
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NEW FINANCING<br />
FINANCIAL HIGHLIGHTS<br />
FINANCIAL HIGHLIGHTS<br />
(in millions of euros)<br />
Retail loans<br />
<strong>2005</strong> 2004 % change<br />
Number of vehicles financed 848,303 ( * ) 831,769 +2.0<br />
Amount of financing (excluding interest)<br />
Wholesale loans<br />
9,152 8,661 +5.7<br />
Number of vehicles financed 2,103,721 2,117,299 -0.6<br />
Amount of financing<br />
Outstanding loans at December 31<br />
By type of customers<br />
38,992 37,284 +4.6<br />
Retail loans 16,853 15,760 +6.9<br />
Of which securitized retail loans 1,655 2,416 -31.5<br />
Wholesale loans 5,564 5,421 +2.6<br />
Total 22,417 21,181 +5.8<br />
(*) Including financing in Mexico, where <strong>Banque</strong> <strong>PSA</strong> <strong>Finance</strong>'s subsidiary acts as a broker between the marque Peugeot and its dealer<br />
network and the local bank partner<br />
CONSOLIDATED FINANCIAL DATA<br />
At december 31 (in millions of euros) <strong>2005</strong> 2004 % change<br />
Consolidated stockholders’ equity before income appropriation 2,429 2,106 +15.3<br />
Total assets 26,704 25,524 +4.6<br />
European capital adequacy ratio<br />
Financial results<br />
9.30% 9.88%<br />
Net banking revenue 933 876 +6.5<br />
Pre-tax income 608 514 +18.3<br />
Net income for the year 405 331 +22.4<br />
Profit attributable to equity holders of the parent 402 326 +23.3<br />
4 <strong>Banque</strong> <strong>PSA</strong> <strong>Finance</strong> - <strong>2005</strong> annual report
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