2005 Annual Report - Banque PSA Finance

ANALYSIS OF COMMISSIONS PAID TO REFERRAL AGENTS AND OTHER BUSINESS ACQUISITION COSTS,
BY GEOGRAPHICAL AREA
(in millions of euros)31/12/2005 Dec. 31, 2005 Dec. 31, 2004
France (131) (123)
Europe (excl. France) (148) (140)
- Germany (10) (9)
- Austria (1) (1)
- Belgium (3) (3)
- Spain (43) (40)
- Hungary (1) -
- Italy (34) (30)
- Netherlands (3) (3)
- Portugal (9) (8)
- Czech Republic (1) (1)
- United Kingdom (41) (43)
- Switzerland (2) (2)
Outside Europe (10) (4)
- Brazil (10) (4)
Total (289) (267)
(in millions of euros)31/12/2005 Dec. 31, 2005 Dec. 31, 2004
Provisions and gains and losses on sales of used vehicles, net (1) - -
Interest expense on ordinary accounts in credit (1) (2)
Interest expense on transactions with the independent dealer network (4) (4)
Interest expense on transactions with the owned dealer network (5) (4)
Other interest expense on customer transactions (2) - -
Total (10) (10)
(1) Provisions and gains and losses on sales of used vehicles are now included under “Other revenue and expense”. In the IFRS financial statements
for the year ended December 31, 2004, they were included under “Interest expense on customer transactions” in the amount of €25 million
(see note 27).
(2) “Other interest expense on customer transactions” is now included under "Other revenue and expense". In the IFRS financial statements
for the year ended December 31, 2004, it was included under “Interest expense on customer transactions” in the amount of €(2) million
(see note 27).
58 Banque PSA Finance - 2005 annual report
CONSOLIDATED FINANCIAL STATEMENTS
Notes to the consolidated financial statements
NOTE 26 – INTEREST EXPENSE ON CUSTOMER TRANSACTIONS