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<strong>front</strong> <strong>cover</strong>.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> <strong>14</strong>:<strong>26</strong> <strong>Page</strong> 1


inside <strong>front</strong> <strong>cover</strong>.<strong>qxd</strong> 15/<strong>02</strong>/<strong>2005</strong> 11:10 <strong>Page</strong> 1


es-intro.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 17:40 <strong>Page</strong> 1<br />

Welcome!<br />

If you’ve just moved to Spain, you<br />

might be feeling a bit overwhelmed.<br />

Besides coping with a new culture and<br />

language, you have to sort out lots of<br />

practical things — a place to live,<br />

finances, permits and papers are just<br />

the beginning.<br />

Let the Expat Survival Guide be your<br />

starting point: it’s got the basic information<br />

you need, plus loads of helpful<br />

phone numbers.<br />

This guide is published by Expatica —<br />

news and information for expatriates<br />

and the leading voice of expatriate<br />

Europe. Our website<br />

(www.expatica.com) has a world of<br />

information and services to make life<br />

in Spain easier and more fun.<br />

We hope you find this guide and our<br />

other products useful — and we wish<br />

you a fantastic stay in Spain!<br />

Research: Zoe Dare Hall<br />

Additional research: Graham Keeley<br />

Editor: Ciaran Murphy<br />

Sales: David Concheso, David McGowan,<br />

Mike de Haan, David Davis, Mike Mazurkiewicz.<br />

To advertise in next year's Expat Survival<br />

Guide, email sales@expatica.com or call<br />

+31 (0)20 888 4<strong>26</strong>3.<br />

Published December 2004<br />

©Expatica Communications BV<br />

Kruislaan 400, 1<strong>09</strong>8 SM Amsterdam, Netherlands<br />

feedback@expatica.com www.expatica.com<br />

Cover pictures: Stephen Bond/Alamy, Ken<br />

Welsh/Alamy and Expatica<br />

INTRODUCTION PAGE 2<br />

What makes Spain tick and where is it heading?<br />

RELOCATION PAGE 5<br />

Your first few days; Residence Permits; Relocation<br />

Services; Social Security<br />

HOUSING PAGE 11<br />

Renting a Home; Buying a Home, City Essentials -<br />

Madrid and Barcelona<br />

MONEY PAGE 19<br />

Banking; Taxation; Insurance<br />

EDUCATION PAGE 27<br />

Education System; How to Choose a School;<br />

International Schools; Language Schools<br />

JOBS PAGE 38<br />

Work Permits; Job Searching<br />

HEALTH PAGE 40<br />

The Healthcare System<br />

TRANSPORT PAGE 44<br />

Planes, Trains and Automobiles<br />

SETTLING IN PAGE 50<br />

Utilities; Telephone, Internet; Television, Video, DVD;<br />

English-language Bookstores; Food from Home<br />

LISTINGS AND INDEX PAGE 59<br />

Embassies; Groups and Clubs; Phone Book Decoder;<br />

Weights and Measures; Emergency Numbers<br />

All rights reserved. No part of this publication may be<br />

reproduced, or transmitted, in any form by any means,<br />

electronically or mechanically, including photocopying,<br />

recording or any information storage or retrieval system<br />

without prior written permission from the publisher.<br />

Requests for permission should be addressed to<br />

Expatica Communications, Kruislaan 400, 1<strong>09</strong>8 SM,<br />

Amsterdam, Netherlands. Expatica makes great effort<br />

to ensure the accuracy of information contained in this<br />

guide. However, we will not be responsible for errors<br />

or omissions or any damages, howsoever caused,<br />

which result from its use, and make no warranty of<br />

claims as to the quality or competence of businesses or<br />

professionals mentioned. Company names highlighted<br />

in red have paid for advertising in the guide.<br />

Users are advised to take care when selecting professional<br />

services, and to use common sense in adjusting<br />

to life in a new country.<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 1


es-intro.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> <strong>14</strong>:54 <strong>Page</strong> 2<br />

2<br />

Introduction<br />

What makes Spain tick? What are the concerns of its people? Where is it<br />

heading and why? Here is a brief introduction to the country as it enters <strong>2005</strong>.<br />

Anyone coming to live in Spain now will<br />

find themselves in one of the most dynamic<br />

and fast-moving societies in Europe.<br />

Much of what you might call the 'Old<br />

Spain' is being swept aside and a New<br />

Spain is rapidly emerging.<br />

Indeed, this is a country which, far from<br />

lagging behind many of its north<br />

European neighbours, appears to be showing<br />

them the lead. A broad range of social<br />

reforms mean that what Spain is doing<br />

today, the rest of Europe may do tomorrow.<br />

IMMIGRATION<br />

But perhaps immigration offers the clearest<br />

indicator of where Spain is going now -<br />

Spain has the fastest rising rate of immigration<br />

in Europe.<br />

The relentless stream of new arrivals is led<br />

by people from South America; then<br />

Africa; followed by northern and eastern<br />

European countries, like Britain, Germany<br />

and the former Soviet bloc states.<br />

A key question for Spaniards, and for<br />

those who have chosen to make Spain<br />

their new home, is how is Spanish society<br />

adapting to this change? There is no<br />

phrase in Spanish for 'bloody foreigner' -<br />

simply guiri, a gentler and more welcoming<br />

tone.<br />

Beyond linguistics, how these new expats<br />

are received is important as many are<br />

drawn to Spain by the traditionally welcoming<br />

Spanish people. But, some are asking,<br />

as Spain begins to adapt to all the<br />

social problems associated with mass<br />

immigration, will this still be the case?<br />

Recently, racist chanting at football matches<br />

has been taken by some to indicate that<br />

Spanish society is not used to the presence<br />

of black or Asian people en masse.In fact,<br />

tit is rather a somewhat predictable backlash<br />

against rising immigration which<br />

happened in other countries, like Britain,<br />

in the 1960s and 1970s.<br />

TERRORISM<br />

Another major question facing Spanish<br />

society now is how it comes to terms with<br />

the terrorist bombings in Madrid in March<br />

of last year. On 11 March 2004, 191 people<br />

were killed and more than 1,500 injured<br />

when four commuter trains were blownup<br />

by Islamic extremists linked to Al-<br />

Qaeda. For Spain it was a rude-awakening<br />

to a new age.<br />

It had been used to its own domestic ter-<br />

Spain has all the<br />

bustle you could want<br />

in cities like Madrid<br />

and Barcelona, but it<br />

also has the perfect<br />

escape in Mallorca<br />

and its other islands.<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-intro.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> <strong>14</strong>:50 <strong>Page</strong> 3<br />

Introduction<br />

rorist problem, after more than 30 years<br />

and 830 deaths at the hands of the Basque<br />

separatist movement ETA, but the bomb<br />

attacks in the capital were on an altogether<br />

different scale. And Spanish society is still<br />

trying to come to terms with the trauma.<br />

One obvious effect of the bombings was<br />

the way they influenced the general election<br />

result three days later, when the<br />

Socialists won a shock victory.<br />

YOUNG DEMOCRACY<br />

But why did this happen and what does it<br />

say about Spain? There have been various<br />

interpretations of why the former conservative<br />

government of Jose Maria Aznar<br />

lost. Within Spain, it appeared Aznar had<br />

lost the confidence of the people by<br />

repeatedly claiming ETA carried out the<br />

attacks despite mounting evidence to the<br />

contrary; it seemed like he was lying to his<br />

own people in order not to take the blame<br />

for making Spain a terrorist target because<br />

of its involvement in the Iraq invasion.<br />

Many in the outside world, however, saw<br />

things rather differently, viewing the<br />

Socialist election victory as a capitulation<br />

to the terrorists. Whatever the view, this<br />

was an important test of a relatively young<br />

democracy and the government which<br />

those attacks ushered in has had a dramatic<br />

effect on Spain in less than a year.<br />

Led by Prime Minister Jose Luis<br />

Rodriguez Zapatero, the new government<br />

has introduced a number of measures<br />

which have gone some way to banishing<br />

an older era in Spain.<br />

TRADITION CHALLENGED<br />

Many may think of Spain as a conservative,<br />

Catholic country, still re<strong>cover</strong>ing from<br />

the hangover of the Franco era. That is<br />

how the cliché goes. Now, 30 years after<br />

the death of the dictator Francisco Franco<br />

in 1975, Spain finally seems to be shrugging<br />

off some of the trappings of that time.<br />

New laws will make gay marriage legal,<br />

make divorce both much easier and faster,<br />

separate the Roman Catholic Church from<br />

involvement in state education, and crack<br />

down on domestic violence in what has<br />

traditionally been thought of as a macho<br />

culture.<br />

Barcelona has banned bullfighting, Spain's<br />

most controversial 'sport', starting a trend<br />

which could follow throughout the country.<br />

Also, for the first time since Franco's<br />

death a commission will try to establish<br />

what happened to those who were murdered<br />

or jailed illegally under his regime.<br />

Though Spain is littered with reminders of<br />

the Civil War, be they exhibitions, street<br />

names or simply memories, not much has<br />

actually been done in concrete terms to<br />

put right some of the still raw wounds.<br />

The commission is a start.<br />

ECONOMY<br />

Beyond politics, for anyone coming to<br />

make a new life in Spain, its growing<br />

economy is, perhaps, a cause for celebration.<br />

Two factors are key to this continued<br />

growth; the seemingly relentless housing<br />

boom and a still-healthy tourist sector,<br />

which was unaffected by last year's terrorist<br />

attacks. The property explosion in<br />

Spain provides knock-on effects for the<br />

rest of the economy. And tourism is another<br />

vital motor for the Spanish economy -<br />

Spain is now only second to France in<br />

terms of its popularity as a world tourist<br />

destination.<br />

But the structure of the Spanish economy<br />

continued on page 4<br />

To keep up to date with the latest news and current<br />

affairs - in English - visit www.expatica.com/spain<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 3


es-intro.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> <strong>14</strong>:56 <strong>Page</strong> 4<br />

4<br />

Introduction<br />

continued from page 3<br />

is changing; no longer is it so attractive to<br />

multinationals because of the low cost of<br />

its labour. Indeed many multi-nationals<br />

have left Spain, to take advantage of lower<br />

labour costs in eastern Europe or Asia.<br />

Spain knows it must change or be left<br />

behind; it cannot provide the cheap labour<br />

of less-developed countries, but it does not<br />

have the same advanced economy of<br />

France, Germany or Britain. Investing in<br />

research and development, something it<br />

has lacked in any real measure, seems to<br />

be the way to a future where Spain is able<br />

to compete with the other major European<br />

economic players.<br />

Though expats have traditionally found<br />

work in Spain as managers for multinationals,<br />

language teachers or selling property,<br />

there is a new breed of foreign entrepreneur<br />

in Spain which is starting up companies,<br />

mostly through the internet.<br />

Indeed a recent report by the Spanish<br />

daily El Pais said Britons, Germans and<br />

Chinese expats were starting up companies<br />

at a faster rate than the Spanish themselves.<br />

But these people do not just come<br />

to Spain to work themselves into an early<br />

grave; they want to enjoy what Spanish<br />

society has to offer.<br />

LIFESTYLE<br />

Apart from the traditional attractions of<br />

the climate, the Mediterranean diet and<br />

embracing the Spanish way of life, most<br />

want to enjoy the trappings of a more<br />

civilised quality of life. Most expats define<br />

this as a less-hassled life, perhaps more<br />

centred around the family and with most<br />

of the amenities they might have enjoyed<br />

in their own countries in a more accessible<br />

and affordable form.<br />

But beyond the glitter, what are the real<br />

Spaniards like? According to social surveys,<br />

this is increasingly a country of non-<br />

practising Catholics, who live together<br />

without marrying and have their children<br />

later in life. The majority don't want the<br />

Church to be involved in education or to<br />

take their taxes.<br />

SPONTANEOUS<br />

Women have been working more and<br />

more, though still getting paid 37 percent<br />

less than men. The higher rate of female<br />

employment has pushed the birth-rate<br />

down, so some leave it too late to have<br />

their own children and adopt from other<br />

countries, principally Russia and China.<br />

Most don't leave home until they are in<br />

their late-twenties or even thirties, because<br />

they cannot afford the soaring house<br />

prices and don't want to rent; a Spaniard's<br />

home is his castilla.<br />

Socially, they appear more spontaneous<br />

and seem to loath being locked into plans.<br />

The cliché comes alive here.They smoke<br />

more than in most countries; indeed, if<br />

northern Europe has a drinking culture,<br />

Spain has the smoking equivalent.<br />

There is no culture of complaining if you<br />

are wronged by bureaucracy. There is a<br />

widespread belief that if you do complain,<br />

nothing will change very much anyway.<br />

This may be a hangover from the<br />

Franco dictatorship or just that metaphorical<br />

Latin shrug of the shoulders: 'What can<br />

you do?'<br />

One thing remains central to life in Spain,<br />

however; there is a genuine energy here, a<br />

sense of a society on the move.<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-relocation.<strong>qxd</strong> 15/<strong>02</strong>/<strong>2005</strong> 16:<strong>02</strong> <strong>Page</strong> 5<br />

Your First Few Days<br />

When you first arrive, it’s tempting to just go out and explore. Do that, but<br />

don’t forget there’s a whole pile of paperwork to do too. Here’s a guide.<br />

DECIDE WHERE TO LIVE<br />

Deciding where to live is one of the most<br />

important decisions you will make, so<br />

check out our detailed city guides.<br />

See <strong>Page</strong> 11<br />

REGISTER WITH THE AUTHORITIES<br />

One of your first tasks will be to register<br />

yourself. Although engaging with Spanish<br />

bureaucracy isn’t the most enticing of<br />

prospects, the law requires that you go<br />

through the process if you are staying in<br />

the country.<br />

See <strong>Page</strong> 6<br />

CONTACT THE UTILITIES<br />

When you are ready to move into your<br />

permanent home, you will need to contact<br />

the relevant utility companies to either<br />

connect you or to change the billing to<br />

your name.<br />

See <strong>Page</strong> 50<br />

OPEN A BANK ACCOUNT<br />

One of the first things you will need to<br />

organise when you arrive in Spain is a<br />

bank account. This is a fairly straightforward<br />

procedure which requires your registration<br />

card and passport.<br />

See <strong>Page</strong> 19<br />

FIND OUT ABOUT MEDICAL CARE<br />

Spain’s healthcare system has undergone a<br />

radical shake-up recently and has shed its<br />

dodgy image. It’s a good idea to look into<br />

what the changes will mean for you and<br />

your family.<br />

See <strong>Page</strong> 40<br />

FIND A SCHOOL<br />

It is likely you will have thought about<br />

schools long before arriving. If not, you<br />

will need to make appointments to visit<br />

schools to decide which is the best option.<br />

The same applies for nurseries and childcare<br />

facilities.<br />

See <strong>Page</strong> 27<br />

FIND A JOB<br />

If you are not here on an expat assignment,<br />

it’s likely you are going to need to<br />

find yourself a job. And if you are from<br />

outside the EU it is possible you will need<br />

a work permit.<br />

See <strong>Page</strong> 38<br />

LEARN THE LANGUAGE<br />

Buy yourself a good phrase book if you're<br />

not too confident with the language or<br />

enrol on one of the many courses available.<br />

See <strong>Page</strong> 27<br />

GET MOVING<br />

Probably sooner rather and later you will<br />

encounter the public transport system or<br />

venture onto the roads. But before you do,<br />

find out the rules and regulations.<br />

See <strong>Page</strong> 44<br />

MEET PEOPLE<br />

Dis<strong>cover</strong> the shops, bars and restaurants<br />

in your neighbourhood or join one of the<br />

hundreds of expatriate groups and clubs<br />

in all major centres. Then you can start to<br />

enjoy your new life in Spain.<br />

See <strong>Page</strong> 61<br />

Confused? For the latest news on your permit and<br />

visa requirements, visit www.expatica.com/spain<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 5<br />

RELOCATION


es-relocation.<strong>qxd</strong> 08/<strong>02</strong>/<strong>2005</strong> 17:05 <strong>Page</strong> 6<br />

RELOCATION<br />

6<br />

Residence Cards<br />

Making sure you have the paperwork to stay in Spain will likely result in<br />

your first contact with the nation’s bureaucracy. Here’s how to be legal.<br />

WHAT IS A RESIDENCE CARD?<br />

(tarjeta de residencia)<br />

It is a credit card-sized ID card showing<br />

your photo, personal details and a fingerprint.<br />

In Spain it is mandatory to carry it (or<br />

another form of photo ID) with you at all<br />

times.<br />

EU NATIONALS<br />

Since <strong>14</strong> February 2003, EU or Swiss citizens,<br />

whether employed, self-employed or<br />

student, do not need a residence card to<br />

live or work in Spain.<br />

However, it can be very useful. It means<br />

you do not have to carry your passport<br />

around with you all the time. When you<br />

buy things with a credit card, you must<br />

show a form of photo ID such as your residence<br />

card.<br />

If you are retiring to Spain you do need to<br />

apply for a residence card. You will need<br />

proof of a private health insurance scheme<br />

that is valid in Spain or of the right to<br />

Spanish public medical treatment.<br />

You will also need a residence card if you<br />

are of independent means or if you are a<br />

non-EU national dependent of an EU<br />

(including Spanish) national. Although EU<br />

nationals (of non-retirement age) do not<br />

need a residence card, they do need a NIE -<br />

a tax ID number - if they intend to register<br />

for work, or buy a property or a car in<br />

Spain. See below for details.<br />

NON EU NATIONALS<br />

Non-EU nationals need a residence card to<br />

live in Spain for more than 90 days,<br />

depending on their visa. The visa can be<br />

renewed for a further 90 days, allowing the<br />

person to stay in Spain for six months in<br />

any year.<br />

US employees who pay tax and social security<br />

at home can work for a limited period<br />

(ie. the length of their visa) in Spain without<br />

a residence card. Before you come to<br />

Spain, contact your local Spanish consulate<br />

or embassy to check what visas or documents<br />

are required. US nationals should<br />

bring their Green Card.<br />

GETTING A NIE<br />

You can live in Spain without a residence<br />

card but you won't get far without a NIE. It<br />

should be the first thing you apply for<br />

when you arrive in Spain. First, get the relevant<br />

form from your local Comisaria or<br />

Oficina de Extranjeros (see list below) or<br />

from a gestor.<br />

Fill out the form, then take the original and<br />

a photocopy, with two passport photos and<br />

a letter proving why you need residency<br />

(eg. a letter from an employer, a copy of<br />

your rental contract or mortgage agreement)<br />

to the Oficina de Extranjeros. They<br />

will give you a return date to pick up your<br />

NIE.<br />

FOREIGNERS’ OFFICES:<br />

(Oficinas de Extranjeros)<br />

•Madrid: C/ General Pardiñas, 90, tel. 91<br />

322 6839/40/41 •Barcelona: C/ Marqués de<br />

la Argentera 4, tel. 93 482 0544 •Malaga: Pl.<br />

de Manuel Azaña, 3, tel. 95 204 6200<br />

•Estepona: C/ Veracruz, 2, tel. 95 280 3600<br />

•Fuengirola: Av. Conde San Isidro, s/n. tel.<br />

95 219 8368 •Marbella: Av. Arias de<br />

Velasco, s/n. tel. 95 276 <strong>26</strong>47 •Torremolinos:<br />

C/ Skal, s/n. tel. 95 237 8437 •Alicante: C/<br />

San Fernando, 18, tel. 96 5<strong>14</strong> <strong>26</strong>13<br />

•Benidorm: C/ Apolo XI, 36, tel. 96 585<br />

5308 •Denia: C/ Castell d'Olimbroi, 5, tel.<br />

96 642 0555<br />

•Murcia: Avda. Ciudad de Almería, 33, tel.<br />

96 822 3166<br />

Open 9am-2pm unless otherwise stated<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-relocation.<strong>qxd</strong> 15/<strong>02</strong>/<strong>2005</strong> 16:03 <strong>Page</strong> 7<br />

Residence Cards<br />

GETTING A RESIDENCE CARD<br />

If you apply yourself, rather than employ<br />

the services of a gestor who will charge<br />

€150-250 to deal with all the residence card<br />

bureaucracy for you, make sure you know<br />

exactly what documentation is required at<br />

every stage.<br />

Otherwise, you could find yourself queuing<br />

for hours when you simply needed to make<br />

an appointment for a later date or realise<br />

too late that you do not have the relevant<br />

documents on you.<br />

First of all, go along to the Oficina de<br />

Extranjero to make an appointment. This<br />

will be set for about 2-3 months later.<br />

When you return for your appointment,<br />

take with you:<br />

•three passport size photographs<br />

•original and photocopy of passport<br />

•NIE document<br />

At this point, they will start processing<br />

your application and give you various<br />

forms (including one with which to pay<br />

your €6.31 fee at any bank - keep the<br />

receipt). They will also give you a date to<br />

return to have your thumbprint taken and<br />

hand in completed forms.<br />

Also take the remainder of your three passport<br />

photos. You will also need a certificado<br />

de empadronamiento, obtained from your<br />

local town hall.<br />

For that, you will need to show your rental<br />

contract and passport.<br />

You will be asked to return about five<br />

weeks later to collect your residence card.<br />

The rules regarding residence cards are constantly<br />

changing. Currently the Spanish<br />

authorities are legalising as many people as possible<br />

before clamping down some time in <strong>2005</strong>.<br />

For the latest information contact the Ministry<br />

of the Interior (Secretaria de Estado de<br />

Inmigracion y Emigracion), tel: 900 150 000,<br />

www.dgei.mir.es.<br />

NON-EU NATIONALS DOCUMENTATION:<br />

•a passport valid for at least six months,<br />

relevant visas and photocopies of each.<br />

•official papers showing your marital status<br />

with a Spanish translation.<br />

•form 120 for employed persons and form<br />

<strong>14</strong>0 for non-employed persons.<br />

•passport-size photographs (one for each<br />

application form);<br />

•proof of residence (e.g. your property<br />

contract, rental contract or receipts for<br />

rent).<br />

•fees, which must be paid via a bank (you<br />

will be given a paying-in slip).<br />

•medical certificate obtainable from any<br />

Spanish doctor.<br />

•official certificate of criminal record<br />

declaring that you don't have a criminal<br />

record in your home country, requested<br />

through your local police authorities.<br />

•certificate of registration confirming that<br />

you are resident in Spain, available from<br />

your country's local consulate in Spain.<br />

•Job contract, offer of employment or evidence<br />

that you meet the requirements to<br />

perform a particular profession in Spain, if<br />

self-employed<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 7<br />

RELOCATION


es-relocation.<strong>qxd</strong> 08/<strong>02</strong>/<strong>2005</strong> 17:48 <strong>Page</strong> 8<br />

RELOCATION<br />

8<br />

Social Security<br />

Spain's comprehensive social security benefits <strong>cover</strong> health, sickness,<br />

maternity, work injuries, housing, unemployment, retirement and death.<br />

Most of Spain's social security spending<br />

goes on benefits for the elderly, disabled,<br />

widowed and for housing, all dealt with by<br />

the Instituto Nacional de Seguridad Social<br />

(INSS).<br />

Unemployment benefit is distributed by the<br />

Instituto Nacional de Empleo (INEM) and<br />

the remaining 30 percent or so of revenue is<br />

spent by the Instituto Nacional de Salud<br />

(INSALUD) on health services and by the<br />

Instituto de Servicios Sociales (INSERSO)<br />

on social services.<br />

For more information, contact your local<br />

social security office (see under Seguridad<br />

Social in the Yellow <strong>Page</strong>s) or the Instituto<br />

Nacional de la Seguridad Social, www.segsocial.es,<br />

tel. 900 616 200 (free information<br />

line).<br />

WHO CONTRIBUTES?<br />

Any foreign employee (cuenta ajena) working<br />

for a Spanish company or anyone who<br />

is self-employed (cuenta propia) should contribute<br />

to Spanish social security.<br />

You do not need to pay social security contributions<br />

in your home country if you are<br />

an employee in Spain, though agreements<br />

between Spain and 40 countries including<br />

Australia, Canada and the US mean that<br />

expats can remain members of their country's<br />

social security system for a certain<br />

period.<br />

EU nationals who are either self-employed<br />

or posted to Spain by their company can<br />

continue to pay social security in their<br />

home country for one year. After working<br />

in Spain for two years, EU nationals must<br />

pay contributions to the Spanish social<br />

security system.<br />

You must have lived in Spain for a limited<br />

period and contributed a minimum amount<br />

before you are entitled to benefits.<br />

Pensioners in Spain who receive a state<br />

pension from another EU country are automatically<br />

entitled to health benefits in<br />

Spain, providing your have an E121 form<br />

with you from your country's social security<br />

system.<br />

British expats can receive further information<br />

from the Department of Social Security,<br />

www.dwp.gov.uk, tel. 0044 191 218 7777.<br />

HOW DO YOU CONTRIBUTE?<br />

Your employer will usually deal with the<br />

paperwork. If not, or if you are selfemployed<br />

or retired with an EU state pension,<br />

you need to register at your local<br />

social security office.<br />

Pensioners should take copies of their E121<br />

form, passport, birth certificate, marriage<br />

certificate if applicable and proof of residence<br />

(rental contract or deed of sale -<br />

escritura).<br />

Once you receive your registration card<br />

(tarjeta sanitaria) a few weeks' later, your<br />

spouse and dependants are also <strong>cover</strong>ed.<br />

HOW MUCH ARE CONTRIBUTIONS? (cuotas)<br />

Contributions are calculated according to<br />

your taxable income. You start paying as<br />

you as you start working in Spain, whether<br />

resident yet or not.<br />

The minimum monthly salary on which<br />

you must pay contributions is around €450,<br />

depending on the type of contract and<br />

work sector: 37.2 per cent of that wage is<br />

paid in social security, only about 6.4 percent<br />

of that by the employee and the rest by<br />

the employer.<br />

The self-employed - even part-time workers<br />

- pay a minimum of €220 a month in social<br />

security contributions, which can be a sizeable<br />

chunk of a monthly wage in Spain.<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-relocation.<strong>qxd</strong> 08/<strong>02</strong>/<strong>2005</strong> 16:44 <strong>Page</strong> 9


es-relocation.<strong>qxd</strong> 16/<strong>02</strong>/<strong>2005</strong> 13:08 <strong>Page</strong> 10<br />

RELOCATION<br />

10<br />

Relocation Agencies<br />

Barcelona Relocation<br />

Services<br />

C/. Ganduxer No. <strong>14</strong><br />

Entrl. 4 & 5Calle Ganduxer<br />

No. <strong>14</strong> Entl. 4 & 5<br />

08<strong>02</strong>1 Barcelona<br />

tel. + 34 93 203 4935<br />

www.barcelonarelocation.com<br />

Crossing Cultures S.L.<br />

Josep Carner 5<br />

08193 Bellaterra (Barcelona)<br />

tel. + 34 935 808 729<br />

info@crossing-cultures.com<br />

www.crossing-cultures.com<br />

Crown Relocations<br />

Ctra. de Mejorada 1,<br />

Planta 1, of. 1<br />

San Fernando de Henares<br />

Madrid 28830.<br />

tel. + 34 91 485 0600<br />

madrid@crownrelo.com<br />

www.crownrelo.com<br />

Etudios y Logistica ELFOS,<br />

S.L.<br />

C/Manel Farres 89 Local 2a<br />

08190 Sant Cugat de Vallés<br />

Barcelona<br />

tel. + 34 93 589 1344<br />

elfos@copc.es<br />

www.elfosbarcelona.com<br />

Executive Relocations<br />

España<br />

Avenida Mistral 10, entio, 9<br />

Despacho 9, 08015<br />

Barcelona<br />

tel. + 34 93 4<strong>26</strong> 3288<br />

ehery@exerelospn.com<br />

www.exerelospn.com<br />

Gil Stauffer Relocation<br />

Services<br />

C/Mar Mediterraneo 20<br />

Poligono Industrial<br />

28830 San Fernando<br />

De Henares (Madrid)<br />

tel. + 34 91 678 49 98<br />

international@gilstauffer.com<br />

Olympic Advisors S.L<br />

Calle Platon 6, Atico 1<br />

08<strong>02</strong>1 Barcelona<br />

tel. + 34 93 4<strong>14</strong> 4000<br />

oasl@kaos.es/www.oasl.net<br />

RELOCATIONS ESPAÑA<br />

Relocations España is an organisation<br />

committed to providing a high-quality,<br />

personalised, yet completely professional<br />

relocation and cross-cultural<br />

services for international expatriates<br />

moving to Spain.<br />

http://www.relocationspain.com<br />

Madrid Office<br />

Arturo Soria, <strong>26</strong>3 B<br />

28033 Madrid (Spain)<br />

tel. +34 913843 900<br />

info@relocationspain.com<br />

Barcelona Office<br />

Duran i Bas, 1<br />

Alella Park<br />

08328 Alella<br />

Barcelona (Spain)<br />

tel. +34 9<strong>02</strong> 190 317<br />

info@relocationspain.com<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-housing.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 12:27 <strong>Page</strong> 11<br />

Where To Live: Madrid<br />

Finding that little piece of heaven is never easy. Here’s a neighbourhood guide<br />

to the suburbs of Madrid, from the Real and posh to the real and authentic.<br />

LAVAPIES<br />

The former Jewish quarter south of the<br />

central Sol square is the most ethnically<br />

mixed of the city's neighbourhoods with<br />

local European, North African, Chinese,<br />

Pakistani and Turkish communities providing<br />

a bohemian ambience. Properties<br />

tend to be small studios and one bedroom<br />

flat conversions - and secured for relatively<br />

cheap rents - favoured by single expats<br />

in low-paid jobs.<br />

Within walking distance of the centre,<br />

Lavapies also has good metro and bus<br />

services to every corner of the city. Similar<br />

in mood and facilities are Malasaña and<br />

Chueca on the northern side of the Gran<br />

Vía, though both tend to be noisier at<br />

night. Chueca is the heart of Madrid's gay<br />

culture.<br />

CHAMARTÍN<br />

Located around one of Madrid's two main<br />

stations - this one dispatching trains to<br />

northern Europe - Chamartin is a spacious<br />

and residential area with a well-established<br />

expat community, favoured by couples<br />

or families who want comfortable<br />

accommodation within easy reach of the<br />

centre.<br />

Bus and metro communications are excellent<br />

and the latter's 1 and 9 lines are the<br />

most modern and comfortable in Madrid,<br />

taking you to the Castellana Avenue and<br />

AZCA financial business zones of the city<br />

in 15 minutes.<br />

Behind the wide avenues are pricey apartment<br />

complexes and sought-after residential<br />

'colonies' whose villas have private<br />

gardens.<br />

Tucked away behind Chamartín's wide<br />

avenues are medium to costly modern two<br />

to four-bedroomed apartment complexes,<br />

as well as a couple of secluded and<br />

sought-after residential "colonies" El Viso<br />

and Rosales.<br />

The local two-storey <strong>cover</strong>ed market is the<br />

most chic in Madrid and there are endless<br />

options for stylish cafes and restaurants.<br />

Socially this is a busy area too with plenty<br />

of international clubs, societies, churches<br />

and schools and the suburb's top sports<br />

facilities include Madrid's only Olympicsized<br />

indoor swimming pool.<br />

POZUELO DE ALARCÓN, MAJADAHONDA<br />

AND LAS ROZAS<br />

Half an hour outside the city to the north<br />

west is this close-knit trio of new towns<br />

which have been transformed from neglected<br />

post Civil War hamlets into large<br />

ultra-modern urbanisations of spacious,<br />

upmarket apartments, semi-detached<br />

houses and villas with tastefully planned<br />

green zones.<br />

Their original centres have been overhauled<br />

to provide banks, shops and<br />

restaurants (often with a north African<br />

rather than European influence). There are<br />

several international schools in the area<br />

and plenty of organised sports and social<br />

facilities.<br />

Properties are expensive and the zone is a<br />

favourite among executives with families<br />

seeking home comforts in a peaceful setting<br />

that's within easy commuting distance<br />

of work. Cercanías (suburban) train and<br />

continued on page 12<br />

For detailed information on managing your finances<br />

as an expat, visit www.expatica.com/spain<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 11<br />

HOUSING


es-housing.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 12:28 <strong>Page</strong> 12<br />

HOUSING<br />

12<br />

Where To Live: Madrid<br />

continued from page 11<br />

bus services both into the capital and up<br />

into the mountains are excellent and for<br />

car owners access via the main Carretera<br />

de Coruña highway - best avoiding rush<br />

hours of 7.30am to 9am and 7pm to 9pm -<br />

is first rate. Rail routes in and out of the<br />

city are unexpectedly attractive as they<br />

pass through the southerly fringe of the<br />

pinewooded El Pardo national park.<br />

LA MORALEJA<br />

Top of the scale comes the rarefied-air<br />

development of La Moraleja in the north<br />

east of the city just below the "satellite"<br />

town of Alcobendas. Rental and purchase<br />

prices in La Moraleja are extremely high<br />

The Palacio de Com in the<br />

Plaza Cildes in Madrid is<br />

indicative of the granduer<br />

of much of the architecture.<br />

and its residents include the internationally<br />

rich and famous, including David and<br />

Victoria Beckham.<br />

Like Mirasierra to the west and Piovera to<br />

the south, this Madrileño version of<br />

Beverly Hills is a tranquil and spacious<br />

oasis of luxury villas with private gardens.<br />

Most of Madrid's best private schools and<br />

sports clubs can be found her, and the few<br />

eating spots are select and costly.<br />

Buses and trains run regularly from nearby<br />

Alcobendas to Madrid centre half an<br />

hour away but a private car is essential<br />

both for shopping in nearby commercial<br />

centres and for going into the city independently<br />

via the busy Carretera de<br />

Burgos N1 highway.<br />

To keep up-to-date with the latest news from Spain -<br />

in English - visit www.expatica.com/spain<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-housing.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 12:28 <strong>Page</strong> 13<br />

Where To Live: Barcelona<br />

Barcelona has the rare privilege of being a vibrant city by the sea, which is<br />

why so many foreigners move there. Here’s the city, suburb-by-suburb.<br />

CIUTAT VELLA<br />

The oldest, liveliest and most touristy<br />

neighbourhood which runs south of Placa<br />

Catalunya down to the sea oozes history,<br />

character and tourists. It may not be the<br />

most practical place for long-term living or<br />

for families as buildings tend to be tall,<br />

narrow and without lifts and the streets<br />

old, dark and impossible to get a car<br />

through (let alone park). But the area is<br />

full of atmosphere and great for young<br />

couples and single professionals.<br />

El Born is a particularly sought-after place<br />

to live at present, with its narrow streets of<br />

bars, restaurants and boutiques converging<br />

on the beautiful Santa Maria del Mar basilica.<br />

On the other side of the Ramblas is the<br />

Raval, a former no-go neighbourhood<br />

known for crime and prostitution, now<br />

being lapped up by artists, designers and<br />

musicians. Chic bars and restaurants are<br />

springing up on every corner and property<br />

is still relatively cheap. Be prepared for<br />

some extensive DIY though to bring these<br />

buildings up to scratch.<br />

L'EIXAMPLE<br />

In stark contrast to the maze of backstreets<br />

in the old town, Eixample boasts an immaculate<br />

grid of avenues, designed in 1859 to<br />

extend the city beyond the overcrowded<br />

centre. The area is conspicuously upmarket,<br />

with designer boutiques, tree-lined boulevards<br />

and wonderful Modernist buildings<br />

by famous Catalan architects Antoni Gaudí,<br />

Josep Puig i Cadafalch and Lluís Doménech<br />

i Montaner.<br />

The Eixample is divided into the left side,<br />

L'Eixample Esquerra and the right side,<br />

L'Eixample Dreta. Both have a mixture of<br />

high-end and more modest housing, with<br />

shops and restaurants galore, schools and<br />

other services filling the first and second<br />

floors of early 20th-century buildings dedicated<br />

to housing or office space.<br />

GRÀCIA<br />

Long the haunt of artists and free-thinkers,<br />

Gracia was once an independent village of<br />

narrow streets and small plazas until<br />

Barcelona swallowed it up in 1897. It<br />

retains that villagey feel in its shady<br />

squares and pretty streets of cafes, tapas<br />

restaurants, low-key nightspots, alternative<br />

theatres and quirky shops.<br />

Housing ranges from large, sunny flats to<br />

cramped spaces that have been carved out<br />

of one-time private homes, but in general<br />

renting or buying here is more affordable<br />

continued on page <strong>14</strong><br />

For information and contacts for all the expat groups<br />

and clubs in your area, visit www.expatica.com/spain<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 13<br />

HOUSING


es-housing.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 12:28 <strong>Page</strong> <strong>14</strong><br />

HOUSING<br />

<strong>14</strong><br />

Where To Live: Barcelona<br />

continued from page 13<br />

SARRIÀ AND THE ZONA ALTA<br />

Barcelona's most privileged address, Sarrià,<br />

and the larger area Zona Alta are home to<br />

mansions, elegant apartment blocks and the<br />

most expensive international schools. You'll<br />

need your own transport to get around<br />

comfortably, but the neighbourhood has a<br />

tranquil, residential feel impossible to find<br />

in other parts of the city. All housing here is<br />

expensive, but it's also newer and generally<br />

in better condition than many of the apartments<br />

on offer in more historic parts of<br />

Barcelona. For many people, a big plus of<br />

the Zona Alta is that it's close to the Ronda,<br />

the belt-like highway that circles Barcelona.<br />

SAN CUGAT<br />

An ideal place for families, the suburb of<br />

San Cugat is well connected to the city centre<br />

by the ferrocarril (regional train). The<br />

pace here is slower than in central<br />

Barcelona and while property prices are<br />

still high, it's possible to find a larger townhouse<br />

or even a small one-family home,<br />

something which is difficult in Barcelona.<br />

Forests of the Collserola mountain ridge<br />

make for great strolling, and the large park<br />

on the grounds of a Romanesque<br />

monastery is a good place for children to<br />

play. San Cugat's concentrated centre has<br />

all the services you need, including an<br />

international school.<br />

La Sagrada Familia, Antonio Guadi’s<br />

unfinished masterpiece in Barcelona.<br />

Looking for the lowdown on life in Spain? Visit the<br />

forum to talk to old hands: www.expatica.com/spain<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-housing.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 11:04 <strong>Page</strong> 15<br />

Buying A Home<br />

When you are ready to take the plunge and enter the Spanish property market,<br />

where do you start? Town or country, there are plenty of property options.<br />

With average property prices in Madrid<br />

and Barcelona at €3,100 per square metre,<br />

you will be lucky to stumble across a bargain<br />

anymore (properties in provincial capitals<br />

and small towns are about half this figure).<br />

Such is the demand among foreigners<br />

for central apartments in these cities that<br />

Spanish families are increasingly selling up<br />

and moving into something far bigger out<br />

of town for the same price.<br />

Prices are predicted to continue to rise by<br />

about 10 percent in 2004, though venture<br />

slightly inland from the coast or just outside<br />

of big cities and there are far more<br />

affordable properties to be found offering<br />

greater value for money.<br />

The appeal of buying on the coast is obvious.<br />

Coastal properties, as well as apartments<br />

in cities, also profit from a strong<br />

buy-to-let market.<br />

In Barcelona, buying a central two-bed<br />

apartment to rent out for €150 a night during<br />

the summer months will <strong>cover</strong> your<br />

mortgage payments nicely.<br />

Compared with the UK, the house-buying<br />

process in Spain is quick and the entire<br />

transaction is often complete within a<br />

month or two.<br />

CHECKING OUT THE PROPERTY<br />

If you are interested in a new-build property,<br />

which by Spanish law must come with a<br />

10-year guarantee, make sure you check<br />

plans for future developments in the area.<br />

Buying new-build off-plan is popular in<br />

Spain, especially on the Costa del Sol and<br />

Costa Blanca, though if you are intending<br />

to rent it out, do not instantly take the<br />

agent's claims of guaranteed year-round<br />

income at face value. Also consider that<br />

when complete, the property may not be<br />

worth as much as originally anticipated.<br />

With resales, you must ensure that you collect<br />

and check all the relevant documents<br />

from the seller before you pay your deposit.<br />

Also check that the sale and purchase contract<br />

are carefully drafted as in Spain personal<br />

debts, tax bills, court judgements and<br />

mortgages are charged against the property<br />

rather than the individual.<br />

Check on the escritura publica that the seller's<br />

name corresponds with the person you<br />

are dealing with, that the description of the<br />

property matches what you think you are<br />

buying and that the property is free from<br />

charges, restrictions and court orders for<br />

seizure.<br />

If the seller has a mortgage, make sure the<br />

payments are up to date. Otherwise the<br />

bank could seize the property.<br />

The Property Registry (www.registradores.org/principal/indexx.jsp,<br />

tel. 9<strong>02</strong><br />

201 200) can provide you with details of the<br />

owner and any charges on any property in<br />

Spain. You can pay by credit card to receive<br />

this information online, usually within 24<br />

hours.<br />

The website also lists details of local<br />

branches (search under 'Localice su registro').<br />

See below for the main branch in major<br />

cities.<br />

Make sure the house is not rented out as<br />

you will struggle to get rid of tenants.<br />

Ask the building's president or whoever is<br />

in charge of the community of property<br />

owners about monthly community fees,<br />

whether the current owner owes anything,<br />

and whether any major works on the building<br />

are due.<br />

Check that the owner has paid all municipal<br />

real estate tax (IBI- Impuesto sobre Bienes<br />

Inmuebles) owed, otherwise you will foot<br />

the bill and penalties.<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 15<br />

HOUSING


es-housing.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 12:28 <strong>Page</strong> 16<br />

HOUSING<br />

16<br />

Buying A Home<br />

THE BUYING PROCESS<br />

The are four principle stages when buying<br />

a house in Spain:<br />

1. HOLDING DEPOSIT: Once the buyer has<br />

established the property is free from any<br />

debts, he puts down a non-refundable<br />

deposit which takes the property off the<br />

market and avoids gazumping. Make sure<br />

you get a receipt if the deposit is paid<br />

directly to the developer rather than held<br />

in a solicitor's account. If you pull out of<br />

the purchase, you lose your money.<br />

2. SALE AND PURCHASE CONTRACT: This<br />

contract is drawn up a few weeks after<br />

you have paid the holding deposit and<br />

should outline:<br />

•name, identity number and address of<br />

seller. If the seller is a company then the<br />

company details and the particulars of its<br />

representative must be disclosed.<br />

•details of the property being sold with<br />

reference to its registration in the land registry.<br />

•description of what the property consists<br />

of (eg. garage, storeroom, furniture, communal<br />

pool, garden etc.)<br />

•price, terms and method of payment.<br />

•completion date<br />

•details of guarantees associated with any<br />

deposits or stage payments on the property<br />

(legally required if demanded by the<br />

buyer).<br />

•implications regarding non payments of<br />

stage payments or late completion.<br />

•legal jurisdiction.<br />

The remainder of the deposit, typically 10<br />

percent of the value of the property, is normally<br />

payable at this point.<br />

3. ESCRITURA PUBLICA: The official document<br />

of title deeds and transfer of ownership.<br />

It must be signed in <strong>front</strong> of a<br />

notario, an official government representative,<br />

who confirms the identities of the<br />

signing parties and that the contents of the<br />

document and the statements made in the<br />

Escritura by each of the contracting parties.<br />

Bear in mind that the notario does not<br />

guarantee that the contents are true. It is<br />

up to you to check the validity of the facts.<br />

On signing the Escritura, you must pay the<br />

remainder of the cost of the property. If<br />

the property has charges or debts attached<br />

to it then you should make out bankers’<br />

drafts to each of your sellers creditors<br />

with the balance payable to him.<br />

Remember the debts stay with the property<br />

so don't rely on your seller paying off<br />

his obligations out of the proceeds; you<br />

should do it directly.<br />

4. REGISTRATION OF DOCUMENTS: Once<br />

signed, the buyer must ensure all this documentation<br />

is correctly registered in the<br />

land registry. Otherwise you could come<br />

up against all sorts of problems later on<br />

when you come to sell. It is usually best to<br />

ask a local gestor to take care of this for<br />

you.<br />

GETTING A MORTGAGE:<br />

The bank requires the following documents:<br />

•passport or NIE<br />

•work contract<br />

•last three payslips<br />

•latest income tax return<br />

•pre-agreement with the seller<br />

•proof that the property tax (IBI) on the<br />

house is paid up<br />

•details of other mortgages or loans that<br />

you may have<br />

•all property titles, both in Spain and<br />

overseas<br />

•certificate from work authorities (vida<br />

laboral), showing your past work history<br />

•records of your assets (bank/mutual fund<br />

statements, etc.)<br />

•prenuptial agreements, if applicable<br />

•certificate of non-residency if applicable<br />

(form available from the bank)<br />

•details of tax paid in the past year, if selfemployed<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-housing.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 11:04 <strong>Page</strong> 17<br />

Renting A Home<br />

There is little more stressful than arriving and wondering where on earth you<br />

are going to live. Here’s how to make the hunt for a place to rent less painful.<br />

Before you look at anything, establish the<br />

basics: whether you want to rent a room in<br />

a shared apartment or live alone; the maximum<br />

amount you are prepared to pay<br />

and in which area you want to live and<br />

how long you want to rent for. You can<br />

rent properties on a short-term basis, by<br />

the week or month, but this will cost considerably<br />

more. Otherwise, rental contracts<br />

are usually for a minimum of one<br />

year.<br />

Like any European cities, finding a property<br />

to rent in Madrid or Barcelona<br />

depends as much on striking lucky by<br />

being recommended somewhere through<br />

a contact as pounding the pavements for<br />

days on end before you find something<br />

you like.<br />

WHERE TO LOOK<br />

Make the most of anyone you know in the<br />

city – friends, family, distant acquaintances,<br />

work links – who can advise you on<br />

where to start and what to avoid. Check<br />

advertisements for apartments to rent (se<br />

alquila) in shop windows, on noticeboards<br />

in supermarkets, universities and colleges,<br />

expat clubs, newsletters, and bars.<br />

You will also see many apartments advertised<br />

or on lampposts. Don’t be fooled<br />

though by the apparent scrappiness of the<br />

advert. The property may still be dealt<br />

with by an agency, in which case you will<br />

have to pay their commission, which is<br />

usually one month’s rent for long-term<br />

rentals.<br />

The advantage of going through an<br />

agency is that you have a proper rental<br />

contract and they act as a useful gobetween<br />

between you and the owner if<br />

anything goes wrong in the apartment.<br />

The local and regional press is a useful<br />

source of accommodation adverts, usually<br />

on Friday and Saturday. Phone as soon as<br />

you spot something you are interested in<br />

as, particularly in Madrid or Barcelona,<br />

any remotely desirable property will have<br />

a queue of people waiting to view it. As<br />

with lamppost advertising, you will usually<br />

find there is an agent involved in newspaper<br />

adverts.<br />

If you do not speak Spanish, look at expat<br />

publications and websites (including<br />

Expatica). In Barcelona the main source of<br />

rental accommodation is Metropolitan<br />

magazine with its Catalunya Classified<br />

accommodation supplement, distributed<br />

in expat bars.<br />

Visit estate agents (agentes de propriedad<br />

inmobiliaria) in the area you are interested<br />

in. Most will also deal with properties to<br />

rent or be able to recommend letting<br />

agents locally.<br />

RENTAL COSTS<br />

Cities, of course, cost far more than small<br />

towns and villages. Then within that you<br />

have to consider the neighbourhood, the<br />

age of the building (in cities with a significant<br />

old town such as Barcelona, be prepared<br />

for endless flights of stairs and no<br />

lift), the size of the flat – always measured<br />

in square metres - and the amenities. If the<br />

building has a lift, the higher the apartment,<br />

the higher the rent generally, as you<br />

have more light, security and less noise. In<br />

a building without a lift, the higher the<br />

apartment, the lower the rent. It is no easy<br />

matter trudging up six storeys several<br />

times a day.<br />

In Madrid and Barcelona there is far<br />

greater demand than supply for rental<br />

accommodation so rents are high. For a<br />

two-bed unfurnished apartment of a<br />

decent size (eg.75m2) in a good central<br />

area, expect to pay around €1,200 a<br />

month.<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 17<br />

HOUSING


es-housing.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 11:04 <strong>Page</strong> 18<br />

HOUSING<br />

18<br />

Renting A Home<br />

In smaller towns, rural areas and on less<br />

expensive coastal resorts it will be half the<br />

price. High rise developments (urbanizaciones)<br />

on the outskirts of major cities,<br />

where many Spanish families live, offer<br />

cheaper accommodation, though less aesthetic<br />

and practical than living centrally.<br />

Rents are lowest in small towns and rural<br />

areas, although good rented accommodation<br />

is often difficult to find. Check out<br />

public transport and other facilities before<br />

you are lured by a more remote rental.<br />

EXTRA COSTS<br />

Gas and electricity are unlikely to be<br />

included in your long-term contract,<br />

though community fees, property taxes<br />

(IBI) and water rates are usually paid by<br />

the owner. If you want a telephone, you<br />

will most likely have to install it yourself<br />

as few Spanish properties have a landline.<br />

CONTRACTS<br />

Rental contracts dated from January 1<br />

1995 must adhere to the new Law of<br />

Urban Lettings (Ley de Arrendamientos<br />

Urbanos) of 1994. A short-term contract<br />

(contrato de arrendimiento de temporada)<br />

applies to holiday lettings or anything up<br />

to one year. Long-term contracts are for a<br />

minimum of one year and usually up to<br />

five years. After that time the owner can<br />

terminate the contract, provided he gives<br />

the tenant 30 days' notice. Otherwise the<br />

contract will be automatically renewed for<br />

three years.<br />

DEPOSIT<br />

When you sign a rental contract, you must<br />

pay the landlord a desposit (fianza) equal<br />

to one month’s rent. This will be returned<br />

to you when you move out, providing you<br />

leave the property in the same state as it<br />

was in when you moved in. Make sure<br />

you check the inventory otherwise you<br />

may find chunks of your deposit moved<br />

for items not there in the first place.<br />

Many landlords, especially in big cities,<br />

demand additional guarantees that you<br />

can pay your rent. They may wish to see a<br />

payslip (nomima) or they may require an<br />

aval bancario, a letter of credit from a<br />

Spanish bank which guarantees that if you<br />

default on your payments, the bank will<br />

pay whatever is owed for the remainder of<br />

the contract.<br />

REPAIRS<br />

It is the landlord’s responsibility to keep<br />

the property in a fit and habitable condition<br />

but not to repair any damage the tenant<br />

causes through daily use. If you need<br />

to make any urgent repairs, inform the<br />

landlord first so that s/he can reimburse<br />

you of the costs.<br />

If repairs are required which affect health,<br />

hygiene and comfort in the property, the<br />

landlord must give you three months’<br />

notice, in which time you may decide to<br />

end your rental agreement (by giving one<br />

month’s notice) or negotiate a reduced<br />

rental while the apartment is in a state of<br />

repair.<br />

RESCINDING THE CONTRACT<br />

The landlord can terminate the rental contract<br />

if the tenant does not pay their rent<br />

or deposit, sublets the property without<br />

the landlord’s permission, deliberately<br />

causes damage to the property or undertakes<br />

repairs without the landlord’s consent.<br />

Equally, the tenant may pull out of the<br />

rental contract if the landlord fails to make<br />

the necessary repairs to keep the property<br />

in a fit and habitable condition or disturbs<br />

the tenant while they are living there.<br />

PROBLEMS WITH YOUR LANDLORD<br />

Go to a Spanish lawyer to make a formal<br />

complaint. Then, if necessary, your lawyer<br />

will take the case to court (procedimiento<br />

civil ordinario).<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-money.<strong>qxd</strong> 08/<strong>02</strong>/<strong>2005</strong> 17:46 <strong>Page</strong> 19<br />

Banking<br />

The currency in Spain is the euro, but the old pesetas have not been totally<br />

forgotten. Here’s how to open an account and pay for goods and services.<br />

Spain may now be a land of the euro<br />

(and prices bear little resemblance to<br />

those in the days of the peseta) but you<br />

will still hear many people quoting figures<br />

in their old currency.<br />

CURRENCY<br />

As in most EU countries, the currency in<br />

Spain is the euro, with 100 centimos to the<br />

euro, €1 and €2 coins and notes of €5, €10,<br />

€20, €50, €100 and higher. But it’s best not<br />

to flash those last ones around and certainly<br />

don't expect many places to be able to<br />

change them for anything smaller.<br />

OPENING AN ACCOUNT<br />

Once you've acquired your big wads of<br />

high-denomination euros, it's time to<br />

open a bank account. You have the choice<br />

of a regular bank or a savings bank (a<br />

Caja de Ahorros, which doesn't have<br />

shareholders and invests profits in social,<br />

educational and cultural projects).<br />

Internet-only accounts like ING Direct<br />

(www.ingdirect.es, tel. 901 <strong>02</strong>0 901),<br />

Patagon (www.patagon.es, tel. 9<strong>02</strong> 157<br />

213) and Uno-e (www.uno-e.es, tel. 901<br />

111 113) offer higher interest current<br />

accounts and fast access to your money.<br />

Opening a savings account (cuenta de<br />

ahorro) or current account (cuenta<br />

corriente) in any Spanish bank is a<br />

straightforward process. You simply<br />

need your passport or residency/ID card<br />

and an address in Spain and then let the<br />

bank manager fill in the forms for you.<br />

Once you make a minimum deposit of<br />

€20, you receive a paying book - which<br />

states whether you have a resident or<br />

non-resident account (the rates differ<br />

slightly). Non-residents can open a nonresident<br />

euro account (cuenta de euros de<br />

no residente) or a foreign currency<br />

account only. You will be sent an ATM<br />

card within a couple of weeks.<br />

You will need a bank account if you wish<br />

to pay bills such as water, electricity and<br />

telephone by direct debit. Once you give<br />

the company your bank's name and sort<br />

code you will be directly debited for<br />

these services.<br />

If you wish to stop a direct debit, visit<br />

your branch to ask them to cancel it and<br />

write to the company concerned. You<br />

must also write to your branch if you<br />

change address.<br />

continued on page 20<br />

You have the<br />

choice of a<br />

regular bank or<br />

a savings bank<br />

(a Caja de<br />

Ahorros, which<br />

doesn't have<br />

shareholders<br />

and invests<br />

profits in social,<br />

educational<br />

and cultural<br />

projects).<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 19<br />

MONEY


es-money.<strong>qxd</strong> 08/<strong>02</strong>/<strong>2005</strong> 10:16 <strong>Page</strong> 20<br />

MONEY<br />

Banking<br />

continued from page 19<br />

BANK BRANCHES<br />

Bank staff and managers are strangely<br />

friendly in Spain. They smile and recognise<br />

you on subsequent visits. They may<br />

even know your name.<br />

The major national banks can be found in<br />

all cities and towns, but each region also<br />

has its own banks such as Banco de<br />

Andalucia, Caixa Catalunya and Banco<br />

de Alicante.<br />

Opening hours are usually 8am/9am-<br />

2pm on Monday-Friday and 9am-1pm on<br />

Saturday. You may find designated hours<br />

and days for paying bills (usually first<br />

thing in the morning).<br />

PAYMENT METHODS<br />

Cheques are rarely used. Most Spaniards<br />

use debit/cash cards (tarjeta de débito) or,<br />

even better, cash for those crucial tax fiddles.<br />

You should receive your debit/cash<br />

card and chequebook at the same time<br />

and your PIN number will probably be<br />

MAIN SPANISH BANKS<br />

La Caixa<br />

tel. 9<strong>02</strong> 200 2<strong>02</strong><br />

www.laCaixa.es<br />

BBVA<br />

tel. 917 416 904<br />

www.grupobbva.com<br />

Grupo Banco Popular<br />

tel. 915 207 900<br />

www.bancopopular.es<br />

Santander Central Hispano<br />

tel. 9<strong>02</strong> 242 424<br />

www.gruposantander.com<br />

Solbank<br />

tel. 2 343 999<br />

www.solbank.com<br />

given to you in a sealed envelope at the<br />

bank rather than posted.<br />

Visa and Mastercard are widely accepted<br />

in Spain and issued by most banks for a<br />

fee of between €10-25 a year or up to €60<br />

for a gold card.<br />

You can withdraw around €300 a day<br />

from ATMs - the major networks are<br />

Telebanco 4B and Servired - and obtain<br />

balances and mini-statements, pay bills<br />

and top up your mobile phone with credit.<br />

Although you can use your card in<br />

any ATM, you will be charged at any<br />

banks other than your own.<br />

You can also use non-Spanish credit or<br />

debit cards in cash machines, but if you<br />

wish to purchase goods in Spanish shops<br />

with a credit card you must show your<br />

passport or residence card.<br />

BANK CARD CANCELLATION NUMBERS<br />

If your Visa or Mastercard is stolen, tel.<br />

4B 9<strong>02</strong> 1<strong>14</strong> 400 or Servi Red 9<strong>02</strong> 192 100.<br />

To cancel an American Express, tel. 9<strong>02</strong><br />

375 637.<br />

Spain may now be in euro-land and prices<br />

bear little resemblance to those in the days<br />

of the peseta — but you will still hear<br />

people quoting figures in their old currency.<br />

20 SPAIN EXPAT SURVIVAL GUIDE<br />

WWW.EXPATICA.COM


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es-money.<strong>qxd</strong> 08/<strong>02</strong>/<strong>2005</strong> 17:47 <strong>Page</strong> 22<br />

MONEY<br />

Taxation<br />

Taxes are inevitable and inevitably confusing, especially in a foreign country.<br />

Here is a potted guide to how to cope with Spain's fiscal system.<br />

The tax regime has changed dramatically<br />

in Spain in the past decade. It is far harder<br />

now to avoid paying tax and the<br />

penalties are high. Income tax in particular<br />

has risen considerably, although it<br />

remains lower than the EU average.<br />

But it is still very difficult to get consistent<br />

advice on what you should and<br />

shouldn't be paying. The rules keep<br />

changing, the system is complicated and<br />

you are likely to receive different advice<br />

from every tax adviser you consult.<br />

Foreign residents would be wise to find<br />

yourself an English-speaking adviser to<br />

explain the intricacies of your tax situation<br />

as it will depend upon numerous<br />

complicating factors such as where you<br />

live in Spain, whether you are resident or<br />

non-resident, the source of your income<br />

and your assets.<br />

The Spanish tax year runs from 1<br />

January to 31 December and taxes are<br />

levied by governments at three levels:<br />

centrally, regional and locally. There are<br />

assessment and tax collection centres in<br />

all provincial capital towns whose information<br />

section (oficina de informacion al<br />

contribuyente) will offer free advice and<br />

help you fill in your tax declaration,<br />

though they won't do it for you.<br />

WHO PAYS<br />

There is a difference between being a<br />

Spanish resident for civil purposes (ie. by<br />

having a residence card) and being a resident<br />

for tax purposes. If you live in<br />

Spain for more than 182 days per year,<br />

you are automatically considered a<br />

Spanish resident for tax purposes.<br />

This means you will be liable to pay<br />

income tax (Impuestos sobre la renta de las<br />

personal físicas, IRPF) on your worldwide<br />

income when you complete a declaration<br />

(Declaración de la Renta) during May or<br />

June the following year.<br />

Personal Income Tax starts at 17 percent<br />

and rises to 48 percent. It is a direct tax<br />

levied on the income of individuals,<br />

minus the expenses deductible according<br />

to Spanish law. At present if you earn<br />

less than €21,035 you do not have to fill<br />

in an income tax return.<br />

Non-residents Income Tax (IRNR) is calculated<br />

according to any income derived<br />

in Spain, including a money deposit with<br />

a Spanish bank, a property in Spain or<br />

income made from any business in<br />

Spain. The United States, however, is the<br />

only country that taxes its non-resident<br />

citizens on income earned abroad.<br />

Residents are taxed on their worldwide<br />

income. But you may deduct income tax<br />

paid in your home country to avoid double<br />

taxation.<br />

MAIN TAX OFFICES<br />

•C/ Guzmán el Bueno, 139, 28003 Madrid,<br />

tel. 91 582 67 67<br />

•Pza. Doctor Letamendi, 13-.23, 08007<br />

Barcelona, tel. 93 291 11 00<br />

•Ctra Malaga 174, 04700 El Ejido, Malaga,<br />

tel. 95 048 3311<br />

•Pz. de la Montañeta, 8, 03001 Alicante,<br />

tel. 96 5<strong>14</strong> 97 00<br />

•C/ Cecilio Metelo, 9, 07003 Palma de<br />

Mallorca, tel. 971 44 88 00<br />

•Moll de Ponent, 1, 07701 Mahón,<br />

tel. 971 35 23 87<br />

Contact the Agencia Tributaria (tel. 901<br />

335 533, www.aeat.es) for details of all<br />

local tax offices in each region.<br />

For information about income tax and<br />

VAT refunds, tel. 901 121 224.<br />

22 SPAIN EXPAT SURVIVAL GUIDE<br />

WWW.EXPATICA.COM


es-money.<strong>qxd</strong> 07/<strong>02</strong>/<strong>2005</strong> 15:42 <strong>Page</strong> 23


es-money.<strong>qxd</strong> 07/<strong>02</strong>/<strong>2005</strong> 15:53 <strong>Page</strong> 24<br />

MONEY<br />

24<br />

Taxation<br />

THE VARIOUS TYPES OF TAXES<br />

INCOME TAX - IRPF (see page 22) —<br />

employees' income tax is deducated at<br />

source by employers; self-employed<br />

workers pay the tax quarterly (pago fraccionado).<br />

Non-residents who earn money from a<br />

Spanish source, and non-residents who<br />

own property should file an income tax<br />

declaration.<br />

Residents and non-residents with income<br />

in Spain (other than that made from<br />

property letting) must make their annual<br />

income tax declaration between May 1<br />

and June 20.<br />

WEALTH TAX (Impuesto sobre el patrimonio)<br />

— payable by residents and non-residents<br />

on high-value capital assets,<br />

including property, cash in bank<br />

accounts, vehicles, boats, life insurance,<br />

jewellery, stocks and shares in Spain.<br />

Residents are entitled to an allowance of<br />

€258,435 against wealth tax.<br />

There is no allowance for non-residents<br />

who must pay tax on all their assets in<br />

Spain.<br />

PROPERTY/REAL ESTATE TAX OR RATES<br />

(impuesto sobre bienes inmuebles<br />

urbano, IBI)— paid by all property owners,<br />

resident or non-resident, to go<br />

towards street cleaning, education, council<br />

administration, local sports amenities<br />

etc.<br />

IBI is calculated according to the fiscal or<br />

rateable value of your property.<br />

Ask at your town hall when to pay as<br />

they may not send out a bill.<br />

WASTE COLLECTION/MAINS DRAINAGE TAX<br />

(basura y alcantarillado) — annual tax<br />

payable by all property owners.<br />

CAPITAL GAINS TAX (impuesto sobre<br />

incremento de patrimonio de la venta de<br />

una bien inmeuble) — residents pay 15<br />

percent, non-residents 35 percent of the<br />

profits made on the sale of property and<br />

other assets such as a business, antiques<br />

or stocks and shares in Spain.<br />

INHERITANCE AND GIFT TAX (impuesto<br />

sobre sucesiones y donaciones) —<br />

payable by beneficiaries within six<br />

months of a death if the person died in<br />

Spain.<br />

BUSINESS TAX (impuesto sobre actividades<br />

economicas/IAE) — paid by all<br />

businesses with annual turnover exceeding<br />

€1 million.<br />

COMPANY/CORPORATION TAX (impuesto<br />

sobre sociedades) — 35 percent on profits<br />

made by partnerships and registered<br />

companies such as Sociedad Anonima<br />

(SA) or Sociedad Limitada (SL).<br />

OFFSHORE COMPANY TAX (impuesto especial)<br />

— annual tax on offshore companies<br />

that do not declare the individual owner<br />

of property in Spain or the source of<br />

investment.<br />

MOTOR VEHICLE TAX (impuesto de circulacion)<br />

— paid by anyone who owns a<br />

Spanish-registered vehicle.<br />

The amount is based on the age and the<br />

power of the vehicle and the region you<br />

live in.<br />

The larger the city is, the higher the tax.<br />

For an average car, it costs about €60 a<br />

year.<br />

For detailed information on managing your finances<br />

as an expat, check out www.expatica.com/spain<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-money.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 15:07 <strong>Page</strong> 25<br />

Insurance<br />

The Spanish take out fewer policies than Northern Europeans, but the insurance<br />

market in Spain has still grown considerably over the last ten years.<br />

Some types of insurance are obligatory in<br />

Spain: third-party car insurance, thirdparty<br />

property liability insurance for tenants<br />

and home owners and mortgage life<br />

insurance for anyone who has a mortgage.<br />

Voluntary insurance includes private<br />

pensions, health, household, travel, car<br />

breakdown and life insurance.<br />

If you need to make an insurance claim,<br />

you may need to report the incident to<br />

the police within 24 hours. Spanish law<br />

is likely to differ from that of other countries<br />

so obtain legal advice if you need to<br />

make anything more than a minor claim.<br />

There are many foreign insurance companies,<br />

direct telephone insurers, insurance<br />

agents and brokers (corredor de<br />

seguros) who deal specifically with expatriates.<br />

Look in the Yellow <strong>Page</strong>s under<br />

Seguros for local details.<br />

In Spanish resorts you will find many<br />

independent British and foreign brokers.<br />

Shop around for quotes and ask friends<br />

and colleagues for recommendations to<br />

avoid using a disreputable company.<br />

Since 1994, Spanish residents can insure<br />

their car, home or life with any insurance<br />

company in the EU, with the insurer<br />

needing to be registered in Spain.<br />

Using a foreign insurance company<br />

means the policy and any claims will be<br />

written in your language. They may<br />

charge more than a Spanish company,<br />

however, and the policy may still need to<br />

be written under Spanish law.<br />

If the policy is written in Spain, get a<br />

legal adviser to check it before you sign<br />

anything.<br />

If you wish to cancel a policy, most companies<br />

request that you write to them<br />

with two or three months notice, otherwise<br />

they will automatically extend your<br />

policy for a further year.<br />

Even if your<br />

possessions are<br />

simple, home<br />

and contents<br />

insurance<br />

is a sound<br />

investment.<br />

There are many<br />

foreign<br />

insurance<br />

companies,<br />

telephone<br />

insurers, agents<br />

and brokers<br />

(corredor de<br />

seguros) who<br />

deal specifically<br />

with the needs<br />

of expatriates.<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 25<br />

MONEY


es-money.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 18:31 <strong>Page</strong> <strong>26</strong><br />

MONEY<br />

Insurance<br />

HOMEOWNER'S INSURANCE<br />

Although homeowner's insurance (seguro<br />

del hogar) is not compulsory, it is advisable<br />

to take out <strong>cover</strong> for building damage<br />

(storm damage can be common in<br />

some parts of Spain), theft, vandalism,<br />

etc. Your mortgage lender may also insist<br />

you take out fire insurance until the loan<br />

is repaid.<br />

The price of the policy will depend on<br />

the value of your home, the value of the<br />

contents and the risks you wish to be<br />

<strong>cover</strong>ed. If you are renting a property,<br />

the landlord only can take out insurance<br />

but you, as the tenant, can insure its contents.<br />

LIFE INSURANCE<br />

A life insurance (seguro de vida) policy<br />

pays the beneficiary an agreed sum upon<br />

the death of the person whose life has<br />

been insured.<br />

If the beneficiary is named, they do not<br />

have to wait for the estate of the<br />

deceased to be distributed before they<br />

can receive their money.<br />

HEALTH INSURANCE<br />

Most people in Spain are <strong>cover</strong>ed for<br />

health treatment under social security,<br />

but more than six million Spanish residents<br />

take our private health insurance<br />

to avoid waiting lists and gain access to a<br />

wider range of hospitals and specialists if<br />

they need to.<br />

Always check what is included and<br />

excluded with any policy. Spanish companies<br />

have the right to cancel a policy at<br />

the end of the insurance period if you<br />

have an ongoing serious illness with high<br />

expenses.<br />

Always check what is included and<br />

excluded with any policy. Spanish<br />

companies have the right to cancel a<br />

policy at the end of the insurance<br />

period if you have an ongoing serious<br />

illness with high expenses.<br />

Many expats find that Spanish policies<br />

offer more limited <strong>cover</strong> than schemes in<br />

their own countries.<br />

CAR INSURANCE<br />

There are two types of automobile insurance<br />

in Spain. Third party liability insurance<br />

(seguro de terceros o de responsabilidad<br />

civil obligatoria) is the minimum mandatory<br />

insurance required to drive a car. It<br />

<strong>cover</strong>s personal injury and damage to a<br />

third party's property (passengers and<br />

car).<br />

Then there is fully-comprehensive insurance<br />

(seguro a todo riesgo), which <strong>cover</strong>s<br />

injury and damage not <strong>cover</strong>ed by thirdparty<br />

liability insurance. It also <strong>cover</strong>s<br />

theft of the vehicle and damage of its<br />

contents.<br />

For daily news and analysis — in English — of current<br />

events in Spain, read www.expatica.com/spain<br />

<strong>26</strong> SPAIN EXPAT SURVIVAL GUIDE<br />

WWW.EXPATICA.COM


es-education.<strong>qxd</strong> 08/<strong>02</strong>/<strong>2005</strong> 17:41 <strong>Page</strong> 27<br />

Education System<br />

Spain’s education system can offer a lot to the expat family, but do your<br />

research and find the school that is best suited to the needs of your children.<br />

When you reach the grand old age of five<br />

in Spain, it's time to go to school. But<br />

should your parents want to hand you<br />

over earlier, you will find nursery schools<br />

for children from as young as nine<br />

months.<br />

Parents usually need to register their children<br />

for the September intake in May,<br />

either directly at the school or via the local<br />

town hall.<br />

NURSERY EDUCATION (3-6 YEARS)<br />

(Educación Infantil, EI)<br />

Children usually receive three years of<br />

nursery education to develop their physical<br />

and mental skills. From the age of four<br />

they learn to read and write and by the<br />

time they complete their EI they will<br />

know the alphabet. Emphasis is placed on<br />

learning about various aspects of different<br />

cultures, the environment and road awareness<br />

skills<br />

PRIMARY EDUCATION (6-12 YEARS)<br />

(Educación Primaria, EP)<br />

The six years of primary education are<br />

split into three two-year periods. If the<br />

child has not reached the required standard<br />

by the end of any period they may<br />

have to repeat the second year of that<br />

stage.<br />

Pupils learn Spanish language, maths,<br />

Conocimiento del Medio (which includes<br />

history, geography and biology), Physical<br />

Education, Art and a second language,<br />

usually English. Religion is also taught at<br />

this stage in most schools, focusing on<br />

Catholicism.<br />

There is no streaming in Spain; classes are<br />

all mixed ability, and parents can see<br />

teachers once a week to discuss their<br />

child's progress and problems. Children<br />

are introduced to exams from around the<br />

third year of primary school, but there are<br />

no national level testing exams as is the<br />

case in the UK.<br />

Parents need to buy all textbooks and<br />

materials, but they save on uniform as few<br />

state schools have one. Homework may be<br />

given from the first year onwards.<br />

School hours vary depending on the<br />

school and are usually from 9am to 4pm<br />

with an hour's break for lunch.<br />

Some schools, however, prefer to work<br />

through to 1.30pm or 2pm without a break<br />

and then the children finish for the day.<br />

If your child's school day continues into<br />

the afternoon and you are unable to get<br />

home for lunchtime, school dinners are<br />

available.<br />

Prepare your child for the fact that they<br />

will be sizeable lunches, as it is the main<br />

meal of the day for Spaniards, and that<br />

they will be encouraged to eat it, along<br />

with all the Spanish children. This may be<br />

traumatic at first for your child, being<br />

made to eat strange food with names they<br />

don't understand.<br />

SECONDARY EDUCATION (12-16/18 YEARS)<br />

(Educacion Secundaria)<br />

The secondary school system in Spain has<br />

seen major changes in the past decade. It<br />

has moved away from the traditional rotelearning<br />

model and is now more akin to<br />

the British comprehensive system.<br />

Pupils attend secondary school (instituto)<br />

aged 12 to begin their four years of compulsory<br />

education. At the end, they<br />

receive a certificate and can either leave or<br />

go on to study for the 'bachillerato'.<br />

continued on page 28<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 27<br />

EDUCATION


es-education.<strong>qxd</strong> 08/<strong>02</strong>/<strong>2005</strong> 17:42 <strong>Page</strong> 28<br />

EDUCATION<br />

28<br />

Education System<br />

continued from page 27<br />

If a pupil does not reach the required level<br />

of maths or Spanish at the end of each<br />

year they can be made to repeat the year,<br />

which can cause discipline problems when<br />

an older child is placed in a class of<br />

younger children. Subjects include the<br />

usual range and the ethos is now far more<br />

geared towards project work and continuous<br />

assessment than the old-style endless<br />

fact-learning.<br />

Spanish schools have a relaxed atmosphere<br />

with less discipline than British<br />

schools, for example, and the family is<br />

expected to help the child with their studies.<br />

Pupils who stay on after 16 can study for<br />

the two-year 'Bachillerato' academic<br />

course (either Arts, Humanities, Sciences<br />

or Technology), or enrol on practical training<br />

courses called 'modulos'.<br />

Those who have passed the Bachillerato<br />

with good marks and who want to go on<br />

to university take an entrance exam in<br />

June.<br />

INTERNATIONAL SCHOOLS<br />

For information about British English-language<br />

schools in Spain, contact the British<br />

Council, Paseo Martínez Campos, 31,<br />

28010 Madrid. tel. 91 337 3500,<br />

www.britishcouncil.es, or consult ECIS<br />

(00 44 1730 <strong>26</strong>8244 or www.ecis.org).<br />

For information about American schools<br />

in Spain, write to the Instituto de<br />

Cooperación Ibero-americana, Avenida de<br />

los Reyes Católicos 4, 28041 Madrid (91<br />

583 85<strong>26</strong>). Information is also available<br />

from embassies in Spain.<br />

ENROLLING YOUR CHILD<br />

Foreign parents should prepare for a long<br />

process of enrolling their child in a<br />

Spanish state school.<br />

Go to your local town hall in the area you<br />

are moving to in order to ask their<br />

requirements as the process and paperwork<br />

vary quite substantially from region<br />

to region.<br />

Generally, enrolment takes place in May<br />

and you will need to take the child's birth<br />

certificate or passport with an official<br />

translation of the parent's passport. You<br />

will also need proof of the child's immunisation,<br />

proof of residence and two passport<br />

photographs.<br />

To enrol your child in a Spanish state secondary<br />

school, you need proof of convalidation<br />

- the official record of your child's<br />

education. It is best to do this before you<br />

move to Spain, having obtained the appropriate<br />

forms from the Department of<br />

Education at the following address:<br />

Ministerio de Educacion y Ciencia<br />

C/Alcala,34<br />

280<strong>14</strong> Madrid<br />

tel. 91 701 8000<br />

Send the completed form together with<br />

your child's school record book and/or<br />

examination qualifications, plus his birth<br />

certificate.<br />

A child will not be accepted at school until<br />

the official papers have been received and<br />

stamped by the Department of Education.<br />

Expect the process to take between 3 and 6<br />

months although a receipt from the<br />

Ministry for the convalidation documents<br />

for your child should be acceptable.<br />

INTEGRATION<br />

Some primary schools in areas with large<br />

expat populations such as the Costa del<br />

Sol and Costa Blanca provide extra<br />

Spanish classes to bring foreign pupils up<br />

to speed and to minimise disruption in<br />

classes for the Spanish children. They may<br />

also encourage a pairing scheme between<br />

Spanish and foreign children to help new<br />

pupils settle in.<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-education.<strong>qxd</strong> 08/<strong>02</strong>/<strong>2005</strong> 17:40 <strong>Page</strong> 29<br />

Choosing A School<br />

Finding the right school for you children will make your time in Spain a much<br />

more rewarding experience. Here’s a guide to what to look out for.<br />

The main choice to make is whether you<br />

want your child to go to a Spanish school<br />

or an international school.<br />

Current figures show that 80 percent of<br />

expats send their children to state schools<br />

in Spain, an experience that allows the<br />

child to integrate fully in local life and<br />

(depending on how young they are when<br />

they start) be speaking the language fluently<br />

within a year. But immersing the<br />

child in a foreign language from day one<br />

may put pressure on them, beyond all the<br />

ordinary strains associated with starting a<br />

new school.<br />

An international school will enable your<br />

child to ease their way into school in a foreign<br />

country yet in familiar surroundings,<br />

with smaller classes taught in their language.<br />

But their level of Spanish may not<br />

be any better than if they had studied it as<br />

a second language back home.<br />

PUBLIC (STATE) SCHOOLS<br />

Spain's public or state schools are non-fee<br />

paying, though parents must pay for<br />

school books, school supplies and extra<br />

curricular activities such as sport, music<br />

and art. Foreign pupils can attend<br />

Spanish state schools, but you need a<br />

document known as the 'empadronamiento'.<br />

For this, you will need to register at<br />

the local town hall. Take originals and<br />

photocopies of your passport, proof of<br />

address and details of your Spanish bank<br />

account.<br />

The bureaucracy and paperwork required<br />

for enrolling your child in a Spanish<br />

school is lengthy and only manageable if<br />

you speak at least some Spanish.<br />

Spain's public schools have improved considerably<br />

in recent years and the qualifications<br />

gained are valid if your child wants<br />

to study at a university elsewhere, such as<br />

the UK.<br />

However, in areas with large expat communities<br />

such as the Costa del Sol, there is<br />

a growing problem of foreign pupils<br />

flooding schools (in Andalucia, the number<br />

of foreign pupils in Spanish schools<br />

quadrupled between 1997 and 2001). The<br />

result is disrupted classes, inadequate<br />

teaching and worse exam results as teachers<br />

are unable to deal with so many non-<br />

Spanish speaking pupils.<br />

Bear in mind, too, that if you send your<br />

child to a public school in Barcelona, most<br />

teaching will be in Catalan, and in the<br />

Alicante area a proportion of classes will<br />

be in Valencian.<br />

SPANISH PRIVATE SCHOOLS<br />

There are many varieties of Spanish private<br />

schools, some which teach entirely in<br />

Spanish and are subsidised by the State<br />

providing they have at least 25 percent<br />

Spanish students. Others are bilingual<br />

schools which place a strong emphasis on<br />

English.<br />

Most are day Catholic schools and co-educational<br />

with classes from Monday to<br />

Friday. Fees vary greatly, though they are<br />

generally lower than private schools in the<br />

UK and US. Schools in Madrid and<br />

Barcelona are naturally the most expensive.<br />

A subsidised Spanish school costs<br />

about €600 a year.<br />

continued on page 30<br />

Get some useful hints on navigating the bureaucratic<br />

jungle of Spain at www.expatica.com/spain<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 29<br />

EDUCATION


es-education.<strong>qxd</strong> 08/<strong>02</strong>/<strong>2005</strong> 17:42 <strong>Page</strong> 30<br />

EDUCATION<br />

30<br />

Choosing A School<br />

continued from page 29<br />

FOREIGN SCHOOLS<br />

This umbrella term includes schools solely<br />

for expats and schools which encourage a<br />

mix of Spanish and foreign children.<br />

Classes are smaller and the atmosphere<br />

more relaxed than in Spanish schools.<br />

There is also a wider choice of academic<br />

subjects on offer and examination pass<br />

rates are high - as is the number of pupils<br />

going on to university.<br />

If you prioritise an easy transition for your<br />

child over integration, it is worth considering<br />

a foreign school. Also if you are only<br />

staying in Spain on a short-term contract,<br />

you may feel it is not worth putting your<br />

child through the strain of having to learn<br />

another language - although the immersion<br />

will stand them in good stead in<br />

future years.<br />

International schools vary hugely, however,<br />

and they are not necessarily ghettoes<br />

for foreign pupils. Spain has the largest<br />

number of 'foreign' schools of any<br />

European country, meaning schools where<br />

the majority of pupils are from the host<br />

nation, and many Spanish seek the prestige<br />

of sending their child to an Englishspeaking<br />

school.<br />

So although lessons may be in English,<br />

Spanish may rule in the playground. Fees<br />

vary from around €1,500-6,000 a year,<br />

with some schools in Barcelona and<br />

Madrid considerably more.<br />

American schools follow the American<br />

system and prepare pupils for SATs and<br />

college admission in the US. British<br />

schools study the British curriculum and<br />

learn Spanish as a foreign language.<br />

International schools take pupils from several<br />

different countries, including Spain,<br />

and prepare them for the internationallyrecognised<br />

bachillerato for<br />

university entrance.<br />

Spain's public schools have improved<br />

considerably in recent years and the<br />

qualifications gained are valid if<br />

your child wants to study at a university<br />

elsewhere, such as the UK. Figures show<br />

that 80 percent of expats send their<br />

children to state schools in Spain.<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


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es-education.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 15:54 <strong>Page</strong> 32<br />

EDUCATION<br />

32<br />

School Holidays<br />

It’s great news for the kids, but maybe not so exciting for parents — Spain<br />

has among the longest school holidays of anywhere in Europe. Be prepared.<br />

The long summer break is a particularly<br />

tough test of any parent's mettle as to<br />

whether they can keep their child entertained<br />

during the hottest months with no<br />

school between the end of June and mid-<br />

September.<br />

Children moving up from primary to secondary<br />

school get an extra two weeks<br />

summer holiday, which usually includes<br />

an end-of-school trip abroad.<br />

HOLIDAY DATES 2004-<strong>2005</strong><br />

MADRID<br />

Christmas: 23//12/04-7/1/05<br />

Easter: 21/3/05-27/3/05<br />

Festivals: 11/10/04, 12/10/04, 1/11/04,<br />

6/12/04, 7/12/04, 8/12/04, 31/1/05, 18/3/05,<br />

28/3/05, 16/3/05<br />

CATALUNYA<br />

Christmas: 23/12/04-9/1/05<br />

Easter: 19/3/05-28/3/05<br />

Festivals: 12/10/04, 1/11/04, 6/12/04, 8/12/04<br />

(<strong>2005</strong> dates yet to be confirmed. Also two<br />

further festival days of school's choosing.)<br />

VALENCIA<br />

Christmas: 23/12/04-6/1/05<br />

Easter: 24/3/05-4/4/05<br />

Festivals: 11/10/04, 12/10/04, 1/11/04,<br />

6/12/04, 7/12/04,8/12/04, 7/1/05<br />

The other two main holidays are at<br />

Christmas, when schools breaks up for<br />

about two weeks, and Easter, with about<br />

10 days holidays.<br />

Half terms do not exist, though there is<br />

plenty of compensation in the numerous<br />

local festival days and non-teaching days<br />

(dias no lectivas, included below under<br />

'Festivals') to give children and teachers<br />

more breaks in the school year.<br />

SCHOOL YEAR 2004-<strong>2005</strong><br />

Infants Primary Secondary<br />

MADRID 13/9/04-24/6/05 13/9/04-24/6/05 15/9/04-24/6/05<br />

CATALUNYA 15/9/04-22/6/05 15/9/04-22/6/05 15/9/04-22/6/05<br />

VALENCIA 9/9/04-24/6/05 9/9/04-22/6/05 17/9/04-24/6/05<br />

MURCIA 8/9/04-24/6/05 8/9/04-24/6/05 15/9/04-30/6/05<br />

ANDALUCIA 9/9/04-21/6/05 9/9/04-21/6/05 13/9/04-21/6/05<br />

BALEARICS 13/9/04-22/6/05 13/9/04-22/6/05 15/9/04-22/6/05<br />

MURCIA<br />

Christmas: 23/12/04-7/1/05<br />

Easter: 21/3/05-28/3/05<br />

Festivals: 12/10/04, 1/11/04, 6/12/04,<br />

7/12/04, 8/12/04, 19/3/05, 2/5/05, 9/6/05<br />

(plus local Saint's day and other local festival<br />

days, and three days determined by<br />

regional school advisory board.<br />

ANDALUCIA<br />

Christmas: 24/12/04-7/1/05<br />

Easter: 21/3/05-28/3/05<br />

Festivals: 12/10/04, 1/11/04, 6/12/04, 7/12/04<br />

BALEARICS<br />

Christmas: 24/12/04-7/1/05<br />

Easter: 24/3/05-1/4/05<br />

Festivals: 12/10/04, 1/11/04, 6/12/04,<br />

7/12/04,8/12/04, 28/2/05, 1/3/05 (plus two<br />

local fiestas and one extra day to be<br />

decided)<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-education.<strong>qxd</strong> 07/<strong>02</strong>/<strong>2005</strong> 18:52 <strong>Page</strong> 33


es-education.<strong>qxd</strong> 08/<strong>02</strong>/<strong>2005</strong> 10:31 <strong>Page</strong> 34<br />

EDUCATION<br />

34<br />

International Schools<br />

MADRID<br />

Hastings School (British)<br />

c/ Azulinas 8<br />

tel. 91 359 9913<br />

www.nabss.org/hastings.htm<br />

The American School of<br />

Madrid<br />

Apartado 80<br />

28080 Madrid<br />

tel. 91 740 1900<br />

www.amerschmad.org<br />

International College<br />

C/Vereda Norte, 3<br />

La Moraleja<br />

tel. 91 65<strong>02</strong> 398<br />

www.icsmadrid.com<br />

International School Of<br />

Madrid (British)<br />

Rosa Jardón, 3<br />

tel. 91 359 2121<br />

www.nabss.org/ismadrid.<br />

htm<br />

King's College (British)<br />

Paseo de los Andes, 35<br />

28761 Soto de Viñuelas<br />

tel. 91 803 4800<br />

www.kingscollege.es<br />

Kensington School (British)<br />

Av. de Bularas, 2, 28<strong>02</strong>3.<br />

Pozuelo de Alarcon<br />

tel. 91 715 4797<br />

www.nabss.org/ken.htm<br />

El Enebral Montessori<br />

School<br />

Paseo de Belmas, 2,<br />

Collado Villalba<br />

tel. 91 850 1053 or 91 857<br />

9117<br />

www.nabss.org/enebral.htm<br />

The English Montessori<br />

School<br />

Av. LaSalle s/n,<br />

Aravaca<br />

tel. 91 357 <strong>26</strong> 67/68 or 91 307<br />

15 42<br />

www.nabss.org/montse.htm<br />

Runnymede College<br />

Calle Salvia 30<br />

La Moraleja<br />

tel. 91 650 83<strong>02</strong><br />

www.runnymedecollege.com<br />

St Anne's School<br />

Avda Alfonso XIII, 162<br />

tel. 91 345 90 60<br />

www.stannesmadrid.com<br />

BARCELONA<br />

Oak House School (British)<br />

San Pedro Claver, 12<br />

tel. 93 252 40 20<br />

www.oakhouseschool.com<br />

The American School of<br />

Barcelona<br />

C/Jaume Balmes, 7<br />

Esplugues de Llobregat<br />

tel. 93 371 40 16<br />

www.a-s-b.com<br />

The British School of<br />

Barcelona<br />

C/Ginesta <strong>26</strong><br />

Castelldefels<br />

tel. 93 665 1584<br />

www.nabss.org/bsob.htm<br />

Benjamin Franklin School<br />

(American)<br />

C/ Martorell i Peña, 9.<br />

Tel.: 93 434 2380<br />

www.bfis.org<br />

Col.legi Europa International<br />

School<br />

Av. Pla del Viñet, 110<br />

Sant Cugat<br />

tel. 93 589 8420.<br />

www.col-legieuropa.com<br />

Colegio Alemán de<br />

Barcelona (German)<br />

Av. Jacint Esteva Fontanet<br />

105<br />

Esplugues<br />

tel. 93 371 83 00<br />

www.dsbarcelona.com<br />

ESCAAN<br />

Passeig de les Acàcies s/n,<br />

Passeig Issac Albèniz s/n<br />

Sitges<br />

tel. 93 894 20 40<br />

Lycée Français de Barcelona<br />

(French)<br />

c/ Bosch i Gimpera, 6-10<br />

tel. 93 103 79 50<br />

www.lfb.es<br />

Kensington School (British)<br />

c/ Cavallers 31-33<br />

tel. 93 203 54 57<br />

www.kensingtonschoolbcn.<br />

com.<br />

Colegio Japonés de<br />

Barcelona (Japanese)<br />

Camí de Can Graells, s/n<br />

Polígon Can Graells<br />

San Cugat<br />

tel. 93 589 33 07<br />

www.colegiojaponesbcn.com<br />

More information on clubs and groups, for children<br />

and adults, in your area is at www.expatica.com/spain<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-education.<strong>qxd</strong> 07/<strong>02</strong>/<strong>2005</strong> 18:43 <strong>Page</strong> 35<br />

International Schools<br />

COSTA BLANCA<br />

British School Alicante<br />

Glorieta del Reino Unido<br />

nº 5<br />

Alicante<br />

tel. 965 106 351<br />

www.bsalicante.com<br />

Xabia International College<br />

Ctra. Cabo la Nao 21<br />

Apartado de Correos 311<br />

Javea 03730<br />

tel. 96 647 1785<br />

www.xabia-internationalcollege.com<br />

Newton College<br />

Camino Viejo de Elche<br />

Elche<br />

tel. 96 661 <strong>02</strong> 38<br />

www.nabss.org/newton.htm<br />

Sierra Bernia School (British)<br />

La Cañeta s/n, San Rafael<br />

Altea/Benidorm<br />

tel. 96 687 51 49<br />

www.nabss.org/sierra.htm<br />

The Lady Elizabeth School<br />

Seniola 70<br />

Javea<br />

tel. 96 579 <strong>02</strong>52<br />

www.theladyelizabethschool.com<br />

ANDALUCIA<br />

Aloha College (3-18)<br />

Urbanización El Angel<br />

Nueva Andalucia<br />

Marbella<br />

tel. 95 281 41 33<br />

www.aloha-college.com<br />

Calpe College International<br />

School (3-18)<br />

Ctra de Cádiz, Km 171<br />

San Pedro Alcántara<br />

tel. 95 278 <strong>14</strong> 79<br />

www.calpecollegeschool.<br />

com<br />

Sotogrande International<br />

School<br />

Apartado 15, 11310<br />

Sotogrande<br />

San Roque<br />

tel. 956 795 9<strong>02</strong><br />

www.sis.ac<br />

Sunny View School<br />

Torremolinos (British)<br />

C/Teruel, 32 Urb. Cerro del<br />

Toril Apartado 175<br />

29620 Torremolinos<br />

tel. 952 38 31 64<br />

www.nabss.org/sunny.htm<br />

The English International<br />

College<br />

Urb. Ricmar, Crtr de Cadiz-<br />

Malaga km 189,5<br />

Marbella<br />

tel. 95 283 1058 / 95 283 1059<br />

www.eic.edu<br />

The British College<br />

C/Guadalmedina s/n,<br />

Benalmádena Costa<br />

tel. 952 44 22 15<br />

www.thebritishcollege.com<br />

St Anthony's College<br />

(British)<br />

Camino de Coín Km. 5.25<br />

Mijas Costa<br />

tel. 952 47 31 66<br />

www.stanthonyscollege.com<br />

MALLORCA<br />

Baleares International School<br />

Calle Cabo Mateu Cock, 17<br />

07015 Palma de Mallorca<br />

tel. 97 <strong>14</strong>0 31 61<br />

www.balearesint.net<br />

Bellver International<br />

Colleage<br />

C./ José Costa i Ferrer 5<br />

Marivent-Calamayor<br />

tel. 971 40 16 79/40 42 63<br />

www.bellver.baleares.net<br />

The Academy<br />

Son Ametler Vell, 16<br />

Marraxti<br />

tel.971 60 50 08<br />

www.theacademyschool.com<br />

Queens Colleage<br />

Juan de Saridakis, 64<br />

Palma De Mallorca<br />

tel. 971-40 10 11<br />

www.qcmallorca.com<br />

Coming to Spain with a family in tow? For all you<br />

need to know, visit www.expatica.com/spain<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 35<br />

EDUCATION


es-education.<strong>qxd</strong> 07/<strong>02</strong>/<strong>2005</strong> 18:44 <strong>Page</strong> 36<br />

EDUCATION<br />

36<br />

Universities<br />

Spain’s higher education system offers international standards that will make<br />

studying in Spain not only a daily delight but a career boost as well.<br />

Spain's high number of university students<br />

- with women outnumbering men -<br />

are scattered across 75 institutions<br />

throughout the country, 56 of them staterun<br />

and 19 run by private enterprises or<br />

the Catholic Church.<br />

Salamanca University, founded in 1218, is<br />

the oldest university in Spain, while<br />

Madrid's Complutense and Barcelona's<br />

Central are the largest and most prestigious,<br />

with 103,000 and 59,000 students<br />

respectively.<br />

Malaga and Murcia also have high competition<br />

for places, though tough end of first<br />

year exams soon whittle down high student<br />

numbers.<br />

There are four levels of higher education:<br />

university schools (escuelas universitarias),<br />

which offer three-year courses such as<br />

vocational diplomas for teachers or nurses;<br />

university college (colegios<br />

universitarios), where you leave with a<br />

degree (licenciatura) at the end of three<br />

years; faculties (facultades), where you<br />

study for five to six years for the equivalent<br />

of an MA or MSc; and higher technical<br />

schools where you receive a degree in<br />

engineering or architecture after a period<br />

of 5-6 years.<br />

The highest level of university study is a<br />

PhD programme, after which you become<br />

a Doctor en Filosofia y Letras.<br />

Once you have chosen your course and<br />

university, you cannot change half way<br />

through.<br />

Remember, at Barcelona University courses<br />

may be in Catalan.<br />

Getting in is no easy matter as there are<br />

too much demand and too few places.<br />

Spanish students must pass the Prueba<br />

General de Bachillerato (PGB) with a good<br />

mark and then wait to hear in July<br />

whether they have an offer of a place to<br />

start that October.<br />

FOREIGN STUDENTS<br />

EU nationals have an equal right to places<br />

in Spanish universities and most universities<br />

allocate five percent of places to non-<br />

EU students.<br />

To apply, write to the student secretariat<br />

(vice-rectorado de alumnus) at your chosen<br />

university.<br />

British A Levels are accepted as entrance<br />

qualifications, but American students need<br />

more than a high school diploma - preferably<br />

a BA, BBA or BSc degree or two years<br />

previous study at college.<br />

You will need to have your qualifications<br />

officially approved - a process known as<br />

convalidation or homologation (homologación).<br />

For further information about entrance<br />

requirements and how to validate your<br />

qualifications, contact the Ministry of<br />

Education:<br />

Ministerio de Educación y Cultura,<br />

Subdirección General de Cooperación<br />

Internacional, Centro de Información<br />

sobre Reconocimiento de Títulos y<br />

Movilidad de Estudiantes,<br />

C/Alcalá 34, 280<strong>14</strong> Madrid.<br />

tel. 917-018 000. Also see their website<br />

at www.mec.es<br />

FEES<br />

About one in seven Spanish or foreign students<br />

receives a grant or scholarship.<br />

Otherwise, fees are relatively low for residents<br />

and EU nationals, from €300 to<br />

€1,000 a year, depending on the faculty<br />

and location.<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-education.<strong>qxd</strong> 07/<strong>02</strong>/<strong>2005</strong> 18:47 <strong>Page</strong> 37<br />

Universities<br />

Add about €350-1000 a month for living<br />

costs, depending on where you are.<br />

Madrid and Barcelona are the most expensive<br />

cities to live in Spain.<br />

Some universities have student halls of<br />

residence (colegios mayores), although you<br />

have to fight for a place as there aren't<br />

enough to go round.<br />

Most Spanish students attend the university<br />

in their home town to avoid the high<br />

costs of renting.<br />

Foreign children may not be eligible for<br />

grants from their home countries if they<br />

are resident in Spain. They may also have<br />

to pay higher fees.<br />

AMERICAN AND EUROPEAN UNIVERSITIES<br />

At American universities such as Schiller<br />

International, St. Louis University and<br />

Suffolk, all in Madrid, classes are taught<br />

in English.<br />

The European university has branches in<br />

Barcelona and the University of Surrey<br />

(Britain) also has a branch in Madrid.<br />

Many foreign university students (and<br />

Spanish students abroad) can study in<br />

Spain under European Union exchange<br />

programmes for periods ranging from a<br />

few weeks to several months.<br />

Further information about higher education in<br />

Spain contact:<br />

University Council (Consejo de Coordinación<br />

Universitaria)<br />

Secretaría General<br />

Ciudad Universitaria s/n,<br />

28040 Madrid<br />

tel. 91 453 9800<br />

Or contact the cultural section of Spanish<br />

embassies. For details of all universities, see<br />

the Spain exchange website: www.spainexchange.com<br />

UNIVERSITIES IN SPAIN<br />

UNIVERSIDAD DE MÁLAGA<br />

tel: 95 213 11<strong>09</strong><br />

www.uma.es<br />

UNIVERSIDAD DE SEVILLA<br />

tel: 95 455 1049<br />

www-en.us.es<br />

UNIVERSIDAD DE ALMERÍA<br />

tel: 95 001 5046<br />

www.ual.es<br />

UNIVERSIDAD DE MURCIA<br />

tel: 96 836 3620<br />

www.um.es<br />

UNIVERSIDAD DE ALICANTE<br />

tel: 96 590 3400<br />

www.ua.es<br />

UNIVERSITAT DE BARCELONA<br />

tel: 93 4<strong>02</strong> 17<strong>09</strong><br />

www.ub.es<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 37<br />

EDUCATION


es-jobs.<strong>qxd</strong> 07/<strong>02</strong>/<strong>2005</strong> 17:12 <strong>Page</strong> 38<br />

JOBS<br />

38<br />

Work Permits<br />

Preparation is key to landing in a new country and picking up work, whether in<br />

your profession or as a short-term option. Here’s the lowdown on work permits.<br />

EU residents do not need a work permit<br />

(permiso de trabajo) to work in Spain. Non-<br />

EU nationals do, however, whether an<br />

employee or self-employed in Spain. The<br />

permit will initially be valid for one year<br />

and then is renewable for a period of up<br />

to five years.<br />

EU NATIONALS<br />

EU nationals can enter Spain as a tourist<br />

and register with the Spanish national<br />

employment office (Instituto Nacional de<br />

Empleo - INEM) to look for a job. You<br />

then have 90 days to find employment -<br />

you can obtain an extension after that date<br />

or leave Spain and re-enter for a further 90<br />

days.<br />

Once you get a job, you will need your<br />

employment contract if you want to apply<br />

for a residence card.<br />

NON-EU NATIONALS<br />

Before coming to Spain, non-EU nationals<br />

must obtain a visa (visado) from the<br />

Spanish consulate in their home country<br />

to work, study or live in Spain.<br />

Once in Spain, you must apply for a work<br />

permit at the provincial office of the<br />

Ministry of Labour (Delegación Provincial<br />

del Ministerio de Trabajo) or at your local<br />

Foreigners' Office (Oficina de Extranjero -<br />

see list under 'Residence Cards' in this<br />

guide). If you already have a prospective<br />

employer, they will probably deal with all<br />

of this process. Then the provincial labour<br />

offices (Direcciones Provinciales de<br />

Trabajo, Seguridad Social y Asuntos<br />

Sociales) will decide whether to issue the<br />

work permit.<br />

Any job must be advertised to EU citizens<br />

through the INEM before a non-EU citizen<br />

can be offered the post and a work permit<br />

will only be granted if it can be demonstrated<br />

that no unemployed EU national is<br />

available for the position.<br />

Priority is then given to non-EU nationals<br />

who are married or closely related to a<br />

Spaniard, who previously held Spanish<br />

nationality, or who come from Latin<br />

America, Andorra, the Philippines,<br />

Equatorial Guinea or Portugal. Jews of<br />

Spanish origin, the family of a work permit<br />

holder, and anyone who was born in<br />

Spain, is living legally in Spain or has<br />

been resident here for five years is also<br />

given priority.<br />

Non-EU students in Spain require a temporary<br />

work permit, available from INEM<br />

offices (www.inem.es). The type of work<br />

Before coming<br />

to Spain, non-EU<br />

nationals must<br />

obtain a visa<br />

(visado) from<br />

the Spanish<br />

consulate in<br />

their home<br />

country to work,<br />

study or live<br />

in Spain.<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-jobs.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 18:32 <strong>Page</strong> 39<br />

Work Permits<br />

permit you apply depends upon the job,<br />

whether it is a permanent or temporary<br />

position, and the region within which you<br />

are planning to work.<br />

TYPES OF WORK PERMIT<br />

EMPLOYEES<br />

Type A: for seasonal or temporary work,<br />

valid for nine months and not renewable.<br />

Type B: it enables the foreigner to work in<br />

a specific profession, activity and geographic<br />

area, valid for one year and<br />

renewable.<br />

Type C: issued after the B permit has<br />

already been renewed and has expired. A<br />

C permit is unrestricted, allowing the foreign<br />

employee to work in any job anywhere<br />

in Spain. Valid for three years and<br />

renewable or can become a Permanent<br />

work permit.<br />

SELF-EMPLOYED (AUTÓNOMO)<br />

Type D: for self-employed people in a<br />

specific field of work and location.<br />

Valid for one year and renewable for two<br />

years.<br />

Type E: issued after the renewed D permit<br />

has expired, this entitles the foreign worker<br />

to operate in any profession, including<br />

self-employment, anywhere in Spain.<br />

Valid for three years and renewable - or<br />

worker may be issued with Permanent<br />

work permit.<br />

Self-employed non-EU nationals must<br />

show they are investing about €120,000<br />

in Spain to start a business or that their<br />

professional activity will produce a profit<br />

and benefit to Spain, for example by<br />

employing Spanish (or European Union)<br />

workers.<br />

EITHER EMPLOYED OR SELF-EMPLOYED<br />

Type F: for workers who cross over the<br />

Spanish border every day from their<br />

usual country of residence. Valid for five<br />

years and renewable.<br />

ESSENTIAL WORK PERMIT DOCUMENTS<br />

EMPLOYEES<br />

•Passport<br />

•Medical certificate<br />

•Certificate of criminal records issued by<br />

the authorities of your home country,<br />

except when it was presented upon application<br />

for the visa<br />

•Three passport-size photographs<br />

•Fiscal registration number (NIE or CIF)<br />

and the Social Security registration number<br />

of the employer<br />

•Offer of employment containing labour<br />

conditions<br />

•Full description of the job and the company's<br />

activity<br />

•Proof of the employer's solvency could<br />

also be required<br />

SELF-EMPLOYED<br />

•Copy of your valid passport<br />

•Certificate of criminal records issued by<br />

the authorities of your home country,<br />

except when it was presented upon application<br />

for the visa<br />

•Official medical certificate<br />

•Three passport-size photographs<br />

•Full description of the job and the company's<br />

activity<br />

•Proof of professional qualifications or<br />

licences if applicable, or registration to the<br />

Spanish Social Security system, or your<br />

NIE.<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 39<br />

JOBS


es-health.<strong>qxd</strong> 08/<strong>02</strong>/<strong>2005</strong> 17:37 <strong>Page</strong> 40<br />

HEALTH<br />

40<br />

Healthcare System<br />

Spain’s healthcare system was once a byword for shoddiness. However, that<br />

reputation no longer holds true for a system revamped and revitalised.<br />

WHO CAN BENEFIT<br />

EU nationals are <strong>cover</strong>ed for treatment by<br />

a reciprocal agreement with the Spanish<br />

public health care system. Bring an E111<br />

form with you, or E121 if you intend to<br />

live permanently in Spain.<br />

If you are a British citizen over 65 and<br />

have an E121 form, you are entitled to<br />

public healthcare in Spain, but it's advisable<br />

to seek advice from The Pension<br />

Service in the UK (tel. 0044 191 218<br />

7547/7777) as they can advise on what you<br />

are entitled to abroad. Also see the 'Living<br />

Overseas' section of their website<br />

www.thepensionservice.gov.uk.<br />

For those who plan to stay in Spain, you<br />

need to get an official Medical Card<br />

(Tarjeta de SS), also from your local Social<br />

Security Office. To apply, take your<br />

E111/E121 (if you are an EU citizen) and<br />

other relevant documents such as your<br />

residence card or passport.<br />

Once you start paying Social Security contributions,<br />

you and your family are entitled<br />

to free or subsidised medical and dental<br />

treatment on the same terms as<br />

Spaniards.<br />

To visit a public health service doctor is<br />

free as long as you take your social security<br />

card.<br />

Non-EU citizens in Spain should contact<br />

their consulate before leaving their home<br />

country to find out what forms and documents<br />

are required.<br />

WHAT YOU GET<br />

Medical care in Spain is administered<br />

through the National Health Institute<br />

(Instituto Nacional de Salud, INSALUD) and<br />

benefits include general and specialist<br />

medical care, hospitalisation, laboratory<br />

services, discounted drugs and medicines,<br />

basic dental care, maternity care, appliances<br />

and transportation.<br />

However, social security <strong>cover</strong>s only<br />

around 75 percent of the cost of treatment<br />

and the other 25 percent must be paid by<br />

the patient or a supplementary insurance<br />

scheme. Completely free treatment is<br />

available only in certain hospitals, where<br />

waiting lists are very long. Members must<br />

also pay a percentage of the cost of certain<br />

treatment and items such as drugs and<br />

medicines.<br />

DOCTORS<br />

You may choose a doctor, not necessarily<br />

the one in your area, and you are entitled<br />

to change practices. It is always best to go<br />

with a recommendation from a friend or<br />

neighbour.<br />

If you are unable to visit the surgery, a<br />

doctor will visit you at home at any time<br />

of day or night.<br />

If you need a doctor or medicine in a nonurgent<br />

situation and are unable to contact<br />

a doctor, ring the telephone information<br />

service 1003 or your local police station,<br />

either of whom will give you the telephone<br />

number of a doctor on call or the<br />

address of the pharmacy that is open.<br />

You may also choose to go to a healthcare<br />

centre (centro de salud), which usually has<br />

about half a dozen doctors. They try to<br />

ensure you see the same doctor, although<br />

it doesn't always happen. You need to<br />

make an appointment first.<br />

All healthcare centres are listed in the<br />

Yellow <strong>Page</strong>s (www.paginasamarillas.es).<br />

Take your E111/E121 or your medical<br />

card. You do not need to pay your doctor<br />

for a consultation, or when referred to a<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-health.<strong>qxd</strong> 07/<strong>02</strong>/<strong>2005</strong> 18:15 <strong>Page</strong> 41<br />

Healthcare System<br />

specialist. In Madrid, English-speaking<br />

doctors are available at the Anglo-<br />

American Medical Unit, c/Conde de<br />

Aranda 1, tel. 91 435 1823, open Monday-<br />

Friday 9am-8pm, and on Saturday from<br />

10am-3pm.<br />

DENTISTS<br />

Unless you have private health insurance<br />

which <strong>cover</strong>s dental work, you must pay<br />

for treatment at the dentist.<br />

This is not overly expensive though, and<br />

as with many businesses and services in<br />

Spain, if you need time to pay, most dentists<br />

will allow the freedom to pay later<br />

rather than making you pay on the day of<br />

consultation.<br />

The dental service in Spain is generally<br />

very good and efficient, with most practitioners<br />

having access to the latest in dental<br />

technology.<br />

You do not have to show any forms when<br />

visiting the dentist - simply make an<br />

appointment. It is, however, always advisable<br />

to take some form of identification<br />

with you.<br />

HOSPITALS<br />

Hospitals are generally very good, with an<br />

efficient and fairly rapid service. If it is an<br />

emergency you do not, of course, have to<br />

be referred by a doctor, but make sure you<br />

take your E111/E121 form or medical card<br />

and a form of ID.<br />

You do not have to pay for any service<br />

other than prescriptions (if you are not a<br />

pensioner).<br />

If you have to stay in hospital and do not<br />

speak Spanish, you will find that even in<br />

smaller cities there are usually a couple of<br />

doctors and a nurse or two who can speak<br />

English, to varying levels. It is always<br />

wise, though, to take along a dictionary,<br />

just in case.<br />

USEFUL CONTACTS<br />

Ministry of Health (Ministerio de<br />

Sanidad y Consumo), tel. 901 400 100.<br />

English/Spanish/French website:<br />

www.msc.es<br />

Instituto Nacional de la Salud<br />

C/ Alcalá, 56, 280<strong>14</strong> Madrid.<br />

tel. 91 338 0000<br />

Instituto Nacional de la Seguridad Social<br />

C/ Padre Damián, 4<br />

28036 Madrid.<br />

tel: 91 568 8300 or freecall 900 166 565<br />

www.seg-social.es<br />

Contact your local office of the National<br />

Social Security Institute for a list of all<br />

national health centres and hospitals.<br />

PHARMACIES<br />

Pharmacies are plentiful and marked with<br />

a large green cross. You can buy many<br />

medicines over the counter in Spain that<br />

you may not have been able to at home,<br />

but if you are a pensioner it would be<br />

cheaper and more advisable to see your<br />

doctor and to get a prescription from him.<br />

Each item is priced differently but still a<br />

lot cheaper than prescription items in<br />

most counties. Pharmacies usually open<br />

from 9.30am-2pm and from 5-9.30pm<br />

Mondays to Fridays and from 9.30am-<br />

5.30pm on Saturdays. Even in small villages<br />

there will be a 24-hour pharmacy or<br />

contact number.<br />

EMERGENCY TREATMENT<br />

Throughout Spain the number to call for a<br />

medical emergency is 061. In each<br />

province however it would be wise to<br />

familiarise yourself with the address of<br />

your nearest hospital and its own emergency<br />

number. In any city there is more<br />

than one hospital for accidents and emergencies.<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 41<br />

HEALTH


es-health.<strong>qxd</strong> 08/<strong>02</strong>/<strong>2005</strong> 10:35 <strong>Page</strong> 42<br />

HEALTH<br />

Hospitals<br />

MADRID<br />

Ambulances: 112, 915 884<br />

500 or 915 222 222<br />

Hospital La Paz<br />

Paseo de de Castellena, no.<br />

<strong>26</strong>1<br />

28046 Madrid<br />

tel. 917 277 000<br />

Hospital Clinica Puerta de<br />

Hierro del Insalud<br />

c/- San Martin de Porres, 4<br />

28035 Madrid<br />

tel. 913 164 040<br />

Hospital de Madrid<br />

Plaza Conde del Valle de<br />

Suchil, 16<br />

28015 Madrid<br />

tel. 9<strong>14</strong> 476 600<br />

Hospital de Cantoblanco<br />

Ctra. Colmenar Viejo, KM.<br />

<strong>14</strong>,500<br />

28049 Madrid<br />

tel.: 915 867 555<br />

BARCELONA<br />

Ambulances: 061 or 93 300<br />

2<strong>02</strong>0<br />

LOCAL HEALTH CENTRES<br />

(see Yellow <strong>Page</strong>s under<br />

Centros de Salud for a full<br />

list of health centres)<br />

Madrid: tel. 91 566 1008/1104<br />

(www.comadrid.es/sanidad<br />

/srs/index.htm)<br />

Barcelona: tel. 93 329 4495<br />

Marbella: tel. 95 282 6596<br />

Hospital Vall de Hebron<br />

Paseig de la Vall de Hebron,<br />

no. 119<br />

08035 Barcelona<br />

tel. 932 746 000<br />

Hospital Creu Roja<br />

Carrer del Dos de Maig 301<br />

tel. 93 507 2700<br />

Hospital de la Santa Creu I<br />

de Sant Pau<br />

Carrer de Sant Antoni<br />

Maria Claret 167<br />

tel. 93 291 9000<br />

Hospital del Mar<br />

Paseig Marítim, 25-29<br />

08003 Barcelona<br />

tel. 932 483 051<br />

Hospital Universitari<br />

Germans Trias i Pujol<br />

Ctra. del Canyet s/n<br />

08916 Barcelona<br />

tel. 934 978 900<br />

Costa del Sol Hospital<br />

Hospital Costa del Sol<br />

Ctra. Nacional 340 Km 187<br />

29600 Marbella<br />

tel. 95 282 8250<br />

www.hcs.es<br />

Hospital Marítimo de<br />

Torremolinos<br />

C/Sanatorio 5<br />

Torremolinos<br />

tel. 951 032 000<br />

www.hospitalmaritimo.com<br />

ALICANTE<br />

Hospital General de<br />

Alicante<br />

Pintor Baeza<br />

tel. 96 593 8300<br />

BENIDORM<br />

Hospital de la Vila Joiosa<br />

Pla d'Aljuv<br />

Villajoyosa<br />

tel. 96 685 9800<br />

MALLORCA<br />

Hospital Son Dureta<br />

Emergencies<br />

Andrea Doria 55<br />

070<strong>14</strong> Palma de Mallorca<br />

www.hsd.es<br />

tel. 971 175 012<br />

Hospital Manacor<br />

Emergencies<br />

Ctra Manacor-Alcudia s/n<br />

tel. 971 847 060<br />

Malaga: tel. 95 <strong>26</strong>0 4<strong>26</strong>6<br />

Fuengirola: tel. 95 246 8945<br />

Torremolinos: tel. 952386484<br />

Alicante: tel. 96 5<strong>14</strong> 3587<br />

Benidorm: tel. 96 680 38<strong>02</strong><br />

Calpe: tel. 96 583 50 11<br />

Denia: tel. 96 578 08 56<br />

Torrevieja: tel. 96 670 08 77<br />

Menorca (Mahon): tel. 971 35 29 90<br />

For detailed information on the community services<br />

in your area, check out www.expatica.com/spain<br />

42 SPAIN EXPAT SURVIVAL GUIDE<br />

WWW.EXPATICA.COM


es-health.<strong>qxd</strong> 15/<strong>02</strong>/<strong>2005</strong> 10:54 <strong>Page</strong> 43


es-transport.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 13:47 <strong>Page</strong> 44<br />

TRANSPORT<br />

44<br />

Public Transport<br />

Spain has one of the most highly efficient public transport system in Europe.<br />

Here is a basic guide to getting around on its trains, planes, buses and taxis.<br />

PLANES<br />

Spain's national airline is Iberia<br />

(www.iberia.es, tel. 9<strong>02</strong> 400 500), which<br />

operates international and national flights.<br />

Domestic flights may be cheaper with<br />

budget airlines Spanair (www.spanair.es,<br />

tel. 9<strong>02</strong> 131 415) or Air Europa (www.aireuropa.com,<br />

tel. 9<strong>02</strong> 40 15 01).<br />

TRAINS<br />

RENFE (www.renfe.es, tel. 9<strong>02</strong> 240 2<strong>02</strong>)<br />

operates the Spanish national train network.<br />

Smaller towns are served by regional<br />

networks such as FFCC in Catalunya.<br />

The high speed train - AVE - service is<br />

constantly being improved and extended<br />

considerably so that by 2007 all provincial<br />

capitals will be within a four-hour journey<br />

of Madrid and all provinces within six<br />

and a half hours from Barcelona. A full<br />

refund is offered if an AVE train arrives<br />

more than five minutes late at its destination.<br />

On any route you will find a variety<br />

of trains whose travel time to your destination<br />

can vary enormously. Make sure<br />

you realise this before you board, as you<br />

may find yourself on a slow one which<br />

stops at every station en route.<br />

Fares are cheap - about €0.60 per 10km for<br />

second class, €1 per 10km for first class -<br />

though they vary wildly according to the<br />

train's speed and comfort. Talgo trains are<br />

long-distance trains, though slower than<br />

the AVE, sometimes with sleepers (cochescama)<br />

for overnight journeys. The Talgo<br />

TEE operates international routes.<br />

Intercity (IC) trains are air-conditioned<br />

and fast, while Electrotren (ELT) and Tren<br />

Electrico Regional (TER) are slightly slower<br />

than the Talgo.<br />

Suburban commuter trains (cercanías) stop<br />

at all stations. A regional express or<br />

interurbano is a second class, air-condi-<br />

tioned diesel train and an exprés is a slow<br />

night train, usually with sleeping cars. A<br />

rápido is a daytime version of the exprés,<br />

but neither are particularly fast.<br />

BUYING TRAIN TICKETS<br />

Buying tickets is always confusing, given<br />

the range of trains, routes and fares on<br />

offer - and the ticket office clerk may not<br />

offer you, or know about, the cheapest<br />

options so make sure you ask.<br />

Fares for long-distance and high-speed<br />

trains are published in leaflets available<br />

from stations and RENFE offices and all<br />

fare information is available on the<br />

RENFE website (www.renfe.es). Children<br />

under four travel free and those aged<br />

between 4 and 12 travel for half price.<br />

You can buy tickets at station ticket windows<br />

(taquillas de billetes), from machines<br />

(máquinas de billetes), at RENFE offices and<br />

RENFE appointed travel agents or online.<br />

For the latter, however, you will need a<br />

password which requires calling RENFE<br />

(tel. 9<strong>02</strong>-157 507).<br />

RENFE also provides a telephone booking<br />

service (tel. 9<strong>02</strong>-240 2<strong>02</strong>) open from 5am to<br />

11.50pm and tickets can be delivered to<br />

addresses in Barcelona, Madrid, Seville<br />

and Valencia. Otherwise you have to collect<br />

your tickets yourself directly from a<br />

train station.<br />

There are two classes on most long-distance<br />

trains: first class (primera clase,<br />

shown as 1ª) and second class (segunda<br />

clase, shown as 2ª). AVE trains usually<br />

have three fare classes: turista (T-tourist),<br />

preferente (P-business) and club (C-first)<br />

and some trains such as IC and TEE international<br />

trains are first class only. Avoid<br />

travelling on public holidays and long<br />

weekends (puentes) as the trains will be<br />

fully packed.<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-transport.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 11:56 <strong>Page</strong> 45<br />

Public Transport MADRID<br />

For details of season tickets (abonos) and<br />

special discount (descuento) tickets, including<br />

for students, OAPS or commuters, ask<br />

at the information or ticket office at any<br />

railway station.<br />

BUSES<br />

The bus (autobús) service in Spain's cities<br />

and towns and the long-distance coach<br />

(autocar) service are excellent. Make sure<br />

you establish which station they leave<br />

from, as there are often several (especially<br />

in Madrid). All buses are no-smoking.<br />

Buy a ticket from the ticket office or<br />

machine before you board or from the<br />

driver as you enter the bus.<br />

In cities, buses usually run from around<br />

6am to 11pm and then a night service<br />

takes over. In rural areas and resorts services<br />

are usually more erratic, with a few<br />

buses a day and a long break taken for<br />

lunch.<br />

However, they usually run on time.<br />

Timetables are often published in local<br />

free newspapers and magazines.<br />

For long-distance bus travel Alsa-Enatcar<br />

(www.alsa.es, tel. 9<strong>02</strong> 422 242) is the<br />

largest company. Other companies include<br />

Auto Res (www.auto-res.net, tel. 9<strong>02</strong> <strong>02</strong>0<br />

603) and Continental-Auto (www.continental-auto.es,<br />

tel. 9<strong>02</strong> 330 400).<br />

Inter-city buses are usually faster than<br />

trains and cost less. A bus from Madrid to<br />

Barcelona costs about €56 and from<br />

Madrid to Alicante €42.<br />

TAXIS<br />

Taxi fares in Madrid and Barcelona are<br />

moderate in comparison to other<br />

European cities and run off a meter. They<br />

can be hailed in the street: look for a green<br />

light and a 'libre' sign on the roof. It is not<br />

usual to tip taxi drivers, though they won't<br />

say no if you try.<br />

AIRPORT: From Barajas International airport<br />

(tel. 9<strong>02</strong> 404 704), 16km east of<br />

Madrid, you can take a bus (€3 to Plaza<br />

Colon) or metro (Line 8, €1.15) into the<br />

centre of Madrid. The metro takes 15-30<br />

minutes and the bus 30-45 minutes. The<br />

bus runs from 5.30am-9.30pm. Taxis from<br />

the airport to the centre of Madrid cost<br />

about €20.<br />

BUSES: Madrid has a highly efficient and<br />

cheap bus network. A single trip costs<br />

€1.10 or a book of 10 tickets costs €6, available<br />

from bus offices and tobacconists.<br />

The main bus station for international and<br />

long-distance travel is the Estación Sur de<br />

Autobuses (tel. 91 468 4200), south of the<br />

city centre. To travel to the north of Spain,<br />

you need to take Continental Auto buses<br />

(tel. 91 745 63 00) buses which depart from<br />

a terminal near Nuevos Ministerios metro<br />

and train station. Call EMT (Madrid's city<br />

bus company) on tel. 91 580 4<strong>26</strong>0.<br />

METRO: The Madrid metro (info line: tel.<br />

9<strong>02</strong> 444 403) is one of the oldest in Europe<br />

and the largest in Spain, with 12 lines and<br />

160 stations, and it is highly efficient.<br />

Trains runs from 6am-2am and tickets cost<br />

€1.10 per journey and €6 for a 10-journey<br />

ticket, which may include bus travel<br />

(metrobús). You can check-in luggage at<br />

Nuevos Ministerios station for the airport,<br />

15 minutes away. For metro information,<br />

see www.metromadrid.es (tel. 9<strong>02</strong> 444<br />

403).<br />

TRAINS: The Spanish railway system is<br />

centred on Madrid, from where three<br />

main lines radiate out to other parts of the<br />

country (two extend to the French border<br />

and the other to Andalusia and the<br />

Levante). Madrid has two main stations:<br />

Chamartín (the largest) serving destinations<br />

to the north of Madrid, and Puerta<br />

de Atocha station (south of the Prado<br />

museum) serving towns to the south.<br />

TAXIS: tel. 91 405 55 00/91 447 51 80/91 445<br />

90 08<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 45<br />

TRANSPORT


es-transport.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 12:07 <strong>Page</strong> 46<br />

TRANSPORT<br />

46<br />

Public Transport<br />

BARCELONA<br />

AIRPORT: Most scheduled flights arrive at<br />

Barcelona's El Prat de Llobregat Airport<br />

(tel. 93 298 3838), 12km to the south of the<br />

city. Easyjet also flies there, while charter<br />

flights and budget airline Ryanair fly to<br />

Catalunya's other airports Girona or Reus.<br />

The quickest way to get to the city centre<br />

is by train from the station opposite<br />

Terminal A. Trains to central Barcelona<br />

leave every 30 mins (€2.15). The Airbus<br />

service leaves every 15 mins and takes<br />

from 30-60 mins depending on the traffic.<br />

It costs €3.45, stops at Plaza Espana and<br />

terminates in Placa Catalunya. A taxi to<br />

central Barcelona costs about €20.<br />

BUSES: The main bus station is Estacio del<br />

Nord, Carrer d'Ali Bei 80 (tel. 93 <strong>26</strong>5 6508)<br />

and Eurolines/Linebus (tel. 93 <strong>26</strong>5 0700)<br />

operates the majority of services.<br />

Most long-distance and international services<br />

use the Estacio d'Autobuses de Sants<br />

beside Sants train station. Contact<br />

Eurolines/Julia Via (tel. 93 490 4000); Alsa-<br />

Enatcar (www.alsa.es, tel. 9<strong>02</strong> 42 2242)<br />

also operate routes across Spain.<br />

TRAINS: The main station is Sants (Placa<br />

dels Paisos Catalans), which has a link to<br />

the airport and serves major Spanish cities<br />

and France. The Estació França (Avinguda<br />

del Marques de l'Argentera) has daily<br />

international trains to Geneva, Milan,<br />

Paris and Zurich. Local Rodalies trains go<br />

all over Catalunya and stop at every station.<br />

Deltas stop slightly less and<br />

Catalunya Expres are the fastest. For train<br />

RENFE information tel. 934 900 2<strong>02</strong>. For<br />

regional routes in Catalunya, FGC<br />

(www.fgc.catalunya.net, tel. 93 205 1515).<br />

METRO: A single journey costs €1 but a T-<br />

10 (tarjeta multiviaje) for €6, is valid for 10<br />

journeys. For a month's unlimited travel,<br />

buy a T-mes (€39). A T-familiar is valid for<br />

up to 70 journeys and transferable and the<br />

T-joven, for under 21s, is valid for 90 days'<br />

unlimited travel. See: (www.tmb.net).<br />

TAXIS: tel. 933 300 804<br />

MALAGA<br />

AIRPORT: Malaga airport (flight information:<br />

tel. 952 048 484) is situated 10km<br />

south west of the city centre, just off the<br />

main N340 coast road to Estepona. The<br />

no.19 bus runs every 30 minutes from in<br />

<strong>front</strong> of Terminal B to the centre of<br />

Malaga, from 6.30am-11.30pm (€1). Trains<br />

from the airport into Malaga's Centro-<br />

Alameda leave every 30 minutes (€1).<br />

TRAINS: Malaga's RENFE station is on<br />

Explanada de la Estación. The regional<br />

network takes in Seville, Cordoba and<br />

Granada, and local trains to Torremolinos<br />

and Fuengirola leave every 30 minutes.<br />

BUSES: Malaga's bus station (tel. 952 350<br />

061) is behind the RENFE station. All<br />

Malaga's bus companies operate from this<br />

terminal. In summer arrive an hour or<br />

early as tickets can sell out, especially to<br />

Granada. Buses to Fuengirola run every 40<br />

minutes; to Marbella every 30 minutes.<br />

ALICANTE<br />

AIRPORT: El Altet airport (tel. 966 919 000)<br />

is 11km from Alicante by the A7 motorway.<br />

The airport bus leaves for central<br />

Alicante every hour and takes about 40<br />

minutes. A single journey costs €1.50.<br />

There are also a dozen buses a day from<br />

the airport to both Benidorm (about €3<br />

single journey, 1hr) and to Denia (€7, 1hr<br />

30mins).<br />

TRAINS: Alicante's main train station is<br />

Estacion de Madrid on Avenida<br />

Salamanca with trains to Madrid, Murcia<br />

and Valencia (tel. 9<strong>02</strong> 240 2<strong>02</strong> for info.).<br />

Trains on the FGV line to Benidorm and<br />

Denia leave from the far end of Playa<br />

Postiguet. For info, tel. 965 <strong>26</strong>2 233.<br />

Renfe Alicante information is at<br />

www.renfe.es or tel. 9<strong>02</strong> 240 2<strong>02</strong>.<br />

BUSES: The bus station for local and international<br />

services is on Calle Portugal (tel.<br />

965 130 700). For Ubesa routes within the<br />

province of Alicante, you can contact tel.<br />

96 513 0<strong>14</strong>3.<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-transport.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 17:13 <strong>Page</strong> 47<br />

Driving<br />

Spanish cities are better negotiated by foot or by public transport, but you will<br />

need a car sometimes… and some tips on how to deal with Spanish drivers.<br />

A driving licence from any EU country is<br />

valid in Spain. You do not need a Spanish<br />

licence, but you will need to take your<br />

existing licence to the local provincial traffic<br />

department to be stamped and registered<br />

(see addresses below right).<br />

If you are a non-resident, you can only<br />

drive in Spain for six months a year.<br />

Anyone from a non-EU country can drive<br />

for six months in one calendar year on<br />

their existing licence but must then obtain<br />

a Spanish licence.<br />

To drive a foreign-registered car in Spain<br />

you must carry at all times your passport,<br />

current driving licence, valid insurance,<br />

vehicle registration document, a national<br />

identity plate (GB etc), two red warning<br />

triangles, first aid kit, fire extinguisher<br />

and a set of spare bulbs.<br />

It’s a lot to remember, but failure can<br />

result in a hefty fine.<br />

Many non-residents bring their car to<br />

Spain and retain their national number<br />

plates, though this is strictly speaking illegal<br />

as it is assumed that you are returning<br />

to country of origin and paying tax and<br />

MOT (vehicle registration) there.<br />

But anyone, from the European Union or<br />

otherwise, who is intending to take up<br />

Spanish residency can bring their car with<br />

them without having to pay IVA or car<br />

registration tax - providing you can prove<br />

you owned the car for at least six months<br />

before bringing it to Spain, that you are a<br />

non-resident in the country you have<br />

come from and you have paid VAT in the<br />

country where the car was purchased.<br />

continued on page 48<br />

LOCAL TRAFFIC DEPARTMENTS<br />

• Jefatura Provincial de Trafico de<br />

Madrid, Arturo Soria, <strong>14</strong>3, tel. 91 301 8500.<br />

Open 8.30am-1.30pm.<br />

• Prefectura Provincial de Transit, Gran<br />

Via de les Corts Catalanes, 184, Barcelona,<br />

tel. 93 298 6500.<br />

• Jefatura Provincial de Trafico de<br />

Malaga, c/Mauricio Moro Pareto 13, tel. 95<br />

235 7200. Open Mon-Fri 9am-2pm.<br />

• Jefatura Provincial de Trafico de<br />

Alicante, Ferré Vidiella 4, esquina San<br />

Juan Bosco, 12, tel. 96 512 5466.<br />

To keep up to date with the latest news and current<br />

affairs - in English - visit www.expatica.com/spain<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 47<br />

TRANSPORT


es-transport.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 16:12 <strong>Page</strong> 48<br />

TRANSPORT<br />

48<br />

Driving<br />

continued from page 47<br />

Certificates of non-residence don't exist in<br />

the UK, but you can obtain them from the<br />

Commisaries in all main towns or at the<br />

consulate office in Spain.<br />

Residents have six months after obtaining<br />

their 'Residencia' to sort out legally 'importing'<br />

their vehicle. It's a tricky form-filling<br />

process which takes a few months and<br />

costs about 12 percent of the value of your<br />

car.<br />

SPANISH ROADS<br />

The quality varies from excellent on the<br />

main arteries to dire out in the sticks - and<br />

the standard of driving is equally erratic.<br />

Road deaths are a constant fixture on the<br />

Spanish television news, with <strong>14</strong>.3 deaths<br />

per 100,000 population - more than double<br />

that of the UK.<br />

You only have to experience a Spanish<br />

motorway (autopista) to see the problem.<br />

Machismo still rules among male drivers<br />

in Spain and a favourite game is to intimidate<br />

anyone in the fast lane by driving<br />

right up to your bumper to force you to<br />

pull across into a slower lane.<br />

Motorways have an 'A' or 'E' prefix to the<br />

road number and are often toll roads. For<br />

short distances you pay at a booth (peaje)<br />

as you exit the road (some toll roads allow<br />

you to collect a ticket at the start for<br />

longer journeys, so you pay the total when<br />

you exit).<br />

Useable lanes will have a green arrow,<br />

closed lanes will be indicated with a red<br />

cross. Choose the lane with an attendant if<br />

you are not paying with a credit card or<br />

exact change.<br />

Motorways and dual carriageways<br />

(autovías) - fast roads but not necessarily<br />

with a central reservation - have a 100-<br />

120kph speed limit as marked. Main roads<br />

(carreteras nacionales) have an N or CN<br />

RULES OF THE ROAD<br />

DO...<br />

• expect the unexpected. The received<br />

wisdom is to expect the unexpected.<br />

• Watch out for traffic lights, which are<br />

invariably positioned very high up in the<br />

blinding sun.<br />

• take care at pedestrian crossings, especially<br />

if you are the pedestrian as cars will<br />

rarely stop at them. On dual carriageways<br />

vehicles may overtake on whichever side<br />

they feel like and some cars drive without<br />

lights when it is dark.<br />

• carry all documentation (passport, driving<br />

licence, vehicle registration form) at all<br />

times. You can be also be fined for not carrying<br />

two red warning triangles, spare<br />

bulbs, fire extinguisher and first aid kit.<br />

• give way to traffic from the left, especially<br />

at roundabouts.<br />

DON'T...<br />

• be surprised when a car indicating left<br />

turns right or doesn't indicate then turns,<br />

or stops without warning in the middle of<br />

the road, then takes off again apparently<br />

oblivious to anyone behind.<br />

• pull into the middle of the road to turn<br />

left if there is a solid line in the road.<br />

There are often special lanes for this, signposted<br />

cambio de sentido.<br />

• drink and drive - the limits are very low,<br />

the penalties very high and breathaliser<br />

tests are common.<br />

• speed - fines are calculated at €6 per km<br />

over the speed limit.<br />

• drive while talking on a mobile. Fines<br />

are heavy.<br />

before the road number and country roads<br />

(carreteras comarcales) begin with a C and<br />

have lower speed limits applied (though<br />

many drivers feel this is discretionary).<br />

The speed limit on country roads is 90kph,<br />

on urban roads 50kph and in residential<br />

areas 20-50kph as marked.<br />

For road information, tel. 900 123 505 or visit<br />

www.dgt.es.<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-transport.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 17:10 <strong>Page</strong> 49<br />

Driving<br />

FUEL (GASOLINA)<br />

At any garage you will see a choice of four<br />

pumps: Normal 92 octane, Super 98 octane,<br />

Sin plomo (unleaded) 95/98 octane and<br />

Diesel (gasoil/gasoleo). Attendants will usually<br />

come out and serve you.<br />

PARKING<br />

If the strain of driving was too much, wait<br />

until you try to park. In small towns, leave<br />

your car on the outskirts and walk in as<br />

otherwise you will invariably find yourself<br />

trapped in a maze of narrow one-way alleys<br />

with no hope of immediate escape. (And<br />

although getting lost in small Spanish<br />

towns is a most charming pastime to pursue<br />

in its own way, it does get a bit frustrating<br />

when you are rushing for an appointment.)<br />

In cities, underground car parks are by far<br />

the best option for when you want to park<br />

- they easy to enter and exit and provide<br />

extra security.<br />

Otherwise look for parking spaces marked<br />

in blue and buy a ticket from a machine or<br />

attendant. Watch out for a two-hour maximum<br />

parking time. Tow trucks love foreign<br />

cars - and it will cost you about €70 to get it<br />

back again.<br />

Avoid parking where the kerb is painted<br />

yellow, red or white - or where there is a no<br />

parking sign, obviously.<br />

Other signs to look out for are<br />

'Estacionamiento prohibido' or a red circle on<br />

a blue background with a red line through<br />

it. In some residential areas parking is permitted<br />

on one side of the street for the first<br />

half of the month (see blue and red sign<br />

market '1-15') while changing to the otherside<br />

for the remainder of the month (sign<br />

says '16-31').<br />

When you do get out on the Spanish roads<br />

there is no end to the places worth<br />

visiting, like Alcazar Castle near Segovia<br />

TO APPLY FOR A SPANISH LICENCE YOU<br />

WILL NEED THE FOLLOWING<br />

• a completed application form TASA 2.3<br />

(available from your local traffic department)<br />

• Spanish residence card and photocopy<br />

• Current foreign drivign licence and photocopy<br />

(non EU residents will need an<br />

official translation and certificate of equivalence,<br />

available from the Real Automóvil<br />

Club de España, tel. 9<strong>02</strong> 120 441,<br />

www.race.es)<br />

• registration number of a Spanish-registered<br />

vehicle or a sworn statement that<br />

you do not own a Spanish-registered vehicle<br />

• one passport photograph (non EU citizens<br />

need three, one signed by a doctor<br />

performing the medical examination. All<br />

non EU driving licence holders must<br />

obtain a medical certificate of fitness to<br />

drive)<br />

• €16.20, payable at the traffic department<br />

For further information, see the Department of<br />

Transport at www.dgt.es (in Spanish only).<br />

Want to see Spain but don’t know where to start?<br />

Get the inside track at www.expatica.com/spain<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 49<br />

TRANSPORT


es-settle.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 11:08 <strong>Page</strong> 50<br />

SETTLING IN<br />

50<br />

Utilities<br />

Once you have found yourself a home, next you need to get everything up and<br />

running. Here's how to get yourself sorted out on the domestic <strong>front</strong>.<br />

If you're lucky, the estate agent you<br />

bought your property through may transfer<br />

all utilities to your name or accompany<br />

you to the relevant office for no extra<br />

charge. Confirm that all previous bills<br />

have been paid before you set up your<br />

accounts and make sure the account is put<br />

into your name from the day you move in<br />

to avoid any debts from the previous<br />

owner.<br />

Non-residents should also give a foreign<br />

address in case of any problems such as<br />

the bank not paying the bills. You may<br />

also need to pay a deposit.<br />

ELECTRICITY<br />

As soon as you buy or rent a property you<br />

should sign a contract with the local electricity<br />

company. Electricity is cheap in<br />

Spain and Grupo Endesa (www.endesaonline.com,<br />

tel. 900 737 373) is the biggest<br />

supplier. Regionally they are known as<br />

Fecsa in Catalonia (tel. 934 04 1111),<br />

Sevillana Endesa in Andalucia and Gesa<br />

(tel. 971 46 77 11) in the Balearics.<br />

The second biggest, Iberdrola (www.iberdrola.es,<br />

tel. 901 2<strong>02</strong> <strong>02</strong>0) serves Madrid,<br />

Catalonia, the Costa Blanca and Northern<br />

Spain. In big cities there are others to<br />

choose from including Enher<br />

(www.enher.es, tel. 9<strong>02</strong> 507 750) in<br />

Barcelona and Union Electrica Fenosa<br />

(www.uef.es, tel. 915 676 000) in Madrid.<br />

The electricity supply in most of Spain is<br />

220 volts AC with a frequency of 50 hertz<br />

(cycles), although some areas still have a<br />

110 volt supply.<br />

If you live in an area where power cuts are<br />

frequent and you depend on electricity to<br />

operate a computer and other equipment<br />

for your livelihood, you may want to<br />

install a backup generator. Most companies<br />

offer the choice of registering online<br />

or by telephone rather than having to go<br />

to their office. You will need some form of<br />

ID (passport or residence card), the reference<br />

number for your electricity supply<br />

(see the left hand corner of an electricity<br />

bill under Contrato de Suministro Nº) and<br />

the contract and bills paid by the previous<br />

owner.<br />

You will be billed every two months, usually<br />

after a meter reading but sometimes<br />

on the basis of an estimate, so learn to<br />

read your meter toc check you are not<br />

overpaying.<br />

The best way to pay is by direct debit<br />

(transferencia) from a Spanish bank<br />

account. You can also pay at a post office,<br />

local banks listed on the bill or at the electricity<br />

company's offices (in cash).<br />

WASTE DISPOSAL<br />

Spain is slowly getting into the idea of<br />

recycling (reciclaje) and you will see bins<br />

dotted around most towns to collect glass,<br />

paper, cardboard, aluminium, cans, plastic,<br />

batteries and other materials. Many<br />

municipalities also recycle garden waste,<br />

which is then sold as compost. You may<br />

receive leaflets through your door about<br />

where to take your household rubbish for<br />

recycling. Bins are usually emptied every<br />

night, except on Sundays. If your property<br />

has personal bins, ask neighbours when to<br />

put out your rubbish for collection as you<br />

may be fined if you leave it out too early.<br />

In rural areas residents may have to take<br />

their rubbish to a collection point out of<br />

town, although most urbanizaciones have<br />

communal bins or skips.<br />

Depending on whether you live in an<br />

urban or rural area, you will be charged<br />

for rubbish collection, from €30-150 a year.<br />

Check with your town hall and set up a<br />

direct debit arrangment with your bank to<br />

avoid fines for overdue payment.<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


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Utilities<br />

GAS<br />

At present, you will only have access to<br />

mains gas in major cities in Spain. When<br />

you move into a property with mains gas,<br />

contact the local gas company to switch<br />

the gas on, read the meter and provide a<br />

supply contract. You will receive a bill<br />

every two months, including VAT (IVA) at<br />

16 per cent. The most efficient method of<br />

payment is by direct debit from a Spanish<br />

bank account.<br />

There are various gas companies in Spain.<br />

Gas Natural (www.gasnatural.com, customer<br />

services for all areas: tel. 900 760<br />

760) is the main supplier to all the regions.<br />

Its suppliers include CEGAS in Alicante<br />

(tel. 900 760 760), Gas Andalucia (tel. 954<br />

48 01 00), Gas Natural Catalunya (tel. 93<br />

4<strong>02</strong> 5100), Gas Natural Murcia (tel. 968 25<br />

07 69) and Gas Natural Madrid (tel. 91 589<br />

6116). Endesa (www.endesaonline.com)<br />

also supplies gas and has regional distributors<br />

including Gas Alicante (tel. 9<strong>02</strong> 200<br />

393).<br />

In Madrid, there is Gas Directo (tel. 91 567<br />

6682). Mallorca is served by GESA Gas<br />

(www.gesa.es, tel. 900 303 032).<br />

In rural areas, bottles of gas (bombonas) are<br />

delivered to homes. They are incredibly<br />

heavy and can run out just when you need<br />

them, but they work out about half the<br />

price of mains gas in most northern<br />

European countries. To be supplied with<br />

gas bottles, you need to set up a contract<br />

by Repsol Butano (tel. 901 100 100; supplies<br />

tel. 965 710 937) with a €25 deposit.<br />

Each 12.5kg bottles costs about €8.50 and<br />

can last for a couple of months if used just<br />

for cooking. After an initial inspection on<br />

installation, Repsol Butano will service<br />

and inspect your gas appliances every five<br />

years.<br />

WATER<br />

A hot topic given the dire lack of the stuff<br />

in certain regions, Spain has enough water<br />

to supply the country. The problem is, it's<br />

unevenly distributed. Areas likely to see<br />

water shortages are the Mediterranean<br />

coast and the Balearics, where usage is<br />

heavily restricted.<br />

If you need to transfer a water contract<br />

into your name, go to the town hall with<br />

ID and previous bills from the former<br />

owner. Non-residents will need to give<br />

their foreign address too.<br />

If you need to install your own water<br />

heater, it must be at least 75-litre capacity.<br />

Water is controlled by local municipalities,<br />

and you will usually be charged anything<br />

from €50 to €300 to install water in a new<br />

home, or up to €1,500 in an isolated area.<br />

In most areas there is a standing quarterly<br />

charge for a minimum consumption (canon<br />

de consumo), even if you don't use any<br />

water during the billing period.<br />

When you receive your water bill each<br />

quarter, check it carefully as overcharging<br />

is common. To reduce costs, install a<br />

'water saver' for about €40, available from<br />

hypermarkets, DIY stores and El Corte<br />

Ingles. It mixes air with the water that you<br />

use to reduce the total amount of water<br />

used in your home.<br />

Tap water in cities is often a dubious rust<br />

colour and has a chemical taste, which<br />

would account for the millions of litres of<br />

bottled water consumed every year in<br />

Spain.<br />

WATER COMPANIES:<br />

•Barcelona: Aigües de Barcelona<br />

(www.aiguesdebarcelona.es) tel. 900 710<br />

710<br />

•Madrid: Canal De Isabel II (www.cyii.es)<br />

tel. 91 545 1000<br />

•Costa del Sol: Acosol (www.acosol.es) in<br />

Marbella area: tel. 95 283 93 29; Emasa<br />

(www.emasa.es), Malaga: tel. 952 135 013<br />

or customer service tel. 900 777 420<br />

•Costa Blanca: Aguas de Alicante<br />

(www.aguasdealicante.es) tel. 965 925 <strong>14</strong>1<br />

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SETTLING IN<br />

52<br />

Around The Home<br />

It can be tedious at times, but getting set up at home is something that can’t<br />

be put off too long. Here’s a guide to take out some of the hassle ahead.<br />

INSTALLING A TELEPHONE<br />

This is the source of greatest woe for most<br />

expats in Spain, because the country has<br />

the lowest landline phone ownership in<br />

the EU - with two phones per five people -<br />

and because of the high costs involved<br />

with installation and making calls, having<br />

a home phone is still considered a luxury<br />

and most people rely on mobile phones.<br />

Although Telefonica no longer has the<br />

monopoly on the telephone service and<br />

there are six other companies who provide<br />

call services including Tele 2 (tel. 901 107<br />

366), Uni 2 (tel. 9<strong>02</strong> 011 412), Auna (tel.<br />

015 or 9<strong>02</strong> 500 060) and Jazztel (tel. 1565),<br />

Telefonica owns the cabling and is the<br />

only company that offers local calls - so<br />

you will invariably find yourself dealing<br />

with it at some point.<br />

Calling Telefonica with a query is always a<br />

challenge as staff seem to have been<br />

trained to slam the phone down when<br />

they can't be bothered to find out the<br />

answer. Ask for the English department<br />

(servicio ingles) if you do not speak<br />

Spanish, or see their English website<br />

www.telefonicainenglish.com.<br />

If the property you have moved into<br />

already has a phone line (it must have<br />

belonged to an expat if so), transfer it<br />

immediately into your own name and ask<br />

Telefonica to read the account on the day<br />

that you want your account to start and<br />

the previous tenant's to end so you do not<br />

find yourself paying for calls made before<br />

you moved in.<br />

If you need to install a line, call Telefonica<br />

(tel. 1004 freephone) and they will turn up<br />

within a few days and charge €110, which<br />

is usually distributed over the next three<br />

bills. Line rental costs €30 for two months.<br />

Always study your bill carefully as it is<br />

not unknown for Telefonica data inputters<br />

to leave their finger on the '0' key - especially<br />

on expats' bills it seems - and issue<br />

you with a phone bill that resembles a<br />

mortgage statement. You may also find<br />

they have charged you for all sorts of telephone<br />

services you didn't request or,<br />

indeed, may never even have had.<br />

Though the emergence of competition in<br />

the market has seen a fall in the cost of<br />

calls, they are still expensive by EU standards.<br />

Local calls cost 7 centimos to connect<br />

and 2.5 centimos per minute peak<br />

rate, 1 centimo off-peak.<br />

TELEVISION<br />

Most Spanish television sets receive five<br />

terrestrial channels: the state-run TV1 and<br />

TV2, independent stations Antenna 3 and<br />

TeleCinco and film and sport subscription<br />

channel Canal Plus, for which you can<br />

buy a decoder at supermarkets. Regional<br />

channels include Barcelona TV, Tele<br />

Madrid, TVC3 Catalunya and Canal Sur in<br />

Andalucia.<br />

If you don't speak Spanish or you are not<br />

a born fan of chat shows where over-excited<br />

guests shout at each other, you will<br />

soon tire of terrestrial TV - and decent foreign<br />

product will be dubbed anyway. One<br />

solution is to go out. The other is to subscribe<br />

to satellite TV, which is popular in<br />

Spain, or cable or digital TV.<br />

The main digital providers are Canal<br />

Satélite Digital (tel. 9<strong>02</strong>-110 010,<br />

www.csatelite.es), a sister company of<br />

Canal Plus, and ViaDigital (www.viadigital.es),<br />

owned by Telefónica. Canal Satélite<br />

Digital offers a complete package with<br />

over 40 channels for €40.60 a month.<br />

ViaDigital offers a complete package<br />

(Paquete completo) with over 40 channels<br />

for €37 a month.<br />

Auna (www.auna.es, tel. 900 50 00 60) is<br />

promoting a television, internet and<br />

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Around The Home<br />

phone package for €45 a month until 2006.<br />

It offers regional packages for Catalunya,<br />

Madrid, the Valencia and Alicante and<br />

Andalucia which include channels such as<br />

BBC World, CNN, Fox, Paramount<br />

Comedy and MTV.<br />

Nearly 3 million homes in Spain have<br />

satellite TV - and no doubt a large proportion<br />

of them belong to expats. Through<br />

Astra you can watch Sky One, Sky Sports,<br />

Film Four, UK Gold, Channel 5, Eurosport<br />

and many more in Dutch, German,<br />

Swedish and other languages.<br />

British expats can feel at home by<br />

installing Sky satellite TV for about €60 a<br />

month and soak up a taste of home with<br />

BBC1, BBC2, BBC3, BBC4, CNN, Sky<br />

News and BBC24. You need to subscribe<br />

to Sky and pay through a UK bank<br />

account or you can buy an instant viewing<br />

card for €200 to last 2-6 years. Contact a<br />

satellite installation company for advice<br />

(see list below right). You can also import<br />

your own satellite dish and receiver and<br />

install it yourself. Before buying a system,<br />

ensure that it can receive programmes<br />

from all existing and planned satellites.<br />

VIDEO, TV AND DVD<br />

Due to differences in transmission standard<br />

TVs and video recorders which operate<br />

on the British system (PAL-I), French<br />

(SECAM) or American (NTSC) won't work<br />

in Spain which uses the PAL-BG system.<br />

But you can buy a multi-standard<br />

European TV and video recorder which<br />

can adapt to different systems. Some can<br />

operate using the American system too,<br />

but check before purchasing.<br />

Videos and DVDs films are pricey to buy<br />

so you are better off joining a local video<br />

shop for about €3 a day.<br />

There are some English-language rental<br />

shops in the major cities and resorts and<br />

Blockbuster (www.blockbuster.es) exist all<br />

over Spain.<br />

INTERNET<br />

Growing numbers of expats in Spain has<br />

meant an increasing demand for easy<br />

internet access from home. Telefonica is<br />

the largest internet service provider - and<br />

even if you don't choose to use it, other<br />

companies still have to ask their permission<br />

to use the phone line to install ADSL<br />

Broadband, so the process is invariably a<br />

long and painful one.<br />

You do have a choice of ISPs, though,<br />

which offer free connection if you register<br />

over the phone or online, giving your NIE<br />

or passport number and bank details. ISPs<br />

include Wanadoo (www.wanadoo.es, tel.<br />

9<strong>02</strong> 012 960), Arrakis (www.arrakis.es, tel.<br />

9<strong>02</strong> <strong>02</strong>0100), Metro Red Online<br />

(www.metrored-online.com, tel. 952<br />

880032), Mercury (www.mercuryin.es, tel.<br />

952 837575) or Ola internet (www.olainternet.com,<br />

tel. 9<strong>02</strong> 250 100).<br />

For 24-hour usage, ask for the 'tarifa plana'<br />

package. It usually costs about €20 a<br />

month. ADSL costs about €40 a month and<br />

is 10 times faster than dial-up.<br />

Or you can use internet cafes, which usually<br />

charge about €1.50 per hour, or less if<br />

you pay for multiple hours in advance.<br />

For a list of internet cafes in Andalucia,<br />

see www.andalucia.com/internet/cybercafes/home.htm.<br />

In Barcelona and Madrid easyInternetcafe<br />

(www.easyeverything.com) offers the best<br />

value, including an unlimited usage weekly<br />

pass for €10.<br />

SATELLITE TV INSTALLATION COMPANIES:<br />

•SmartSat (www.smartsat.tv), Barcelona<br />

tel. 93 810 2458 •Brit Sat (www.britsat.tv),<br />

<strong>cover</strong>s Barcelona/Costa Brava region tel.<br />

977 493 820 •Sky's the Limit (www.skysthelimit.tv),<br />

Costa del Sol tel. 952 371 699<br />

•Satellite Superstore (www.satellitesuperstore.com/spain),<br />

all Spain, tel. 00 44 870<br />

<strong>02</strong>7 1888<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 53<br />

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SETTLING IN<br />

54<br />

Post Offices<br />

There are over 6,000 post offices spread across Spain, offering all the modern<br />

services you could require — except the speedy delivery of your mail.<br />

There are some 6,000 post offices (oficinas<br />

de correos) scattered across Spain which<br />

offer the potential for a wide range of<br />

modern services such as sending telegrams<br />

and faxes, accessing the internet, and dealing<br />

with various international giro money<br />

orders.<br />

That said, the postal service itself is still<br />

one of the slowest in Europe and although<br />

you may be able to send a letter from<br />

Spain to the UK in two days, you may find<br />

a letter from one address in Barcelona to<br />

another takes more than a week. Sending<br />

letters 'express' (expres/urgente) is unlikely<br />

to speed up the process, though you could<br />

use a courier (mensajeria) if you are desperate.<br />

If you want to guarantee the letter arrives,<br />

pay about double the ordinary price to<br />

send it by registered post (certificado) or get<br />

proof of delivery (aviso recibo).<br />

To send a basic letter or card up to 20g<br />

costs €0.27 within Spain or €0.52 for EU<br />

and €0.77 for the rest of the world.<br />

If you can't face the queues, you can also<br />

buy stamps in tobacconists shops<br />

(estancos). Postboxes (buzones) are yellow<br />

with red stripes around the bottom and<br />

two slots, for local and national/international<br />

post.<br />

In Madrid, Barcelona and at airports there<br />

are branches open 24 hours. The main post<br />

offices in cities usually open from around<br />

8-9am until 9-10pm on weekdays and until<br />

2pm on Saturdays. In smaller towns, they<br />

are much more likely to close for lunch<br />

and not re-open again afterwards.<br />

For more information on the services<br />

offered and addresses of local branches,<br />

see www.correos.es or call Customer<br />

Service 9<strong>02</strong> 197 197. You can also check on<br />

this website for postcodes.<br />

MAIN POST OFFICE BRANCHES:<br />

•Palacio de Comunicaciones<br />

Plaza Cibeles s/n<br />

Madrid<br />

Mon-Fri 8am-10pm/Sat 8.30am-8pm<br />

•Placa Antoni Lopez s/n<br />

Barcelona<br />

Mon-Fri 8am-9pm/Sat 9am-2pm<br />

•Avenida de Andalucia 1<br />

Malaga<br />

Mon-Fri 8am-9pm/Sat 9am-2pm<br />

•Plaza Gabriel Miro<br />

Alicante<br />

Mon-Fri 8am-9pm/Sat 9am-2pm<br />

•Patricio Ferrandiz, 38<br />

Denia<br />

Mon-Fri 8.30am-2.30pm, Sat 9.30am-1pm.<br />

•Constituti 6<br />

Palma de Mallorca<br />

•Ramon Areces s/n<br />

Marbella<br />

•Avenida Europa 8<br />

Benidorm<br />

•Plaza de la Constitucion<br />

Fuengirola<br />

•Desiderio Rodriguez 37<br />

Torrevieja<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


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Telephones<br />

Mobile is definitely the way to go in Spain — in some cases it is the only way<br />

to go — but there are ways to avoid the high costs of keeping in touch.<br />

There is no shortage of public telephones<br />

in streets and bars which take coins or, in<br />

the case of more modern booths, only<br />

phone cards (tarjetas telefonicas), which you<br />

can buy from tobacconist shops and post<br />

offices. They come in denominations of €6,<br />

€10 or €20 and you insert the card into the<br />

phone to make a call. Call centres are also<br />

common. You make your call in a private<br />

cubicle and pay at the desk afterwards.<br />

INTERNATIONAL CALLS<br />

International calls are very expensive from<br />

Spain. Instead, buy a pre-paid phone card<br />

such as Europa or Eurocity for €6 from<br />

various outlets. You tap in the code on the<br />

card and you can call for at least 200 minutes<br />

at any time of the day.<br />

See Direct Telecom's website (www.directtelecom.es)<br />

for details of how to make<br />

cheap international, as well as local and<br />

national, calls in Spain. Or Cellhome<br />

(www.peoplecall.com) offer a way of making<br />

international calls at national rates by<br />

dialling 9<strong>02</strong> 055 123 then entering the<br />

number you want to call following by #.<br />

See their website for details.<br />

MOBILE PHONES<br />

Mobiles are big business in Spain. The<br />

Spanish may not like landlines but they<br />

love their mobiles and own more than any<br />

other EU country. They use them a lot too,<br />

given calls are cheaper from mobile to<br />

mobile than from mobile to landline.<br />

There are three digital networks -<br />

Movistar (owned by Telefonica), Airtel<br />

(which includes Vodaphone) and Amena.<br />

You cannot get a contract with a mobile<br />

phone company if you do not have a residence<br />

card, so you need to use prepaid<br />

phone cards either in your existing mobile<br />

brought from abroad (if it will take a<br />

Spanish SIM card) or you can buy phones<br />

without contracts from about €65, including<br />

free calls, from telephone shops and at<br />

FNAC stores in Madrid (C/ Preciados, 28),<br />

Barcelona (Centro comercial El Triangle<br />

Plaza Catalunya, 4), Alicante (Avenida de<br />

la Estación, 5-7) and Marbella (Parque<br />

Comercial La Cañada, Autovía 340, Salida<br />

Ojén).<br />

Pre-paid cards are available from supermarkets,<br />

petrol stations etc. Or you can<br />

top up your phone directly from ATM<br />

machines.<br />

TELEPHONE NUMBERS<br />

Mobile phone numbers in Spain begin<br />

with a 6 and landline numbers with a 9.<br />

Numbers beginning with 90 are for special<br />

services. 900 is freephone numbers and is<br />

used (along with low-cost 901 numbers<br />

and standard-cost 9<strong>02</strong> numbers) by businesses<br />

as a national number. 903 to 906 are<br />

premium rate lines such as call-in competitions<br />

on TV. 9<strong>09</strong> is used for flat rate internet<br />

access.<br />

To call directory enquiries, for any national<br />

numbers, call 18818.<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 55<br />

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SETTLING IN<br />

56<br />

Expat Shops<br />

When you tire of tapas and yearn for a familiar taste from home, here is<br />

where to look to start stocking-up on all your essential favourite foods.<br />

BRITISH<br />

Sabri Food Store<br />

San Emilio, 4, Madrid, tel. 91 7<strong>26</strong> 9833<br />

10am-2.30pm, 5-9pm Mon-Sat; 11am-<br />

2.30pm Sundays.<br />

Indian and Pakistani spices, herbs, vegetables<br />

and British favourites including PG<br />

Tips teabags, all imported from London.<br />

Living in London<br />

Santa Engracia 4, Madrid<br />

tel. 91 310 3932<br />

Teas, shortbread biscuits and homemade<br />

jams.<br />

Helen's<br />

Paseo de la Castellana 204, Madrid<br />

tel. 91 359 6377<br />

8am-midnight<br />

Deli selling imported English products<br />

including apple and pumpkin pies.<br />

The British Market<br />

Carrer de Verdi <strong>14</strong>, Barcelona<br />

tel. 93 415 9468<br />

An all-British store selling all the favourite<br />

brands, including Walkers Crisps, Jammy<br />

Dodgers and British beers.<br />

A Taste of Home<br />

Calle San José 38, Sitges, tel. 93 894 9879<br />

www.sitges-spain.com<br />

Another well-stocked grocery full of<br />

favourite British brands.<br />

Brit Buys<br />

Alfaz Del Pi, Alicante, tel. 96 686 0370<br />

www.britsbuys.com<br />

English supermarket with website ordering<br />

facility.<br />

AMERICAN<br />

Taste of America<br />

Serrano <strong>14</strong>9, Madrid, tel. 91 562 <strong>02</strong>78<br />

0am-9pm Mon-Sat<br />

Pretzels, fudge brownies, Paul Newman<br />

sauces and everything you need for a<br />

Thanksgiving feast.<br />

ASIAN AND FAR EAST<br />

San Bernardo 5 and 7, Madrid<br />

tel. 91 559 7741<br />

10.30am-2pm, 4.30-8pm Mon-Sat<br />

Exotic Far East products from Thailand,<br />

Vietnam, Philippines, China, India and<br />

Japan. Also some Mexican favourites.<br />

Extremo Oriente<br />

Plaza de España s/n, Madrid<br />

tel. 91 547 9191)<br />

10am-2.15pm, 4.30-8.30pm, Mon-Sat<br />

Miso, ginseng, seaweed, oriental teas and<br />

more from the Philippines, China, Japan,<br />

Korea and Thailand.<br />

Foodland<br />

Virgen de Lluc 4 and Amparo 88, Madrid<br />

tel. 91 404 19<strong>02</strong> and tel. 91 467 2880 for<br />

respective branches)<br />

Arabic, Middle East and Oriental products,<br />

including Lebanese tahini, Japanese<br />

soya sauce, hot Vindaloo curries, Indian<br />

basmati rice and Assam tea.<br />

Superstore Asia Food<br />

Calle Tallers 77, Barcelona<br />

tel. 93 317 8976<br />

Specialities, sauces, plus noodles galore.<br />

Sakura-Ya<br />

Centro Comercial L'illa Diagonal,<br />

Barcelona, tel. 93 301 1961<br />

All the ingredients to make your own<br />

sushi, plus prepared foods and desserts.<br />

Tokio Ya<br />

Presidente Carmona 9, Madrid<br />

tel. 91 579 2311<br />

10am-2pm, 4-8pm Mon-Sat<br />

Upmarket store selling everything from<br />

saki and sushi to traditional ceramics, as<br />

well as stocking a wide range of Japanese<br />

newspapers.<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


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SETTLING IN<br />

58<br />

Expat Shops<br />

HUNGARIAN, GERMAN AND AUSTRIAN<br />

La Húngara, Padilla 33, Madrid<br />

tel. 91 4<strong>02</strong> 6574<br />

9.30am-2 pm, 5-8.30pm, Mon-Sat<br />

Specialities include brioches, chocolates<br />

and raspberry and apple tarts for that real<br />

taste of home<br />

Edelweiss, Galileo 93, Hilarion Eslava 38<br />

and Paseo Yeserias 15, Madrid.<br />

tel. 91 534 72 04/ 91 544 08 75/ 91 517 82 94<br />

9.30am-2.15pm, 5-8.45pm.<br />

Austrian, German and Hungarian pastries<br />

including apfelstrüdel, pear and sacher<br />

tarts.<br />

Fass, Rodríguez Marín 84, Madrid<br />

tel. 91 563 60 83)<br />

9am-8pm Mon-Fri, Sat until 3pm.<br />

International supermarket with largest<br />

choice of German products to be found in<br />

Madrid.<br />

EUROPEAN<br />

La Boulette, Ayala 28, Madrid<br />

tel. 91 431 7725<br />

8am-3pm, 5.30-8pm Mon-Fri and Sat<br />

morning.<br />

A European cheese haven including Swiss<br />

Emmenthal, Danish Blue and English<br />

Stilton, plus French pastries.<br />

Tot Formatge<br />

Passeig del Born 13, Barcelona<br />

tel. 93 319 5375<br />

Cheeses from all over Europe.<br />

SWEDISH<br />

Ikea<br />

Avenida de Europa 22, CC Parque Oeste<br />

Alcorcón, Madrid, tel. 91 664 5200.<br />

Avinguda de la Granvia 115-133,<br />

Barcelona , tel. 9<strong>02</strong> 400 922<br />

11am-10pm Mon-Sat<br />

Swedish beers galore, apple and pear<br />

cider on the go, herrings, meatballs and<br />

even some glogg wine in winter - it’s the<br />

closest to Scandinavia you can get.<br />

There’s no need to panic - your favourite<br />

foods from home can often be found<br />

at specialty shops throughout Spain.<br />

ENGLISH LANGUAGE BOOKSHOPS:<br />

MADRID<br />

Petra's<br />

International<br />

Bookshop<br />

C/Campomanes 13<br />

tel. 91 541 7291<br />

Turner English<br />

Books<br />

Genova 3<br />

tel. 91 310 1245<br />

JJ Books & Coffee<br />

C/Espiritu Santo 47<br />

tel. 91 521 8576<br />

Booksellers<br />

José Abascal 48<br />

tel. 91 442 8104<br />

BARCELONA<br />

Elephant Book<br />

Shop<br />

C/ Creu dels<br />

Molers 12<br />

tel. 93 443 0594<br />

Hibernian Books<br />

C/ Pere Serafi 33-35<br />

tel. 93 217 4796<br />

BCN Books<br />

Roger de Llúria,<br />

118<br />

tel. 93 457 7692<br />

FNAC<br />

Centre Comercial<br />

L'Illa Avinguda<br />

Diagonal, 555-559<br />

tel. 93 444 5900<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-listings+index.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 11:12 <strong>Page</strong> 59<br />

Embassies<br />

Australia<br />

Plaza Descubridor Diego de<br />

Ordás 3<br />

Madrid 28003<br />

tel. 91 441 6<strong>02</strong>5<br />

www.spain.embassy.gov.au<br />

Austria<br />

Paseo de la Castellana 91<br />

28046 Madrid<br />

tel. 91 556 5315<br />

Belgium<br />

Paseo de la Castellana 18 (6)<br />

28046 Madrid<br />

tel. 91 577 6300<br />

www.diplobel.org/spain/<br />

Canada<br />

Núñez de Balboa, 35<br />

28001 Madrid<br />

tel. 91 423 3250<br />

www.canada-es.org<br />

China<br />

C/Arturo Soria 11,<br />

28043 Madrid<br />

tel. 91 519 4242<br />

www.embajadachina.es<br />

Denmark<br />

Claudio Coello 91 - 4º<br />

28006 Madrid<br />

tel. 91 431 8445<br />

E-mail:<br />

madamb@madamb.um.dk<br />

Finland<br />

Paseo de la Castellana 15<br />

28046 Madrid<br />

tel. 91 319 6172<br />

www.finlandia.org<br />

France<br />

Salustiano Olozaga, 9<br />

28001 Madrid<br />

tel. 91 423 8900<br />

www.ambafrance-es.org<br />

Germany<br />

C/Fortuny 8<br />

28010 Madrid<br />

tel. 91 557 9000<br />

www.embajada-alemania.es<br />

Greece<br />

Av. Doctor Arce 24,<br />

Madrid 280<strong>02</strong><br />

tel. 91 564 4653<br />

India<br />

Av. Pío XII, 30-32<br />

28016 Madrid<br />

tel. 9<strong>02</strong> 901 010<br />

www.embajadaindia.com<br />

(Republic of) Ireland<br />

Paseo de la Castellana 46<br />

28046 Madrid<br />

tel. 91 436 4<strong>09</strong>3<br />

Israel<br />

C/Velazquez 150<br />

280<strong>02</strong> Madrid<br />

tel. 91 782 9500<br />

www.embajada-israel.es<br />

Italy<br />

Calle Lagasca 98<br />

28006 Madrid<br />

tel. 91 423 3300<br />

www.ambitalia.org<br />

Japan<br />

C/Serrano 1<strong>09</strong><br />

28006 Madrid<br />

tel. 91 590 7600<br />

Mexico<br />

Carrera de San Jeronimo 46<br />

280<strong>14</strong> Madrid<br />

tel. 91 369 28<strong>14</strong><br />

www.sre.gob.mx/espana/<br />

Netherlands<br />

Avenida Comandante<br />

Franco, 32<br />

28016 Madrid<br />

tel. 91 353 7500<br />

www.embajadapaisesbajos.es<br />

New Zealand<br />

Plaza de la Lealtad 2<br />

280<strong>14</strong> Madrid<br />

tel. 91 523 <strong>02</strong><strong>26</strong><br />

Norway<br />

Paseo de la Castellana 31<br />

28046 Madrid<br />

tel. 91 310 3116<br />

www.emb-noruega.es<br />

Poland<br />

Calle Guisando, 23-bis<br />

28035 Madrid<br />

tel. 91 373 6605<br />

www.embajada-polonia.org<br />

Portugal<br />

Calle Pinar, 1<br />

28006 Madrid<br />

tel. 91 782 4960<br />

www.embajadaportugalmadrid.org<br />

(Federation of) Russia<br />

c.Velázquez 155,<br />

280<strong>02</strong> Madrid<br />

tel. 91 411 2524<br />

www.russianembassy.net/is<br />

ervice.nsf/cities/madrid or<br />

http://visados.narod.ru<br />

South Africa<br />

Claudio Coello, 91<br />

28006 Madrid<br />

Tel 91 436 3780<br />

www.sudafrica.com<br />

Sweden<br />

Calle Caracas, 25<br />

Madrid 28010<br />

tel. 91 308 1535<br />

www.embajadasuecia.es<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 59<br />

LISTINGS AND INDEX


es-listings+index.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 12:45 <strong>Page</strong> 60<br />

LISTINGS AND INDEX<br />

60<br />

Embassies<br />

Turkey<br />

C/Rafael Calvo, 18 2A-B<br />

28010 Madrid<br />

tel. 91 319 8064<br />

www.tcmadridbe.org<br />

CONSULATES IN SPAIN:<br />

UNITED KINGDOM:<br />

Paseo de Recoletos, 7/9<br />

28004 Madrid<br />

tel. 91 524 9700<br />

madridconsulate@<br />

ukinspain.com<br />

Avenida Diagonal, 477, 13º<br />

08036 Barcelona<br />

tel. 93 366 6200<br />

barcelonaconsulate@<br />

ukinspain.com<br />

Plaza Calvo Sotelo 1/2-1<br />

03001 Alicante<br />

tel. 96 521 6190<br />

enquiries.alicante@<br />

fco.gov.uk<br />

United Kingdom<br />

Calle de Fernando el Santo,<br />

16<br />

28010 Madrid<br />

tel. 91 319 <strong>02</strong>00<br />

www.ukinspain.com<br />

Edificio Eurocom, bloque<br />

Sur<br />

C/Mauricio Moro Pareto,<br />

2, 2º<br />

29080 Málaga<br />

tel. 95 235 2300<br />

malaga@fco.gov.uk<br />

Plaza Mayor 3D<br />

070<strong>02</strong> Palma de Mallorca<br />

tel. 97 171 2445<br />

Sa Casa Nova<br />

Cami de Biniatap 30<br />

Es Castell<br />

07720 Menorca<br />

tel. 97 136 3373<br />

United States<br />

Serrano 75<br />

28006 Madrid<br />

tel. 91 587 2200<br />

www.embusa.es<br />

UNITED STATES:<br />

Paseo Reina Elisenda de<br />

Montcada, 23<br />

08034 Barcelona<br />

tel. 932 8<strong>02</strong> 227<br />

Consular Section<br />

C/ Serrano, 75<br />

28006 Madrid<br />

tel. 91 587 2200<br />

Up, up and away:<br />

Living in Spain<br />

puts all of<br />

Europe on your<br />

doorstep, so get<br />

your papers in<br />

order and your<br />

travel shoes on.<br />

Edificio Reina Constanza<br />

Porto Pi, 8, 9D<br />

07015 Palma de Mallorca<br />

tel. 971 40 37 07<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-listings+index.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 12:46 <strong>Page</strong> 61<br />

Groups And Clubs<br />

Even though you may be on your own or with your family, remember that there<br />

are plenty of expats out there just like you. Here’s how to make contact.<br />

NATIONAL CLUBS<br />

British Spanish Cultural<br />

Foundation, Madrid<br />

tel. 91 345 6344<br />

Canadian Circle, Madrid<br />

tel. 91 446 4591<br />

Australian Club, Madrid<br />

tel. 669 458 341<br />

gudonya@australiaspain.co<br />

m<br />

www.australiaspain.com/gu<br />

donya<br />

EuroAmerican Club of<br />

Madrid<br />

tel. 629 218 169<br />

The American Society of<br />

Barcelona<br />

www.amersoc.com<br />

tel. 696 751 654<br />

The American Club of<br />

Marbella<br />

tel. 95 277 4<strong>09</strong>2<br />

The British Association of<br />

Marbella<br />

tel. 952 825 191<br />

Club International de<br />

Marbella<br />

tel. 95 277 0706<br />

British Society of Catalonia<br />

tel. 93 688 0866<br />

Brit Club of Torrevieja<br />

tel. 669 640 803<br />

English-speaking Club of<br />

Torrevieja<br />

tel. 965 719 907<br />

Catalan Irish Association<br />

tel. 93 729 1393<br />

chatterbox@qrz.net<br />

Dutch Club<br />

Sitges<br />

tel. 93 410 6210<br />

www.nederlandseverenigingbarcelona.com<br />

Masala - Promotion of India<br />

culture<br />

masalabcn@yahoo.es<br />

Scandinavian Club<br />

www.clubescandinavo.com/<br />

index_sve.htm<br />

tel. 93 325 8905<br />

BUSINESS NETWORKING<br />

Entrepreneurs Network,<br />

Barcelona<br />

www.en-barcelona.org<br />

The Business Lunch,<br />

Barcelona<br />

www.thebizlunch.com<br />

Business Networking<br />

Barcelona (BNB)<br />

www.business-networkingbarcelona.com;<br />

email:<br />

info@business-networkingbarcelona.com<br />

British Chamber of<br />

Commerce, Barcelona<br />

www.britishchamberspain.c<br />

om; britchamber@britchamber.com,<br />

tel. 93 317 32 20<br />

Eurocircle, Madrid and<br />

Barcelona<br />

www.eurocircle.com. Email:<br />

info@eurocircle.com<br />

SOCIAL CLUBS<br />

Gay Madrid (Cogam)<br />

tel. 91 522 4517<br />

www.cogam.org<br />

The International<br />

Newcomer's Club of<br />

Madrid<br />

www.incmadrid.com<br />

tel. 91 604495<br />

The Rotary Club,<br />

Fuengirola<br />

tel. 696 492 492<br />

Jazz Appreciation Society,<br />

Marbella<br />

tel. 95 278 7364<br />

Torrevieja Discussion<br />

Group<br />

tel. 966 760 448.<br />

Belly Dancing Classes,<br />

Torrevieja<br />

tel. 619 512 7<strong>14</strong><br />

Bridge Club Torrevieja<br />

tel. 96 671 84 40<br />

New Solos Club, Torrevieja<br />

(40s-60s)<br />

tel. 966 7<strong>02</strong> 556/600 985 656<br />

Women's clubs<br />

American Women's Club of<br />

Madrid<br />

tel. 91 457 1108<br />

Keep up to date on all the latest bureaucratic and<br />

legislative changes at www.expatica.com/spain<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 61<br />

LISTINGS AND INDEX


es-listings+index.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 12:47 <strong>Page</strong> 62<br />

LISTINGS AND INDEX<br />

62<br />

Groups And Clubs<br />

Working Mothers Group,<br />

Madrid<br />

tel. 91 530 7978<br />

Spanish Federation of<br />

Business and Professional<br />

Women (FEMENP), Madrid<br />

empresaria@bitmailer.net<br />

Barcelona Women's<br />

Network<br />

www.bcnwomensnetwork.<br />

com; tel. 93 753 3066<br />

International Women's Club<br />

of Barcelona<br />

tel. 93 204 <strong>02</strong>31<br />

iwcb@hotmail.com<br />

Parent and Toddler Group,<br />

Torrevieja<br />

tel. 660 222 637<br />

POLITICAL ORGANISATIONS<br />

Labour international,<br />

Torrevieja<br />

tel. 96 692 50 59 or<br />

96 571 41 45<br />

Conservatives Abroad<br />

Contact: D. Napier<br />

tel. 972 256 677<br />

Sports and fitness clubs<br />

British Football Club<br />

tel. 91 742 2998<br />

Madrid Cricket Club<br />

tel. 91 3<strong>14</strong> 2<strong>26</strong>8<br />

cricketinmadrid@<br />

yahoo.co.uk<br />

www.cricketinmadrid.com<br />

Madrid Hash House<br />

Harriers (running club)<br />

tel. 91 518 8131<br />

www.madridhhh.com<br />

Barcelona Hash House<br />

Harriers<br />

www.geocities.com/<br />

barnahhh<br />

tel. 93 415 9738<br />

Mijas Hash House Harriers<br />

www.mijashhh.com<br />

sy_koala@yahoo.com.<br />

tel. 651 315 691<br />

Madrid Lions Rugby<br />

Football Club<br />

tel. 91 373 5613<br />

info@madridlionsrfc.com<br />

www.madridlionsrfc.com<br />

Real Federación Española<br />

de Golf<br />

tel. 91 555 <strong>26</strong>82<br />

Barcelona International<br />

Football club<br />

tel. 93 218 6731<br />

Barcelona Cricket Club<br />

tel. 93 488 2852<br />

cricketinbarca@yahoo.com<br />

Torrevieja Cycling Club<br />

tel. 636 183 3<strong>14</strong><br />

Costa Blanca Runners<br />

tel. 96 570 60 16<br />

Euro Divers club, Torrevieja<br />

tel. 965 703 803<br />

Latin Line Dancing,<br />

Torrevieja<br />

tel. 96 679 85 88 or tel. 96<br />

676 19 98<br />

Netball Club, Torrevieja<br />

tel. 617 575 168<br />

Gaelic Football Club,<br />

Barcelona<br />

tel. 616 306 284<br />

Marbella Hill Tennis Club<br />

tel. 659 677 539<br />

Manolo Santana Racquets<br />

Club, Marbella<br />

tel. 95 277 8580<br />

Marbella Golf Institute<br />

tel. 619 180 0<strong>09</strong><br />

www.marbella-golf-institute.com<br />

Special interests clubs<br />

Barcelona International<br />

Wine Society<br />

tel. 93 412 6801<br />

Barcelona Toastmasters<br />

tel. 93 811 1299<br />

ruthlw@aol.com<br />

Natural Health Club<br />

naturalhealthclub@ctv.es<br />

THEATRE CLUBS<br />

The New English Theatre<br />

Society, Barcelona<br />

tel. 93 896 0165<br />

Madrid Players Theatre<br />

Group<br />

91 3<strong>26</strong> 2439<br />

www.madridplayers.org<br />

SELF-HELP GROUPS<br />

Relationship Therapy<br />

Group, Barcelona<br />

tel. 93 675 9276<br />

Alcoholics Anonymous,<br />

Madrid<br />

tel. 91 3<strong>09</strong> 1947<br />

www.aaspain.org<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-listings+index.<strong>qxd</strong> 15/<strong>02</strong>/<strong>2005</strong> 10:46 <strong>Page</strong> 63


es-listings+index.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 11:<strong>14</strong> <strong>Page</strong> 64<br />

LISTINGS AND INDEX<br />

64<br />

Phone Book Decoder<br />

ACCOUNTANT<br />

Contable<br />

AIRLINE<br />

Línea aérea<br />

ART GALLERY<br />

Museo de arte<br />

BABY GOODS<br />

Artículos para bebes<br />

BAKERY<br />

Panadería<br />

BARBER<br />

Barbero/peluquería<br />

BATHROOM<br />

Cuarto de baño<br />

BEAUTICIAN<br />

estetecista<br />

BICYCLE<br />

Bicicleta<br />

BOOKSHOP<br />

Librería<br />

BUILDER<br />

Constructor<br />

BUTCHER<br />

Carnicería<br />

CAR DEALER<br />

Venta de coches<br />

CARPENTER<br />

Carpintero<br />

CARPET<br />

Alfombra<br />

CAR RENTALS<br />

Alquiler de coches<br />

CENTRAL HEATING<br />

Calefaccion<br />

CHILDREN'S CLOTHING<br />

Ropa infantíl<br />

CINEMA<br />

Cine<br />

CONFECTIONERS<br />

Pastelería<br />

DENTIST<br />

Dentista<br />

DEPARTMENT STORE<br />

Grandes almacenes<br />

DO-IT-YOURSELF SHOP<br />

Bricolaje<br />

DOCTOR<br />

Médico<br />

DOG KENNEL<br />

Perrera<br />

DRIVING SCHOOL<br />

Autoescuela<br />

CHEMIST<br />

Farmacia<br />

DRY CLEANING<br />

Tintorería<br />

ELECTRICAL GOODS<br />

Electrodomésticos<br />

EMPLOYMENT OFFICES<br />

Agencia de trabajo<br />

EYE DOCTOR<br />

Oculista<br />

FIRE BRIGADE<br />

Bomberos<br />

FISHMONGER<br />

Pescadería<br />

FLOWER SHOP<br />

Floristería<br />

FURNITURE<br />

Muebles<br />

GARDEN CENTRE<br />

Centro de jardinería<br />

GREENGROCER<br />

Frutería<br />

GROCERIES<br />

Comestibles<br />

HAIRDRESSER<br />

Peluquería<br />

HARDWARE STORE<br />

Ferretería<br />

HEALTH CLUB<br />

Gimnasio<br />

HOSPITAL<br />

Hospital<br />

HOUSE CLEANING<br />

Limpieza de la casa<br />

INSURANCE<br />

Seguros<br />

JEWELLER<br />

Joyería<br />

KEY CUTTING<br />

Cortar llaves<br />

KITCHEN<br />

Cocina<br />

LADIES CLOTHING<br />

Ropa feminina<br />

LANGUAGE SCHOOL<br />

Escuela de idiomas<br />

LAWYER<br />

Abogado<br />

LEGAL ADVICE CENTRE<br />

Asesoría juridical<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-listings+index.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 12:48 <strong>Page</strong> 65<br />

Phone Book Decoder<br />

MENSWEAR<br />

Ropa de caballero<br />

OPTICIANS<br />

Optica<br />

PAINTERS<br />

Pintores<br />

PEST CONTROL SHOP<br />

Control de plagas<br />

POLICE<br />

Policía<br />

POST OFFICE<br />

Correos<br />

REAL ESTATE AGENT<br />

Inmobiliaria<br />

REMOVALS COMPANY<br />

Mudanzas<br />

SHOE SHOP<br />

Zapatería<br />

SUPERMARKET<br />

Supermercado<br />

SWIMMING POOL<br />

Piscina<br />

TAILOR<br />

Sasterería<br />

TAX CONSULTANT<br />

Asesor de<br />

impuestos/notario/gestor<br />

THEATRE<br />

Teatro<br />

TOOLS<br />

Herramientas<br />

TRAVEL AGENTS<br />

Agencia de viajes<br />

VET<br />

Veterinario<br />

WINDOW CLEANER<br />

limpiacristales<br />

When you<br />

need more<br />

than just a<br />

way to decode<br />

the phone book,<br />

go to<br />

www.expatica.<br />

com/spain<br />

and learn how<br />

to decode the<br />

whole country.<br />

For breaking news and considered analysis of current<br />

affairs in Spain, check out www.expatica.com/spain<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 65<br />

LISTINGS AND INDEX


es-listings+index.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 12:48 <strong>Page</strong> 66<br />

LISTINGS AND INDEX<br />

66<br />

Weights And Measures<br />

WOMEN’S CLOTHING<br />

US UK ES<br />

6 8 36<br />

8 10 38<br />

10 12 40<br />

12 <strong>14</strong> 42<br />

<strong>14</strong> 16 44<br />

16 18 46<br />

18 20 48<br />

20 22 50<br />

WOMEN’S SHOES<br />

US UK ES<br />

5½ 3½ 36.5<br />

6 4 37<br />

6½ 4½ 37.5<br />

7 5 38<br />

7½ 5½ 38.5<br />

8 6 39<br />

MEN’S CLOTHING<br />

US UK ES<br />

36 36 46<br />

38 38 48<br />

40 40 50<br />

42 42 52<br />

44 44 54<br />

LINEAR MEASURES<br />

MEN’S SHIRTS<br />

US UK ES<br />

<strong>14</strong>½ <strong>14</strong>½ 37<br />

15 15 38<br />

15½ 15½ 39<br />

16 16 41<br />

16½ 16½ 42<br />

17 17 43<br />

17½ 17½ 44<br />

MEN’S SHOES<br />

US UK ES<br />

8 7½ 40<br />

8½ 8 42<br />

9 8½ 43<br />

9½ 9 44<br />

10 9½ 45<br />

MEN’S SWEATERS<br />

US UK ES<br />

small 34 44<br />

medium 36-38 46-48<br />

large 40 50<br />

x-large 42-44 52-54<br />

1 centimetre 0.39 inch<br />

2.54 centimetres 1 inch<br />

30.05 centimetres 1 foot<br />

91.4 centimetres 1 yard<br />

1 meter 39.37 inches<br />

1 kilometer (1000 m) 0.62137 miles<br />

1.6<strong>09</strong>344 kilometers 1 mile<br />

DRY MEASURES<br />

g oz<br />

30 1<br />

115 4<br />

170 6<br />

225 8<br />

450 16 (1lb)<br />

OVEN TEMPERATURES<br />

OVEN C F GAS MARK<br />

very cool 130 <strong>26</strong>0 0.5-1<br />

cool 150 300 2<br />

warm 170 325 3<br />

moderate 180 350 5<br />

fairly hot 200 380 5-6<br />

hot 220+ 460 7-8<br />

THERMOMETER<br />

C F<br />

25 77<br />

23 73<br />

20 68<br />

18 64<br />

15 59<br />

13 55<br />

10 50<br />

8 46<br />

5 41<br />

3 37<br />

0 32<br />

-5 23<br />

-10 <strong>14</strong><br />

-15 5<br />

LIQUID MEASURES<br />

ml fl oz<br />

30 1<br />

60 2<br />

150 5<br />

240 8<br />

300 10<br />

450 15<br />

900 32<br />

1000 34<br />

BODY TEMPERATURE<br />

C F<br />

36.0 96.8<br />

36.5 97.7<br />

37.0 98.6<br />

37.5 99.5<br />

38.0 100.4<br />

38.5 101.3<br />

39.0 1<strong>02</strong>.2<br />

39.5 103.1<br />

40.0 104.0<br />

40.5 104.9<br />

41.0 105.8<br />

Get the most out of living in Spain, read Expatica<br />

news and views every weekday at www.expatica.com<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


es-listings+index.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 12:48 <strong>Page</strong> 67<br />

Emergency Numbers<br />

EMERGENCY SITUATIONS<br />

Police, fire, ambulance: 112<br />

National Police-<strong>09</strong>1 - ask for translator<br />

service<br />

Border police (at railway stations, airports<br />

and borders) 0180 5234566<br />

Ambulance - 061<br />

Fire - 080<br />

Civil Guard - 062<br />

Coastguard -900 2<strong>02</strong> 2<strong>02</strong><br />

Red Cross -915 222 222<br />

Civil Protection - www.protecioncivil.org<br />

MEDICAL SERVICES<br />

EMERGENCY DOCTOR:<br />

Barcelona: 649 938 392<br />

Madrid: 639 364 670 or Sanitas helpline:<br />

918 043 8<strong>02</strong>/918 032 484<br />

Malaga: Carlos Haya Hospital 95 103 01 00<br />

Civil Hospital 95 103 03 00<br />

Materno Infantil Hospital 95 103 <strong>02</strong> 00<br />

Hospital Clínico 95 103 20 00<br />

Alicante: 965 <strong>14</strong>4 000<br />

Aids Helpline: 900 212 222<br />

Spanish Aids Foundation: 900 111 000<br />

Poisons Helpline: 915 620 420<br />

Cancer Helpline: 900 100 036<br />

Social services helpline: 900 703 030<br />

Federation for Relatives and Partners of<br />

the deaf: 915 765 <strong>14</strong>9, DTS: 915 771 230;<br />

Domestic violence<br />

Victim Support: 900 121 884 or 900 100 0<strong>09</strong><br />

EMERGENCY DENTISTS:<br />

Barcelona: 607 332 335<br />

Madrid: 661 857 170<br />

Malaga: 966 730 603<br />

Alicante: 965 717 512<br />

UTILITIES<br />

GAS:<br />

Gas Natural: 900 760 760<br />

HidroCantabrico: (24-hrs) 9<strong>02</strong> 860 600<br />

Repsol Butano: (24-hrs) 901 100 100<br />

ELECTRICTY:<br />

Fecsa Endesa: (24-hr) 9<strong>02</strong> 507 750<br />

HidroCantabrico (24-hr) 9<strong>02</strong> 860 860<br />

Iberdola(24-hr) 901 2<strong>02</strong> <strong>02</strong>0<br />

Enher(24-hr) 900 770 077<br />

CREDIT CARDS<br />

American Express: 91 572 03 03<br />

Cajamadrid: 91 519 38 00<br />

4B: 91 7<strong>26</strong> 00 00 / 91 532 62 00<br />

Eurocard-Mastercard: 91 519 21 00<br />

Dinner's: 91 547 40 00<br />

Sistema 6000: 91 355 30 00 / 91 596 53 35<br />

Visa: 519 21 00<br />

HELPLINES<br />

CONSUMER:<br />

Spanish Agency for Protection of<br />

Consumers: 913 996 200<br />

Ministry of Health and Consumers: 915<br />

961 <strong>09</strong>0 or 915 961 <strong>09</strong>1<br />

National Consumers' Institute:<br />

9<strong>14</strong> 311 836<br />

IMMIGRATION:<br />

Immigration Service, Ministry of Interior:<br />

900 150 000<br />

Institute of Immigration and Social<br />

Security: 913 638 888<br />

Or 913 638 916, 913 638 917; 913 638 9<strong>09</strong><br />

High Commission for Refugees (ACNUR):<br />

915 563 503<br />

www.acnur.org<br />

Want to make the most of your time in Spain? Keep<br />

your finger on the pulse at www.expatica.com/spain<br />

WWW.EXPATICA.COM SPAIN EXPAT SURVIVAL GUIDE 67<br />

LISTINGS AND INDEX


es-listings+index.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> 18:38 <strong>Page</strong> 68<br />

LISTINGS AND INDEX<br />

68<br />

Advertiser Index<br />

A Abogados Leal 21<br />

Alliance and Leicester 23<br />

AXA PPP inside back<br />

<strong>cover</strong><br />

B Blasco & Advocats Associats 21<br />

H. HSBC back <strong>cover</strong><br />

Another perfect<br />

Spanish sunset...<br />

The Expat Survival Guide will be distributed<br />

to over 20,000 expats in Spain through<br />

embassies, international companies and<br />

organisations, expat clubs, and expat housing<br />

and relocation companies.<br />

If you are involved in managing expats<br />

(maybe you are involved in international<br />

HR management) or through work and<br />

leisure activities come in to contact with<br />

expats who would find this guide useful,<br />

please contact Mark Batty at<br />

mark.batty@expatica.com<br />

You can order as many guides you feel are<br />

necessary, for free, and delivery is also free<br />

I International Health<br />

Insurance - Danmark<br />

inside <strong>front</strong> <strong>cover</strong><br />

K King College - The British<br />

School of Madrid 33<br />

P Paraninfo -<br />

Intensive Spanish 31<br />

W World Pack 9<br />

To advertise with us in the next Expat Survival Guide,<br />

please email sales@expatica.com<br />

within the major cities (outside of the major<br />

cities we ask that you simply <strong>cover</strong> the<br />

costs of postage).<br />

Details of where you can pick up individual<br />

copies of the Survival Guide can be found<br />

at www.expatica.com. Venues include international<br />

bookstores, relocation agencies,<br />

expat food stores, and bars and restaurants<br />

throughout Spain.<br />

If you run a bookshop, cafe, bar or restaurant<br />

popular with expats and would like to<br />

distribute the free Expat Survival Guide to<br />

your customers, please email<br />

mark.batty@expatica.com for details.<br />

SPAIN EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM


inside back <strong>cover</strong>.<strong>qxd</strong> 15/<strong>02</strong>/<strong>2005</strong> 15:43 <strong>Page</strong> 1


ack <strong>cover</strong>.<strong>qxd</strong> <strong>09</strong>/<strong>02</strong>/<strong>2005</strong> <strong>14</strong>:31 <strong>Page</strong> 1

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