Connecting to PaymentTrust's Secure Transaction Network - WorldPay

Conversion Rate
The conversion rate applied to the transaction amount in U.S. dollars.
Copy Request
See Retrieval Request.
Credit
Also known as a refund. A credit is a transaction that transfers funds from the merchant's account
back in to the customer's credit card. This type of transaction is usually performed when a
product is returned to the merchant. A credit can be performed through the e-Transaction
Terminal area of PaymentTrust TM Payment Manager or through a merchant's storefront
application. Check refunds can only be issued via credit card or through a non-electronic paper
check. A credit can only be issued to an account that has not had a previous authorization.
Credit Limit
The limit of credit a cardholder is approved to borrow. Credit card purchases are loans to the
cardholder by the issuer.
Currency ID
ISO standard numeric ids of the converted currency.
Example: USA = 840, GBP = 826, JPY = 392
CVC
See Card Verification Code.
CVV See Card Verification Value.
CVV2
See Card Verification Value.
D
DDA
See Demand Deposit Account.
Debit Card
An ATM bank card used to purchase goods and services, and to obtain cash. A debit card debits
the cardholder's bank account and requires a Personal Identification Number (PIN). Debit cards
branded with a bank card logo (e.g. Visa) can be accepted without a PIN for Internet transactions.
Decline
A transaction in which the issuing bank will not authorize the transaction.
Delayed Capture
A delayed capture is a transaction type that uses the information from an authorization
transaction to capture funds. This is the second step in the delayed deposit process and should
be used by merchants who do not provide immediate shipment of goods.
Delayed Deposit
This is a two-phase process that utilizes an authorization and a delayed capture transaction to
process customer orders. This procedure is recommended when the merchant delivers goods or
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