Connecting to PaymentTrust's Secure Transaction Network - WorldPay

Track 1
Bank discretionary data encoded on a magnetic stripe. Includes credit card account number,
cardholder name, and expiry date. This magnetic strip is read-only, and its contents are defined in
ISO 7813.
Track 2
Bank discretionary data encoded on a magnetic stripe. Track 2 includes credit card account
number and expiry date. This magnetic strip is read-only, and its contents are defined in ISO
7813.
Transaction
The action between a cardholder and a merchant that results in activity on the cardholder's
account.
Transaction Fee
A per transaction charge in addition to the percentage discount fees, incurred by merchants who
are on scale pricing.
Transaction Date
The date on which a transaction between a cardholder and a merchant, an acquirer, or a carrier,
occurs.
Transaction ID
A is a 16-character numeric string that PaymentTrust TM assigns to every transaction that it
processes.
Transaction Type
A specific financial detail transaction activity that can be submitted to the clearing system
Travel and Entertainment Card
Credit cards that typically require payment in full each month, (e.g. American Express, Diner's
Club, and Carte Blanche).
U
UCAF
MasterCard’s Universal Cardholder Authentication Field. Base64 encoded data structure
containing 3D Secure authentication results provided by the 3D Secure MPI.
Undeposited Transactions
PaymentTrust TM automatically deposits deposit transactions on a daily basis. Please note that
authorization transactions are not captured until they are completed by a deposit transaction.
PaymentTrust TM transaction types that are automatically flagged for capture include simultaneous
authorization, deposit, and refund.
V
Visa
An association of banks that governs the issuing and acquiring of Visa credit card transactions.
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