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Home staging gives sellers a leg up - Chattanooga Bar Association

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24 | Friday, March 16, 2012 Hamilton County Herald www.hamiltoncountyherald.com<br />

Counseling clients on<br />

home improvements<br />

First and foremost, never counsel before you are hired. Counseling<br />

happens after a client-relationship is established. Attorneys<br />

don’t off er <strong>leg</strong>al advice before their services have been offi cially<br />

retained. Doctors don’t diagnose without assurance of compensation.<br />

Realtors should follow suit. Wait until the listing agreement is<br />

signed. � en begin to give counsel regarding how the owner can realize<br />

a quicker sale or higher price by making recommended home<br />

improvements and implementing <strong>staging</strong> advice.<br />

Too frequently, agents give away their expert counsel during<br />

listing presentations in hopes of proving their ability and expertise<br />

to <strong>sellers</strong>. More often than not, though, the <strong>sellers</strong> simply take the<br />

counsel with them when they link <strong>up</strong> with an agent who is less skillful<br />

but who promises a cheaper fee.<br />

• Second, tell the truth. If the <strong>sellers</strong> need to clean the home, tell<br />

them. If they are smokers and the house reeks from cigarettes, tell<br />

them.<br />

I once had to convince some clients to hire professional cleaners<br />

to rid their home of the smoke smell that permeated the carpets,<br />

walls and furniture throughout the entire home. � en I made them<br />

promise not to light <strong>up</strong> again for so long as they owned the house.<br />

� ey agreed under protest, but we sold the home, so they were happy.<br />

� e wrong odor in a home can really lower the odds of a sale.<br />

Likewise, appearances can kill buyer interest. If the home is<br />

crowded with too much stuff , say so. If the pink exterior color will<br />

cause people to drive right on by, speak <strong>up</strong>. Holding your tongue<br />

will only delay the day of reckoning. What’s more, it’s easier to be<br />

totally frank when you fi rst notice the problem – though only after<br />

the listing contract is signed. If you counsel before you gain commitment,<br />

your advice could off end the <strong>sellers</strong> and cost you the listing.<br />

� is is another reason to follow Rule No. 1 and get a signature<br />

before giving counsel.<br />

Improvements that contribute to the sales price<br />

When it comes to preparing a home for sale, worthwhile and<br />

necessary improvements fall into three categories:<br />

• Improvements that bring a home back to standard.<br />

• Improvements that correct defects.<br />

• Improvements that enhance curb appeal or fi rst impressions.<br />

� e following sections provide guidelines in each area.<br />

Bringing a home back to standard<br />

Coach’s<br />

Corner<br />

By Dirk Zeller<br />

Before you present a home with horribly dated décor, counsel<br />

the <strong>sellers</strong> to modernize the interior look in order to align it with<br />

the expectations of current-market buyers. <strong>sellers</strong> don’t have to go<br />

overboard; they just need to install a reasonable color scheme and<br />

implement enough of an <strong>up</strong>date so that new owners will feel they<br />

can move in without having to undertake an immediate facelift.<br />

Share the following advice with <strong>sellers</strong>:<br />

• Keep improvements simple. A total redecoration isn’t necessary<br />

or even advisable. � e objective is to arrive at a widely acceptable<br />

and reasonably current color scheme in paint, counters, and<br />

fl oor coverings.<br />

• Don’t aim to create a design showpiece. Realize that following<br />

the purchase buyers will often change a home signifi cantly to<br />

make it their own. � e <strong>sellers</strong>’ objective is to allow them to feel that<br />

their changes can happen in time over the next years; that they’re<br />

not glaringly and immediately necessary<br />

• Focus on the big stuff . If the interior of a home looks current<br />

and the landscaping, yard, decks and patios are well kept and<br />

serviceable, the onus on buyers to make signifi cant, immediate<br />

changes lightens. As a result, they’ll be more likely to buy the home.<br />

� ey’ll also be more apt to make a more competitive initial off er<br />

than would be the case if the home presented obvious exterior or<br />

interior color or repair issues. Any changes a buyer has to make<br />

to a home comes out of money they must have, not money they<br />

can borrow. Many buyers will use that fact as one of the factors of<br />

which home they buy now.<br />

• A little paint makes a huge diff erence. Repainting is one of<br />

the most cost eff ective ways to freshen the look of a home and even<br />

to disguise design shortcomings.<br />

• Steer clear of the latest trends. Counsel clients away from<br />

the current rage in deep wall colors. Advise them to create a warm,<br />

blank canvas that any prospective buyer can work with.<br />

��HEALTH CORNER<br />

Crash course on diabetes<br />

By Kay Bona<br />

Recently, a close friend of mine<br />

was diagnosed with Diabetes<br />

Type II. Over 17 million Americans<br />

have diabetes, and each day,<br />

approximately 2,200 new individuals<br />

are diagnosed. After my<br />

friend was diagnosed, I realized<br />

my knowledge of diabetes was<br />

lacking. Below is a simple test on<br />

the subject – how much do you<br />

know?<br />

1. Onset of Type II diabetes<br />

most likely occurs:<br />

a. in childhood or adolescence<br />

b. at ages 20 to35<br />

c. at ages 35 to 65<br />

d. at 65+<br />

2. Which of the following is<br />

NOT a symptom of diabetes?<br />

a. hair loss<br />

b. frequent urination<br />

c. fatigue<br />

d. sores that don’t heal<br />

3. Which is the most appropriate<br />

test for diagnosing<br />

diabetes?<br />

a. fasting plasma glucose blood<br />

test<br />

b. urine test<br />

c. fi nger-stick test<br />

d. saliva test<br />

4. � e role of insulin in our<br />

system is:<br />

a. to break down carbohydrates<br />

b. to aid Alpa Cells, which are<br />

responsible for the production of<br />

glucagons<br />

c. to store glucose in our cells<br />

to use as fuel<br />

d. to regulate our level of metabolism<br />

5. “Borderline Diabetes”<br />

refers to:<br />

a. a person with Gestational<br />

Diabetes<br />

b. a person with mild diabetes<br />

c. there is no such thing as<br />

“Borderline” diabetes<br />

d. a condition known as impaired<br />

glucose tolerance (IGT)<br />

Answers:<br />

1. D. � e incidence of Type<br />

II diabetes drastically increases<br />

with age.<br />

2. A. Hair loss is not a symptom<br />

of diabetes.<br />

3. A. � e fasting plasma glucose<br />

blood test is the preferred<br />

test. Finger-sticks and urine tests<br />

are more suitable as a screening<br />

tool and regular glucose monitoring.<br />

4. C. When glucose enters our<br />

blood, insulin moves it into our<br />

cells to be used as fuel.<br />

5.C. “Borderline” diabetes does<br />

not exist, although the term is<br />

used quite frequently.<br />

Insulin and diabetes facts:<br />

Type II Diabetes is the most<br />

common type of diabetes. Type I<br />

Diabetes usually strikes in young<br />

persons (average age is 14), with<br />

Type II Diabetes typically developing<br />

during or after middle age,<br />

often referred to as “adult onset<br />

diabetes”.<br />

Diabetes is a condition where<br />

insulin, a hormone, is not doing<br />

its job. Insulin is needed<br />

to properly store foods we eat<br />

for use as energy. Here’s how<br />

it works: Most of the food we<br />

consume is broken down into<br />

glucose and other simple sugars.<br />

As newly arrived glucose enters<br />

our blood stream, insulin is<br />

released from the pancreas, binds<br />

to the glucose via Insulin Receptors,<br />

and moves it into your cells<br />

to use as fuel.<br />

If insulin production is insuffi<br />

cient or does not function properly,<br />

the newly arrived glucose<br />

cannot be stored and remains<br />

in our blood stream - our blood<br />

sugar levels then become elevated.<br />

� ese high levels, left untreated,<br />

can eventually cause damage<br />

to other systems and organs.<br />

With Type II Diabetes, the<br />

pancreas produces some insulin,<br />

but the amount is either<br />

not enough or is not eff ective,<br />

because the body’s cells are resistant<br />

to it.<br />

Type I Diabetes must be treated<br />

with insulin, which involves<br />

injections. Insulin cannot be<br />

taken as a pill because the digestive<br />

juices in the stomach destroy<br />

the insulin before it can work.<br />

The warning signs of diabetes<br />

include:<br />

• Frequent urination<br />

• Blurred vision<br />

• Unusual thirst<br />

• Numbness or tingling in the<br />

extremities<br />

• Intense hunger<br />

• Frequent infections/slowly<br />

healing cuts<br />

• Fatigue<br />

• Irritability<br />

Ten tips for diabetes control<br />

1. Monitor your blood sugar<br />

at least twice (preferably three<br />

times) a day – before meals.<br />

2. Take your medication<br />

correctly, read and following<br />

directions, and pay attention to<br />

warning labels.<br />

3. Read food labels – the fi rst<br />

8/3/11<br />

thing to look at is serving size.<br />

� en look at the carbohydrate<br />

per serving. Look also at the fat<br />

and calories, if appropriate.<br />

4. Eat at regular times - stay<br />

within one hour each day of usual<br />

meal times. Controlling your eating<br />

schedule helps control your<br />

blood sugar and lead to better<br />

management.<br />

5. Learn the carbohydrate<br />

count of foods in the portions<br />

you commonly use. Use measuring<br />

c<strong>up</strong>s to measure serving<br />

sizes and count out servings of<br />

crackers, pretzels, chips and nuts.<br />

Carbohydrate control is essential<br />

in diabetes management.<br />

6. Make wise selections when<br />

dining out. Eat smaller portions,<br />

order salad dressing on the side<br />

and dip with your fork, and avoid<br />

“sugar free” desserts, having a<br />

bite or two of regular dessert<br />

instead.<br />

7. Exercise daily with some<br />

type of walking, biking, swimming,<br />

dancing or aerobics. Exercise<br />

improves your body’s use of<br />

insulin.<br />

8. Examine feet daily. Diabetics<br />

are more prone to foot problems.<br />

Always wear proper fi tting<br />

shoes.<br />

9. Take care of your heart!<br />

Heart disease causes 65 percent<br />

of deaths related to diabetic complications.<br />

Maintain good body<br />

weight, exercise and decrease the<br />

saturated fats.<br />

10. Know your A1c Hemoglobin<br />

number – this is the<br />

measurement of sugar over the<br />

past three months which tells the<br />

degree of diabetes control.<br />

Diabetes is a serious condition.<br />

However, with proper treatment<br />

and a healthy lifestyle, your blood<br />

glucose can go down to normal<br />

levels.<br />

So, the next time you hear<br />

someone claim they have “a<br />

touch of sugar” or just “borderline”<br />

diabetes, do him or her a<br />

favor: Tell them all diabetes is<br />

important, and careful monitoring<br />

and treatment is crucial. ��<br />

©2011 The Mepham Gro<strong>up</strong>. Distributed by<br />

Tribune Media Services. All rights reserved.<br />

Level:<br />

1 2<br />

3 4<br />

Complete the grid so<br />

each row, column and<br />

3-by-3 box (in bold<br />

borders) contains<br />

every digit, 1 to 9. For<br />

strategies on how to<br />

solve Sudoku, visit<br />

www.sudoku.org.uk<br />

SOLUTION TO<br />

TUESDAY’S PUZZLE<br />

Last weeks solution

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