Home staging gives sellers a leg up - Chattanooga Bar Association
Home staging gives sellers a leg up - Chattanooga Bar Association
Home staging gives sellers a leg up - Chattanooga Bar Association
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26 | Friday, March 16, 2012 Hamilton County Herald www.hamiltoncountyherald.com<br />
NOTICES Continued from page 25<br />
described property situated in Hamilton County, Tennessee, to wit:<br />
LOCATED IN THE THIRD CIVIL DISTRICT OF HAMILTON COUN-<br />
TY, TENNESSEE: LOT FOUR (4), SAM KING SUBDIVISION, AS<br />
SHOWN BY PLAT OF RECORD IN PLAT BOOK 38, PAGE 32,<br />
IN THE REGISTER`S OFFICE OF HAMILTON COUNTY, TEN-<br />
NESSEE. SUBJECT TO APPLICABLE CONDITIONS AND EASE-<br />
MENTS IN SUBDIVISION REGULATIONS AS SET OUT IN BOOK<br />
2116, PAGE 186, IN SAID REGISTER`S OFFICE. SUBJECT TO<br />
CONDITIONS, BUILDING REQUIREMENTS, AND PROVI-<br />
SIONS AS SHOWN AND STIPULATED ON SAID RECORDED<br />
PLAT. THIS CONVEYANCE IS MADE SUBJECT TO EASE-<br />
MENTS, RESTRICTIONS, COVENANTS, AND CONDITIONS<br />
OF RECORD, INCLUDING MATTERS SHOWN ON RECORDED<br />
PLATS. TOGETHER WITH ALL AND SINGULAR, THE RIGHTS,<br />
MEMBERS, HEREDITAMENTS AND APPURTENANCES TO THE<br />
SAID PREMISES BELONGING OR IN ANYWISE INCIDENT OR<br />
APPERTAINING. BEING THE SAME PROPERTY CONVEYED<br />
FROM SAMUEL L. KING TO SAMUEL L. KING AND NATALIE<br />
KING BY DEED RECORDED 3/26/03, IN BOOK 6599, PAGE 493<br />
IN THE REGISTERS OFFICE OF HAMILTON COUNTY, TENNES-<br />
SEE. ADDRESS: 3008 EASTON AVE; CHATTANOOGA, TN 37415<br />
TAX MAP OR PARCEL ID NO.: 118IB016 Parcel ID: 118IB0.6<br />
PROPERTY ADDRESS: The street address of the property is<br />
believed to be 3008 EASTON AVE, CHATTANOOGA, TN 37415.<br />
In the event of any discrepancy between this street address and<br />
the <strong>leg</strong>al description of the property, the <strong>leg</strong>al description shall<br />
control. CURRENT OWNER(S): NATALIE KING, SAMUEL L. KING<br />
OTHER INTERESTED PARTIES: The sale of the above-described<br />
property shall be subject to all matters shown on any recorded<br />
plat; any unpaid taxes; any restrictive covenants, easements or<br />
set-back lines that may be applicable; any prior liens or encumbrances<br />
as well as any priority created by a fi xture fi ling; and to<br />
any matter that an accurate survey of the premises might disclose.<br />
This property is being sold with the express reservation that it is<br />
subject to confi rmation by the lender or Substitute Trustee. This<br />
sale may be rescinded at any time. The right is reserved to adjourn<br />
the day of the sale to another day, time, and place certain without<br />
further publication, <strong>up</strong>on announcement at the time and place for<br />
the sale set forth above. All right and equity of redemption, statutory<br />
or otherwise, homestead, and dower are expressly waived<br />
in said Deed of Trust, and the title is believed to be good, but the<br />
undersigned will sell and convey only as Substitute Trustee. The<br />
Property is sold as is, where is, without representations or warranties<br />
of any kind, including fi tness for a particular use or purpose.<br />
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY IN-<br />
FORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.<br />
Rubin Lublin Suarez Serrano TN LLC, Substitute Trustee 119 S.<br />
Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/<br />
property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad<br />
#21728: 2012-03-02 2012-03-09, 2012-03-16<br />
SUBSTITUTE TRUSTEE’S SALE<br />
Sale at public auction will be on April 2, 2012 at 10:00AM local<br />
time, at the west door, Hamilton County Courthouse, <strong>Chattanooga</strong>,<br />
Tennessee pursuant to Deed of Trust executed by Charles R.<br />
Hardy and Marilyn C. Hardy, husband and wife, to Priority<br />
Trustee Services of Tennessee, L.L.C., Trustee, on December 7,<br />
2006 at Book GI 8178, Page 964; conducted by Shapiro & Kirsch,<br />
LLP Substitute Trustee, all of record in the Hamilton County<br />
Register’s Offi ce.<br />
Owner of Debt: Wells Fargo Bank, N.A., as Trustee for Option<br />
One Mortgage Loan Trust 2007-FXD2, Asset-Backed Certifi cates,<br />
Series 2007-FXD2<br />
The following real estate located in Hamilton County, Tennessee,<br />
will be sold to the highest call bidder subject to all unpaid taxes,<br />
prior liens and encumbrances of record:<br />
Described property located in the City of <strong>Chattanooga</strong>, Hamilton<br />
County, Tennessee, to-wit: Lot 39, Block 8, East Highlands, as<br />
shown by plat recorded in Plat Book 59, Page 265, in the Register’s<br />
Offi ce of Hamilton County, Tennessee, to which plat reference<br />
is hereby made for a more particular description of said property.<br />
Street Address: 731 Sylvan Drive, <strong>Chattanooga</strong>, Tennessee<br />
37411<br />
Parcel Number: 147J-L-014<br />
Current Owner(s) of Property: Charles R. Hardy and wife, Marilyn<br />
C. Hardy<br />
Other interested parties: GE Money Bank c/o Zwicker & Associates,<br />
P.C. - Attorneys and Discover Bank c/o Zwicker & Associates,<br />
P.C. - Attorneys<br />
The street address of the above described property is believed to<br />
be 731 Sylvan Drive, <strong>Chattanooga</strong>, Tennessee 37411, but such<br />
address is not part of the <strong>leg</strong>al description of the property sold<br />
herein and in the event of any discrepancy, the <strong>leg</strong>al description<br />
herein shall control.<br />
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.<br />
If applicable, the notice requirements of T.C.A. 35-5-117 have<br />
been met.<br />
All right of equity of redemption, statutory and otherwise, and<br />
homestead are expressly waived in said Deed of Trust, and the<br />
title is believed to be good, but the undersigned will sell and convey<br />
only as Substitute Trustee.<br />
The right is reserved to adjourn the day of the sale to another day,<br />
time, and place certain without further publication, <strong>up</strong>on announcement<br />
at the time and place for the sale set forth above.<br />
If the highest bidder cannot pay the bid within twenty-four (24)<br />
hours of the sale, the next highest bidder, at their highest bid, will<br />
be deemed the successful bidder.<br />
This property is being sold with the express reservation that the<br />
sale is subject to confi rmation by the lender or trustee. This sale<br />
may be rescinded at any time.<br />
This offi ce may be a debt collector. This may be an attempt to<br />
collect a debt and any information obtained may be used for that<br />
purpose.<br />
Shapiro & Kirsch, LLP Substitute Trustee<br />
www.kirschattorneys.com<br />
Law Offi ce of Shapiro & Kirsch, LLP<br />
555 Perkins Road Extended, Second Floor<br />
Memphis, TN 38117<br />
Phone (901)767-5566<br />
Fax (901)761-5690<br />
S&K11-019827<br />
HCH3T-3/2,3/9,3/16/12<br />
NOTICE OF SUBSTITUTE TRUSTEE`S SALE WHEREAS,<br />
default has occurred in the performance of the covenants, terms<br />
and conditions of a Deed of Trust dated November 21, 2006,<br />
executed by BRANDON BACON AND NAKO BACON, conveying<br />
certain real property therein described to ROBERT M. WILSON,<br />
ESQUIRE, as Trustee, as same appears of record in the Register’s<br />
Offi ce of Hamilton County, Tennessee recorded December 7, 2006,<br />
in Deed Book GI 8174, Page 174; and WHEREAS, the benefi cial<br />
interest of said Deed of Trust was last transferred and assigned to<br />
U.S. Bank, National <strong>Association</strong>, As Trustee To Bank Of America,<br />
N.A., As Successor By Merger To LaSalle Bank, N.A., As Trustee<br />
For The Certifi cateholders Of The MLMI Trust, Mortgage Loan<br />
Asset-Backed Certifi cates, Series 2007-SD1 who is now the owner<br />
of said debt; and WHEREAS, Notice of the Right to Foreclose, if<br />
required pursuant to T.C.A. § 35-5-117, was given in accordance<br />
with Tennessee law; and WHEREAS, the undersigned, Rubin Lublin<br />
Suarez Serrano TN LLC, having been appointed as Substitute<br />
Trustee by instrument to be fi led for record in the Register’s Offi ce<br />
of Hamilton County, Tennessee. NOW, THEREFORE, notice is<br />
hereby given that the entire indebtedness has been declared due<br />
and payable, and that the undersigned, Rubin Lublin Suarez Serrano<br />
TN LLC, as Substitute Trustee or his duly appointed agent, by<br />
virtue of the power, duty and authority vested and imposed <strong>up</strong>on<br />
said Substitute Trustee will, on March 29, 2012 at 11:00 AM at the<br />
Front Steps of the Hamilton County Courthouse , located in <strong>Chattanooga</strong>,<br />
Tennessee, proceed to sell at public outcry to the highest<br />
and best bidder for cash or certifi ed funds ONLY, the following<br />
described property situated in Hamilton County, Tennessee, to<br />
wit: LOCATED IN CHATTANOOGA, HAMILTON COUNTY, TEN-<br />
NESSEE: LOT NO. ELEVEN(11), STERLING OAKS, AS SHOWN<br />
ON PLAT OF RECORD IN PLAT BOOK 81, PAGE 178, IN THE<br />
REGISTER`S OFFICE OF HAMILTON COUNTY, TENNESSEE,<br />
TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE<br />
COMPLETE DESCRIPTION. FOR PRIOR TITLE SEE DEED IN<br />
DEED BOOK 8111, PAGE 991, IN THE REGISTER`S OFFICE<br />
OF HAMILTON COUNTY, TENNESSEE. PROPERTY KNOWN<br />
AS 1718 STERLING OAKS, CHATTANOOGA, TN 37421, MAP<br />
PARCEL NO. 159J-F-006.11. THIS CONVEYANCE IS MADE<br />
SUBJECT TO THE FOLLOWING: ANY GOVERNMENTAL ZON-<br />
ING AND SUBDIVISION ORDINANCES OR REGULATIONS IN<br />
EFFECT THEREON. ALL APPLICABLE CONDITIONS, RESTRIC-<br />
TIONS, RESERVATIONS, EASEMENTS, ETC., AS SHOWN<br />
ON RECORDED PLAT. Parcel ID: 159 J-F-006.11. PROPERTY<br />
ADDRESS: The street address of the property is believed to be<br />
1718 STERLING OAKS LANE, CHATTANOOGA, TN 37421. In<br />
the event of any discrepancy between this street address and the<br />
<strong>leg</strong>al description of the property, the <strong>leg</strong>al description shall control.<br />
CURRENT OWNER(S): BRANDON BACON OTHER INTEREST-<br />
ED PARTIES: Bank of America, N.A. NAKO BACON The sale of<br />
the above-described property shall be subject to all matters shown<br />
on any recorded plat; any unpaid taxes; any restrictive covenants,<br />
easements or set-back lines that may be applicable; any prior liens<br />
or encumbrances as well as any priority created by a fi xture fi ling;<br />
and to any matter that an accurate survey of the premises might<br />
disclose. This property is being sold with the express reservation<br />
that it is subject to confi rmation by the lender or Substitute Trustee.<br />
This sale may be rescinded at any time. The right is reserved to<br />
adjourn the day of the sale to another day, time, and place certain<br />
without further publication, <strong>up</strong>on announcement at the time and<br />
place for the sale set forth above. All right and equity of redemption,<br />
statutory or otherwise, homestead, and dower are expressly<br />
waived in said Deed of Trust, and the title is believed to be good,<br />
but the undersigned will sell and convey only as Substitute<br />
Trustee. The Property is sold as is, where is, without representations<br />
or warranties of any kind, including fi tness for a particular<br />
use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT<br />
A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR<br />
THAT PURPOSE. Rubin Lublin Suarez Serrano TN LLC, Substitute<br />
Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103<br />
www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax:<br />
(404) 601-5846 Ad #21852: 2012-03-02 2012-03-09, 2012-03-16<br />
NOTICE OF TRUSTEE’S SALE<br />
WHEREAS, default has occurred in the performance of the covenants,<br />
terms, and conditions of a Deed of Trust Note dated March<br />
11, 2005, and the Deed of Trust of even date securing the same,<br />
recorded March 17, 2005, at Book GI 7463, Page 102 in Offi ce of<br />
the Register of Deeds for Hamilton County, Tennessee, executed<br />
by Danny Ray Holloway and Lynda Ray Holloway, conveying<br />
certain property therein described to EquiTitle, Inc. as Trustee for<br />
Mortgage Electronic Registration Systems, Inc., as a separate<br />
corporation that is acting solely as a nominee for First American<br />
Equity Corp. and First American Equity Corp.’s successors and assigns;<br />
and the undersigned, Wilson & Associates, P.L.L.C., having<br />
been appointed Successor Trustee.<br />
NOW, THEREFORE, notice is hereby given that the entire indebtedness<br />
has been declared due and payable; and that an agent of<br />
Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of<br />
the power, duty, and authority vested in and imposed <strong>up</strong>on said<br />
Successor Trustee will, on March 26, 2012 on or about 3:00 P.M.,<br />
at the Hamilton County Courthouse, <strong>Chattanooga</strong>, Tennessee,<br />
offer for sale certain property hereinafter described to the highest<br />
bidder FOR CASH, free from the statutory right of redemption,<br />
homestead, dower, and all other exemptions which are expressly<br />
waived in the Deed of Trust, said property being real estate situated<br />
in Hamilton County, Tennessee, and being more particularly<br />
described as follows:<br />
Located in the City of <strong>Chattanooga</strong>, Hamilton County, Tennessee:<br />
Lot Thirty-nine (39), Meadowbrook Heights Subdivision, as<br />
shown by plat of record in Plat Book 21, Page 1, in the Register’s<br />
Offi ce of Hamilton County, Tennessee. This conveyance is made<br />
subject to the following: Any governmental zoning and subdivision<br />
ordinances or regulations in effect thereon. Restrictions as set out<br />
in Instrument recorded in Book 1389, Page 107, in the Register’s<br />
Offi ce of Hamilton County, Tennessee. Utility Easement as shown<br />
or specifi ed by recorded plat. Drainage Easement as shown or<br />
specifi ed by recorded plat.<br />
ALSO KNOWN AS: 2307 Marco Circle, <strong>Chattanooga</strong>, Tennessee<br />
37421<br />
The HB 3588 letter was mailed to the borrower(s) pursuant to<br />
Tennessee Code Annotated 35-5-117. This sale is subject to all<br />
matters shown on any applicable recorded plat; any unpaid taxes;<br />
any restrictive covenants, easements, or setback lines that may be<br />
applicable; any statutory rights of redemption of any governmental<br />
agency, state or federal; any prior liens or encumbrances as well<br />
as any priority created by a fi xture fi ling; and to any matter that an<br />
accurate survey of the premises might disclose. In addition, the<br />
following parties may claim an interest in the above-referenced<br />
property: Danny Ray Holloway; Lynda Ray Holloway; CitiFinancial,<br />
Inc.; CitiFinancial, Inc.<br />
The sale held pursuant to this Notice may be rescinded at the<br />
Successor Trustee’s option at any time. The right is reserved to<br />
adjourn the day of the sale to another day, time, and place certain<br />
without further publication, <strong>up</strong>on announcement at the time and<br />
place for the sale set forth above. W&A No. 1286-152928<br />
DATED January 5, 2012<br />
WILSON & ASSOCIATES, P.L.L.C.,<br />
Successor Trustee<br />
FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.<br />
REALTYTRAC.COM<br />
HCH3T-3/2,3/9,3/16/12<br />
NOTICE OF TRUSTEE’S SALE<br />
WHEREAS, default has occurred in the performance of the covenants,<br />
terms, and conditions of a Deed of Trust Note dated April<br />
12, 2004, and the Deed of Trust of even date securing the same,<br />
recorded April 19, 2004, at Book GI 7094, Page 767 in Offi ce of the<br />
Register of Deeds for Hamilton County, Tennessee, executed by<br />
Perry Lawrence and Viola Lawrence, conveying certain property<br />
therein described to Arnold M. Weiss, Esq., 208 Adams Avenue,<br />
Memphis, TN 38103 as Trustee for Wells Fargo <strong>Home</strong> Mortgage,<br />
Inc.; and the undersigned, Wilson & Associates, P.L.L.C., having<br />
been appointed Successor Trustee.<br />
NOW, THEREFORE, notice is hereby given that the entire indebtedness<br />
has been declared due and payable; and that an agent of<br />
Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of<br />
the power, duty, and authority vested in and imposed <strong>up</strong>on said<br />
Successor Trustee will, on March 26, 2012 on or about 3:00 P.M.,<br />
at the Hamilton County Courthouse, <strong>Chattanooga</strong>, Tennessee,<br />
offer for sale certain property hereinafter described to the highest<br />
bidder FOR CASH, free from the statutory right of redemption,<br />
homestead, dower, and all other exemptions which are expressly<br />
waived in the Deed of Trust, said property being real estate situated<br />
in Hamilton County, Tennessee, and being more particularly<br />
described as follows:<br />
In The City of <strong>Chattanooga</strong>, Hamilton County, Tennessee: Lot 15,<br />
Legends Subdivision, Planned Unit Development, as shown by<br />
plat of record in Plat Book 54, page 29, in the Registers Offi ce of<br />
Hamilton County, Tennessee. Reference is made for prior title to<br />
Deed of record in Book 4511, page 519, in the Registers Offi ce of<br />
Hamilton County, Tennessee. Commonly known as: 1902 Stoney<br />
Creek Drive, <strong>Chattanooga</strong>, Tennessee, 37421. Subject to all easements<br />
and stipulations shown on said plat. Subject to Restrictive<br />
Covenants contained in Declaration of Covenants And Restrictions<br />
for Legends Subdivision, recorded in Book 4507, page 473, as<br />
s<strong>up</strong>plemented in Book 4681, page 66, as amended in Book 4776,<br />
page 144, as amended in Book 4776, page 147, as s<strong>up</strong>plemented<br />
in Book 4805, page 601, and as amended in Book 5140, page<br />
181, as affected by document of record in Book 6095, page 842 in<br />
the Registers Offi ce of Hamilton County, Tennessee, but omitting<br />
any covenant or restriction based on race, color, religion, sex,<br />
handicap, familial status or national origin unless and only to the<br />
extent that said covenant A is exempt under Chapter 42, Section<br />
3607 of the United States Code or B relates to handicap but does<br />
not discriminate against handicapped persons. Subject to lien<br />
of assessments provided for in Declaration Of Covenants And<br />
Restrictions For Legends Subdivision, recorded in Book 4507,<br />
page 473, as s<strong>up</strong>plemented in Book 4681, page 66, as amended<br />
in Book 4776, page 144, as amended in Book 4776, page 147, as<br />
s<strong>up</strong>plemented in Book 4805, page 601, and as amended in Book<br />
5140, page 181, as affected by document of record in Book 6095,<br />
page 842 in die Register’s Offi ce of Hamilton County, Tennessee.<br />
Subject to all other terms and provisions of Declaration of<br />
Covenants And Restrictions For Legends Subdivision, recorded<br />
in Book 4507, page 473, as s<strong>up</strong>plemented in Book 4681, page<br />
66, as amended in Book 4776, page 144, as amended in Book<br />
4776, page 147, as s<strong>up</strong>plemented in Book 4805, page 601, and<br />
as amended in Book 5140, page 181, as affected by document of<br />
record in Book 6095, page 842 in the Register’s Offi ce of Hamilton<br />
County, Tennessee.<br />
ALSO KNOWN AS: 1902 Stoney Creek Drive, <strong>Chattanooga</strong>,<br />
Tennessee 37421-8100<br />
The HB 3588 letter was mailed to the borrower(s) pursuant to<br />
Tennessee Code Annotated 35-5-117. This sale is subject to all<br />
matters shown on any applicable recorded plat; any unpaid taxes;<br />
any restrictive covenants, easements, or setback lines that may be<br />
applicable; any statutory rights of redemption of any governmental<br />
agency, state or federal; any prior liens or encumbrances as well<br />
as any priority created by a fi xture fi ling; and to any matter that an<br />
accurate survey of the premises might disclose. In addition, the<br />
following parties may claim an interest in the above-referenced<br />
property: Perry Lawrence; Viola Lawrence; Wells Fargo Bank NA;<br />
AmSouth Bank; Legends <strong>Home</strong>owners’ <strong>Association</strong>, Inc.; American<br />
Express Centurion Bank; Capital One Bank (USA), NA; Warnie<br />
Shaw; Amsouth Bank; Legends <strong>Home</strong>owner’s <strong>Association</strong>, Inc.;<br />
Warnie Shaw; Warnie Shaw<br />
The sale held pursuant to this Notice may be rescinded at the<br />
Successor Trustee’s option at any time. The right is reserved to<br />
adjourn the day of the sale to another day, time, and place certain<br />
without further publication, <strong>up</strong>on announcement at the time and<br />
place for the sale set forth above. W&A No. 1286-181823<br />
DATED January 5, 2012<br />
WILSON & ASSOCIATES, P.L.L.C.,<br />
Successor Trustee<br />
FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.<br />
REALTYTRAC.COM<br />
HCH3T-3/2,3/9,3/16/12<br />
NOTICE OF TRUSTEE’S SALE<br />
WHEREAS, default has occurred in the performance of the covenants,<br />
terms, and conditions of a Deed of Trust Note dated July<br />
22, 2009, and the Deed of Trust of even date securing the same,<br />
recorded July 30, 2009, at Book GI 8986, Page 915 in Offi ce of<br />
the Register of Deeds for Hamilton County, Tennessee, executed<br />
by Kenneth Wood, conveying certain property therein described<br />
to Alan E. South, Attorney at Law, South & Associates, PC4600<br />
Madison Avenue Suite 801, Kansas City, MO 64112 as Trustee for<br />
Urban Financial Gro<strong>up</strong>; and the undersigned, Wilson & Associates,<br />
P.L.L.C., having been appointed Successor Trustee.<br />
NOW, THEREFORE, notice is hereby given that the entire indebtedness<br />
has been declared due and payable; and that an agent of<br />
Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of<br />
the power, duty, and authority vested in and imposed <strong>up</strong>on said<br />
Successor Trustee will, on April 2, 2012 on or about 3:00 P.M.,<br />
at the Hamilton County Courthouse, <strong>Chattanooga</strong>, Tennessee,<br />
offer for sale certain property hereinafter described to the highest<br />
bidder FOR CASH, free from the statutory right of redemption,<br />
homestead, dower, and all other exemptions which are expressly<br />
waived in the Deed of Trust, said property being real estate situated<br />
in Hamilton County, Tennessee, and being more particularly<br />
described as follows:<br />
The land described herein is situated in the Third Civil District,<br />
Hamilton County, Tennessee. Lot Number 16 Biltmore Section<br />
number 2, Duncan Hills, as shown by plat recorded in Plat Book<br />
14, Page 143, in the Register’s Offi ce, Hamilton county, Tennessee<br />
ALSO KNOWN AS: 129 Alden Avenue, <strong>Chattanooga</strong>, Tennessee<br />
37405<br />
The HB 3588 letter was mailed to the borrower(s) pursuant to<br />
Tennessee Code Annotated 35-5-117. This sale is subject to all<br />
matters shown on any applicable recorded plat; any unpaid taxes;<br />
any restrictive covenants, easements, or setback lines that may be<br />
applicable; any statutory rights of redemption of any governmental<br />
agency, state or federal; any prior liens or encumbrances as well<br />
as any priority created by a fi xture fi ling; and to any matter that an<br />
accurate survey of the premises might disclose. In addition, the following<br />
parties may claim an interest in the above-referenced property:<br />
Kenneth Wood; Estate of Kenneth Wood; Heirs of Kenneth<br />
Wood; Urban Financial Gro<strong>up</strong>; State of Tennessee, Department of<br />
Labor & Workforce Development<br />
On or about May 14, 2004, the State of Tennessee, fi led a tax lien<br />
against the Defendant, Kenneth Wood, recorded in the Register’s<br />
Offi ce of Hamilton County, Tennessee, at Book GI 7130, Page 926.<br />
Any interest in the property held by the State of Tennessee, by<br />
virtue of the aforementioned tax lien is both junior and inferior to<br />
the interests held by Reverse Mortgage Solutions, Inc.. Provided,<br />
however, that the State of Tennessee, pursuant to Tennessee<br />
Code Annotated §67-1-133, shall have one hundred and twenty<br />
(120) days from the date of the sale within which to redeem the<br />
property by virtue of its tax lien(s) herein by payment of the actual<br />
amount paid by the purchaser at the foreclosure sale, plus any<br />
amount in excess of the expenses necessarily incurred in connec-<br />
tion with such property, less the income from such property, plus a<br />
reasonable rental value of such property. As required by law, the<br />
State of Tennessee has been given timely notice of this action.<br />
The sale held pursuant to this Notice may be rescinded at the<br />
Successor Trustee’s option at any time. The right is reserved to<br />
adjourn the day of the sale to another day, time, and place certain<br />
without further publication, <strong>up</strong>on announcement at the time and<br />
place for the sale set forth above. W&A No. 1490-219304<br />
DATED January 19, 2012<br />
WILSON & ASSOCIATES, P.L.L.C.,<br />
Successor Trustee<br />
FHA No. 481-2983471<br />
FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.<br />
REALTYTRAC.COM<br />
HCH3T-3/2,3/9,3/16/12<br />
NOTICE OF TRUSTEE’S SALE<br />
WHEREAS, default has occurred in the performance of the<br />
covenants, terms, and conditions of a Deed of Trust Note dated<br />
November 24, 2010, and the Deed of Trust of even date securing<br />
the same, recorded December 6, 2010, at Book GI 9303, Page<br />
888 in Offi ce of the Register of Deeds for Hamilton County, Tennessee,<br />
executed by James A. DeFriese and Irene DeFriese,<br />
conveying certain property therein described to Alan E. South<br />
as Trustee for Mortgage Electronic Registration Systems, Inc., a<br />
separate corporation acting solely as nominee for Urban Financial<br />
Gro<strong>up</strong> and Urban Financial Gro<strong>up</strong>’s successors and assigns; and<br />
the undersigned, Wilson & Associates, P.L.L.C., having been appointed<br />
Successor Trustee.<br />
NOW, THEREFORE, notice is hereby given that the entire indebtedness<br />
has been declared due and payable; and that an agent of<br />
Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of<br />
the power, duty, and authority vested in and imposed <strong>up</strong>on said<br />
Successor Trustee will, on March 26, 2012 on or about 3:00 P.M.,<br />
at the Hamilton County Courthouse, <strong>Chattanooga</strong>, Tennessee,<br />
offer for sale certain property hereinafter described to the highest<br />
bidder FOR CASH, free from the statutory right of redemption,<br />
homestead, dower, and all other exemptions which are expressly<br />
waived in the Deed of Trust, said property being real estate situated<br />
in Hamilton County, Tennessee, and being more particularly<br />
described as follows:<br />
Lot 7, Block C, Plan of Blaney Forest, as shown on plat of record in<br />
Plat Book 15, Page 81, in the Register’s Offi ce, Hamilton County,<br />
Tennessee.<br />
ALSO KNOWN AS: 3612 Weldon Drive, <strong>Chattanooga</strong>, Tennessee<br />
37412<br />
The HB 3588 letter was mailed to the borrower(s) pursuant to<br />
Tennessee Code Annotated 35-5-117. This sale is subject to all<br />
matters shown on any applicable recorded plat; any unpaid taxes;<br />
any restrictive covenants, easements, or setback lines that may be<br />
applicable; any statutory rights of redemption of any governmental<br />
agency, state or federal; any prior liens or encumbrances as well<br />
as any priority created by a fi xture fi ling; and to any matter that an<br />
accurate survey of the premises might disclose. In addition, the<br />
following parties may claim an interest in the above-referenced<br />
property: James A. DeFriese; Irene DeFriese; Estate of James A.<br />
DeFriese; Estate of Irene DeFriese; Heirs of James A. DeFriese;<br />
Heirs of Irene DeFriese; James Arthur DeFriese; Deborah Lynn<br />
Wade; Urban Financial Gro<strong>up</strong>; Debbie D. Cook aka Deborah D.<br />
Cook<br />
The sale held pursuant to this Notice may be rescinded at the<br />
Successor Trustee’s option at any time. The right is reserved to<br />
adjourn the day of the sale to another day, time, and place certain<br />
without further publication, <strong>up</strong>on announcement at the time and<br />
place for the sale set forth above. W&A No. 1490-219298<br />
DATED February 27, 2012<br />
WILSON & ASSOCIATES, P.L.L.C.,<br />
Successor Trustee<br />
FHA No. 481-3264645<br />
FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.<br />
REALTYTRAC.COM<br />
HCH3T-3/2,3/9,3/16/12<br />
NOTICE OF TRUSTEE’S SALE<br />
WHEREAS, default has occurred in the performance of the<br />
covenants, terms, and conditions of a Deed of Trust Note dated<br />
October 16, 2007, and the Deed of Trust of even date securing the<br />
same, recorded October 22, 2007, at Book GI 8502, Page 237 in<br />
Offi ce of the Register of Deeds for Hamilton County, Tennessee,<br />
executed by Joseph B. Pheifer and Lynda M. Pheifer, conveying<br />
certain property therein described to Arnold M. Weiss, Esq.<br />
of Shelby County 208 Adams Avenue, Memphis, TN 38103 as<br />
Trustee for Wells Fargo Bank, N.A.; and the undersigned, Wilson &<br />
Associates, P.L.L.C., having been appointed Successor Trustee.<br />
NOW, THEREFORE, notice is hereby given that the entire indebtedness<br />
has been declared due and payable; and that an agent of<br />
Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of<br />
the power, duty, and authority vested in and imposed <strong>up</strong>on said<br />
Successor Trustee will, on March 26, 2012 on or about 3:00 P.M.,<br />
at the Hamilton County Courthouse, <strong>Chattanooga</strong>, Tennessee,<br />
offer for sale certain property hereinafter described to the highest<br />
bidder FOR CASH, free from the statutory right of redemption,<br />
homestead, dower, and all other exemptions which are expressly<br />
waived in the Deed of Trust, said property being real estate situated<br />
in Hamilton County, Tennessee, and being more particularly<br />
described as follows:<br />
Lot 3, Glen Skiles Subdivision, of record in Plat Book 73, Page<br />
144, in the Register’s Offi ce of Hamilton County, Tennessee.<br />
ALSO KNOWN AS: 1210 Poe Road, Soddy Daisy, Tennessee<br />
37379-7046<br />
The HB 3588 letter was mailed to the borrower(s) pursuant to<br />
Tennessee Code Annotated 35-5-117. This sale is subject to all<br />
matters shown on any applicable recorded plat; any unpaid taxes;<br />
any restrictive covenants, easements, or setback lines that may be<br />
applicable; any statutory rights of redemption of any governmental<br />
agency, state or federal; any prior liens or encumbrances as well<br />
as any priority created by a fi xture fi ling; and to any matter that an<br />
accurate survey of the premises might disclose. In addition, the<br />
following parties may claim an interest in the above-referenced<br />
property: Joseph B. Pheifer; Lynda M. Pheifer<br />
The sale held pursuant to this Notice may be rescinded at the<br />
Successor Trustee’s option at any time. The right is reserved to<br />
adjourn the day of the sale to another day, time, and place certain<br />
without further publication, <strong>up</strong>on announcement at the time and<br />
place for the sale set forth above. W&A No. 1286-216863<br />
DATED February 17, 2012<br />
WILSON & ASSOCIATES, P.L.L.C.,<br />
Successor Trustee<br />
FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.<br />
REALTYTRAC.COM<br />
HCH3T-3/2,3/9,3/16/12<br />
NOTICE OF TRUSTEE’S SALE<br />
WHEREAS, default has occurred in the performance of the covenants,<br />
terms, and conditions of a Deed of Trust Note dated December<br />
12, 2006, and the Deed of Trust of even date securing the<br />
See NOTICES, page 27