Home staging gives sellers a leg up - Chattanooga Bar Association
Home staging gives sellers a leg up - Chattanooga Bar Association
Home staging gives sellers a leg up - Chattanooga Bar Association
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20 | Friday, March 16, 2012 Hamilton County Herald www.hamiltoncountyherald.com<br />
NOTICES Continued from page 19<br />
Sale. WHEREAS, the undersigned, RECONTRUST COMPANY,<br />
N.A., having been appointed by as Substitute Trustee by instrument<br />
fi led for record in the Register’s Offi ce of Hamilton County,<br />
Tennessee NOW, THEREFORE, notice is hereby given that the<br />
entire indebtedness has been declared due and payable, and that<br />
the undersigned, RECONTRUST COMPANY, N.A., as Substitute<br />
Trustee or its duly appointed agent, by virtue of the power, duty<br />
and authority vested and imposed <strong>up</strong>on said Substitute Trustee<br />
will, on March 30, 2012, 2:00 PM at the Hamilton County courthouse<br />
door where the foreclosure sales are customarily held On<br />
the front steps of the West Side Entrance of the Hamilton County<br />
Courthouse, 615 Walnut St., <strong>Chattanooga</strong>, TN, proceed to sell at<br />
public outcry to the highest and best bidder for cash, the following<br />
described property situated in Hamilton County, Tennessee, to<br />
wit: All that tract or parcel of land lying and being in the City of<br />
<strong>Chattanooga</strong>, Hamilton County, Tennessee, being Lots 98, 99<br />
and part of Lot 100, Sylvan Hills as shown by plat recorded in<br />
Plat Book 7, Page 35, in the Register’s Offi ce, Hamilton County,<br />
Tennessee, being more particularly described as follows: Beginning<br />
at an iron pin on the southern right of way of Gillespie Road;<br />
thence southwesterly along a fence line 102.7 feet to an old iron<br />
pin on the eastern right of way of East Hillside Drive (unopened);<br />
thence northerly along said eastern right of way 136 feet to a point<br />
in the beginning of a curve; thence easterly along the curve of the<br />
intersection of the right of way of East Hillside Drive with the right<br />
of way of Gillespie Road 30 feet more or less, to a point; thence<br />
southeasterly along said southern right of way of Gillespie Road<br />
126 feet to the Point of Beginning, being the same property shown<br />
on survey by David Mathews Surveying Company dated October<br />
17, 1985, identifi ed as Job No. 3761265, being improved property<br />
known as 818 Gillespie Road. Reference is made for prior title by<br />
deeds recorded in Book 1262, Page 592, and in Book 1405, Page<br />
155, said Register’s Offi ce. PARCEL#147 JB 003 PROPERTY<br />
ADDRESS: The street address of the property is believed to be<br />
818 GILLESPIE ROAD, <strong>Chattanooga</strong>, TN 37411. In the event<br />
of any discrepancy between this street address and the <strong>leg</strong>al<br />
description of the property, the <strong>leg</strong>al description shall control.<br />
CURRENT OWNER(S): ANTHONY L. HOLLIS AKA ANTHONY<br />
LEBRON HOLLIS AND REBA JEAN HOLLIS OTHER INTEREST-<br />
ED PARTIES: N/A The sale of the above-described property shall<br />
be subject to all matters shown on any recorded plat; any unpaid<br />
taxes; any restrictive covenants, easements or set-back lines that<br />
may be applicable; any prior liens or encumbrances as well as any<br />
priority created by a fi xture fi ling; and to any matter that an accurate<br />
survey of the premises might disclose. This property is being<br />
sold with the express reservation that it is subject to confi rmation<br />
by the lender or Substitute Trustee. This sale may be rescinded<br />
at any time. The right is reserved to adjourn the day of the sale to<br />
another day, time, and place certain without further publication,<br />
<strong>up</strong>on announcement at the time and place for the sale set forth<br />
above. All right and equity of redemption, statutory or otherwise,<br />
homestead, and dower are expressly waived in said Deed of Trust,<br />
and the title is believed to be good, but the undersigned will sell<br />
and convey only as Substitute Trustee. The Property is sold as<br />
is, where is, without representations or warranties of any kind,<br />
including fi tness for a particular use or purpose. RECONTRUST<br />
COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY<br />
INFORMATION OBTAINED WILL BE USED FOR THAT PUR-<br />
POSE. RECONTRUST COMPANY, N.A., Substitute Trustee 2380<br />
Performance Dr, TX2-984-0407 Richardson, TX 75082 Tel: (800)<br />
281-8219 Fax: (866) 681-5002 Registered Agent: CT Corporation<br />
System 800 South Gay Street, Suite 2021 Knoxville, TN 37929 Tel:<br />
(865) 342-3522 TS#: 10-0035283 FEI # 1006.151816 03/09/2012,<br />
03/16/2012, 03/23/2012<br />
NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS,<br />
default has occurred in the performance of the covenants,<br />
terms and conditions of a Deed of Trust dated March 7, 2003,<br />
executed by JERRY HERBERT GINN AKA JERRY H GINN JR,<br />
AN UNMARRIED PERSON, conveying certain real property<br />
therein described to PRLAP, INC as same appears of record in<br />
the Register’s Offi ce of Hamilton County, on March 31, 2003, as<br />
Instrument No. 2003033100196, in Book GI6603, at Page 439;<br />
and WHEREAS, the benefi cial interest of said Deed of Trust<br />
was last transferred and assigned to U.S. BANK NATIONAL<br />
ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLD-<br />
ERS OF BANC OF AMERICA FUNDING CORPORATION<br />
2009-FT1 TRUST, MORTGAGE PASS-THROUGH CERTIFI-<br />
CATES, SERIES 2009-FT1, who is now the owner of said debt;<br />
and WHEREAS, Notice of the Right to Foreclose(“Notice”) was<br />
given in compliance with Tennessee law by the mailing a copy<br />
of the Notice to the parties at least sixty (60) days prior to the<br />
fi rst publication of the Substitute Trustee’s Sale. WHEREAS,<br />
the undersigned, RECONTRUST COMPANY, N.A., having been<br />
appointed by as Substitute Trustee by instrument fi led for record<br />
in the Register’s Offi ce of Hamilton County, Tennessee. NOW,<br />
THEREFORE, notice is hereby given that the entire indebtedness<br />
has been declared due and payable, and that the undersigned,<br />
RECONTRUST COMPANY, N.A., as Substitute Trustee or its<br />
duly appointed agent, by virtue of the power, duty and authority<br />
vested and imposed <strong>up</strong>on said Substitute Trustee will, on April<br />
2, 2012, 2:00 PM at the Hamilton County courthouse door where<br />
the foreclosure sales are customarily held On the front steps of<br />
the West Side Entrance of the Hamilton County Courthouse, 615<br />
Walnut St., <strong>Chattanooga</strong>, TN, proceed to sell at public outcry to the<br />
highest and best bidder for cash, the following described property<br />
situated in Hamilton County, Tennessee, to wit: LOT NO. TWO<br />
(2), ANDREA HEIGHTS SUBDIVISION, AS SHOWN BY PLAT OF<br />
RECORD IN PLAT BOOK 27, PAGE 141, IN THE REGISTER’S<br />
OFFICE OF HAMILTON COUNTY, TENNESSEE. PARCEL #<br />
134 M E 020 PROPERTY ADDRESS: The street address of the<br />
property is believed to be 1213 ANDREA DR, CHATTANOOGA,<br />
TN 37419-1101. In the event of any discrepancy between this<br />
street address and the <strong>leg</strong>al description of the property, the <strong>leg</strong>al<br />
description shall control. CURRENT OWNER(S): JERRY H GINN<br />
JR AKA JERRY HERBERT GINN AKA JERRY H GINN AKA<br />
JERRY HERBERT GINN JR. OTHER INTERESTED PARTIES:<br />
1) UNITED STATES OF AMERICA, DEPT. OF THE TREASURY,<br />
INTERNAL REVENUE SERVICE 2) AMSOUTH BANK The sale<br />
of the above-described property shall be subject to all matters<br />
shown on any recorded plat; any unpaid taxes; any restrictive<br />
covenants, easements or set-back lines that may be applicable;<br />
any prior liens or encumbrances as well as any priority created<br />
by a fi xture fi ling; and to any matter that an accurate survey of<br />
the premises might disclose. This property is being sold with the<br />
express reservation that it is subject to confi rmation by the lender<br />
or Substitute Trustee. This sale may be rescinded at any time. The<br />
right is reserved to adjourn the day of the sale to another day, time,<br />
and place certain without further publication, <strong>up</strong>on announcement<br />
at the time and place for the sale set forth above. All right<br />
and equity of redemption, statutory or otherwise, homestead, and<br />
dower are expressly waived in said Deed of Trust, and the title is<br />
believed to be good, but the undersigned will sell and convey only<br />
as Substitute Trustee. The Property is sold as is, where is, without<br />
representations or warranties of any kind, including fi tness for a<br />
particular use or purpose. In addition this sale shall be subject to<br />
the right of redemption by the UNITED STATES OF AMERICA,<br />
pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax<br />
lien(s) of record against JERRY H GINN JR in the amount<br />
of $6,220.55 recorded in Instrument Number 2010011500070<br />
as Book GI 9094 at Page 796. Notice of the sale has been given<br />
to the UNITED STATES OF AMERICA in accordance with 26<br />
U.S.C. 7425(b). RECONTRUST COMPANY, N.A. IS ATTEMPTING<br />
TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE<br />
USED FOR THAT PURPOSE. RECONTRUST COMPANY, N.A.,<br />
Substitute Trustee 2380 Performance Dr, TX2-984-0407 Richardson,<br />
TX 75082 Tel: (800) 281-8219 Fax: (866) 681-5002 Registered<br />
Agent: CT Corporation System 800 South Gay Street, Suite<br />
2021 Knoxville, TN 37929 Tel: (865) 342-3522 TS#: 12-0000735<br />
FEI # 1006.153617 03/09/2012, 03/16/2012, 03/23/2012<br />
NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default<br />
has occurred in the performance of the covenants, terms and<br />
conditions of a Deed of Trust dated March 30, 2009, executed by<br />
STACI D TIPTON, UNMARRIED, conveying certain real property<br />
therein described to MATT B. MURFREE as same appears of<br />
record in the Register’s Offi ce of Hamilton County, on March 30,<br />
2009, as Instrument No. 2009033000244, in Book GI8890, at Page<br />
19; and WHEREAS, the benefi cial interest of said Deed of Trust<br />
was last transferred and assigned to BANK OF AMERICA, N.A.,<br />
SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING,<br />
LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, who is<br />
now the owner of said debt; and WHEREAS, Notice of the Right<br />
to Foreclose (“Notice”) was given in compliance with Tennessee<br />
law by the mailing a copy of the Notice to the parties at least sixty<br />
(60) days prior to the fi rst publication of the Substitute Trustee’s<br />
Sale. WHEREAS, the undersigned, RECONTRUST COMPANY,<br />
N.A., having been appointed by as Substitute Trustee by instrument<br />
fi led for record in the Register’s Offi ce of Hamilton County,<br />
Tennessee, as Instrument No. 2012021000073, in Book GI 9572,<br />
at Page 504. NOW, THEREFORE, notice is hereby given that the<br />
entire indebtedness has been declared due and payable, and that<br />
the undersigned, RECONTRUST COMPANY, N.A., as Substitute<br />
Trustee or its duly appointed agent, by virtue of the power, duty<br />
and authority vested and imposed <strong>up</strong>on said Substitute Trustee<br />
will, on April 2, 2012, 2:00 PM at the Hamilton County courthouse<br />
door where the foreclosure sales are customarily held On the<br />
front steps of the West Side Entrance of the Hamilton County<br />
Courthouse, 615 Walnut St., <strong>Chattanooga</strong>, TN, proceed to sell at<br />
public outcry to the highest and best bidder for cash, the following<br />
described property situated in Hamilton County, Tennessee, to<br />
wit: LOT FOURTEEN (14), OAK SHADOWS SUBDIVISION, UNIT<br />
ONE (1), AS SHOWN BY PLAT RECORDED IN PLAT BOOK<br />
34, PAGE 10, IN THE REGISTER’S OFFICE OF HAMILTON<br />
COUNTY, TENNESSEE. PARCEL # 150P-C-040 PROPERTY<br />
ADDRESS: The street address of the property is believed to be<br />
2512 ALLEGHENY DRIVE, CHATTANOOGA, TN 37421. In the<br />
event of any discrepancy between this street address and the<br />
<strong>leg</strong>al description of the property, the <strong>leg</strong>al description shall control.<br />
CURRENT OWNER(S): STACI D TIPTON OTHER INTERESTED<br />
PARTIES: The sale of the above-described property shall be subject<br />
to all matters shown on any recorded plat; any unpaid taxes;<br />
any restrictive covenants, easements or set-back lines that may be<br />
applicable; any prior liens or encumbrances as well as any priority<br />
created by a fi xture fi ling; and to any matter that an accurate<br />
survey of the premises might disclose. This property is being sold<br />
with the express reservation that it is subject to confi rmation by<br />
the lender or Substitute Trustee. This sale may be rescinded at<br />
any time. The right is reserved to adjourn the day of the sale to<br />
another day, time, and place certain without further publication,<br />
<strong>up</strong>on announcement at the time and place for the sale set forth<br />
above. All right and equity of redemption, statutory or otherwise,<br />
homestead, and dower are expressly waived in said Deed of Trust,<br />
and the title is believed to be good, but the undersigned will sell<br />
and convey only as Substitute Trustee. The Property is sold as<br />
is, where is, without representations or warranties of any kind,<br />
including fi tness for a particular use or purpose. RECONTRUST<br />
COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY<br />
INFORMATION OBTAINED WILL BE USED FOR THAT PUR-<br />
POSE RECONTRUST COMPANY, N.A., Substitute Trustee 2380<br />
Performance Dr, TX2-984-0407 Richardson, TX 75082 Tel: (800)<br />
281-8219 Fax: (866) 681-5002 Registered Agent: CT Corporation<br />
System 800 South Gay Street, Suite 2021 Knoxville, TN 37929 Tel:<br />
(865) 342-3522 TS#: 11-0150116 FEI # 1006.153769 03/09/2012,<br />
03/16/2012, 03/23/2012<br />
NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS,<br />
default has occurred in the performance of the covenants,<br />
terms and conditions of a Deed of Trust dated October 6, 2006,<br />
executed by PRISCILLA J THOMAS AND HUSBAND MICHAEL<br />
O THOMAS, conveying certain real property therein described to<br />
WARRANTY TITLE INSURANCE CO. as same appears of record<br />
in the Register’s Offi ce of Hamilton County, on October 17, 2006,<br />
as Instrument No. 2006101700091, in Book GI 8116, at Page<br />
888; and WHEREAS, the benefi cial interest of said Deed of Trust<br />
was last transferred and assigned to THE BANK OF NEW YORK<br />
MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR<br />
THE CERTIFICATEHOLDERS OF THE CWALT, INC., ALTERNA-<br />
TIVE LOAN TRUST 2006-39CB, MORTGAGE PASS-THROUGH<br />
CERTIFICATES, SERIES 2006-39CB, who is now the owner of<br />
said debt; and WHEREAS, Notice of the Right to Foreclose (“Notice”)<br />
was given in compliance with Tennessee law by the mailing<br />
a copy of the Notice to the parties at least sixty (60) days prior to<br />
the fi rst publication of the Substitute Trustee’s Sale. WHEREAS,<br />
the undersigned, RECONTRUST COMPANY, N.A., having been<br />
appointed by as Substitute Trustee by instrument fi led for record<br />
in the Register’s Offi ce of Hamilton County, Tennessee. NOW,<br />
THEREFORE, notice is hereby given that the entire indebtedness<br />
has been declared due and payable, and that the undersigned,<br />
RECONTRUST COMPANY, N.A., as Substitute Trustee or its<br />
duly appointed agent, by virtue of the power, duty and authority<br />
vested and imposed <strong>up</strong>on said Substitute Trustee will, on April<br />
2, 2012, 2:00 PM at the Hamilton County courthouse door where<br />
the foreclosure sales are customarily held On the front steps<br />
of the West Side Entrance of the Hamilton County Courthouse,<br />
615 Walnut St., <strong>Chattanooga</strong>, TN, proceed to sell at public outcry<br />
to the highest and best bidder for cash, the following described<br />
property situated in Hamilton County, Tennessee, to wit: Certain<br />
real property situate in <strong>Chattanooga</strong> County of Hamilton County,<br />
Tennessee, to-wit: Lot 13 and the Eastern portion of Lot of Lot 12,<br />
Block A, Brainerd Park, as shown by plat recorded in Plat Book 10,<br />
page [ ], of Register’s Offi ce of Hamilton County, Tennessee, said<br />
lot and part of Lot forming one tract of land, particularly described<br />
as follows: BEGINNING at the Northeast corner of Lot No. 13 in<br />
the South line of Old Mission Boulevard; thence Westwardly along<br />
the South curved line of Old Mission Boulevard, 125.9 feet, more<br />
or less to a point midway between the Northwest corner and the<br />
Northeast corner of Lot 12; thence Southwardly along the centerline<br />
dividing the Eastern and Western halves of Lot No. 12, a distance<br />
of 69 feet; thence Westwardly at right angles a distance of<br />
4 feet; thence Southwardly parallel with and 4 feet, Westwardly of<br />
the centerline dividing the Eastern and Western halves of Lot No.<br />
12, a distance of 87 feet, more or less, to a point in the Southwest<br />
line of said Lot 12; thence Southeast along the Southwest line of<br />
Lot 12, a distance of 16.5 feet to the common Southern corner of<br />
Lot 12 and 13; thence Eastwardly along the Southern line of Lot<br />
No. 13 a distance of 14 feet to the Southwestern corner of Lot No.<br />
14; thence Northwardly along the line dividing Lots No. 14 and 13,<br />
a distance of 170 feet to the beginning point. PARCEL # 157K-J-<br />
011.00 PROPERTY ADDRESS: The street address of the property<br />
is believed to be 5522 OLD MISSION RD, CHATTANOOGA, TN<br />
37411. In the event of any discrepancy between this street address<br />
and the <strong>leg</strong>al description of the property, the <strong>leg</strong>al description<br />
shall control. CURRENT OWNER(S): PRISCILLA THOMAS<br />
AKA PRISCILIA J. THOMAS AKA PRISCILLA J. THOMAS and<br />
MICHAEL O. THOMAS OTHER INTERESTED PARTIES: GAULT<br />
FINANCIAL, LLC ASSIGNEE OF CITIBANK EXXONMOBIL The<br />
sale of the above-described property shall be subject to all matters<br />
shown on any recorded plat; any unpaid taxes; any restrictive<br />
covenants, easements or set-back lines that may be applicable;<br />
any prior liens or encumbrances as well as any priority created<br />
by a fi xture fi ling; and to any matter that an accurate survey of<br />
the premises might disclose. This property is being sold with the<br />
express reservation that it is subject to confi rmation by the lender<br />
or Substitute Trustee. This sale may be rescinded at any time. The<br />
right is reserved to adjourn the day of the sale to another day, time,<br />
and place certain without further publication, <strong>up</strong>on announcement<br />
at the time and place for the sale set forth above. All right<br />
and equity of redemption, statutory or otherwise, homestead, and<br />
dower are expressly waived in said Deed of Trust, and the title is<br />
believed to be good, but the undersigned will sell and convey only<br />
as Substitute Trustee. The Property is sold as is, where is, without<br />
representations or warranties of any kind, including fi tness for<br />
a particular use or purpose. RECONTRUST COMPANY, N.A. IS<br />
ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB-<br />
TAINED WILL BE USED FOR THAT PURPOSE.. RECONTRUST<br />
COMPANY, N.A., Substitute Trustee 2380 Performance Dr, TX2-<br />
984-0407 Richardson, TX 75082 Tel: (800) 281-8219 Fax: (866)<br />
681-5002 Registered Agent: CT Corporation System 800 South<br />
Gay Street, Suite 2021 Knoxville, TN 37929 Tel: (865) 342-3522<br />
TS#: 12-0000996 FEI # 1006.152560 03/09/2012, 03/16/2012,<br />
03/23/2012<br />
NOTICE OF FORECLOSURE SALE<br />
WHEREAS, default having been made in payment of the debts<br />
and obligations secured by that certain Deed of Trust dated July<br />
31, 2009 of record in Trust Deed Book 8992, Page 870-878, in<br />
the Register’s Offi ce of Hamilton County, Tennessee and by that<br />
certain Deed of Trust dated September 28, 2009 of record in Trust<br />
Deed Book 9029, Page 494-502, in the Register’s Offi ce of Hamilton<br />
County, Tennessee (collectively the ”Deeds of Trust”), PAME-<br />
LA R. AMMONS and BARON AMMONS (collectively ”Grantor”)<br />
conveyed to Gateway Bank & Trust certain real property described<br />
below (the ”Property”) to secure the payment of certain loan obligations<br />
described in the Deeds of Trust, NOTICE is hereby given<br />
that the entire indebtedness has matured and has been declared<br />
due and payable and that Gateway Bank & Trust and Timothy R.<br />
Simonds, Substitute Trustee, and any successor trustee who may<br />
succeed him, pursuant to the power, duty and authority vested in<br />
and imposed <strong>up</strong>on the same in the Deeds of Trust, will on March<br />
30, 2012, at 10:00 o’clock a.m., at the West door of the Hamilton<br />
County Courthouse in <strong>Chattanooga</strong>, Tennessee, offer for sale to<br />
the highest and best bidder for cash, and free from any equity<br />
of redemption, statutory right of redemption, homestead, dower,<br />
curtesy and all other exemptions which are expressly waived in the<br />
Deed of Trust, certain real property situated in Hamilton County,<br />
Tennessee, described as follows:<br />
LOCATED IN THE CITY OF CHATTANOOGA CIVIL DISTRICT<br />
OF HAMILTON COUNTY, TENNESSEE: Lot Eight (8) and part of<br />
Lot Nine (9), Plat of Simpson Estate, as shown on plat of record in<br />
Plat Book 9, Page 16, in the Register’s Offi ce of Hamilton County,<br />
Tennessee. According to said plat, said lot and part of lot are described<br />
as follows: Beginning on the Northern line of Shallowford<br />
Road and the Southeastern corner of Vista Terrace; thence North<br />
08 degrees West along the Eastern line of Vista Terrace 565 feet<br />
to the Northern line of said subdivision, thence Eastwardly along<br />
said line 657 feet, more or less, to a point 150 feet Westwardly of<br />
the Northeastern corner of said Lot 9; thence South 25 degrees 05<br />
minutes East, 150 feet Westwardly of and parallel to the Eastern<br />
line of said lot, 700 feet, more or less, to the Northern line of Shallowford<br />
Road; thence Westwardly along said road 850 feet, more<br />
or less, to the point of beginning.<br />
LESS AND EXCEPT that portion conveyed to Edward Cullins and<br />
wife, by deed recorded in Book 1184, Page 1, in the Register’s<br />
Offi ce of Hamilton County, Tennessee.<br />
LESS AND EXCEPT that portion conveyed to Peter A. Fox and<br />
wife, by deed recorded in Book 3972, Page 891, in the Register’s<br />
Offi ce of Hamilton County, Tennessee.<br />
TOGETHER WITH (i) all buildings and improvements now or<br />
hereafter erected on the above-described property, (ii) all fi xtures<br />
attached to the above-described property or any buildings or<br />
improvements situated thereon, and (iii) all estates, rights, tenements,<br />
hereditaments, privi<strong>leg</strong>es, rents, issues, profi ts, easements<br />
and appurtenances of any kind benefi ting the above-described<br />
property, all means of access to and from the above-described<br />
property, whether public or private, and all water and mineral<br />
rights.<br />
For prior title see Deed recorded in Book 8984, Page 93, in the<br />
Register’s Offi ce of Hamilton County, Tennessee, Map Parcel No.<br />
147G-K-002.<br />
Property Address: 1063 Shallowford Road, <strong>Chattanooga</strong>, Tennessee<br />
37411.<br />
Said sale will be subject to any and all unpaid ad valorem and real<br />
property taxes (plus penalty and interest, if any) that may be a lien<br />
<strong>up</strong>on the Property; any and all liens, defects, encumbrances, adverse<br />
claims, and other matters which take priority over the Deed<br />
of Trust <strong>up</strong>on which this foreclosure sale is had; any statutory<br />
rights of redemption not otherwise waived in the Deed of Trust, including<br />
rights of redemption of any governmental agency, state or<br />
federal, which might not have been waived by such governmental<br />
agency; all notes, stipulations, restrictions, easements, conditions<br />
and regulations as set out on recorded plat; any governmental<br />
zoning and subdivision ordinances or regulations in effect thereon;<br />
the accuracy of the Index Book of the said Register’s Offi ce; and<br />
any other matters which an accurate survey of the Property might<br />
disclose; all other matters which are prior in right to the lien of the<br />
Deed of Trust and all matters shown on any applicable plat. Substitute<br />
Trustee will make no covenant of seisin or warranty of title,<br />
express or implied, and will sell and convey by Trustee’s Quitclaim<br />
Deed as Substitute Trustee only subject to the above. Further,<br />
the transfer shall be ”As Is” and without warranty of any kind,<br />
express or implied, as to the condition of such property and the<br />
improvements located thereon, including merchantability or fi tness<br />
for particular purpose. The right is reserved to adjourn the day<br />
of sale to another date and time without further publication <strong>up</strong>on<br />
announcement at the time set above and to sell to the second<br />
highest bidder in the event the highest bidder does not comply with<br />
the terms of the sale.<br />
In addition, the following parties may claim an interest in the<br />
above-referenced property:<br />
City of <strong>Chattanooga</strong>, Tennessee for delinquent real property taxes<br />
owed on the property and Hamilton County, Tennessee for delinquent<br />
real property taxes owed on the property.<br />
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFOR-<br />
MATION OBTAINED WILL BE USED FOR THAT PURPOSE.<br />
Dated this 7th day of March, 2012.<br />
Simonds Law Firm, 427 E. 5th Street, Suite 100, <strong>Chattanooga</strong>,<br />
Tennessee 37403 (423) 285-6158<br />
Publication Dates: March 9th, 16th and 23rd, 2012.<br />
SUBSTITUTE TRUSTEE’S SALE<br />
Sale at public auction will be on April 2, 2012 at 10:00AM local<br />
time, at the west door, Hamilton County Courthouse, <strong>Chattanooga</strong>,<br />
Tennessee pursuant to Deed of Trust executed by Demetria S.<br />
Ware and Derrick L. Ware, to Priority Trustee Services of Tennessee,<br />
L.L.C., Trustee, on June 16, 2006 at Book GI 8010, Page<br />
954; conducted by Shapiro & Kirsch, LLP Substitute Trustee, all of<br />
record in the Hamilton County Register’s Offi ce.<br />
Owner of Debt: U.S. Bank National <strong>Association</strong>, as Trustee for<br />
Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-<br />
Backed Certifi cates, Series 2006-OPT1<br />
The following real estate located in Hamilton County, Tennessee,<br />
will be sold to the highest call bidder subject to all unpaid taxes,<br />
prior liens and encumbrances of record:<br />
Described property located in the City of <strong>Chattanooga</strong>, Hamilton<br />
County, Tennessee, to wit: Lot 11, of Jacoway Subdivision, as<br />
shown by plat recorded in Plat Book 18, Page 72, in the Register’s<br />
Offi ce of Hamilton County, Tennessee, to which plat reference is<br />
hereby made for a more particular description of said property.<br />
Street Address: 4117 Gayle Drive, <strong>Chattanooga</strong>, Tennessee<br />
37412<br />
Parcel Number: 147O H 002<br />
Current Owner(s) of Property: Demetria S. Ware and husband,<br />
Derrick Ware<br />
Other interested parties: Option One Mortgage Corporation, a<br />
California Corporation and Option One Mortgage Corporation, a<br />
California Corporation, jrliennotice@oomc.com<br />
The street address of the above described property is believed to<br />
be 4117 Gayle Drive, <strong>Chattanooga</strong>, Tennessee 37412, but such<br />
address is not part of the <strong>leg</strong>al description of the property sold<br />
herein and in the event of any discrepancy, the <strong>leg</strong>al description<br />
herein shall control.<br />
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.<br />
If applicable, the notice requirements of T.C.A. 35-5-117 have<br />
been met.<br />
All right of equity of redemption, statutory and otherwise, and<br />
homestead are expressly waived in said Deed of Trust, and the<br />
title is believed to be good, but the undersigned will sell and convey<br />
only as Substitute Trustee.<br />
The right is reserved to adjourn the day of the sale to another day,<br />
time, and place certain without further publication, <strong>up</strong>on announcement<br />
at the time and place for the sale set forth above.<br />
If the highest bidder cannot pay the bid within twenty-four (24)<br />
hours of the sale, the next highest bidder, at their highest bid, will<br />
be deemed the successful bidder.<br />
This property is being sold with the express reservation that the<br />
sale is subject to confi rmation by the lender or trustee. This sale<br />
may be rescinded at any time.<br />
This offi ce may be a debt collector. This may be an attempt to<br />
collect a debt and any information obtained may be used for that<br />
purpose.<br />
Shapiro & Kirsch, LLP Substitute Trustee<br />
www.kirschattorneys.com<br />
Law Offi ce of Shapiro & Kirsch, LLP<br />
555 Perkins Road Extended, Second Floor<br />
Memphis, TN 38117<br />
Phone (901)767-5566<br />
Fax (901)761-5690<br />
S&K10-012673<br />
HCH3T-3/2,3/9,3/16/12<br />
SUBSTITUTE TRUSTEE’S SALE<br />
Sale at public auction will be on April 2, 2012 at 10:00AM local<br />
time, at the west door, Hamilton County Courthouse, <strong>Chattanooga</strong>,<br />
Tennessee pursuant to Deed of Trust executed by Hilda M.<br />
Penland and husband, Billy Joe Penland, to Wesley D. Turner,<br />
Trustee, on July 16, 2004 at Book GI 7223, Page 802; conducted<br />
by Shapiro & Kirsch, LLP Substitute Trustee, all of record in the<br />
Hamilton County Register’s Offi ce.<br />
Owner of Debt: Deutsche Bank National Trust Company, as<br />
Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed<br />
Pass-Through Certifi cates, Series 2004-R9<br />
The following real estate located in Hamilton County, Tennessee,<br />
will be sold to the highest call bidder subject to all unpaid taxes,<br />
prior liens and encumbrances of record:<br />
Described property located in the Second (2nd) Civil District of<br />
Hamilton County, Tennessee, to wit: Lot Twenty-six (26), Heritage<br />
Hills Subdivision, Unit One (1), as shown by plat of record in Plat<br />
Book 27, Page 117 in the Register’s Offi ce of Hamilton County,<br />
Tennessee, to which plat reference is hereby made for a more<br />
particular description of said property.<br />
Street Address: 6914 Sentinel Lane, Harrison, Tennessee 37341<br />
Parcel Number: 121C-B-009<br />
Current Owner(s) of Property: Billy Joe Penland and wife, Hilda<br />
M. Penland<br />
Other interested parties: Citifi nancial, Inc. c/o Kevin J. Jones,<br />
Attorney<br />
The street address of the above described property is believed<br />
to be 6914 Sentinel Lane, Harrison, Tennessee 37341, but such<br />
address is not part of the <strong>leg</strong>al description of the property sold<br />
herein and in the event of any discrepancy, the <strong>leg</strong>al description<br />
herein shall control.<br />
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.<br />
If applicable, the notice requirements of T.C.A. 35-5-117 have<br />
been met.<br />
All right of equity of redemption, statutory and otherwise, and<br />
homestead are expressly waived in said Deed of Trust, and the<br />
title is believed to be good, but the undersigned will sell and convey<br />
only as Substitute Trustee.<br />
The right is reserved to adjourn the day of the sale to another day,<br />
time, and place certain without further publication, <strong>up</strong>on announcement<br />
at the time and place for the sale set forth above.<br />
If the highest bidder cannot pay the bid within twenty-four (24)<br />
hours of the sale, the next highest bidder, at their highest bid, will<br />
be deemed the successful bidder.<br />
This property is being sold with the express reservation that the<br />
sale is subject to confi rmation by the lender or trustee. This sale<br />
may be rescinded at any time.<br />
This offi ce may be a debt collector. This may be an attempt to<br />
collect a debt and any information obtained may be used for that<br />
purpose.<br />
Shapiro & Kirsch, LLP Substitute Trustee<br />
www.kirschattorneys.com<br />
Law Offi ce of Shapiro & Kirsch, LLP<br />
555 Perkins Road Extended, Second Floor<br />
Memphis, TN 38117<br />
Phone (901)767-5566<br />
Fax (901)761-5690<br />
S&K11-014340<br />
HCH3T-3/2,3/9,3/16/12<br />
See NOTICES, page 25