10.03.2013 Views

Financial Inclusion White Paper - NCR

Financial Inclusion White Paper - NCR

Financial Inclusion White Paper - NCR

SHOW MORE
SHOW LESS

You also want an ePaper? Increase the reach of your titles

YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.

• Helps to drastically reduce transactional, operational and card acceptance<br />

infrastructure costs.<br />

• Captures client and transaction data for management and analysis<br />

d. Results from the <strong>NCR</strong> EasyPoint 70 Tojori Proof of Concept<br />

In a pilot project to assess the proposed business model and consumer<br />

acceptance, the EasyPoint 70 Tijori was installed in a few small retail locations<br />

in Mumbai.<br />

Responses were collected from new and repeat users as follows:<br />

Instructions: Ninety percent of new users and 93.3 percent of repeat users<br />

found the textual, voice and video instructions easy to use.<br />

Time savings: Nearly everyone who used the device (96.9 percent) said it<br />

saved them time.<br />

Safety and Security: After using the micro deposit machine, 75 percent felt<br />

that their money was as safe as depositing directly in a bank, whereas only six<br />

percent felt their money to be less safe than a branch transaction.<br />

Preference:<br />

Taking into account<br />

these factors of easeof-use,<br />

safety of funds<br />

and time taken, 81<br />

percent said they would<br />

prefer to use the<br />

machine over an agent<br />

model.<br />

Chart 5.b: Preference for <strong>NCR</strong> Easy Point 70 Tijori<br />

Not decided<br />

9% (39)<br />

Prefer to interact<br />

with agent<br />

5% (19)<br />

Depends on situation<br />

5% (19)<br />

Prefer to use<br />

machine<br />

81% (342)<br />

33

Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!