Financial Inclusion White Paper - NCR
Financial Inclusion White Paper - NCR
Financial Inclusion White Paper - NCR
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• Helps to drastically reduce transactional, operational and card acceptance<br />
infrastructure costs.<br />
• Captures client and transaction data for management and analysis<br />
d. Results from the <strong>NCR</strong> EasyPoint 70 Tojori Proof of Concept<br />
In a pilot project to assess the proposed business model and consumer<br />
acceptance, the EasyPoint 70 Tijori was installed in a few small retail locations<br />
in Mumbai.<br />
Responses were collected from new and repeat users as follows:<br />
Instructions: Ninety percent of new users and 93.3 percent of repeat users<br />
found the textual, voice and video instructions easy to use.<br />
Time savings: Nearly everyone who used the device (96.9 percent) said it<br />
saved them time.<br />
Safety and Security: After using the micro deposit machine, 75 percent felt<br />
that their money was as safe as depositing directly in a bank, whereas only six<br />
percent felt their money to be less safe than a branch transaction.<br />
Preference:<br />
Taking into account<br />
these factors of easeof-use,<br />
safety of funds<br />
and time taken, 81<br />
percent said they would<br />
prefer to use the<br />
machine over an agent<br />
model.<br />
Chart 5.b: Preference for <strong>NCR</strong> Easy Point 70 Tijori<br />
Not decided<br />
9% (39)<br />
Prefer to interact<br />
with agent<br />
5% (19)<br />
Depends on situation<br />
5% (19)<br />
Prefer to use<br />
machine<br />
81% (342)<br />
33