Financial Inclusion White Paper - NCR

To increase the adoption and usage enabling technologies have been integrated
into self-service systems, such as biometric readers, multi-lingual software,
interactive voice response services, and graphical user interfaces, helping to
reach out to the millions of illiterate and semi-literate people in geographically
and linguistically diverse regions.
Once the technology is deployed, the Economic Improvement Quotient (EIQ) as
proposed herein measures the incremental change in the selected populace
brought about by access to financial services. It captures the impact in value
terms and establishes a business case for future reference that can be used for
overall improvement in the delivery of financial services.
Together, policy makers, financial institutions and technology providers can
establish a collaborative business model to profitably address the social, moral
and economic imperative to bring financial and information services to the
masses.
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