2010 (PDF, 1.1 MB) - Schufa

moderated by Conny Czymoch (Phoenix) in the presence of
130 guests.
Prof Dr Kurt Imhof predicted continued increases in sensitivity
regarding the issue of privacy. The Allensbach poll was presented
and showed that people react very differently to the question of
what kind of personal data should be disclosed and to whom
it should be entrusted. Whoever is dealing with privacy in the
future must therefore carefully monitor what people perceive
to be private and what they do not. State Secretary Dr Stadler
argued, among other things, that information and education
on the subject of privacy needs to be expanded, and highlighted
the role of the government to set an example: in questions regarding
respect for citizens’ privacy, the government must lead
the private sector and the public by example.
The 5th SCHUFA Data Protection Colloquium
‘Who am I in the data network and how many of me are there?’
In the recent past, the debate over privacy has gained significant
thematic depth. Several federal ministries are dealing with
the issues of privacy and changing consumer behaviour from
different angles.
The 5th SCHUFA Data Protection Colloquium on 29 September
2010 therefore addressed this highly relevant topic, under the
title ‘Who am I in the data network and how many of me are
there’, deliberately echoing the best-seller by the modern philosopher
Richard David Precht at the Palazzo Italia in Berlin. Noted
experts discussed various aspects of present and future data
protection. Federal Minister Sabine Leutheusser-Schnarrenberger
gave an impromptu lecture from the perspective of the Federal
Ministry of Justice.
SCHUFA Credit Compass
SCHUFA has published the SCHUFA Credit Compass every year
since 2003. While share indices are used as a barometer for the
financial markets, the widely recognised Credit Compass research
platform provides facts and trends about private borrowing in Germany.
It focuses on contributions to the credit and consumption
behaviour and the development of indicators for private consumption
and indebtedness. The key questions are: how is the supply
and demand of personal loans developing? Are consumers
tending to borrow too much and are credit defaults increasing?
Institution reports 21
The Credit Compass 2010 was supplemented by a representative
survey by the Institute for Public Opinon in Allensbach. In
answer to the 2009 question about how Germans feel about
the topics of frugality, debt and borrowing, and how affected
they rate themselves to be by the financial crisis, the analysis
showed: 26 per cent said they have been influenced in their private
life by the crisis, but not very strongly. 67 per cent of respondents
felt not at all affected. The estimates were confirmed
in the current analysis of the Credit Compass 2011 as 97.5 per
cent of Germans paid back their loans on time in 2010.
Detailed reports are available online for free at:
www.SCHUFA-Kredit-Kompass.de