2010 (PDF, 1.1 MB) - Schufa

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26 Facts and figures The year 2010 With 479 million records on more than 66.2 million private individuals, SCHUFA Holding AG has the largest database in the country for evaluating current payment behaviour. In the 2010 reporting year, SCHUFA generated Group revenues of € 108.4 million. Profit from ordinary business activities was just under € 1.9 million. The main generator of revenue was the traditional core business of providing information services to partners. Added to this were further developments in the scoring, B2B and B2C product range. Around 102.9 million credit and monitoring reports were issued to partners. At the end of 2010, SCHUFA employed a workforce of 752 people at its twelve locations. The amendment to the Bundesdatenschutzgesetz (Federal Data Protection Act) means a massive change to the business environment for the credit bureau sector, because since 1 April 2010, consumers have been able to request free reports of personal information stored by credit bureaus. On the one hand, this is an important step towards the social acceptance of the business model of credit bureaus. On the other hand, it is an enormous economic challenge for credit bureaus to have to fulfil the large number of credit report requests free of charge. SCHUFA in figures 2010 Database: Number of people included (million) 66.2 Records stored (million) 479 Information services: Credit and monitoring reports (million) 102.9 Percentage of scores (in relation to reports) 69 % Reports by procedure: Credit reports (§ 34 BDSG) 739,179 Business data: Sales in € thousands 108,431 * before extraordinary effects Profit from ordinary business activities* in € thousands 1,852 Locations (including Wiesbaden) 12 Employees (as of 31 December 2010) 752
Balance sheet Facts and figures 27 ASSETS As of 31 December 2010 EUR A. Fixed assets 23,745,239.98 B. Current assets 22,330,138.85 C. Deferred income 5,573,618.60 TOTAL 51,648,997.43 EQUITY AND LIABILITIES A. Equity 10,956,386.11 B. Provisions 27,410,351.64 C. Liabilities 12,571,549.43 D. Deferred expenses 710,710.25 TOTAL 51,648,997.43 Key earnings figures (for the period from 1 January to 31 December 2010) 1. Sales revenue 108,430,584.65 2. Profit from ordinary business activities 1,851,608.78
Page 1: Annual Report 2010 We build confide
Page 4 and 5: 2 Forward from the Executive Board
Page 6 and 7: 4 Advantages we offer Advantages we
Page 8 and 9: 6 Advantages we offer Vital financi
Page 10 and 11: 8 Advantages we offer Without the S
Page 12 and 13: 10 Advantages we offer Case study:
Page 14 and 15: 12 Advantages we offer New service
Page 16 and 17: 14 Institution reports
Page 18 and 19: 16 Institution reports Prof Dr Winf
Page 20 and 21: 18 Institution reports The Consumer
Page 22 and 23: 20 Institution reports Topics and n
Page 24 and 25: 22 Facts and figures Facts and figu
Page 26 and 27: 24 Facts and figures Partners, subs
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Page 32: 30 We build confidence Imprint SCHU

2010 (PDF, 1.1 MB) - Schufa

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