Euro 6,000,000,000 Euro Medium Term Note Programme Due from ...

This Condition 4 shall not apply to Subordinated Notes.
5 Interest and other Calculations
(a) Definitions: In these Conditions, unless the context otherwise requires, the following defined terms
shall have the meanings set out below:
"Benchmark" means the reference rates set out in the applicable Final Terms among
EURIBOR, LIBOR, CDOR and CMS (or, in the event of the disappearance of the relevant
rate, any reference rate which is substituted for or is the successor of the relevant reference
rate).
"Business Day" means:
(i) in the case of Euro, a day on which the Trans European Automated Real Time Gross
Settlement Express Transfer (known as TARGET 2) or any successor thereto (the
"TARGET 2 System") is operating (a "TARGET 2 Business Day") and/or;
(ii) in the case of a specified currency other than Euro, a day (other than a Saturday or
Sunday) on which commercial banks and foreign exchange markets settle payments in
the principal financial centre for that currency and/or;
(iii) in the case of a specified currency and/or one or more business centre(s) specified in
the relevant Final Terms (the "Business Centre(s)"), a day (other than a Saturday or a
Sunday) on which commercial banks and foreign exchange markets settle payments in
such currency in the Business Centre(s) or, if no currency is indicated, generally in
each of the Business Centres so specified.
"Day Count Fraction" means, in respect of the calculation of an amount of interest on any
Note for any period of time (from and including the first day of such period to but
excluding the last) (whether or not constituting an Interest Period or an Interest Accrual
Period, the "Calculation Period"):
(i) if "Actual/Actual", "Actual/Actual-ISDA", "Act/Act", "Act/Act-ISDA" or
"Actual/365-FBF" is specified in the relevant Final Terms, the actual number of days
in the Calculation Period divided by 365 (or, if any portion of that Calculation Period
falls in a leap year, the sum of (A) the actual number of days in that portion of the
Calculation Period falling in a leap year divided by 366 and (B) the actual number of
days in that portion of the Calculation Period falling in a non-leap year divided by 365)
(ii) if "Actual/Actual-FBF" is specified in the relevant Final Terms, the fraction whose
numerator is the actual number of days elapsed during such period and whose
denominator is 365 (or 366 if 29 February falls within the Calculation Period). If the
Calculation Period is of a duration of more than one (1) year, the basis shall be
calculated as follows:
(x) the number of complete years shall be counted back from the last day of
the Calculation Period; and
(y) this number shall be increased by the fraction for the relevant period
calculated as set out in the first paragraph of this definition
(iii) if "Actual/Actual-ICMA" or "Act/Act-ICMA" is specified in the relevant Final
Terms:
A. if the Calculation Period is equal to or shorter than the Determination Period
31