FINAL REPORT - FSD Kenya

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districts that were studied. They include Kwale, Turkana, Suba, Garissa and Nairobi. It also shows classification of these districts by aridity. ii. Segmentation of Study Respondents Each specific group of people has differing needs. The study design therefore involved segmenting the groups into current OVC recipients, potential OVC recipients, and potential users of financial services and by gender to understand better their specific needs. Table 1.1 below shows segmentation in each district by target group and the number of people studied. 2
Table 1.1: Segmentation by Target Group District/ Target Group/ Segmentation Current OVC Recipients (No of Sessions) Potential OVC Recipients (No of Sessions) 3 Potential Users of Financial Services (No of Sessions) Hunger Safety Kwale 10 7 9 26 Garissa 7 7 2 2 18 Nairobi 8 10 5 23 Suba 0 14 10 24 Turkana* Total 25 38 26 2 90 *Data entry going on now iii. District spatial distribution Similarly given the spread of current OVC pilot sites and the importance of understanding the spatial dimensions of financial needs and behaviour in each locality, the study addressed groups in differing types of population centre from the largest to the smallest. The table 1.2 below shows the study sites and their urban/rural status, Table 1.2: Segmentation by District and Location Net Total Garissa Kwale Suba Nairobi Turkana Urban (urban slums) Kibira Laini Saba, Peri-urban IFTIN (5km from Garissa Town Remote/Rural Mbala Mbala Rural Village (not so remote in terms of infra-structure (220km from Garissa Town) Dertu Millenium Village (182km from Garissa Town) Tsimba sub- Location in Matuga Division (45 kms from Mombasa Town Mwereni sub- Location in Lunga- Lunga Division (120kms from Mombasa Town) Chengoni sub- Location in Samburu Division (120kms from Mombasa town) Luanda, 15 kms from Mbita Point Gwasi East, Chief’s Camp (3 hrs drive from Mbita Point – Kms not yet established) Rusinga Island, Gembe Sub- location Chief’s Camp – 3 Kms from Mbita Point Korogocho, Kangemi Lodwar Lokitaung Kakuma iv. Techniques and PRA tools used In response to Terms of Reference (ToR) questions, the consultants used Focus Group Discussion (FGD) 2 (see Annex 2 for discussion guides used) and MicroSave Participatory Rapid Appraisal (PRA) 3 tools (see Annex 4 for a description of the tools) for selected outcomes. The tools applied in the Participatory Rapid Appraisal sessions included the following: Life Cycle Analysis, Cash Mobility Mapping, Time Series of Crisis, Seasonality of Income, Expenditure, Credit and Savings, Relative 2 A focus group discussion is an in-depth discussion with a group of six to ten people that is led by a moderator and focuses on a limited number of issues. 3 Participatory Rapid Appraisal is a process through which participating communities, with the assistance of outside facilitators, collect and analyze information themselves about their own lives and community.
Page 1 and 2: FINANCIAL SECTOR DEEPENING, FSD KEN
Page 3 and 4: DEFINITIONS Acronym Definition ASAL
Page 5 and 6: iv. The respondents belonged to two
Page 7 and 8: 5. Cattle are the main source of li
Page 9: 1 Introduction 1.1 Background SECTI
Page 13 and 14: 2 GARISSA DISTRICT 2.1 Background I
Page 15 and 16: Due to the poor roads, there are a
Page 17 and 18: 2.3 What are the Cash Demands and C
Page 19 and 20: iii. Rotating Savings and Credit As
Page 21 and 22: the use of buses, and matatus. In t
Page 23 and 24: • Savings in groups (RoSCAs) whic
Page 25 and 26: 2.6 ANNEXES 2.6.1 ANNEX 1:- RESEARC
Page 27 and 28: 2.6.2 ANNEX 2: FOCUS GROUP DISCUSSI
Page 29 and 30: This tool was used with potential u
Page 31 and 32: How have you been able to solve som
Page 33 and 34: How do you keep some money aside fo
Page 35 and 36: friends or well wishers who would l
Page 39 and 40: Discussion Point The Discussion Wha
Page 41 and 42: eceive money from your relatives, f
Page 43 and 44: If you were to send or receive mone
Page 47 and 48: ii. Time Series of Crisis with Pote
Page 49 and 50: Explanation Crisis died • 10 year
Page 51 and 52: secondary education, which is very
Page 53: February savings are encouraged so

FINAL REPORT - FSD Kenya

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