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12<br />

QSGS<br />

Education<br />

66<br />

Digging into PCI – Par t 7:<br />

Restrict access to cardholder<br />

data by business need to know<br />

Requirement 7 is one <strong>of</strong> the more "high-level" parts <strong>of</strong> the<br />

Payment Card Industry (PCI) Data Security Standard (DSS).<br />

This installment <strong>of</strong> a multipart series drills down on the<br />

seventh <strong>of</strong> the 12 requirements <strong>of</strong> the PCI DSS.<br />

Feature<br />

69<br />

A capital idea for growth<br />

When David McMackin, President and Chief Executive<br />

Officer <strong>of</strong> payment solutions provider AmericaOne<br />

Merchant Services Inc., realized ISOs across the United<br />

States were struggling to access funding to continue their<br />

operations during the recession, he saw a niche that no<br />

other ISO occupied.<br />

Feature<br />

68<br />

Security threats to Uncle Sam<br />

To determine the biggest information technology (IT)-based<br />

security threats to U.S. federal organizations over the next<br />

few years, research firm Ponemon Institute LLC interviewed<br />

217 executive-level IT security experts. Here is what<br />

the report found.<br />

Inspiration<br />

73<br />

Courting curmudgeons<br />

Though you’ll deal with far more congenial than curmudgeonly<br />

individuals during your career, certain prospects<br />

are bound to try your patience. Yet other service providers’<br />

discomfort in dealing with such clients is an opportunity<br />

to snare merchant accounts. This article discusses the best<br />

ways to approach merchants who seem least approachable.

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