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•<br />

your baby is born before your Maternity Allowance<br />

is due to start. Your Maternity Allowance will start<br />

from the day following the birth and will last for 39<br />

weeks.<br />

How do I claim?<br />

The rules are complicated so if you are not sure whether<br />

you qualify, make a claim. Incapacity Benefits Branch,<br />

Castle Court, Royal Avenue, Belfast BT1 1SB, will<br />

work out whether or not you can get the benefit.<br />

You can claim Maternity Allowance from the 14th<br />

week before the week your baby is due. Fill in form<br />

MA1 available from your local Jobcentre Plus/Social<br />

Security Office/Jobs & Benefits office or antenatal clinic<br />

and send it to Incapacity Benefits Branch. You must also<br />

send your maternity certificate (form MAT B1) which is<br />

issued by your GP or midwife from 20 weeks before the<br />

week your baby is due (usually the 21st week of<br />

pregnancy). If you are employed and do not qualify for<br />

Statutory Maternity Pay, you must also send in form<br />

SMP1 from your employer to show why you don’t<br />

qualify.<br />

Claim as soon as you can, even if you are still at work<br />

or if you do not have the medical certificate, or cannot<br />

provide any other information needed to complete the<br />

claim form. You can always send them in later. You must<br />

claim within three months of the date your Maternity<br />

Allowance period is due to start. If you delay, you will<br />

lose money.<br />

How is it paid?<br />

Maternity Allowance is paid directly into your bank<br />

account, weekly or every four weeks in arrears. You may<br />

do up to 10 days work and still be paid Maternity<br />

Allowance, but after that you can only get the allowance<br />

for weeks in which you are not working. You must tell<br />

your Jobcentre Plus/Incapacity Benefits Branch about<br />

any work you do.<br />

Anything else?<br />

If you are not entitled to Maternity Allowance, your<br />

Jobcentre Plus/Incapacity Benefits Branch will<br />

automatically check whether you might be entitled to<br />

Incapacity Benefit (see below). For further information<br />

about Maternity Allowance, see leaflet NIL17A (A guide<br />

to maternity benefits) available from the Department for<br />

Social Development website: www.dsdni.gov.uk (Social<br />

Security <strong>Agency</strong> leaflets section).<br />

INCAPACITY BENEFIT (IB)<br />

•<br />

For women who have paid some National Insurance<br />

contributions during the last three years.<br />

Rights and benefits<br />

What is it?<br />

A weekly allowance which can be paid to women who<br />

don’t qualify for Statutory Maternity Pay or Maternity<br />

Allowance.<br />

Who gets it?<br />

You get Incapacity Benefit if you have enough National<br />

Insurance contributions in earlier tax years. Claim if you<br />

have paid any National Insurance contributions during<br />

the last three tax years that do not overlap the current<br />

calendar year. If you are not sure whether or not you<br />

qualify, claim and you local Jobcentre Plus/Incapacity<br />

Benefits Branch will work out whether you can get the<br />

benefit.<br />

How much is it and when is it paid?<br />

It is £61.35 per week. It is awarded from the Sunday of<br />

the sixth week before your baby is due until two weeks<br />

after the baby’s birth. As with all Incapacity Benefit<br />

claims, it is not paid for the first three days of any<br />

period.<br />

How do I claim?<br />

Use the Maternity Allowance claim form MA1 which<br />

you can get from your Jobcentre Plus/Social Security<br />

Office/Jobs & Benefits office or your antenatal clinic.<br />

You also have to send your maternity certificate (form<br />

MAT B1), which you get from your midwife or GP<br />

when you are about 20 weeks pregnant. You don’t need<br />

to send in a sick note from your doctor.<br />

If you are not entitled to Maternity Allowance, the<br />

Jobcentre Plus/Incapacity Benefits Branch will check<br />

automatically to see if you qualify for Incapacity Benefit.<br />

It can be paid directly into your bank. You must claim<br />

within three months of the start of your entitlement.<br />

The Work and Families (Northern Ireland) Order 2006<br />

introduced the following rights from April 2007:<br />

•<br />

nine months’ Statutory Maternity Pay, Statutory<br />

Adoption Pay and Maternity Allowance, with the aim of<br />

increasing this to a year’s paid leave by 2010;<br />

•<br />

a new right to an additional period of paternity leave<br />

for fathers. This will be introduced at the time the above<br />

benefits are increased to 12 months and will enable<br />

fathers to benefit from leave and statutory pay if the<br />

mother returns to work after six months but before the<br />

end of her maternity leave;<br />

•<br />

extending women’s eligibility to additional maternity<br />

leave;<br />

•<br />

the introduction of ‘Keeping in Touch’ days so that,<br />

w<strong>here</strong> employees and employers agree, a woman on<br />

maternity leave can go into work for a few days without<br />

losing her right to maternity leave or a week’s statutory<br />

pay;<br />

137

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