selrec - the YMCA of Greater Cleveland

Skill Classes: Business
Caregivers and Elder Parents
Get an overview of the factors to consider
for the care and safety of elder
parents and their assets while protecting
yourself from parental debt. Learn
what to have in place, address Medicare
and Medicaid rules, care management,
guardianship and other factors that
arise when a parent declines mentally
or physically.
Instructor: Candace Pollock
Hillcrest YMCA Conference Room
#2012-0 Wed. 6/5 7-9 pm
#2013-0 Wed. 8/28 7-9 pm
Member: $8 Program Member: $15
SELREC Member: $22
Top 10 Estate Planning Mistakes
Every time you create a joint title on
a deed or name a beneficiary on an
account, you create an “estate plan.”
Learn core directives you should have
for protection with regard to wills, trusts,
healthcare proxies, or other affairs in the
event of your incapacitation or death.
Instructor: Candace Pollock
#2162-0 Brush High School D105
Wed. 4/10 7-9 pm
Member: $8 Program Member: $15
SELREC Member: $22
The YMCA of Greater
Cleveland is proud to
collaborate with the
cities of South Euclid
and Lyndhurst to bring
you over 60 years of
family programming.
Veterans Benefits Primer:
For Elders and the Disabled
Learn about the Veterans Improved
Pension-Aid and Attendance benefits
- one of the most overlooked sources
of non-service disability income for disabled
vets and their surviving spouses-
-to help them stay safe and together in
their own homes or assisted living and
postpone the nursing home.
Instructor: Candace Pollock
#2062-0 Brush High School D105
Wed. 5/22 7-9 pm
Member: $8 Program Member: $15
SELREC Member: $22
Healthcare Powers, DNR Orders,
End of Life Issues (Adults)
These directives carry the power of life
and death. Most people, including some
healthcare providers do not fully understand
the different roles each directive
plays when you cannot communicate
your own wishes. This workshop covers
the legal requirements for each directive,
what the agent can and cannot do,
the types of DNR (Do Not Resuscitate)
orders, what happens when no directives
were executed prior to a health
crisis as well as outcomes when the care
providers refuse to honor the directives
or agent’s authority.
Instructor: Candace Pollock
#2083-0 Hillcrest YMCA, Conf. Rm.
Wed. 7/17 7-9 pm
Member: $8 Program Member: $15
SELREC Member: $22
Long Term Care (Adults)
You cannot afford to overlook this financial
probability. Learn how to preserve
assets and pay for long term care at
home, in assisted living, or in a nursing
home. Find out who pays for what, benefits
of private insurance, and available
government programs. This class is appropriate
for all - even those with loved
ones already receiving long-term care.
Instructor: Stan Davisson
Brush High School D104
#2122-0 Wed. 4/10 7-9 pm
#2132-0 Wed. 6/5 7-9 pm
Member: $8 Program Member: $15
SELREC Member: $22
Medicaid Planning Mistakes
Most strategies about conserving resources
under Medicaid rules involve the
nature, amounts and timing of expenditures
of your resources. Penalties can be
longer than necessary or avoided altogether
if you follow the rules precisely.
Cover long term care issues, terminology,
important dates and strategies, and
myths about the new Medicaid laws.
Instructor: Candace Pollock
#2032-0 Brush High School D105
Wed. 5/1 7-9 pm
Member: $8 Program Member: $15
SELREC Member: $22
Nuts & Bolts of Trusts (Adults)
Trusts can be one of the most useful,
cost-effective legal tools to help people
maintain control over their assets during
good health, illness and at death,
without court costs or delays. Unfortunately,
most people, including financial
advisors, only think of trusts in terms
of saving estate taxes. While this is one
benefit, they can also provide many
more protections such as shielding inheritances
for beneficiaries with failed
marriages, bad judgement, creditors,
and more. Get an overview of how they
work and what’s included in trust provisions.
Instructor: Candace Pollock
#2043-0 Hillcrest YMCA, Conf. Rm.
Wed. 6/26 7-9 pm
Member: $8 Program Member: $15
SELREC Member: $22
Special People,
Special Planning (Adults)
Get an overview of what to consider
when planning the future of a person
with special needs. Learn about federal
disability programs, guardianships, wills,
trusts, and legal directives of formal
planning. Find out what type of advisor
to consult, what to ask, and how to
organize information for future needs.
Instructor: Candace Pollock
#2053-0 Hillcrest YMCA Conf. Room
Wed. 8/7 7-9 pm
Member: $8 Program Member: $15
SELREC Member: $22
Got Bra Problems?
85% of Women Are
Wearing the Wrong Bra
... Are You?
Custom Fitted Bras Cup Sizes to N
Over 300 Sizes 26B to 52HH
Ultra Support without Underwires!
Private Fittings: Your Home or Office
Call Mabel
440-241-0112
ahbras@yahoo.com
www.ahbras.com
Visit us online at www.clevelandymca.org
Hillcrest Family YMCA 216 382 4300 24 www.ClevelandYMCA.org