Hurricane Katrina: Legal Issues - Columbus School of Law

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Do I Have To Use The Money For the FEMASpecified Reasons, or Can I Use It For Other Expenses? You must use the money you receive in the way explained by FEMAIf you do not, you may not be eligible for any additional help, and you may have to give the money back. Do I Have To Repay Aid Received? No, it does not have to be repaid. However, SBA loans must be repaid. Do I Have To Pay Taxes On Aid Received? No, it is taxfree. Is There A Time Limit For How Long Aid Can Be Received? Yes, usually it is limited to 18 months from the date the President declares the disaster. Will Receiving Aid Hurt My Chances For Getting Welfare, Income Assistance, Or IncomeTested Benefit Programs From The Federal Government? No, it is not counted as income or a resource in determining eligibility for these programs. Can I Reassign Or Transfer Received Aid To Another Person? No, you may not reassign or transfer your aid. Can Aid Received Be Garnished or Seized? Aid is exempt from garnishment, seizure, encumbrance, levy, execution, pledgeattachment, release, and waiver. Do I Need To Keep Any Receipts Or Bills From Repairs? Yes, you must keep receipts and bills for 3 years to demonstrate how the aid was used to meet your disasterrelated need. What If The Aid From FEMA Was Not Enough To Fix All Of The Disaster Damages? SBA disaster loans may be available. Application can be made for any additional amount needed to complete recovery. Call SBA at 18004885323. What If I Cannot Afford A Loan From SBA To Repair Damaged Property? If SBA determines you cannot afford a loan, it will refer you back to FEMA. FEMA may be able to offer additional help for housing needs, however it cannot assist businesses. IMPORTANT: If you were sent an SBA disaster loan application, SBA will NOT refer you back to FEMA unless you complete and return the application. What If, After Filing A Claim, My Insurance Settlement Is Delayed? If a decision on your settlement is delayed longer than 30 days from the time you filed the claim, then you must write a letter to FEMA explaining what has happened. Include documentation that you filed the claimitems such as the claim number and the date you appliedand the estimated date you will receive your settlement. If you are awarded aid
from FEMA, you must repay the amount the insurance settlement covers. What If The Insurance Settlement Does Not Meet My DisasterRelated Needs? Write a letter to FEMA explaining what your unmet needs are, and include documentation from your insurance company. What If I Use All Of The Additional Living Expenses (ALE) Provided By My Insurance Company? Write a letter to FEMA explaining why you continue to have a temporary housing need, and include documentation proving use of ALE from insurance, along with a permanent housing plan. What If I Cannot Find Rental Resources In My Area? The FEMA Hotline (1800621FEMA) has a list of rental resources in the disaster area. If none are available in your county, an agent can provide you with resources in a nearby county. Do I Have To Submit Insurance Information To FEMA For Review Within A Certain Time Limit? You have up to twelve (12) months from the date you registered with FEMA to submit your insurance information. IHP cannot give aid for losses that are covered by insurance. OTHER FEMA SERVICES Can FEMA help a victim locate a missing family member or friend affected by Hurricane Katrina? The American Red Cross has set up a registry to locate missing persons as a result of Hurricane Katrina. Please visit the American Red Cross’ Family Links Registry at http://www.familylinks.icrc.org/katrina. Where can I find more information about FEMA’s programs for victims of Hurricane Katrina? If you have questions specifically about FEMA’s programs for victims of Hurricane Katrina, you may want to call a hotline established by the Young Lawyers’ Division of the American Bar Association at (800) 310-7029. Additionally, if you have internet access, you can find answers to frequently asked questions about disaster assistance by reviewing FEMA’s website at http://www.fema.gov. Other State and Federal Benefit PLEASE NOTE: This section will be expanded to cover other topics. Last updated 10/3/2005. Food Stamps What Are Food Stamps? The Food Stamp Program enables lowincome families to buy nutritious food with coupons and Electronic Benefits Transfer (EBT) cards. Food stamp recipients spend their benefits to buy eligible food in authorized retail food stores.
Page 1 and 2: Hurricane Katrina: Legal Issues Fro
Page 3 and 4: 5.1 Homeowner's Insurance 5.1.1 Cov
Page 5 and 6: 7.1.2 Who Is Eligible To Receive Fo
Page 7 and 8: 10.1 Child support 10.1.1 Are FEMA
Page 9 and 10: 10.6.4.1 Right to remain silent 10.
Page 11 and 12: 14.1.5 If I have a client that has
Page 13 and 14: website are urged to seek individua
Page 15 and 16: landlord to be released from his or
Page 17 and 18: (1) the landlord has a written leas
Page 19 and 20: the loan and the fees associated wi
Page 21 and 22: General suggestions. Contact Your M
Page 23 and 24: Liability for damages Does a proper
Page 25 and 26: from its foundation. What if damage
Page 27 and 28: If the mortgagee (bank) is named in
Page 29 and 30: used. A company should be able to f
Page 31 and 32: esources of state and local governm
Page 33 and 34: directions to your damaged property
Page 35 and 36: Yes, FEMA is authorized to accept l
Page 37: eceipts to FEMA through the IHP pro
Page 41 and 42: 18889971117. Mississippi residents
Page 43 and 44: MEDICAID, CHIP, WIC What Is Medicai
Page 45 and 46: What Is WIC? WIC is The Supplementa
Page 47 and 48: How Do I Replace My Social Security
Page 49 and 50: should contact the state Department
Page 51 and 52: Self-employed individuals who lost
Page 53 and 54: 146.113(b)(2) (2004). What health i
Page 55 and 56: The FMLA provides an option for emp
Page 57 and 58: award. A decrease in child support
Page 59 and 60: How does the foster care system wor
Page 61 and 62: What are the criteria for appointin
Page 63 and 64: When, or under what circumstances,
Page 65 and 66: Investigation 1. Review any court f
Page 67 and 68: confidential (meaning it is not a p
Page 69 and 70: A child must be immediately informe
Page 71 and 72: e a runaway. “Probable cause” m
Page 73 and 74: Tell your child to show respect, bu
Page 75 and 76: Check out the charity's financial i
Page 77 and 78: If your car was submerged or standi
Page 79 and 80: hurricane that live outside of the
Page 81 and 82: Because of the difficulty in comfir
Page 83 and 84: International Educators http://www.
Page 85 and 86: The answer to this question is comp
Page 87 and 88: timely manner - that is, Plaquemine
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transportation within a short perio
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As with airlines, each travel searc
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In the wake of Hurricane Katrina, m
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Certain death and disability benefi
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employment) and to pay any taxes wi
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. American Strategic Insurance 866-
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. Great American 900-221-7274 . Gui
Page 103 and 104:
. St. Paul Travelers 800-CLAlM33 (8
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Hurricane Katrina: Legal Issues - Columbus School of Law

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