Hurricane Katrina: Legal Issues - Columbus School of Law

improving the health of Mississippi's Children.
How Much Does CHIP Cost?
CHIP insurance is free for families with incomes less than 150% of the Federal poverty scale. For families with
incomes below 200% of the poverty scale, there is a small copayment for expenses up to 5% of income, after which
CHIP is free for the rest of the year.
Who, In Mississippi, Administers CHIP?
The Program in Mississippi is administered jointly by the Division of Medicaid and the Department of Finance and
Administration. The Division of Medicaid is responsible for management of federal and state funds, outreach and
communication, eligibility determination and enrollment, reporting, and overall management of the Program. The
Division contracts with the Health Insurance Management Board, acting administratively through the Department of
Finance and Administration, to administer the separate insurance plan that provides health insurance coverage to
those children determined eligible by the Division. Health insurance coverage is currently provided by Blue Cross &
Blue Shield of Mississippi.
Who Is Eligible?
Children from birth to age 19 and pregnant women who do not have currently have health insurance and have
income levels up to 200% of the federal poverty level are eligible for CHIP. CHIP operates two separate programs.
CHIP Phase I Uninsured children, ages 15 to 19, whose gross family income is up to 100% of the federal income
limit are eligible. For example, for a family of three making less than $1,157 per month, the child (or children) would
be eligible for coverage. CHIP Phase II Uninsured children, ages birth to 19, whose gross family income is up to
200% of the federal income limit are eligible. For example, for a family of three making less than $2,314 per month,
the child (or children) would be eligible for coverage.
Where Can I apply?
Applications must be made at the Medicaid Regional Office that covers the county where the applicant lives. All
applications must be made in person. For more information about the Medicaid Regional Office nearest you, visit
http://www.dom.state.ms.us/. You must provide proof of one month's family income (such as a paycheck stub) along
with the application. Each adult or child applying must provide their Social Security number on the application.
Eligibility is continuous for one year.
Are CHIP Benefits Retroactive?
No, CHIP benefits are not retroactive. Benefits start when you are approved and will not pay for past medical bills.
Is There Special Assistance for Those Affected by the Hurricane?
The Division of Medicaid is waiting for special clearance to release requirements. Anyone effected who thinks they
might be eligible for CHIP or Medicaid should fill out the necessary paperwork at one of the Medicaid Regional
Offices. Currently the Picayune and Gulfport Regional Medicaid Offices are closed.
Who Can I Contact If I Want More Information?
Call 1877KIDSNOW (18775437669)