pension - New Ireland Assurance

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CONSENSUS IRIS Managed By SSgA Consensus IRIS gives you access to all of the benefits of the IRIS approach, but without any of the perceived risks of choosing a single investment manager. While following the IRIS strategy of tailoring the asset mix to reflect the length of time until a member retires, Consensus IRIS differs from the actively managed approach by basing its choice of underlying assets on the average choices of all the Pension Fund Managers in the Irish market. The relative weightings of the various asset classes is also based on the views of the average fund manager in the Irish market, while keeping within the parameters of the IRIS strategy. Consensus IRIS is available to Group Pensions Investors and for New Business Individual Pensions Investors. Consensus IRIS Asset Splits as at 31 March 2012 Equities % Property % Fixed Interest % Cash % Consensus IRIS 2010-2011 0 0 76 24 Consensus IRIS 2012-2013 0 0 76 24 Consensus IRIS 2014-2015 28 2 53 17 Consensus IRIS 2016-2017 56 3 31 10 Consensus IRIS 2018-2019 73 4 17 6 Consensus IRIS 2020-2021 79 5 12 4 Consensus IRIS 2022-2023 85 4 8 3 Consensus IRIS 2024 Onwards 90 3 5 2 Consensus IRIS Performance Figures as at 1 April 2012 Over last month % Over last 3 months % Year to Date % 1 Year % 3 Years % p.a. 5 Years % p.a. Consensus IRIS 2010-2011 -0.4 2.7 2.7 7.6 4.3 0.6 - Consensus IRIS 2012-2013 -0.3 2.8 2.8 6.3 8.3 -1.7 - Consensus IRIS 2014-2015 0.2 4.9 4.9 5.6 12.4 -2.8 - Consensus IRIS 2016-2017 0.5 6.6 6.6 5.1 15.0 -2.7 - Consensus IRIS 2018-2019 0.8 7.8 7.8 5.4 16.1 -3.1 - Consensus IRIS 2020-2021 0.9 8.1 8.1 5.4 17.2 -3.4 - Consensus IRIS 2022-2023 1.0 8.5 8.5 5.5 17.8 -3.2 - Consensus IRIS 2024 Onwards 1.0 8.7 8.7 5.6 17.9 -3.2 - 10 Years % p.a. Suitable for Lifestyle Investors - logon to www.newireland.ie for the most recent fund information Warning: Past performance is not a reliable guide to future performance. Warning: The value of your investment may go down as well as up. Warning: These funds may be affected by changes in currency exchange rates. Warning: If you invest in this product you may lose some or all of the money that you invest. Note: Performance is based on the price calculated for 01 April 2012, which is calculated using close of market prices from the previous working day. Source: MoneyMate. Performance is quoted gross of taxation and fund management charge. Past performance is not a reliable guide to future performance. The value of your investment may go down as well as up. 10
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PENSION INDEXED EUROZONE LONG BOND At a glance Aim Style Asset Mix Managed By Total Fund Size To match the cost (approx.) of buying a pension annuity by investing in Eurozone Government long-dated bonds Passively Managed Bonds State Street Global Advisors Ireland Limited €7.7m Performance to 01 April 2012 1 Month -0.4% 3 Months 3.6% 1 Year 9.8% 3 Years 4.6% p.a. 5 Years 4.2% p.a. 10 Years - 5 Year graph Performance with 1 line to and 01 1828 April 2012 Line 1, Pen Indexed Eurozone Long points. 1, 01/04/2007 S6 R. 2, 3, 02/04/2007 03/04/2007 4, 04/04/2007 5, 05/04/2007 0%. 6, 06/04/2007 -0.4%. 7, 07/04/2007 8, 08/04/2007 9, 09/04/2007 is 10, 10/04/2007 -0.2%. 11, 11/04/2007 -0.2%. 12, 12/04/2007 -0.4%. 13, 13/04/2007 -0.7%. 14, 14/04/2007 15, 15/04/2007 16, 16/04/2007 17, 17/04/2007 -1.3%. 18, 18/04/2007 -1.6%. 19, 19/04/2007 -1.3%. 20, 20/04/2007 -0.9%. 21, 21/04/2007 -1.3%. 22, 22/04/2007 23, 23/04/2007 24, 24/04/2007 25, 25/04/2007 -1.4%. 26, 26/04/2007 -0.8%. 27, 27/04/2007 -1.1%. 28, 28/04/2007 -1.4%. 29, 29/04/2007 30, 30/04/2007 31, 01/05/2007 -1.3%. 32, 02/05/2007 33, 03/05/2007 -0.5%. 34, 04/05/2007 -1.2%. 35, 05/05/2007 -1.4%. 36, 06/05/2007 37, 07/05/2007 38, 08/05/2007 39, 09/05/2007 -1.1%. 40, 10/05/2007 -1%. 41, 11/05/2007 42, 12/05/2007 43, 13/05/2007 44, 14/05/2007 30% 45, 15/05/2007 -1.1%. 46, 16/05/2007 -1.7%. 47, 17/05/2007 48, 18/05/2007 -2.1%. 49, 19/05/2007 50, 20/05/2007 51, 21/05/2007 52, 22/05/2007 -2%. 53, 23/05/2007 -2.1%. 54, 24/05/2007 -2.2%. 55, 25/05/2007 -2.1%. 56, 26/05/2007 -2.4%. 57, 27/05/2007 58, 28/05/2007 59, 29/05/2007 -2.7%. 60, 30/05/2007 61, 31/05/2007 62, 01/06/2007 -2.6%. 63, 02/06/2007 -2.8%. 64, 03/06/2007 65, 04/06/2007 66, 05/06/2007 67, 06/06/2007 -3.2%. 68, 07/06/2007 -3.4%. 69, 08/06/2007 -3.1%. 20% 70, 09/06/2007 -3.9%. 71, 10/06/2007 72, 11/06/2007 73, 12/06/2007 74, 13/06/2007 -4.3%. 75, 14/06/2007 -4.6%. 76, 15/06/2007 -5%. 77, 16/06/2007 -5.1%. 78, 17/06/2007 79, 18/06/2007 80, 19/06/2007 -5.3%. 81, 20/06/2007 -5.7%. 82, 21/06/2007 83, 22/06/2007 84, 23/06/2007 -5%. 85, 24/06/2007 86, 25/06/2007 87, 26/06/2007 -5.1%. 88, 27/06/2007 -4.7%. 89, 28/06/2007 -4.4%. 90, 29/06/2007 -3.9%. 91, 30/06/2007 92, 01/07/2007 93, 02/07/2007 10% 94, 03/07/2007 -4%. 95, 04/07/2007 -3.3%. 96, 05/07/2007 -3.9%. 97, 06/07/2007 -4.3%. 98, 07/07/2007 -4.8%. 99, 08/07/2007 is 100, 09/07/2007 -4.9%. 101, 10/07/2007 102, 11/07/2007 -4.9%. 103, 12/07/2007 104, 13/07/2007 -4.1%. 105, 14/07/2007 106, 15/07/2007 107, 16/07/2007 108, 17/07/2007 -4.6%. 109, 18/07/2007 -4.1%. 110, 19/07/2007 -4.3%. 111, 20/07/2007 -3.9%. 112, 21/07/2007 -3.6%. 113, 22/07/2007 114, 23/07/2007 115, 24/07/2007 -2.5%. 116, 25/07/2007 -2.7%. 117, 26/07/2007 -2.5%. 118, 27/07/2007 -2.3%. 119, 28/07/2007 -1.3%. 0% 120, 29/07/2007 121, 30/07/2007 122, 31/07/2007 123, 01/08/2007 -1.5%. 124, 02/08/2007 -1.6%. 125, 03/08/2007 -1.7%. 126, 04/08/2007 -2%. 127, 05/08/2007 128, 06/08/2007 129, 07/08/2007 130, 08/08/2007 -1.3%. 131, 09/08/2007 -1.5%. 132, 10/08/2007 -2.3%. 133, 11/08/2007 -2.1%. 134, 12/08/2007 135, 13/08/2007 136, 14/08/2007 -1.7%. 137, 15/08/2007 -2.1%. 138, 16/08/2007 139, 17/08/2007 -1.8%. 140, 18/08/2007 -0.9%. 141, 19/08/2007 142, 20/08/2007 -10% 143, 21/08/2007 144, 22/08/2007 -1.6%. 145, 23/08/2007 -1.3%. 146, 24/08/2007 -1.6%. 147, 25/08/2007 -1.4%. 148, 26/08/2007 149, 27/08/2007 150, 28/08/2007 -1.2%. 151, 29/08/2007 -1%. 152, 30/08/2007 -0.8%. 153, 31/08/2007 -1.2%. 154, 01/09/2007 -1.3%. 155, 02/09/2007 156, 03/09/2007 157, 04/09/2007 -1.2%. 158, 05/09/2007 -1.5%. 159, 06/09/2007 -1.6%. 160, 07/09/2007 -1%. 161, 08/09/2007 -1.1%. 162, 09/09/2007 163, 10/09/2007 164, 11/09/2007 -0.4%. 165, 12/09/2007 0.3%. 166, 13/09/2007 -0.1%. 167, 14/09/2007 -0.3%. 168, 15/09/2007 -0.4%. 169, 16/09/2007 170, 17/09/2007 171, 18/09/2007 -0.3%. 172, 19/09/2007 0%. 173, 20/09/2007 -0.7%. 174, 21/09/2007 -1.4%. 175, 22/09/2007 -2.2%. 176, 23/09/2007 177, 24/09/2007 178, 25/09/2007 -2.4%. 179, 26/09/2007 -2.5%. 180, 27/09/2007 -2%. 181, 28/09/2007 -2.6%. 182, 29/09/2007 -2.3%. 183, 30/09/2007 184, 01/10/2007 185, 02/10/2007 186, 03/10/2007 -1.6%. 187, 04/10/2007 -1.5%. 188, 05/10/2007 -1.6%. 189, 06/10/2007 -1%. 190, 07/10/2007 191, 08/10/2007 192, 09/10/2007 -1.4%. 193, 10/10/2007 -1.5%. 194, 11/10/2007 -1.1%. Point 195, 12/10/2007 is -1.4%. -1.7%. 5 Year Performance to 01 April 2012 Cumulative Return 01/ 04/ 2007 18/ 10/ 2007 05/ 05/ 2008 21/ 11/ 2008 09/ 06/ 2009 26/ 12/ 2009 14/ 07/ 2010 30/ 01/ 2011 18/ 08/ 2011 05/ 03/ 2012 Calendar Year Performance 2011 2010 2009 2008 2007 4.0% 1.4% 2.7% 10.3% -2.1% Image description. Geographic Pie chart with Split 8 items. as at 31 March 2012 1, 2, France Italy 25% 26% 25. 26. 3, 4, Germany Spain 9% 21% 9. 21. 5, 6, Netherlands Belgium 6% 6. 7% 7. Item 7, 8, Austria Other 2% 4% 2. 4. End of image description. Geographic Split as at 31 March 2012 France 26% Italy 25% Germany 21% Spain 9% Netherlands 7% Belgium 6% Austria 4% Other 2% Logon to www.newireland.ie for the most recent fund information Warning: Past performance is not a reliable guide to future performance. Warning: The value of your investment may go down as well as up. Warning: If you invest in this product you may lose some or all of the money that you invest. Performance is based on the price calculated for 01 April 2012, which is calculated using close of market prices from the previous working day. Source: MoneyMate. Performance is quoted gross of taxation and fund management charges. Past performance is not a reliable guide to future performance. The value of your investment may go down as well as up. 11
Page 1: PENSIONS PENSION INVESTMENT PLUS qu
Page 4 and 5: 2 MARKET COMMENTARY MARKET Turmoil
Page 6 and 7: OUR INVESTMENT PARTNERS About New I
Page 8 and 9: INVESTMENT RISK FACED BY PENSION IN
Page 10 and 11: Image description. IRIS - INDIVIDUA
Page 14 and 15: Image description. PENSION CASH FUN
Page 16 and 17: Image description. ELEMENTS (PENSIO
Page 18 and 19: Image description. BNYM GLOBAL REAL
Page 20 and 21: Image description. PENSION EVERGREE
Page 22 and 23: Image description. ETHICAL MANAGED
Page 24 and 25: Image description. KBI PENSION MANA
Page 26 and 27: Image description. BLOXHAM DEFENSIV
Page 28 and 29: Image description. TRILOGY II FUND
Page 30 and 31: Image description. INNOVATOR (PENSI
Page 32 and 33: Image description. WATER FUND (PENS
Page 34 and 35: Image description. PENSION EQUITY F
Page 36 and 37: Image description. ETHICAL EQUITY F
Page 38 and 39: Image description. PENSION EUROPEAN
Page 40 and 41: Image description. PENSION PROPERTY
Page 42 and 43: Image description. PENSION INDEXED
Page 44 and 45: Image description. BLOXHAM GEARED H
Page 46 and 47: PERFORMANCE - PENSION FUNDS Lifesty
Page 51 and 52: Warning: These funds may be affecte

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